/biz/ - Business & Finance

anyone?

>25
>/fit/, /fa/
>live in a nice shared house in London
>£37k yr from a small tech/pharma consultancy, looking at getting an equity stake
>gf dumped me a few weeks ago
>£1.7k crypto portfolio down to initial investment
>£10k in cash savings

>>2756592
I'm curious, is 1k a month good/bad where you are? Because it doesn't sound good for the job you're doing, but it could be the norm for whatever country you're in.

Similar job here in Australia would probably at least make 1k a week...

>>2756651
IVE come to find out most retards that say theyre /fit/ are actually really weak and claim to be /fit/ becuase they have a view cuts on them or abs. fuck outta here

>>2756687
Average salary in my country is 644eur after tax so 1k decent. Nothing too fancy but decent. Its odd you mention Australia because we have been thinking for a while with gf about moving to Aus. How hard you think it would be for me to get a similar job there?

>>2756707
If you're fat, you're not /fit/. Nobody cares how much you can quarter squat.

>24
>Australia
> Student - Business Sustainability + Communications
> 4 yrs with gf, living together 3.
> Planning tourism business, operating 3-4 days a week
> cook in cafes/builders labouring for money
> invested $1500 long term
> hope to fund house deposit (to rent) with some crypto profits to diversify portfolio.
> buy rural land, have kids, chilll

>>2756707
Girls think i'm fit, i'm DYEL by fit stanards. Deadlift 140kg.

>>2756748
Couldn't tell you unfortunately, I don't live in a big city which is probably where you would have to work for a job like that. I guess if your english is good and you're qualified you'd have just as good a chance as anyone.

>>2756592
>27
>SF
>dropped out of university
>live with GF in city, pay $3k rent
>$135k
>only $6k after the drop ATH $13k
>started with Eth at $55 and cost averaged my way up to total investment $4000
>lots of debt though. Fuck life.

>>2756787
24 and you dont make any money?

>>2756592
>24
>Northeast, USA
>South American immigrant
>Blue collar job ~$28,800/yr
>Working on associate's for IT-security
>Rent with GF and two roommates at $850/mo
>Car enthusiast (blow money on shit cars)
>~$160 into crypto, want to drop more once I learn some more
>Long-term is saving up some money and moving out of the country with the GF to eastern Europe or somewhere in South America
>Want to run electronics repair/computer maintenance small business and venture into the computing side of automotive on the enthusiast side.

>>2756837
>South American immigrant

>>20
>>Winland
>>17k-37k€ year depending how many hours bluecollar
>>studying coding on my own
>>Going to put 125€ each month to cryptos from now on
>>Hoping to start my own coding/software company someday
>> Gonna invest pretty much all my extra moneys in stocks,cryptos and realestate(once i get some big monies)
>> /Fit/ /biz/

>26
>Eastern Europe
>Bachelor of software engineering, senior dev
>Net 2600 euros/month
>Share €400 rent with gf
>Been mining 2013-2015 but had a financial situation late 2016 and had to sell all but 1
>Still bought just one a few months back and turned it into 4
>I have finished 2 potentially profitable websites, but delayed launching in order to trade crypto...

When I was 21 i saw 500 euros in one place for the first time in my life. So from that perspective, I'm happy with where I am for now.
But I want to be a millionaire b4 30

>>2757378
Been mining altcoins and bitcoin*

>>2757378
What country are you from? Mirin that salary

>>2757393
Bulgaria.

Fellow Bulgarians on /pol/ never believe I make "that much" and it was a lot for the current market a few years ago.

But now it's probably just above average for a senior dev.

>26 year old dateless with Masters degree.
>make 50k after tax.
>live with mom with no expenses.
>80k in savings (saving for apartment to rent out.
>120k in investments.
>no debt.

>>2757417
I forgot to add I'm from Florida.

>22 year old
>eastern europe
>no income
>live with dad
>300$ in crypto from mining with single gpu
>no gf
>no nothing
>cant afford anything
>wanna kms

>>2756651
>/fit/, /fa/
> still got dumped

What happened?

>23
>Eastern Europe
>Just graduated with master's
>$6k in the bank, $6k worth of crypto (used to be worth $13k in early June...)
>No debt
>No gf
>About to look for jobs

>19
>professional gambler
>lost 5k in the last week, purely down to bad luck
>make maybe 4k/month on average over the past 1 1/2 years but fluctuates so hard and my heart can't really take it
>getting a degree in literature (lol)
>UK

What's up with all the slavs. Fuck off you degenerates

>>2757447
You're gonna make it.

Learn programming, you don't need to go to university for that.

Make $$$ online in the meantime, mining is not your only option. Just Google around, start a fiverr acc, translate stuff to English, fill surveys...

Our cheaper life gives us tons of benefits

>30
>miami
>no car no gf dont drink
>small apt near city center
>accountant stuck in the $65-80k range
>$200k in stocks

life is comfy as fuck when you avoid the roast

>30
>States, midwest
>PhD
>zero debt
>IT work for hospital
>2 day work week because lazy
>30k in bank
>10k BTC
>2 story house by lake
>porsche boxster
>live in asian gf (electrical engineer)

No where near rich but I call my current situation "retirement".

>>2757512
Hahahaha I hope you're not serious
>Professional gambler
>19

You think the luck you had last week is bad? Wait till you lose 10-20x that on an actual bad streak. It is not if, but when. And considering you are just a kid you have a whole life to feel the wrath of gambling streaks

>>2756810
>Australian
>Under the age of 28
>Making money

>>2757547
what field anon?

>>2757570
fucking this, cost of living got me bad desu

>26
>Midwest
>living on wife's parents property
>unemployed since late May, last job paid 40k salary (IT systems administrator), wife works at shitty grocery store
>still have student loan debts and car loan, total debt ~30k
>$1500 in checking account, $300 in savings, $2000 invested
>getting unemployment, $450/week which will last six months
>looking for a new job but also considering starting a web business (online browser-based game)
I know, I know, my situation would make most /biz/nessmen balk at how ridiculously retarded my financial situation, but there you go.

>>2757547

$10k in btc

or

10k btc o.O

>>2757541

is this your apartment anon?
looks comfy as fuck

>>2757594
Philosophy. Taught for a while but hated it so started the IT work.

>>2757669
10k usd in btc. Should have been more specific. I wish I had 10k btc.

>>2756592
>27
>neet
>technically a lawyer but have never worked a single day in life

>>2756592
>26
>new south wales (australia)
>graduated with a bachelor of engineering (chemical) several years ago
>practically unemployed atm, cant find work in this shit field anywhere
>rent is like $600/month here
>2.5k in crypto, 5k in savings, like 500 in "checking", 0 invested
>looking for shitty wagecucking jobs now, literally anything will do

my dreams of owning a home dont exist anymore (well not on the coast at least). all i want is to get a nice cosy job working as a wastewater engineer in the middle of bumfuck nowhere that earns a decent salary, buy a house and raise a family

>mid 20s
>asian doing biz in Shenzhen
>drop out
>living in a rented 4 br villa (3.5k usd)
>co-own manufacturing factories
>paid a fuckton of tax in 2016 and my net profit was 650k~ usd
>no crypto investments but interested in the future
>invests quite a bit in tech etfs and yolo stocks
>i miss my family

>>2757731
Mines need chem eng's.

>>2756651
>fit and fashionable
>gf found out I'm gay

is this what you meant

>>2757785
they do but no cunt is hiring atm. on the off chance they are looking for a process engineer, HR demands that you have 3-5 years experience in mineral processing. its pretty fucked t b h

>>2757547
Gets the ugliest Porsche while having barely any savings.

>>2757547
>live in
don't make this one simple mistake.

>18
>/fit/ as fuck
>$10/hr as a personal trainer
>4.5 GPA throughout HS, starting college in the coming fall semester
>Plan on becoming a quantitative analyst (but this will likely change over time)
>Make $60-$70 a day casually daytrading crypto on top of working
but mfw shit social skills make life unnecessarily difficult. I have probably 7/10 face but can't get a gf because I'm too fucking awkward, which sucks because women regularly approach me at work. how do I into social skills?

>26
>eastern europe
>finished IT bachelors
>3 years with gf, renting for over 1 year together for 420euros/month
>Senior web developer working remotely for western europe making 6k eur/month after taxes
>Only just now started interest in investing, have 5000euros in cryptos which are slowly declining
>70k euros in bank account

>28
>New Zealand
>Engineering bachelor
>3 years living with GF. $180per week
>Logistics coordinator 85k salary
>Just cashed out 60k of eth. Invested 10. Have ETF stocks also.
>Year off to travel/work

>24
>going to make America great again
>have a couple of technology certs I got back in high school through a local college, but ultimately I decided college was a meme, because I had $0 to my name out of high school, and was terrified of borrowing money from Mr. Goldberg
>tfw no gf
>been renting current place for a little over a year, but looking to get a house when the market dips
>the hacker known as 4chan
>income in sporadic
>networth somewhere around $1.5m
What's with all the normies with long-term gfs on this board? I thought we were all supposed to be social outcasts united through shitposting and memes

>>2757651
>living on wife's parents property
Don't ever step on me or my wife's property again!

>>2757819
>>2757378

Those are some amazing wages for EE. Lay it on me lads can I become a developer if I struggle in math? I literally don't have anything else going for me atm.

>>2756592
>33
>MURICA
>MBA
>house, 15 year note @ 2.875%
>hot wife, 2 kids
>literally have everything I want
>we make 250k/year combined, so comfortably middle class
>buying 4-6k in mining rigs/month (L3+ here I come!) for next few months.
>400k in traditional assets

>>2756592
Sounds nice

>>2756651
Not bad

stop browsing /fa/ though

>>2757447
>>2757490
>>2757651
>>2757719

I hope these arent true

>>2757512
patrician as fuck

>>2757731
I'm in a similiar situation
>28
>biochem degree useless
>working for my step dad in real estate
>2k in crypto, 3k in bank
>studying for wastewater course

Wastewater operators make pretty decent money. not great, but decent enough to be comfy. I'll probably end up working in northern Ontario.

Kinda wishing now I got into urban design/architecture. I read one book about it a year ago that got me hooked. Now I spend time redrawing my home town, and admiring old city designs in europe via google images. I feel like I'm always going in the opposite direction of my dreams, but at the same time pushing 30 and can't fuck around anymore.

>>2758210
>I hope these arent true

>>2756649
pls respond

>19
>student with parents paying tuition
>put my only. money into crypto at the top, hoping it would at least double
it halved my money

>>2758134
Civil Engineering major here, cliche af but you can do anything that you set your mind to. Prepare to stay up nights and become miserable for a few years, doubting your decision along the way, but if you can put in the work and the hours consistently, you will do well. This generally goes for all STEM fields.

>>2758210
>>2757651
Unfortunately, this is true. I am shit with money (part of the reason I'm here in the first place) so I have next to no savings and no real stable income.

> 23
> Central Europe
> gf 3 yrs
> IT, getting my bachelors next year
> make over 1k Euro on part time, 2k on full time as a DevOps engineer
> Asked for a raise, should come through.
Feels okay

>>2758269
not bad for a high school education

>>2758279
I personally know ppl who make 8kE/mo with high school ed. IT is a meme.

>>2758297
hungary?

>>2758310
no wait they don't use euros... takže slovák?

>30
>belgium
>work in IT as a sysadmin
>earn about 30k a year after taxes
>have wife and 2 kids
>own a house
>about 200k in savings account and various investments
>last 2 were for the most part inherited from my parents.

ez life but the routine has become boring as fuck

>>2758319
CZ

>27
>belgium
>bachelor marketing and master communication
>professional model for 3 years now, make around 1600 net/month not the best pay but i love my work and pretty chill for just couple of days work

>Only just now started interest in investing, have 6000 euros in cryptos, 1000 euro les worth now, waiting for a moonlanding to go further

>>2758354
No a komu teda platěj 8 tisíc euro? To se mi nějak nezdá...

>31
> east coast USA
>BS/MS in IT, but self employed in other field
> live-in girlfriend
>own townhouse outright
>$450k in cars
>$1.2m commercial real estate
>$2m in stocks/bonds
>$600k cash/looking for other investments
>$20k in crypto, planning for a total of $50-100k, not 100% sure

>22
>US west coast
>fell for the college meme, 9k in student debt
>put 1k in crypto, spent 2k on a mining rig
>$17 in checking account
>gas tank almost empty
>crypto prices tanking
>next paycheck in a week
Can I make it boys?

>>2757409
Damn, how much years xp and what language.

>>2756592
>>2756787
>>2756806
>>2756837
>>2757378
>>2757547
>>2757819
>>2757857
>>2758269
>gf
Nice LARP, guys.

Let's see here.

I make money primarily by buying stuff and selling it on Amazon. I have just sent a shipment into Amazon, so I should be getting $1,000 in revenue over the next month. But that isn't fast enough. I need $400 right now to stay current with my student debt. I should have a lot of money that I made previously, but I pissed it all away. Fuck me. I have about $200, I need $400 total for my student loan payment in a few days, but I also need to have money left over so I can buy more product. My credit card is maxed out right now, I truly am fucked.

I dropped out of college so I don't have a real job. My only conceivable option is to go door to door mowing people's lawns for $20.

I just need to get out of the woods. Once the Amazon money comes in, I'll be able to spend all of that on more products and get the snowball effect going. I'm mad that I don't have more, but at the same time it's interesting to think that I'm going to live the rest of my life on this $1,200 or so assets I have now. Just by buying and selling, and eventually investing, all of my future wealth with come from this tiny seed here.

>37
>wagecuck working minimum wage job
>tired of being a loser
>browsing /fit/ and working out
>browsing /biz/, want to see what my options are, willing to take the time to learn and study

>>2758543
Call them and negotiate, try to get your payment down to 200

>24
>Balkans
>Finished 86 out of 180 ETCS in 5 years (EE), have another 94 to go for my BSc degree
>No income, parents pay for everything
>gf 4 years
>no investments, no money, terriefied of work, socially awkward
>the only good thing in my life is being 190cm tall, sort of good looking and having a gf that didn't cuck me yet

>>2758543
Apply for another CC, then after you pay it off throw it away in a closet and never use it.

>>2758638
Don't worry, Italian navy is towing some gifts for your gf ;)

>>2758703
She did got her bachelor in Italy, I visited multiple times, met many Italians, met dudes that were hitting on her. Why are all of you bisexual, weed smoking degenerates? I have my fair share of paranoia about my gf, Italians and their scooters are not part of it, trust me.

<26
<speak 5 languages fluently but decided to quit my history bachelors degree to go study filmmaking in Berlin
<invested 200% in BTC for fun and now have aprox 1k
<about 3000$ in debt

How fucked am I?

>>2757770
sounds like your doing great, congrats anon!

>>2757807
You got a good head on your shoulders. In terms of women, just dont build them up in your head. Dont think of them as a potential girlfriend/wife just think of them as any stranger in the beginning.

>>2758836
>Italians and their scooters

kek

>>2757807
You can make your social skills good enough to have a bearable, but still often cringeworthy life. Your ability to socialize is ingrained in your personality and you can't do much to change it desu.

Speaking from experience

>26
>west coast, usa
>software dev
>60k a year
>invested 50k
>no gf (waste of money + time)
>rent sharing with buds
>cheap with myself, use coupons even
>lifes good

>>2757512
>professional gambler
Stop before you fuck your shit up

>21
>midwest usa
>Xray tech at ndt company. Work 5-7 nights a week. Make about a grand every week.
>rent a room for 300, phone bill 50. Rest goes to cryptos.
>Some debt. Nothing I won't have paid off by the end of the year though.

>23
>-$20k in student debt no degree
>$700 invested
>making 40k - 45k in a complete shithole that reminds me it's a shithole at least every thirty minutes
>driving a beater truck to save money
>haven't bought new cloths in nearly a year
>live in rural Midwest so it's even more depressing
>never take vacation days because I know I'll just be losing money yet my bosses are always shoving it in my face
>everyone at my work is a sad excuse for a human so I have no friends

I don't go an hour without thinking of suicide. I'm so fucking lost that I'm considering going military just so I can do something. I considered finishing a degree online but it's just more debt to consider and more years working. I've considered making music but the market is way too over saturated and I can't produce worth shit. Considered web design but I'm too exhausted after work and gym to even sit at my computer to play a game much less learn to design a website

>23
>flyover state
>24k usd/yr
>no gf, all school friends faded away
>degree is just a useless piece of paper
>live with parents

At least I don't have to pay rent and have no outstanding debt.

>22
>married, wife is unemployed but still profitable to me (I can explain how if someone asks)
>working as actuary, make roughly 80k per year
>budget to $600 per month, plus $1750 for rent, $100 for utilities, $65 for internet, $165 for car insurance
>invest all the rest
My life dream is to retire as early as possible and go move to my wife's home country and live there with her family, who works on a farm, and just quietly help with their farm but own my house and only get a job if I need to. That way if I want to do something easy like a part time job, I can do that and spend all the cash without worrying about saving because I'll have enough to live on regardless.
>Currently only have $30,000 but I made all that this year only, so if I keep making $30k every six months and reinvesting it I'll be ok by the time I'm 35 or so.

>>2759139
>I don't go an hour without thinking of suicide.
Limit yourself to only a couple hours of 4chan, maybe even internet all together, or even leave completely. Boredom will make you do stuff, don't go for immediate reward past-times tho, like games etc.

Also realize that nihilism is the only truth, and you have only one life. You can be a crypto trader or a bum, or a successful pole dancer, ways to succeed and fail are limitless. Killing yourself is outright dumb thing to do, honestly. I mean it ultimately doesn't matter if you do, but life is a short ride anyway, why miss out even if it sucks.

>26
>Black
>/pol/ /biz/ Atlanta Georgia
>$8k/month
>Got married almost a year ago. 4 years together. Baby
>Started crypto a month ago like a retard.
>Depending on where soul coin is, I'm either down $300 or up $600

>>2756592
My mom cleans toilets and makes 3K a month here in the USA. 1K EUR/mo is poverty tier, especially for someone who is college educated.

>22
>american
>working on Drafting BA
>had gf, separated
>working at supermarket for now, ~25k annually

>>2757770
you might make it

>>2758380
nice. did you inherit or earn it?
>self employed in other field
what field?

>>2758385
not sure

>>2758897
probably won't make it. how are 5 languages and film studies gonna make you rich? hopefully it'll make you happy though

>>2759228
>Currently only have $30,000
that's very good. good to see you're keeping expenses low despite high income

my stats:
>32
>no gf
>no kids. do not want.
>$80k/yr programmer job that i can't stand anymore
>$47k savings, $8.5k of which are in crypto
>own a house with mortgage on it
>net worth around $130k
>can't stand working life any more
>tfw realizing i'm probably not gonna make it

>>2758990
I've slowly come to realize this but it helps to hear it from someone else. Thanks anon.

>22
>american
>somewhat /fit/, somewhat /fa/
>working on drafting degree
>had gf, separated
>working at supermarket for now, 25k annually
>living with father to help disabled older brother
>saving up to move out soon

not going as good as i hoped years ago, but I'm making it

>>2759303
how the fuck do you make 3K cleaning toilets?!

>>2759317
Thanks

>18
>4 GPA in HS, college in a month
>Want to be a programmer or maybe IT (I'm not actually sure i'm crazy about it, i'm certain i'm not terrible at it though)
>Have had 4 jobs in the last two years. That sounds bad but I never got fired. I just got bored or didn't like the work. Was a cashier for a year and that got old. Worked under an IT guy for a few months during a busy time for him. Did landscaping at a strip mall cause I knew the owner (fucking miserable work though). Now I move boxes at a grocery store.
>Aside from that all I do is browse 4chan.
As far as life stuff I hope I do better in college than high school. The reason I keep getting all these jobs and working all the time is that there's nothing to fill my time, I don't really know anybody. The only one who'll hang out with me is my dear old dad.

>>2759303
Also,

>28
>Chicago (born in Poland)
>Finished M.S. Civil Engineering B.S. Mechanical Engineering
>no gf, live in parents McMansion
>work in family construction company, I do most of the architectural work and paperwork and my father does most of the stuff you would expect a builder/general contractor to do
>currently developing an apartment complex in northern part of Chicago
>should bring in about 2M in profit over the next 2-3 years from this project alone
>Haven't fucked with stocks since 2012 or so, better to focus efforts on the family business
>shitpost in my downtime

>>2759346
She works for the city. Benefits like health insurance for the whole family and she says her job is easy.

>>2757731
You have a bachelor's in chemical engineering and can't find a job? In Ohio (Midwest U.S.) That would pretty much be guaranteed employment.

>>2759369
She's probably taking dick in the bathroom stalls and getting treated like a toilet

>19
>american
>no gf(no time)
>no kids
>Saved up money and learned to trade Stocks + Forex
>see a great opportunity in crypto, as i was only making 500/weeks in stocks
>take a break from stocks
>Bought into crypto around January
>sold off ETH weeks ago
>paid off 20k in mining hardware 2 months ago
>waiting for plebs to panic and sell their cards dirt cheap
>Estimated making 70k/yr
>20k in savings

>romanian
>32
>failed lawyer
>failed economist
>failed to commit suicide
>cultivating corn
>no actual income
>sick parents
>fiance cheated on me
>my uncle sued me and took half of my house because Romanians officials are corrupt
I guess this what white privillege feels like
When I die, fuck it, I wanna go to hell
'Cause I'm a piece of shit, it ain't hard to fuckin

>31
>South East Ohio (nothing really here but rust)
>Dropped out of college in a drug fueled haze
>Woke at 27 and opened a Cash for Gold
>Buy crap off crackheads all day
>Make 100-200k a year
>I dun really know because accounting derp
>Sexy former model Russian girlfriend
>Went on 6 vacations last year, bought a car a new acura and a boat all cash

>>2759317
You can do it anon! One day at a time. If your programming job really becomes to monotonous for you then think about going in to a field that you'd be happier in. Money isn't everything but it sure helps if you dont have to worry about it.

>>2759417

>romanian

I'm sorry bro, failed at the first step. At least your women are hot.

>>2759292
i live in atl also cant find job. what do u do anon?

>>2756592
>31
>w. europe
>economics degree but not working
>never met my blood parents, adoptive dad was an important lawyer
>when he died he left me ~600k in hard cash (literal hardcash)
>+ over 2M in real state, including two art galleries which make me nearly 7100€ a month
>gf of 10 years and expecting my second daughter in oct, they are the only thing that force me to cope with crippling depression

>25
>Electrical engineer
>Net 8k / month
>115k cash saved up, 150k property equity, 13k company stocks
>26k invested in Crypto, down 10k
>Live with parents
>No gf
>Looking to start my own mobile app dev business

>24
>live in beach town in New England
>renting apartment less than 1 mile from the beach
> Bachelor in business from BC
>work as an underwriter for $50K a year
> $85,000 in savings
>have gf
>have boat, car, healthcare, etc.
> 5K invested in stocks (not crypto because im a normal person)


rate it

>>2759456
Yeah...I guess they are.At least Berlusconi and American actors fuck them.

>>2759462
web dev contracts

>>2759525
Why so much in cash my dude?

You're doing well though 1.5 thumbs up

>>2759525
Great job anon!

>>2759544
Don't want to lose it/feels good to be able to splurge if I want to.. what do you recommend?

>>2756592
>29
>USA
>finished top 10 uni, top 10 law school, passed bar
>sold lots of drugs out of uni/law school, invested in Bitcoin before Silk road collapsed, now have a little over $2.5MM in crypto
>stopped selling drugs when the feds started getting nosey
>run a record label, hope to clear around $300k
>generally fuck around and travel now

>>2759443
Top kek

>>2759317
Did not inherit. Vape bubble (it popped, feels bad)

>>2756592
humblebrag faggots should be hanged by their balls

gtfo

>>2759855
Find a financial advisor you trust from a reputable firm... Cetera, Morgan Chase, etc. and get it working. At least 50k of it. Wait for the correction/end of year dip. Market is crazy high right now. Don't watch it. Check once a month max. Every 6 months or every year is better. Go back 30 years and see what it would look like today. It'll look similar in another 30 years from now.

>>2756592
>25
>Belgium
>Bachelor in Accounting & Tax
>Senior public accountant at a National player
> 35k euro every year (+- 17k after tax)
> Company car (Opel Astra)
> No waifu because of the extreme hours
> Gonna transition into industry accounting soon. Which will increase my salary to 55k a year and insurance + extra stuff for my pension. And 9-5 hours.....
> Living with my parents with no costs
> Planning to invest into real estate. Preferably a house in the red light district which generates a high amount of cashflow.

>>2759484
why are you depressed?

>almost 20
>work for like 15 cents over minimum wage
>live with mommy and daddy
>9k in the bank
>about to get new job which will pay 750 bucks a week
>pretty much will be saving everything
>will be adding about 2.5k to the bank each month
>about to get into crypto cause nothing to lose

>>2758380
>>2759317
>>2760054
>Vape bubble
selling vape shit?

>>2759525
nice savings. rent boat and gf out for additional gains. also needs more crypto / 10

>24
>canada ontario
>finished my computer science degree at top uni
>$40 in the bank
>live with the senpai
>did an internship in denmark, speak danish now
>started my website logo business last week
>all cold emails dead
>dreading doing cold calls


any advice?

>>2756592
>30
>West Coast of US
>Bachelor's Science in Chemistry
>1 year with gf
>renting for about $2300 a month, want to buy house soon though
>$170K/year doing healthcare IT consulting
>$110K in savings: 401K/IRAs/(((Stocks)))
>$2.4K initial crypto down investment to $1.3K as of today

>>2759879
Winning.

>>2756592
>32
>PNW
>Have AAS in IT, and looking to return to school for BA in Business Admin possibly later this year.
>Divorced last year, clean divorce - split assets 50/50. Yielded ~23k each in profit after the house was sold earlier this year.
>Data Assessment Specialist for the State bringing home about $2800/mo after taxes. PreTax is nearly 4k/mo
>Have about 17k in 457b, Trad / Roth IRAs
>Have about 19k in Emergency Fund
>No debt beside a car - paying it off asap as it's 549/mo.

>>2760495
>Bachelor's Science in Chemistry
>$170K/year doing healthcare IT consulting
>healthcare IT consulting
>$170K/year
more like large-scale meth production

>>2759317
That's the thing...
I think I don't even want to be rich, but still invest and stuff for the lulz
If money falls on me due to a smart investment I'll take it, but I don't see myself running after money as a life choice

>>2757541
Are you a CPA?

>25
>midwest america
>college is a scam
>married for 4 years
>netsec advisor
>$20k in crypto, about to all-in LTC
>no side businesses

>19
>midwest US
>Tiltrotor mechanic in the Marines for about a year
>Now a wagecuck at walmart
>Just under $5k in bank, about $1k in crypto
>Taking online courses for network admin
>Profit of about $150 each month, $100 of which goes into crypto

>22
>United States
>Currently in college
>Currently sadly wishing I had money so I could visit my beloved halfway across the country
>Invested everything in ANS

>>2759387
id love to move to the states but its really hard to obtain working rights in order to do so

>>2756592
22, just got out of college and started a full time job a few weeks ago. Will make around 55k a year with benefits, food enough for me right now. Have 13k in the bank though still have about 15k in student loans to pay

>>2756592
>29
>us naval nuclear warfare officer
>bs mechanical engineering
>single as ever
>put 6k into eth in early may, sold a few weeks ago for 17.5k, looking to get back in when time is right
>keeping money in the bank- don't like the stock market right now
>no debt
>60k in savings
>~4.5k/month
>550 rent
>frequently unhappy, but i'm aware i'm doing better than most people

>26
>US
>bachelor's degree in CS
>software engineer at big company
>engaged, living with fiance
>roughly $180k/yr between the two of us
>started trading stocks last year with $8k, almost $17k now 11 months later
>roughly $100k in spendable savings between me and fiance, minus wedding expenses

>>2759016

you're doing great! All the best!

>28 year old amerilard
>web developer 50k year. Just started 4 months ago at 19 an hour and now onto my second job as mid-level.
>run websites (~13k year)
>trying to get VC funded on an airbnb alternative app.
>filing patent for a smoking cessation product I intend to sell.
>lost about 200k in cryptos

So...average I guess. Cost of living is only about 1000 a month total so I'm comfy.

>work 3 days/wk
>make enough to save 1/3rd monthly
>too lazy to break myself out of the comfort of this mediocrity

>>2762532
Sorry bud, but this the USA. We depend on immigrant labor to survive as a country, sure, but we need these morons that vote against their own economic interests to fixate their hatred on somebody! Guess it's you!

>>2762633
>>lost about 200k in cryptos

nice

>15
>go to extremely competitive Highschool in Dallas
>upper middle class family
>work at a pool store for 8.5 an hour
> $700 in savings, 200 in robinhood account, 50 in crypto
>had a qt 3.14 gf for 4 months, but she dumped me
>play football for said highschool
>want to major in finance and eventually run my own fund

>>2762781

>upper middle class family
>200 in robinhood account

Ask your dad for $20k and invest. Losing is the best way to learn.

>>2762695
:^)

ill just spend the rest of my life wagecucking as a forklift driver

>>2756592
>23
>iq 135
>6'4"
>240lbs
>bench lmao3plaetz.jpeg
>took all biz classes at local college but didn't get degree
>work for senpai biz
>$34k(USD)/ year + commission
>have perfect gf that cooks and cleans and works
>live downtown in safe midwestern city with gf
>drive Cadillac
>have access to workshop that I can fabricate in for pet projects
>currently building campervan

Next I'll either build a boat or travel trailer camper

>>2756592
Yu lose points for the gf, unnecessary financial drain

>21
>Burgerland
>Heading into senior year of communications degree
>2 years with gf, parents cover rent, tuition, groceries
>Reporting intern (for medium sized town paper) and marketing writer (at university), $1,110/month (roughly)
>Gf is in college studying to be a teacher, also wagecucks for $9.30 an hour
>Nocoiner, but I take the money I make and invest it into a Roth IRA
>Extremely interested in just about all aspects of marketing, am studying for some certifications in my free time after work (if you want to know a few, ask me)
>Plan on doing cheap digital marketing for some local businesses to get some experience under my belt

Ultimately, my financial goals in life are to: Make six figures, own a home, retire early through smart investing and saving

I'm on the fastrack to poorville, aren't I?

>>2756592
>eastern europe
I score you 0/10

>>2759014
Socializing is a skill you can learn. Sure it comes better naturally to some folks but it's literally all in your head. If you believe you can't become a better socializer or rationalize being a bad one in you're head you won't make it.

Only people with actual mental disorders have an excuse not to improve...

>21
>Live in Florida, Russian immigrant at age 10
>Highschool dropout, got GED
>Work in IT, $75,000/yr
>Wife makes 44,000/yr, has Masters
>Own house, two story, 2700 sq ft.
>$1400 investment in crypto starting last month
>Current portfolio $1900 due to downturn

>>2763108
29. Not 21. Typo. Very drunk.

>18
>colorado
>junior at majoring in software engineering (no cost because poor)
>make about $1200/month from shit campus job
>live with bf 26 of 2 years, he works as an electrical engineer at ok tier company, $8000/month approx
>currently getting raped on $1600 rent but looking to buy in a couple years when i graduate
>5k in checking, 7k in savings just watching crypto for now
>retard and only started going on biz 6 months ago

>>2758380

How did you get 3 million dollars in assets?

>>2758135
Are you actually better buying mining rigs or just the coins themselves?

If you're better off buying the rigs, why don't the companies that make them just keep them until they're barely profitable and sell?

>27 roastie
>USA
>pic related my savings
>make 100k a year wagecuck
>might lose job soon
>still live with mom and dad
>monthly expenses are $300-$400
>no friends or social life
>never went to college

Everyone screeches at me to invest when I show them my account balance, but it's very overwhelming

>>2759417
>my uncle sued me and took half of my house because Romanians officials are corrupt
wow, how? what the fuck?

>>2763202
Only keep enough in your bank to last 6 months with no income

You really should start investing.

>>2763202

>roastie

Do you feel regret over this?

>might lose job soon

Why?

>no friends or social life

For $100 an hour I'll talk to you.

> 21 yrs
> scammed myself into a dev ops job making $75k/yr, on my 4th week of work now
> $1k/week after shitty California taxes
> $5k in Robinhood and $1k on bitfinex in BTC
> made a algo to trade my crypto on bitfinex a few days ago, not much chance to test it because the market has been so shit
>$480 a month in rent

What is the point of all this money? I've just been investing the majority of my first few paychecks... I don't really want or need anything... $1k/week is a fortune to me, considering my background
>>2763295
Fuck that you can always cash out. 3 months maximum unless it doesn't matter much to you

>>2756748
>Eastern Europe
>IT bachelors

No chance in hell, bud.

Unless you can somehow claim political asylum.

>>2759278

this guy gets it. this is it

>>2763315
>Do you feel regret over this?
roastie is just what i call myself since i'm from /r9k/, i've never had sex with a man or got toasty

Basically I'm massively behind on all my work and probably have about 6 mo before someone starts getting really fed up. Maybe a year if I'm very lucky

>>2763380

How did you manage getting to 27 without losing your virginity? Are you religious? Or simply unattractive? Is it impossible for guys to approach you?

I'd like more details on this.

>>2756592
me

>>2758380
fuck. you are where i want to be. 19 right now. did you make all that money from scratch?

>>2763396
Stop trying to pick up chicks on the internet, loser.

>>2763396
Never leave the house and human interaction does little for me. I'm also picky and really awkward

>Or simply unattractive
Women who are on "My 600lb life" have husbands/children, so it's not like there's an ugliness threshold. i'm not pretty nor unfortunate looking.

>>2763353
>What is the point of all this money?

You should quit and work in an easier job since you don't need that much money.

>>2762781
You go to Highland Park dont you..

>37
>Educator
>Masters in Digital Learning platforms (making distance learning modules)
>15k savings
>40k in student debt
>3200/mo
>130k mortgage on small house in Urban area
>Prius
>wife and kid
>Just got the go ahead from wife to invest 500 in cryptos
>Pension in 18 years
>10k in 403b
>Vacation to beach 2 times a summer
Feelsgoodman

>>2763618

I'm a Wizard committed to lifelong chastity, anon.

>>2763619

Oh femanon, don't worry. There's a nice surprise in store for you, you're just incapable of imagining what it is at this point. Stay picky.

>26
>Own house in suburbs of Chicago
>Work in LE, 55k a year w/ unlimited OT (made 75k last year)
>Live with friend who rents from me
>No gf/wife
>About 7-10k holdings in crypto the last couple weeks depending on the market (Had an ATH of 42k sadly, senpai)
>10k in Roth IRA, 6k in checking/savings

Life is pretty comfy desu. Basically just working and enjoying hobbies and lifting in my freetime. I want to switch departments for work but I'll have to move into the city (residency requirement). Would like to stay but current job is stagnant while the other is more action and base of 72k after 18 months in, plus plenty of OT opportunities as well.

Assuming I get the job in 6-12 months I can either buy another house or rent for a year or so til I find a good deal. I think the latter is preferable as I did some work on my current house and could profit 40-60k if I wait it out to get a good price instead of trying to make a quick sale.

20 years old, girl
Student - 3rd year of Finances at Honduras
$5,000 USD in savings. I'm trying to reach a Master in Europe. Possibily Poland since is actually cheap
currently working at a callcenter for $450 USD m/o (just till I graduate)
No boyfriend
No debt
I live with both of my parents

>>2763782
LE?

>>2759360
I'm a born in Poland Chicagoan as well. Your life sounds exactly like half the Polish people I knew in high school.

>>2763828
Law Enforcement. We seem to be a very small percent on 4chan, much less biz

>22
>Live in a flat rent free
>Get 240 a week in rent from flatemate
>Studying Construction
>1750 In gold, 500 in silver, 1500 in buttcoins
>Working as often as I can just stopped being a NEET
>Hopefully can cash out in 1-5 years with some success.
>Trying to get a GF

>>2763872
Also 2.5 years through degree and no debt

>26
> moved home 3 months ago after travelling for a year
> have 50k in total assets
> have a 25k bet on a penny stock
> unemployed
> university degree
> finance certs and designation

I'm an underachiever and use to getting fucked over by my employer. I might go to Australia and do some regional work. I rather go on adventures and have experiences then stay stuck in a city being a normie.

>>2763847
What do you mean?

>>2762979
No youre doing well.

Most people your age save nothing and spend all their money on booze and takeaway food. I mean that unironically.

Even learning about investing at 21 puts you ahead of 95% of your age group.

>>2760150
Dont buy a muzzie neighbourhood house or anything that will come close next ten years.

Someone i know via via bought one in molenbeek cause it was cheap. I guess its only getting cheaper. Lovely.

>32
>born and raised in the USA
>NEET all my life, I have become so attached to living with my parents that I ended up paying off the rest of their house and I don't make them pay rent as long as the fridge is stocked
>No gf, never even had a first kiss, but I can't deal with relationships anyways
>Only ever graduated highschool
>Currently have a par 4m net worth due to crypto
>Eventually I plan on cashing out, getting /fit/, and running a resort in the tropics and just buying a russian bride

sounds like a meme, but I am happy.

>23
>UK
>Failed uni
>Earn £30k a year automating business reports
>Rent with fiancé, buying next year
>Threw £200 in crypto before crash to see how it plays out
>Wish I did something I'm interested in instead, like make games

> 28
> made over €500k with crypto (took only 40% out yet but its mostly LTC so meh)
> already had €300k mainly precious metals
> earn 35k net on normal years up to 70k on travel years
> left western european country for job in other european country that requires infrequent long duration travel)
> no cryptotaxes if not professional trader
> dont feel good here
> no gf, never had (not a virgin)
> attractive, introverted, asocial

Thinking about quitting my job. Might go airbnbing in Rome, Berlin, Barca and London.
Setting up a company for cryptotrading in the meantime.
Just want a hot wife, no drama, good cook, kinky and able to connect with mentally. I think normies call it "falling in love". I'm aryan so the success rate should massively improve once I head south.

>28
>US
>BSc
>250k salary
>live in an absolute poverty apartment
>8 years away from retirement

I'm getting tired of this, but I'm almost set for life so idk.

>>2762633
>lost about 200k in cryptos
nice i just bought 100k

>>2764343
Wtf Bsc and 250k a year? Sold your soul to the devil (bank)?

>>2764399
Silicon Valley.

>>2764213
Cmon man! Get that motivation up! I'm working on learning how to create games in my free time and I work a 10-6 everyday and freelance in my spare time. You're not gonna create a AAA title overnight so start working on the small stuff and the basics and stick with it!

>>2764463

Elaborate pls

>>2764532
SV is a place where 10mil is thrown at college aged kids who don't even wash their own clothes like its nothing

>20
>a town in Belarus
>distance studying at some shitty university to be a kind of teacher and a linguist
>~1000-1200 USD a YEAR as a PC operator in a hospital
Damn it feels terrible to be a white nigger
>$500 in savings, $50 in crypto

>>2764536
I've just finished a coding bootcamp in the PNW, and got my first job. How hard is it to get into a gig in SV? I would be down to work hard and live in a cheap shit place to make some good cash for a handful of years. Thanks in advance.

>>2756592
>25, live in Australia
>Studying Software engineering full time
>Working part time at a game development studio (only earn around $250 per week)
>In June my crypto portfolio was at $15k, had 4.6 bitcoins
>Now I have 1.9 bitcoins, only 0.4 btc more than when I started in January

I have fucking nothing to show for after the bull market. I only made 4x at most. How the fuck do you make 100x. I want to be ready for the next FOMO market

>26
>USA
>IT Networking Associates.
>Recently laid off (reduction in force) from nice job making $50k.
>Going to work as a skilled laborer for my parent's company making $20/hr.
>Own my own house (that I built).
>No debt.
>Married to wife of almost 4 years.
>$1k invested into cryptos.
Getting basically fired sucked but having no debt and minimal bills means I've been able to live off a meager savings for a few months before I got on with life.

>>2764601
not hard at all lol. just learn to lie to people, talk big, and you will be a millionaire in a few years.

seriously i just watched pornhub throw 10 million dollars at a company that consists of two retards with a good pitch

>>2757464
she got bored (presumably), I'm a bit of an autismo

>>2757786
epic

>>2758210
Yeah I haven't actually browsed /fa/ in a few years, just know how to dress well and go to cool nights out etc.

>>2756592
>22
>Tx
>live with parents
>is edating considered a gf
>one year left on Finance bachelors
>doing Cal 2 over the summer
>14k in savings 1.5 in roth
>no crypto bc im not a retard chinese shill

>>2756592

>21
>Germany
>doing CS degree
>internship as a software developer; earn around $2050 net/month
>already have a job offer for the time afterwards as Data Scientist / Cloud Consultant
>$5000 savings in cash, no investments
>father owns some real estate, i don't

>>2764620
Thank you. Invaluable information senpai!

>>2762979
>2 years with gf, parents cover rent, tuition, groceries
Wut

>24
>Central Europe
>Office Wagecuck
>no waifu no laifu
>Monday-Friday, 9-5
>Make around 2k€ after taxes
>blow most of my money on traveling and photography gear
>live in an (almost rent) free apartment
>hope to be able to quit my job at some point and find some freelance work that allows me to travel more

>>2756592
>20
>Asian Canadian
>getting a machining cert.
>Blasted $$ trying to figure out what I wanted to do in UNI (started bio, switched to lib arts to get into CS)
>Skilled tradesmen supplementing income with stocks and maybe looking into crypto

I do enjoy my job but my goal is to make some dope ass video games

29
Western europe
No degree other than normal school till18
Logistics job
€2200 before €1700 after taxes
€5000 savings
No debt
Had lots more saving (3x) but due to some setbacks now 3x less
Bought house shared loan with gf €1300 month

Feelsgoodman but feel shit sometimes about the setback part.

Rate?

>>2764745
Forgot : own car +- 10.000€ resell value at this moment or use for 10 more years

>>2764745
What annoys me the most is that most of my same-age friends have a lot more saved up and I don't understand how they do it since i make more than most of them.

Hence the upset part about the setbacks.

Atleast i have no debts or big costs anymore..

>>2764775
€2200 before taxes is considered a lot in Western Europe?
Do you live in Poortugal or something?

>>2764874
It's a midlevel wage for my age. Only good degrees earn more and I have none.

>>2764874

Prob. Comparable to 3000-4000$ in usa looking at living costs/typical wages europe<->usa

>>2756592
i think you are doing fine.
you got a gf for some time, a degree in a useful field and you look into the future by using crypto etc. but try to get a better job. your income is extremely low if we are talking full time here

>>2756651
i think you re doing pretty good for your age
get a gf and you have a solid life most only wish for

>>2756787
sounds god too. having a working relationship at that age means alot. also you are on a good path i think

>>2756806
sounds like your life is pretty messy
mabe try to figure out where you want to go
also why pay so much rent when you have enough income to buy something?
with your financial situation renting is retarded

>>2756837
what is a blue collar job?
but seems nice. you have friends and a gf, solid income and you are probably independent if you can waste money on cars

>>2757378
if you are telling the truth your income is way above average. also your expenses seem to be low as fuck compared to your income
invest your money or travel with your gf. its so worth it to visit as many places as possible when you are young

>>2757417
looks good regarding your financial status
socially i think you have to catch up a little
get independet, atleast go on dates if you have no gf or fuckbuddies
sharing love is important

>>2757447
man you are still young.
i would try to get some education in some relevant field and you are good to go.
also maybe do some sport. makes you feel so much better and positive

>>2764745
>29
>5000€ savings

yikes

>>2764972
Still makes him better off then 99.9% of the people in his age and income bracket

>>2764037
A lot of guys had moms who cleaned/dads who worked in some sort of construction. My old man did as well. They also gravitated towards engineering majors and worked a lot with their folks.

>24
>gf for almost 4 years
>working on my economics bachelor, 1 year to go (lost 2 years doing civil engineering bachelor)
>planning to do a masters degree in banking and finance
>part time software dev working between 8 and 40 hours a week depending in workload during the semester (1700€ net income if i would work fulltime)
>try to not earn more than 11k € since that is the maximum i can earn as a student without having to pay back huge amounts of taces
>100% self sustaining financially
>pretty fit and healthy
>4k € invested in crypto
>atm at 6k diversified in eth, etc, xmr and btc
>peak was 9k
>~10k in savings

>>2764972

You read the setback part right? Also alot of people in my country have 0,0 savings

>>2756795

You are fucking retarded.

>>2764775
i think you're just shit with money

>>2764993
It's not like he's 18. And 1700€ is a pretty decent wage in Western Europe.

>>2765005
I did. Was it forced or a result of stupidity?
I know, many people smoke a pack a day while complaining of lack of money

>>2765005
Btw, the loan on your house is by all means debt.

>>2765123

I know, i meant outstanding debt from the past.

>>2765087

Maybe, outside travel I dont spend too much. I go out alot also, but no extreme splurges

>>2765001
>working on my economics bachelor
>planning to do a masters degree in banking and finance
Wait a sec isn't economics purely about theoretical shit? It's like to do a masters in accounting with a bachelor degree in maths

>>2756651
>/fit/ /fa/

Top fucking kek. Inb4 you bench 0.5 pl8, squat 1 pl8 and avoid deadlift because it makes your hands rough.

>>2756592
Is this the turk gay featured in Rich Kids of Instagram?

Also I bought a car with a 100% loan so couldn't save for 4 years.

So from now on my savings account will go up quickly if nothing too extreme happens.

>>2765171
maybe the translation is bad

in the bachelors degree we get a pretty wide spread education in the first 4 semesters and after that can specify for either finance, marketing, accounting or economy and statistics

if you then want to do a masters in f.e. finance the specific courses of finance in the bachelors degree are required

its a pretty good system actually since you get to know every field first before you need to decide

also its always good to know what other fields are concerned with since you probably will have to cooperate with those fields later

>>2757770
Which kind of business are you doing in Shenzhen?

>>2763163
>why don't the companies that make them just keep them until they're barely profitable and sell?
That's what the ASIC designers/manufacturers do.

>>2764651
This is totally normal. I got everything covered as well till i was 23 and got my masters. Its part of Belgian culture. I wont let my kids start their life with 50k in debt.

>>2765217

I'm in the Electronic Manufacturing Services (EMS) Industry. Sometimes I feel like a fraud, though, because I only "work" 15 hours per week and still make this much. Even a junior R&D engineer who makes 2k USD knows so much more than me, it's so sad it's almost comical.

I am extremely lucky to be where I am today because of my dad's connections. All ten of my biz partners are in their late 40s and 50s which is pretty cool lol because I get to learn the biz side from them and they treat me like a bro.

My advice to everyone: stay in school and get your degree.

>late 20s
>American Midwest
>salary of about $70k as software developer plus really good benefits
>Rent of $775/mo for 1200 sq ft townhouse
>Living with gf for 2 yrs. Not married since she refuses to discuss a prenup
>Student loans paid off
>Paying off 2016 econobox hatchback with barely any interest
>About $55k in crypto with 10k put in
>Decent 401k amount (don't have numbers off the top of head) with generous employer match of 5% of paycheck
r8, h8, masturb8

>>2759484
>he thinks it's HIS daughter

25
Northern Canada
Two bachelor's degrees, one in criminal justice and one in social work
No gf, not for lack of trying, I've had 10 relationships in 8 years that didn't last longer than 6-9 months at most
Full-time housing case manager (I find private room rentals for homeless people, secure financial support from agencies to help them pay for their housing, and address the barriers to them maintaining their housing like addictions, mental health, child support, things like that)
Earn 70k gross, 52k take home a year
I rent a $1200 one bedroom basement suite
Own a $4500 used car with 150,000 kilometers on it
$1300 Canadian goes towards my monthly expenses not including rent, $1200 for rent, $1500 or more goes to paying off my $22,000 in student debt.
Planning to go to Japan for my 2 weeks paid vacation next year

>>2756592
Hmm you came in late. Did you put all in? Oh well i guess its like 5 months of savings?

We should put at what rate we can save, how the fuck I know what budget a latvian bizbro has?

>27
>Northern Europoor
>working too much, no free days ever.
>almost 1 year with gf, don't deserve her. She is awesome and beautiful. I am basic.
>Clothing and importing company. Worked here since 18
> No crypto, but have 2500€ in stocks, I do real estate, have been since 18.
> Have about net 370,000€ in assets atm. Will be borrowing 300,000€ to invest in more real estate.
>Starting my own importing side business. Always only concentrating on one product and selling it to all the big companies in my country. If it works, could be making 400-500k a year in profits if I get 3-4 good products a year.

>Chinese
>Own a million dollar condo in Hong Kong
>Will inherit a million dollar condo in Vancouver
>Trading crypto, but making losses
>Moving to Vancouver next year

>>2764611
Low overhead is key!
Congrats on the 4 years of marriage.

>23
>Eastern Europe
>NEET
>No gf
>No work
>No crypto
>No debt
>No future

>all these anons with alleged riches and gf's claiming to be miserable

financially im fine for an 18yo, lots in savings and crypto. Ive been doing a rewarding apprenticeship since i turned 17

Im sincerely depressed however. never had any friends and starting to think i'll never be happy and live a normal life. forums are the only places i talk to people. Im not even shy or hideously ugly, just really unliked. future isnt looking good boyos

ive asked this before but no one can really help, what is the best recommended way to try and build a social circle and just be a bit more normal?

>27
>Holland
>finished economics degree which is actually bachelor of arts
>Speak okayish Chinese but not fluent
>have to apply for job
>considering moving to China
>0 in savings atm
>5k in crypto
>high student debt

>>2765172
bench 70kg, squat 80kg (started late on legs...), deadlift 135kg all for 6 reps

Leave me alone.

>>2763363
what the fuck are you even talking about?

>>2756592
>25
>new england usa
>code monkey
>live with gf in 1200/month apartment
>together 2 years, she is 22 now
>i make 93k
>she makes lower 70k
>no debts
>trying to convince gf to quit her job so we can have kids

>28
>Singapore
>Doctor, hate my jobu
>no laifu, no waifu
>$10k savings
>rent house $500/month
>blow majority of money on hookers
>looks professional but dead inside
>FML

>>2765422
> don't deserve her

You shape your own reality.
Keep thinking like that and you'll lose her. Improve yourself become happy with who you are.

Everything else seems good anon!
Don't know bout getting into debt though. Why?

> 18
> Paris, France
> Bretty gud cram school for engineering school
> Work 12 hours a day almost every day so not a very active social life
> Still some old friends though
> Dropped first and only gf after 2 years because of the workload, but just found an exceptionnal girl to build a relationship with, right before going to Poland for two months (fugg.jpg)
> Negligeable cash, around 400 euros in bank account
> Started BTC mining with a raspberry pi
> Extremly slow and not worth it, but I am not the one paying the electricity bill and it was fun to make so I'm happy with that

Life could be worse desu. I should probably work out and learn another language though.

>>2765791

I'm from HK and i'm pretty much the same, but I live with my parents.

> 28
> western europe, middle of nowhere
> aerospace engineer, job should be dreamjob, reality still wagecuck feel though.
> 1M USD, 370K of which still in crypto
> earn 40-45k after taxes
> live alone in appartment rent is 14k a year
> no gf, introvert
> want to quit job

>>2765930

You earn below average for someone in aerospace. What's your gross btw?

>>2757807
Do you use a platform like forex to daytrade?

>>2765970
Gross is €60k
35h/week

40-45 was usd

>>2765791

I highly doubt you can rent a house in Singapore for $500. Are you talking about a room?

A Doctor's pay is mehhh but decent once you become a specialist.

>>2765999

I take back my comment. It's actually pretty good. All the best!

>>2765575
You Sydney bro?

>>2757541
how can you live in MIA wihout a car

>>2756592
>28
>phoenix
>live with parents still
>contractor for amex and work with endless amounts of inept pajeets that have no concept of security, they all use passwords like month123@year
>started buying eth back in August
>spent 11.5k on eth so far
>average price per eth that I paid is $44.5
>ath I had over 120K in eth and btc
>now only have 57.3K in eth and ltc
>260 eth and 100 ltc
>36K in bank
>spent $1150 yesterday on amazon prime day

>>2766026
this

>>2757417
You're living the life aint you

>>2756592
>25
>Commie Central, Belgium
>Doing my PhD research
>2k/month
>8 years with gf (whose daddy is a millionaire)
>live together in apartment
>800eur/month expenses
>20k in gold, 20k invested in funds, 30k in savings
>will soon be gifted property from my parents

Life can be good.

>>2757417
Personally, I wouldn't stand living with my parents, my father specifically, but good on you. Manages to save a lot.

>>2757512
>professional gambler
Yeah, stop that.

>>2766041
ETH is still treating you well. I would personally have converted about 15K to fiat or another store of value earlier though.

>>2765930
We got a millionaire!

>>2757447
>>2757490
>>2765878
>>2765445
We're all going to make it bra

>>2765364
Dont get married without a prenup. Especially when your bringing a lot to the table and she's coming in to the relationship with no skills and debt (most likely). You can always throw the prenup out down the road after years of marriage if you want to.

>>2763363

thats not true at all, plenty of slavs work in the city in melbourne

>>2756592
ne seri

22
15k debt, credit cards, motorcycle
14/hr part time pressure washing job
No savings, few months late on all bills because was unemployed for a few months before this job.
20 credits at a community college I've been going to since I graduated high school.
Manlet too.
Sudoku any day now.

>>2767438
Damn, 2/10 for you

Do you have anything in cryptos?

>>2757539
>>2758210
>>2764969
>>2766096
Thanks for all the kind words bros.
I'm gonna try and change this shit somehow.

How old is too old to change your life around? I'm nearing 30 and I'm starting to get worried that the "need to get a foothold in your mid 20s" thing is actually a real thing and that I've missed my chance.

>33
>poland
>about 20000$ in CDProjekt stocks

pls god, let Cyberpunk be awesome

>>2768422
Good luck my man

>>2768566
40 is the hard cutoff

30 is doable but very difficult. You basically have to put things in motion right now.

>>2758134
You might have sucked at math before, but that doesn't mean you'd suck from this point on. Maybe you just had a shitty teacher, maybe you missed one lesson and everything just fell apart from there (that's how math usually is).

I won most of the local maths competitions when I was a child, and Bulgaria was top 10 in maths back then. 10 years later in uni, I failed 10 maths exams. Didn't find it interesting anymore and it didn't prevent me from becoming a good dev (I was good at discrete maths and statistics, those matter. But I failed calculus 1 5 times and calculus 2 3 times).

>>2764969
Visited Rome and Munich twice these past 24 months, going to visit Prague and Warsaw by the end of the year.

And still most of my cash is going into investments...

Everyone in tech should give EE a try, your living expenses are 20% of your salary. This is the proper way to do wageslaving and it gives you tons of opportunities to progress forward into actual life (aka owning a business and not having to think about money 24/7)

>26
>Bsc Comp Sci
>hated coding so do PPC (AdWords, Bing)
>£28k salary
>Net £1300 after tax, rent and phone
>£7k fiat, £1k crypto savings

Considering I started proper work in December 2015 I've done ok. Just tired of it all. commute to work is a 20 minute walk and paying a fixed amount to my landlord to avoid the hassle of bills and shit.

I feel I'd have to keep this up for at least another 10 years to reap the benefits of financial freedom and that's not including if I wanted a family which I really really want. I'm just tired all the time now

>27
>US
>manage vendor accounts in India for BPO
>10 years job experience, from entry level to corporate management
>$87k/yr
>live with girlfriend who makes $54k/yr
>$25k in bank
>run my own photo business on the side, makes $10k - $15k extra a year

feels good, I guess.

>>2768847
Hey Bulgarianon, got any tips for statistics? How did you study & retain efficiently?

>t. EE student

>>2768997
Can't really tell you much, sorry. I had decent teachers and I just followed their course...

If that's not the case with you, this course seems to be well-received: https://www.coursera.org/learn/basic-statistics

If you don't feel like paying, "Statistics I" from Coursera is up on rutracker.org.

Sry I couldn't be of more help, but I doubt my schoolbooks in Bulgarian would help you out...

>31
>western europe
>finished economy masters
>recently married with gf from 11 years back, just bought our first appartment for 470k eur
>used to be finance analyst and business developer at two big investment banks
>currently an associate at a big bank
>€100k a yr + wifes salary at €73k yr
>not really investing right now, used to have stocks but sold them all.
>paying off houseloan otherwise debt free

>28
>usa
>took 6 years to graduate with comp sci degree
>invested $5k in btc/ltc early on
>135k/yr until last month
>mfw my crypo is worth $500k
>quit wagecucking to work on crypto side-projects fulltime

> 23
> USA
> IT Guy
> 56K usd Salary
> 98K in crypto
> 2k savings
> apt rent $500
> no gf
> Downtown metro area

Trying to save up 10k usd savings so I can invest rest in crypto

>>2757512
I play the slots I am a professional gambler. Send me quaters on paypal and il triple your money I swear

>>2756592
>29
>burgerstan
>Last year of college (GI BIllfag)
>bag holding a lot of shit
>entered the market a long time ago though so decline isn't hurting me too much, still sucks though
>don't know what I want to do after college
>haven't made a million dollars yet

JUST

>>2768600
>financially

>26
>no gf
> USA
>$25k in crypto
>want to live in central europe and escape the backwards multicult that is the USA

25
NEET claiming unemployment and housing
Very little in the bank
No job for a long time
Over $80,000 in crypto which i built up over 1.25 years
At $100,000 will look at my options, for now I just nap, collect unemployment, read and listen to various crypto news sources and podcasts etc....

>>2768382
Nope, mined eth for a few weeks with my r9 390. Split it into btc, ltc and eth. About 35 bucks in exodus.

>>2762598
Holy shit you're my dad.

Pro tip dont have kids they'll be retarded

>>2763677
>has to ask permission to spend 500 doolaroos
>prius
>feels good

CUCCCCKKKK

>>2770552
You are living the dream, anon.

>>2765575
Watch videos of people like tai lopez. Examine how he talks. Examine the emotional vibe he gives off.

Find videos of other charismatic people on youtube. Just watch them for hours, and envision yourself as being them, just in a different body.

Slowly you become more like them.