/biz/ - Business & Finance

Build a time machine before you're 40.

>>27730482
sell everything, pay off your CC, all in link, and you will be a multimillionaire EOY. It's that easy.

>>27730482
You want the retard advice or the based retard advice

>>27730482

How the fuck do you get to this position in life. Just lol

>>27730482
>what's the best strategy here
Never turn 40, of course; then, you'll live forever in a state of making it.

>>27730482
Stop buying shit on your credit card. Take the 90k in your checking account and buy XOM. Sell XOM when it hits 80$ while you collect sweet dividends. Wait for next market crash and go all in on a non meme undervalued stock.

Your green text tells me that you fundamentally don’t have the mentality to ever become a Millionaire if you unironically have two sports cars and $90 in your checking account with 16k wrapped in credit cards

Best you can hope for is just get a high paying job and buy SPY or something

>>27730482
liquidate everything into BTC (80%) XMR (10%) STA (10%)
hold tell 40, sell at 40, you're now a multi-millionaire

>>27730730
i'll take both.

>>27730482
sell your condo, buy silver and crypto, wait for the market to crash and buy cheap properties.

>>27730482
Sell your retarded cars, buy a shitbox cash, pay off cc. Then worry about investing.

>>27730482
Kek two sports cars anon? Retard that could've already been your million if you invested it. 90k in checking? Do you like losing money to inflation? 16k on CC balance? Yep, you're definitely a wagie who tried to impress other wagies and fell the for scam. What a retard... Sell all your bullshit, pay off your debts, invest it into some index funds & cryptos... Probably hit a million before you're even 34 at that rate. We're about to be in a massive altcoin bull market and you can literally just toss a few grand into anything and watch it turn into 50-100k. Just look at rubic... 3500% in less than a month.

>>27731260
>90k in checking?
no.
$90. ninety (90) dollars.
my checking floats between $0 and $10,000.

You guys keep thinking it's 90k, but he said $90. He's broke.

>>27730718
Jeepers creepers, Jimbo. You whackin' think that crack-a-lackin makes any sense? Maybe you'd enjoy wasting money but not me, kiddo. I'll stick with a sure thing.

>>27731260
>We're about to be in a massive altcoin bull market and you can literally just toss a few grand into anything and watch it turn into 50-100k

Like what?

>>27731478
I apologize for being retarded, I thought I saw a k at the end. I'm still calling you retarded for the rest though anon, but my advice was honest.

>>27730482
First of all: you have 2 sports cars, a condo, minimal retirement, CC debt and no fiat. I hope you realize you have been absolutely fucked by trying to finance a lifestyle and playing the jew credit game.

Sell your condo, sell your cars, pay off CC and put the rest into crypto. I'm not even fucking joking. This isnt dave ramsey inspire either. It's not your fault but you have the most normie ideas about what will generate wealth. I used to work in banking and this is what everyone does. Theres this ridiculous idea that taking on LIABILITIES is going to make you money. It sounds like you worked hard and paidthese things off so cudos for that but you didn't put it to work for you so far. It's not earning interest or in a good stock. Owning a condo as an investment property is a fucking headache. Worrying about 2 giant depreciating assets (liabilities) is a headache. Im assuming your job is decent for what you have. You will make it if you pull your head out of your ass.

>>27730482
>under warranty
yikes

buy fucking XRP and hold it till 2k$
if nothing happens, you lost a few hundred bucks

if xrp is used as a bridge currency BECAUSE EVERY FUCKING BANK WANTS IT TO CUT TX FEES. you make it.

>>27731590
If you stake BAO all year this year, you're going to have a good time. Making a "good" entry doesn't really matter right now because it is so new. The sooner you take advantage of the this initial distribution curve, the better off you'll be in 2022, 23, 24 with passive gains.

>>27730482
>car person
oh no no no

>>27732150
How does staking work anon? What's the process and what's happening when you actually stake? Am I retarded for just buying some, because it seems like I can get a whole lot more BAO of I stake the ETH that used to buy it. People are making 200k a day and I bought 200k.

Shitcoins that will probably become parabolic this year:

MILK2, BAO, RBC, PRQ, REEF, AAVE, AVAX, ZEFU, PAID and BOND

>>27731731
i paid cash for the condo and cars in 2018/19.
manage my own LIRA because i asked to be laid off last year when rona was starting to hit. the condo was the worst financial decision i ever made tbqh. my tenant is legit so at least i have that.
not selling the cars unless i'm about to be homeless (i'm not).

why is everyone saying pay off the credit card? i'd rather just drag that one out.

>30
>yuropoor
>living with mom, virgin, neet
>lost 2k on gme
>all these unironically

a..am I gonna make it?

The best strategy would have been to not have two paid off sports cars, now you're not going to be a millionaire by 40

>>27732771

because CC interest is a bitch? How is that not obvious?

>>27732569
You’re missing cryptokek anon

The KEK is your salvation

>>27733066
mine is 1.99%

>by the time i'm 40
NGMI

>>27732771
Post your monthly interest charges lol

>>27730733
what's so crazy about it? comparatively, he's doing better than most milennials. A paid off condo is a pretty good position to be in. the sports car thing is the only retard move imo

>>27730482
>2 sports cars
>Renting out a condo
>90 bucks in checking
>16000 credit card debt
What the fuck are you doing to get yourself in this specific situation, sell one of the cars, pay off your credit card debt and buy yourself a hot fuckin meal, jesus christ

>>27733697
i made a lot of money in 2017.

>>27730482

If I had what you had I'd be a millionaire by the end of this year

>>27733846
Okay but you're renting out a condo, where does the money you get from that go? I know 2 percent isn't a crazy high interest rate but that 16,000 is going to continue climbing if you aren't paying off at least 400 bucks every month

IMHO, the only way to become a millionaire quickly, without outright hitting paydirt on a business idea and it sky rocketing...is cheap crypto.

And buy a lot...scour pages and pages of white papers. find decent projects and get in as early as possible. And dont be afraid to lose on a few...because the one that does hit makes you the millionaire.

>>27734144
i accrued that balance this year from a couple emergencies. the condo board voted to upgrade the building and i was on the hook for $15,000 so i put it on the card.

>>27732771
There's no helping someone with a thought process like yours. You're destined to be in debt for the rest of your life. Stay poor retard... Live as a slave looking over your shoulder at your credit card debts for the rest of your life.