/biz/ - Business & Finance

>>27568558
hide your money in crypto then she will never know

Getting married stops you from taking financial risk in business, investing, and employment that will stop you from truly becoming rich. It's still possible if you have a good wife (you probs won't because you're broke), but if you get married it's actually over.

>financially independent
>marriage
Choose one

>>27568558
Look at the divorce rate in the west.

>>27568700
If you have children its over***

Having children before you're rich is game over 99% of the time.

>>27568558
It's much harder to take risks when you have other people to worry about as well.

>>27568782
Define rich. Like 10 million in the bank?

>>27568558
Two incomes. 1,001 tax benefits. Many items are costed per household and you effectively split them. The state literally wants you to marry and reproduce and provides financial incentive to do so.

>>27568769
The odds of being divorced rape in the west is astronomical.

>>27568558
if you marry before you make it, chances are you will have a harder time making it
it's not necessarily women that are awful, it's the laws and courts that heavily favor them and punish men
just look at marriage, divorce, alimony, and child support stats, it should tell you everything you need to know

find a wife who can help handle the finances. Being married saves you money on taxes you fuckin dweeb

>>27568558
If we’re talking strictly about financial independence, then yea it is. Unless you’re the one depending on your spouse’s income to begin with, and use the stability of the marriage to help yourself build your own career, but usually you’d already have one before getting married.

Me and my wife both make money, we both invest money, we pay less taxes and living expenses per person.

It's pretty nice.

>>27568558
women are fucking awful.
Long femboys

>>27568851
For me, I'm not having kids before I have 1-2 mil NW or make above 150k-200k a year. If you haven't reached that before having kids chances are you're not going to be able to hit the 10 mil to really be rich.

>>27568558
depends on where you get your money from
if you're currently a comfy neet from crypto making 10x after 10x, you will never be able to tell your woman the truth about what you do. have fun living a lie for all the time you're around the mother of your children.
>anon what the fuck is floobcoin, withdraw everything and put it towards a down payment on a house and paying for my 8 years of student loan debt teehee
>WTF ANON YOU'RE UP 40% TODAY GET OUT NOW NOW NOW
>WTFFFFF ANON YOU WERE UP 40% AND NOW YOU'RE DOWN YOU'RE FUCKING INSANE I CAN'T HANDLE THIS STRESS
>oh my god, you have a million dollars? when are we getting a yacht?
>WHAT THE FUCK YOU'RE GAMBLING A MILLION DOLLARS I'M DIVORCING YOU AND TAKING HALF OF IT YOU'RE INSANE
if it doesn't end there then she'll just turn into your average gold digger and will absolutely cheat on you the moment you give her a penny
if you're rich at all i genuinely don't know how you navigate women without lying to them about your money

Simply do not legally marry her.
Tell her the ring and a "honeymoon" where she can have what she wants for three weeks or so is enough.

>>27568558
don't listen to these neet virgins. it's not just about marriage, it's about children. holding your first-born will light a fire under your ass if you are even half of a man.

>>27568558
remember, when you're poor, your money is one of your greatest wealth building tools. If that's squandered away on a big marriage and taking care of the wife and kids, you're ngmi.

It'll only work if you can find a wife that cares about investing and finance as much as you do. But those are called lesbians and you'll probably never find them.

Women aren't terrible, they're just bad for your mental health and financial well-being.

>>27569111
You are living in Disney World my man. Stop listening to your pastor

>>27568867
It's more like they burden you for not marrying.
I will undoubtedly pay that price.

>>27569111
if I had a kid, I'd cry, not tears of joy but tears of regret and anguish. Knowing full well that 1/3 of my life is going to be dedicated to raising something that'll never truly love me with a bitch that could take it away from me at anytime. Also my house

>>27569111
You do not have to be legally married to have children.

>>27568750
KEK

>>27569037
>make above 150k-200k a year

that seems low

>>27569111
>>27569195
naw this guys gets it

>>27569111
>found the simp

>>27569319
That's the MINIMUM, for the first kid. The idea is that by my 3rd kid out of 4 I would be at 300k

>>27568867
Uhh you then proceed to get almost half your money stolen from you by the government and given to fucking dipshit whores so the majority of the population is fatherless dipshits

>>27569050
Actually true, good thing I'm a faggot and my partner isn't a retard.

>>27569050
women are like weak snaky men with tits. If it weren't for the sexual attraction, we'd do what what normally do with weak men. Cut them out of everything, all business deals.

I don't blame women, it's just their nature to fuck up everything that's good for a rich bachelor. I've had good women companions but they kept trying to push marriage. I explained to them why marriage is a rotten deal for men and they left promptly. They know that marriage is only good for them and turns you into their personal slave.

>>27569334
kek
anon, he thinks you have to legally marry to have kids...
you don't
what you do is you have kids and never legally marry

>>27569678
there are good women who motivate you to be better and make your life better out there

>>27569050
just tell that bitch to shut up

>>27569720
No girl is going to date a fixer-up guy.

>>27569720
they motivate you to "be better" so you can make more money for her lifestyle. They LITERALLY do not care about you intrinsically.

Serious question here, unless you're mentally cucked by some bullshit religion what possible benefit do you see in marriage?

>>27568558
The marriage will require maintenance time, and energy that you can better spend on making invest gains and entrepreneurial endeavors. For these reasons its better to prolong marriage, dating and wasting time on women until you are financially independent.

It will be much easier to achieve financial independence and then find a high quality marriage partner.

>>27569785
>>27569804
married for 10 years have two kids and a trad wife, be a "bachelor" if you want

>>27568558
This is not a /biz/ thread.

>>27569804
At least 99.999% of humans are 100% practically incapable of intrinsically caring about anyone except themselves. The only difference between you and me is I'm honest, I'd kill anyone to save my own life, I'd do anything. I'm the center of my world.

>>27569856
Post cunny.

>>27568558
children will make you happier than anything you have ever done in life ever.

no BS
no stupid frog post
no wojak
straight kids fucking rule .

>>27568700
>>27568782
Children will enrich you more than money ever will anons

>>27569195
dont listen to the homoglobo bullshit
children are amazing

>>27569756
unless your spouse has the personality of some cartoonishly subby anime bitch, that's not going to work out in the long run
i speak from personal and secondhand experience: normal people, especially women, cannot handle even a fraction of the uncertainty and volatility of the cryptochad's lifestyle. best case is to make it first and then marry, but then you're just dealing with an ocean of gold diggers

>>27568898
Maybe if you marry a random blue pilled cunt

>>27569928
i mean shes 3 years old but if you want anon

>>27569964
I never said dont have kids, im just saying you better already be on a fast path towards making it if you're going to have kids. Having kids will put all of that on the backburner.

>>27569720
I'm not saying women aren't worth it.
I'm saying I don't need to take risks without reason.
Why reasonable person, who was smart enough to grow a fortune, is gullible enough to fall for potentially losing half of your money because she decides she'd rather fuck the pool boy?

The only issue I can see with this angle is her getting automatic custody of the kids, considering most places default to women having custody outside of marriage.
Good thing you have a lot more money than her or her family and can pay a nice lawyer.

Also, if your woman can leverage with her own resources, you're not doing it right. She needs to be provided for out of your pocket and discouraged from working. If she elects to work, convince her to make that her frivolous spending fund so she can satiate her dopamine urges.

>>27568663
This.

Also not a bad idea to buy a bunch of gold/silver with cash and bury it somewhere

>>27568558
get a fleshlight instead. they make freak pussies now so you can fuck a frankenstein if you want.

>>27570070
>3 years old
>she

Anon, I beg you to post

you don't not have kids
you don't not have a woman that loves you
you just don't marry her LEGALLY and you keep enough resources to dump on a lawyer if she ever considers taking your kids from you

Are you all retarded?

>>27570084
They're really not that expensive. You sound like you don't have children. You better make your millions in a hurry if you want 4 kids before 30 anon.

>>27570123
>>27570084
yes you should be able to make enough $ to support 100% otherwise its a weird situation. that being said she can still divorce and take half. find yourself a trad wife

>>27568992
Why is this the case? Why do they want you to get married? What is it about marriage that you get all these benefits a single cant get?

>>27570187
i was poking fun that it was literally my 3 year old daughter, i'm not a degen sorry

>>27569962
Pedofile

>>27569925
not to bring up semantics but I meant intrinsically as offspring love their parents, or as certain religious folk love god.

Women see men for their money and maybe looks if they're trying to fuck but are the least loyal creature I've seen in the animal kingdom. The SECOND a man loses his job, I've seen divorce claims. A dog or a child would have 90% more loyalty until the main provide again.

>>27570368
hardly
children are great
being a dad is sweet
i love being a dad and my kids are cool.
and gay fag anti-parent bullshit is for niggers and kikes

>>27570408
You're wrong. Women are completely loyal to men. We live in a society that lacks men. Just because you've got a dick doesn't make you a man. My girl worships me, because I'm a living god. Simple as.

>>27570278
again, DO NOT MARRY A WOMAN LEGALLY
Are you just not reading?...

>>27569856
>married
>wasted his life
I've traveled, I've fucked beautiful women, I've had amazing relationships, and I've experienced life to the fullest. Everyone I've seen that's married (it least the man) is happy for 2-3 years and then wants out... desperately. but he's a slave in a contract he founded himself. Perhaps I'm just more shrewd.

>>27569964
Children will make you a sucker, your woman will nag you to buy stupid expensive stuffs for her AND your children. God bless you if you have daughter, enjoy seeing your daughter whoring herself on social media.
>milk
expensive af
>toys
expensive af
>school
expensive af
>your stuffs getting destroyed
expensive af

>>27568663
my gf has more crypto than me

>>27570563
not a lot of trad women will be happy with a non married life

>>27570550
A good woman will follow a strong man until the end of time

>>27570591
i've done all that as well, i came home one night after partying and literally sobbed because i wasnt happy, that might not be you but for me finding someone to connect to on the long term and raise children became important for me

>>27570550
can't wait 'till you find out she's been cheating on you with a greater chad. Also, it must get exhausting having to put up that "god" front all the time. When you slip or lose frame, you're done.

I've never been so sure about this in my entire life after meticulously studying femoid nature.

I may be autistic but I also don't care about being a "man". I work out and am shredded but the notion of being a provider for anyone other than myself is asinine. If anything, people should be taking care of me. I want that deal.

>>27570805
sorry anon, yeah, that's just not me. I come home and am glad to be alone, all to myself. Maybe that's where you and I differ. I still don't envy your position though, marriage is more risky than crypto trading.

>>27570863
>I may be autistic
dont worry about that anon, you are

I am married with a daughter and have more than $1m in the bank, and she also has > 1/2 million.
I did this all post-marriage

just stop being stupid

also I hold LINK and GRT

she holds BTC and ETH

>your wife/gf doesn't make 2x your salary
What the fuck are you guys doing?

>>27570928
>>27570863
oop sorry to shit on you after you responded, i understand that you are basing your info off your experiences, but a whole new world opens up with true marriage and kids and maybe thats why people continue to commit to it despite it being such a scam

>>27570937
that explains why I like programming, lifting, and trading crypto all day.

>>27571043
either way love you and hope you have a blessed life

>>27570863
>chad
You don't get it. I don't put up a front, I don't pretend, I don't lie. I'm a god because I choose to be, you're a bitter animal writhing in the dirt because you choose to be. At the end of the day it's that simple. Simple. As.

>>27571164
as a happy married white man with two white kids this looks like copium

>>27571030
eh maybe, I have seen it work out but all the variables need to be absolutely perfect. Even then, I know myself and I like being completely alone most of the time, working.

Also, I've never been shown kindness from a woman in a sexual manner. Perhaps just being ugly and/or autistic, I know my chances of netting a woman of value is slim to none. I'd rather enjoy my rich bachelor lifestyle than chase something that'll bite me in the ass.

>>27570591
perhaps nobody can stand you after coming to know you intimately- including yourself.

>>27571264
based.

>>27570255
>4 kids before 30
admit it; youre a /pol/tard

Since time is money, yes it is a detriment...the cunthole is a blackhole for time, energy and money of the male variety

https://www.youtube.com/watch?v=u7PY4Bb1sCM

MGTOW are unironically right about women and so is Islam

>>27571298
get yours. do whatever you want but dont completely throw away the option of monogamistic relationships. they can be rewarding in ways that are hard to know without experiencing them.

>>27568558
dont ever beg a woman to marry you. only marry if thats what she wants and what she suggests you two do. thats all i gotta say. aint nothing worse than a dude trying to convince a girl to like him. girls are fucking retarded but you cant do anything about it

>>27571164
I don't think it's that simple, if you truly are a chad, you're a top 10% guy or put on the act of a bad guy. Women love that, it's been proven time and time again.

I've fucked traps before and truly enjoy that. I like the male brain in a feminized body. If I had anything close to resembling a marriage, I'd definitely choose a trap.
>>27571319
I'm willing to bet that's the case, when I'm around frens I have to completely put up and act and they love it. I become what they want a friend to be but deep down inside, I only care about being rich and comfortable.
>>27571457
thanks anon, I'm not, I'm a weird guy though.

>>27568558
I don’t get it, why so you meed to get married legally speaking? Is it even a tax break? Just pretend you are married and have a ceremony if you really want to do that?

>>27571264
>white man
I'm jewish. I'm so sorry for your loss, when you're eating ze bugs and your children ask, "Daddy why must we eat ze bugs" tell them I said hello.

>>27571502
This. Holy shit do not beg for anything as a man. A women will look at you lower than dirt. This is obvious but some autists in this thread don't get this I'm sure. The only time you should ever even consider marriage is if your chick is begging to get married to you and she's obsessed with you... otherwise it probably won't work out.

>>27568992
How's your sex life? Is she going to give you 2.5 kids or get bored and divorce you in 5 years??

>>27570550
I agree with you but were you always like that? I’m trying to get over the mental hurdles others have put on me and that I have put on myself.

>>27571748
>were you always like that?
No. My secret? I ingested 10g of pure DMT. Yes that's right 10g. You want to be a GOD? You must fry your brain.

>>27571718
I don't care what women think of me so I act like a fool in public, I'm viewed lower than dirt and it's freeing

>have a child with my partner
>she now works part time to take care of the child
>we decide to buy a house together
>as she is currently furloughed her earnings can't be taken into account for the mortgage
>instead the mortgage is entirely in my name
>"don't worry, you can just pay me half of the mortgage every month, no need to redo the mortgage when life is back to normal or anything"
>"sure anon, that sounds much easier "
>"would you mind signing a tenancy agreement too? Just makes it a lot easier to explain to the tax people where all of this extra money is coming from"
>"sure no problem, I trust you anon"

Now if we break up she gets nothing as she was legally nothing more than a tenant. Heck, I could even make her pay for any damages to the property in the time she lived there is I like

>>27568558
Well you're staking half of your shit right off the bat and a decent amount of your income for child support at a 15% chance, IF she's a virgin before she marries you. Chances are you won't find that, so now you're more like at 45% chance of losing half of your shit and paying child support or worse depending on how many dicks she's fucked and sucked. With that in mind, is having a family and children worth the extremely high risk of being financially destitute? That's your call.

>>27572006
What shithole part of the USA are you in where the age of consent is higher than 16? If you think it's hard to find a 16 year old virgin you need to take a break from the internet dude.

>>27568558
Say you have a gambling addiction if she ever wants to divorce and hide it all in crypto

>>27572006
justifying men not being fathers by fear mongering the costs is improper.
you simply do not marry her and keep around enough money to lawyer up hard after you kick her out of the house
her boomer parents are going to be pissed she's bringing your children around for a long period of time and the parents and children will pressure her enough to stress her out until she changes her mind.
if it doesn't work out, just move all of your money out of US, expatriate and create a trustfund for your kids contingent upon them moving in with you or something like that.

>>27569456
your loins have produced nothing but a soiled tube sock, and you call another man a simp? nearly unbelievable that you can't earn the adoration of a decent woman.

>>27572231
There's definitely ways to shuffle your money and assets so your would be whore wife doesn't steal half of your shit, one of those is to not get common law married at all. But OP asked about marriage.

My wife is a doctor and makes over 400k. Her parents are also rich and help watch / raise our kids so we can both work. She’s actually really good with money, she is good at saving and she has motivated throughout our relationship to improve my career and do other things to make money. So marry the right woman, it’s important. Guess her ethnicity...

>>27572459
poojeeta

>>27569964
I hate kids. They're loud, slimy and runs all over the place.

>>27572377
checked
yeah, again, this is why i've been screeching about not legally marrying the whole thread...

as I suggested, just get her a ring and take her on a honeymoon for a few weeks and tell her she can have whatever she wants, but ONLY so long as she mothers your children

treat it like any other business deal

It makes it hard to get anything done when you have functional retards screaming at you all day, and then imagine how much worse when you have kids.

>>27572617
Well since you are a barely functional retard your children would be dysfunctional retards and probably autistic, so you're right. Don't breed. Eat bugs. Simple as.

>>27570550

>>27570717
The sole reason women beg men to get married is because they know they can divorce rape you at any moment after

>>27572808
Post your bags CLF tranny

>>27572869
kek
i know you're not serious, anon, but just in case
women dream of getting married when they're little girls and they never stop

the legality of the marriage shouldn't matter to a woman

>>27569819
A bloodline for you to pass on your inheritance and networks, charging them to accumulate generational wealth. Become the next future Rothchild.

>>27573019
Women dream of being loved and cared for by a HANDSOME and strong man when they're girls. Then they have sex with some loser and realize that they are a worthless piece of garbage that nobody will ever care about for more than using as a sex toy and become depressed.

>>27571942
>partner
why do people use this gay term

Lol
Don't even have a GF anon, get a fwb
Never spend money on anything or anything aside from FIRE.
FIRE first!

>>27573262
yeah, okay, big guy

>>27573262
how long ago did you do that dmt
brother, 72 hours ago?

>>27573368
For you

>>27573291
>not married or engaged
>not 15 so "girlfriend" sounds too casual

Supposed I could say "significant other" or "sweetie pie". What would you suggest?

>>27574003
"Mah bitch"

>>27574003
partner is fine, dude is just being annoying.

I'd look if it would still be considered a common law marriage in your state.

>>27574003
I just say my best gal

>>27568558
Marrying a good woman is one of the best financial decisions you could ever make. Marrying a toxic woman is one of the worst financial decisions you could ever make. Realistically, unless you are religious and meet a woman at church, your chances of finding a wife material woman are slim. Relationships are difficult and take work, and it's easy to change your mind in today's world, especially if you are financially motivated to do so. But I still think marriage is beautiful and everyone should strive to find a loving partner.

>>27570320
Gotta keep pumping out new little consumers to keep the ponzi economy going. This is also why there is strong opposition to gays marrying and receiving such benefits.

>>27574747
I don't know what church you are going to, anon, church girls are more promiscuous in my country.

>>27570527
>not striving to be a proto-kike
NGMI

>>27570707
>my gf has more crypto than me
You know she's going to leave you, right?

>>27568558
Depends on your wife doesn't it, retard?

I married a woman who is very savvy when it comes to finances. I now have multiple properties that bring in rental income, big pile of stocks, enough money to play at crypto, and a functioning household and kids.

Meanwhile, I am functionally retarded at finances. She saw I fell for the AMC meme, so she stepped in and saved all the money I wasted by setting some sale points and monitoring the situation. Heroic, I actually bought AMC at 17 and still walked out with a small profit lmao.

>>27577602
Also, if AMC moons I'm going to tell her she fucked up and cramped my style.

>>27568558
Marry well.

My wife brought the stability into my life and takes care of me when I go on frantic working sprees.

Like this anon says, >>27568700 - being happily married actually made me more risk averse, but I was a bipolar psycho fuck before, so I won't pretend it's a bad thing. Marrying my wife has definitely been a very good choice, which prevented me from wasting a lot of time, money and energy on hedonistic bullshit.

I do honestly think I'm richer because I married, due to the above.

>>27568782
This. If you can't pay a nanny for a few hours a day, you are fucked.

>>27569189
>big marriage
rofl, I know dozens of folks who spent their yearly income on the wedding and like 90% of them is divorced no more than 3 years after the wedding

I spent 1k$ and that's because I felt like splurging

>wife that cares about investing and finance as much as you do.
That's retarded advice, man.

>>27568558
Assuming you marry someone who isn't a gold digger and who you actually like, two incomes sharing a house/meals/etc. is a godsend. The real trap is having kids, who will literally never be net positives until you get to about 80 and if you're lucky they might start paying for your nursing home.

So marry well, don't have kids. That's the take.

>>27568558
You will have to sacrifice a lot for marriage and to have children but it is the most fulfilling thing you can possibly do with your life.