/biz/ - Business & Finance

Based passive investing anon.
Most people should read the millionare teacher and get a clue

>>27436724
based

I made 113% return on the weekend for $57k+ profit on XRP.

Whats the average out over 1 year to see 113% return in 24 hours?

>>27436724

>>27436724
what do i win?

>>27436724
>investing less than 1 week
>up 120%

bought in GME at 149 and AMC at 6
hire me hedgies

>>27437650
You've gotta be retarded to not make atleast 500% gains a year. It's a clown world

I don't believe that number. Its so fucking easy to beat 13% there's not a chance in hell I believe that 90% of people can't manage it.

>>27437773
how

Just buy LINK, and you'll beat the S&P

>MUSE investors get all exchange fees from NFT20 distributed to them.
>MUSE users are actively incentivized to HODL so they get dividends
Most coins are zero sum games. Not all.

>>27437769
options trading is scary though :^(

>>27437773

Literally memes that get shilled here and r/penny stocks, no option trading, nothing. Also alot of renewables, optt, since, cbat, clsk, now also in sndl etc etc, just look for things with high volume that aren't blue chips and it's usually gg

>>27436724

Boy I can’t wait to be a millionaire when I’m 62

>>27437829
>>27437957

Meant for you

>portfolios

I just bull options, bro.

>>27437829
Have you heard of this thing...it's going to reshape the way world e-commerce is conducted...

>>27438072
based and riskpilled

>diamond hands

>>27438035
go thetagang (naked puts, put credit spreads, and covered calls) on value stocks, precious metals, bonds, UUP, etc, and you can easily get 50% returns annually while having a Buffett style portfolio in your underlyings

>>27438526
>picking up pennies infront of a steamroller

>>27436724
Literally anyone could have outperformed S&P 500 by just buying a LEAP call on nearly any company after the covid crash

>>27438647
I don't buy calls, period. Way too risky. I sell calls and puts all the time, though. I've never once had to take the shares.

>>27438961
ngmi

>>27438961
If another Covid level crash happened tomorrow you're saying you wouldn't buy any calls?

>>27436724
Since when do you "try to beat the market"
Noone in their right mind does this.
What you do is ride on the coat tails of the big players, those who control and manipulate the market.
Sheesh.

>>27437773
This. I'm up 10% this past month alone

>>27436724

Or you could just hold stable coins on blockfi and collect interest in BTC and also DCA into BTC and retire way before you could holding these boomer bucks.

>>27439044
What are calls. Explain it like I'm beetlejuice.

>>27438647
literally anyone could have 2x'd their money by throwing shit at the wall after the covid crash

>>27439225

I'm up 10% in the last 10 hours.

>>27438586
if puts and covered calls are picking up pennies in front of a steamroller, then so is buying stocks, since you also lose money when they go down.

Just make sure you diversify (ie having theta positive positions in bonds, precious metals, currency, etc) to protect against market risk. And buy a few OTM calls on UUP as a hedge.

But I guess enjoy your 5% expected annual return in this high IV environment buying and holding

>>27439175
This. People always talk about how day traders aren't successful and it's because day trading is retarded. Investing is about picking good companies which only takes time and research. 30% gains is easy if you do so.

>>27436724
This isn't counting my RBC that I more than 2xed and is now $2,000

>>27436724
meh, who gives a fuck

>>27436724
It depends on the fund size. Large funds can't beat the S&P 500 (except if they get lucky) but Buffet himself has said if you are investing a small sum you can get significantly higher percent returns.

Spoiler: primarily by focusing on value and penny stocks.

Small cap value stocks as a broad market etf will also outperform the s&p over long periods.

>>27439407
Buying a call allows you to buy a stock at a fixed "strike" price by the expiration date.

You pay a premium. This is your total investment, and the total money you risk in this trade. If the stock goes up above the strike price, you will gain whatever amount the stock is above that strike price.

You can easily make thousands of dollars by only putting down a few hundred dollars for the option. It is basically an insured stock investment (the premium you pay is the insurance- as your loss is limited to the premium but the reward is potentially unlimited

>>27439721
>primarily by focusing on value and penny stocks.
Lmao whatever strategy happens to work best at any given time is itself unpredictable and value investing doesn't work anymore, specifically value investing lagged the market for the last 10 years.

Buffet did way more than just passively taking over companies.

>>27439913
90% of all calls expire OTM.

>>27436724
90% of people are straight up fucking retarded tho so that doesn't mean much

>>27436724
150% leveraged BTC since 14k
feels comfy

>>27436724
Of course not, but goddamn is it fun to try. I've got a Roth IRA but betting on stocks is fucking enjoyable.

>>27439913
So the idea is you get the stock and the price difference, meaning if you are confident of a rise, a call is better than buying in and holding? On the flip, you may end up overpaying for shit stock if it stagnates or dumps?

That quote means over time. As in, if you blindly invested in the SP500 for 30 years you'd beat 90% of guys who tried all sorts of other shit. But they can still do a lot better in any given year. Say you pick a few hot tech stocks in a bull year, you'll do like 50% while SP500 does 20%. But you'll eventually get wrecked and do worse over time, and you may end up bagholding dead companies.

>>27436724
Over 3 years.... just got green again last week.. blew this account twice

>invest a bunch of cash during rona
>wait
>double money

i just bought boomer funds and waited. then i sold some gamestop at 325 this morning and made an extra chunk of change

pretty nice

>>27439960
There's research behind it

https://www.youtube.com/watch?v=2MVSsVi1_e4

I won't post shit but my only holds were ETH and PNK since mid Jan 2020
one better than the other
its that easy, bros

>>27439776
Congrats if real

>>27439992
The other 10% can easily net you many times your initial investment.

They are risky if you yolo all your money into a single options contract. However, they are the best way to play short term trades (ie if you think a stock is going to moon soon, but you don't want to risk to much money on it).

>>27440456
I had puts on airlines in February last year, bought 10 tesla shares, and then mad the rest on AMC calls I bought 2 weeks ago when it was trading at $2.50

>>27436724
I made $700 passively sitting on bitcoin and ANT. my total value is $1,400 so I'd say that's a good return on investment.

>>27440274
>if you are confident of a rise, a call is better than buying in and holding?
Yes, if you think the stock is going to rise before the expiration date.

If the stock crashes, you only risk the premium paid, whereas buying the stock itself means you risk all the money from the stock. But yes, you do "overpay", as you are paying for the fact that your downside is much less than buying the stock.

>>27440714
Got it. Thanks, Anon.

I agree that I hate the LARPing here of people just posting that they're burry/lynch tier without proof but desu I've slowly learnt it's not all a LARP.
Swing traders regularly beat 13% a year. A lot of burry tier autists do live on boards like this.
Portfolios that beat the S&P500 reliably that you just hold are quite rare but they do exist. I know people who just go long on Tesla, they've absolutely battered 13% a year.
Proof is easy to fake, lies are easy to tell but opportunities are obviously out there anon.
I'm up 22% today on AG today.
Now granted I can't do this every day and occasionally I lose money but honestly not much, I'm pretty stingy with my stop losses.
It's not even that hard.
Managed to get 100% from Tilray and then again from GME and that's in the last few weeks.

>>27440485
Yeah, that's fair. For what it's worth, I completely agree with you re: value stocks. I am just a very risk-averse investor and it has served me pretty well so far.
I mean I mostly just do extremely safe ETF covered calls/cash-secured puts as additional passive income. I never use margin and am extremely conservative in general.

>>27436724
K

>>27436724

>>27441253
I wake up every day and say THANK YOU MR. LYNCH

>>27439776
leverage/calls?

>>27441243
did you go all in on DOGE or something

Recently added a lot of money from my bank so it doesn’t look as impressive now but I had about an 80% gain in 2020

>>27441637
Only stocks, I did just make like 60k from GME though

>>27436724
I invest S&P 500 plus if I just really like a company and use their product a lot
Usually works out good

>>27440485
Actually I saw an paper that analyzed that and concluded that needs to happen 1 market crash every 2 years or so to you really get bankrupt selling puts on the long run.

So pretty impossible. The deal here is just survive long enough.

>>27441518
Started with $500 puts on airlines lines in February, then bought 10 shares of tesla, and made the rest on AMC calls I bought 2 weeks ago when it was trading at $2.50

>>27436724
retards hate this but it’s the truth. homies out here with $5000 dollar in meme stocks and a retail job talking about how they’re gonna 10x their money. lmfao. just buy SPYG and call it a day.
all of you have been trading for less than 3 years, fail to take taxes (yes, taxes) into account, and are generally poorly educated.

>>27436724
He dies stock plummets gg

>>27439913
Like I said, I'm retarded. How is that different than just buying a stock and selling it later if you think it will go up.

>buy quality stock

>>27436724
i made my yearly money off reddit-retards early this year, thank you warren sir

>>27442155

taking advantage of long term capital gains policies can boost your ROI a good bit

>>27437773
Year over year. If you try to actively manage money you will have good years and then you’ll have years where you lose half your portfolio on a meme stock like GME. Hard to actually diversify in a manner that totally mitigates risk and gives you contestant compounding returns.
One bad year can wipe out a decade of success.

>>27437514
>Gambled at the expense of another retail trader who lost money
You came out ahead in a zero sum game, but it always trends back to zero if you play an infinite amount of iterations.

>>27436724
Got a bunch of stocks. Essentially 40% profit YTD. Nothing spicy, but kinda just went with stocks that felt good.

>>27439175
Elaborate.
I’m just about done with the moronic posters on 4chan (and elsewhere) that make vague, broad statements that are impossible to disprove but present themselves as fact. It’s an obnoxious and dishonest tactic that lowers the bar for what constitutes A Good Post(TM).

Gesturing towards “the big players” and claiming you can ride their coattails is an extremely vague claim, provided without evidence. My best guess is that the poster is referencing a momentum strategy, which typically holds over the short to medium term (less than a year) and is thought to result from large funds building/unloading a mid sized stock position. If so, please post your investment strategy, philosophy, and risk adjusted returns.

>>27441253
THANK YOU MR. LYNCH

Just look at how many normies are panic selling for GME. 99.999% of people are simply ngmi.

>>27442495
avoiding capital gains taxes (by not selling) is better in the long run, especially in the case of low cost index funds. if we’re talking about swapping gamestop swap for a world stock index, that’s a different story. but yes. agreed.

>>27441253
THANK YOU MR LYNCH

>>27442360
because you buy it at the expiration date of the strike, which is in the future, which is only a little more than the current market price

>>27437854
fuck off faggot, link is a ponzi

>>27437514
You'll be a trillionaire in about a month, make sure you shoutout /biz/ when you pass Bezos

>thinks his pissant portfolio worth thousands that only he is responsible for is comparable to managing multi-billion dollar accounts comprised of others peoples money
>"just put it all in shitcoins lol"
>"oops i just lost 500 million dollars"
>"oops all my clients lost their retirements"
>"oops im never woking again"
>"oops now im in prison"

You're also a brainlet if you believe official financial stats and numbers like that.
10% per year is the number they give dumb fuck normies who's retirement funds they manage. These cunts easily make more, they just dont tell you because then they'd have to share it

>>27437514
You made 70% returns for $40k profit
Big daddy government made $17k

>>27441253
THANK YOU MR. LYNCH

>>27441253
THANK YOU MR. LYNCH
>>27440326
your spread made me think of someone who just got a new well paying job and then they got addicted to lottery tickets and finally won and the line represents their net income over the duration of their addiction. excuse my autism

>>27442537
This. Kids on /biz/ act like they are invincible when this all amounts to gambling unless you have access to fund-tier resources. It's not a matter of when you will lose, but when.

>>27440424
Same except I bought pnk a little later, do you still hold pnk?

>>27442537
The S&P500 has bad years, too.

>>27436724
I've turned 5700 canadabucks into almost $10,000 USD so idk where does that put me

>>27443668
But it always recovers. Meme stocks/crypto won't.

>>27443668

It never dies like individual stocks do. Imagine bagholding the once invincible GE/Ford or buying into a dotcom meme all in. The point is that making your own decisions can result in total losses, not just temporary dips or busts like the whole market itself. And the government, as we've seen, will protect the market as a whole, not necessarily so for individual securities.

Hi, I'm retarded and I have a retarded question.
If 90% of investors can't beat the market, and we assume only 10% who can are effectively just lucky, why bother doing any research at all?
It seems that I'm more likely to break the index fund return by pulling company names from a hat rather then actually researching the company/market

>>27436724
>buy AG about a month ago
>sell this summer when it hits $107
>profit 1000%
>move to Japan bang qts

>>27443835
oh and this is since Nov 2020 so significantly less than a year. granted this has been a very good few months for crypto and i'm looking forward to squandering it in the inevitable coming bear market. yes I bought eRSDL & WOZX like a retard when I started playing with crypto.

>>27436724
I'm all in LINK so I'm up 800% over the past year.

>>27443906
Because if you know enough information, you can take moderate risks for quicker gains with acceptable potential losses. Hence the time-honored low risk mass with minor high-risks. You have to be able to see potential reward to even make that

>>27436724
This isn't very accurate in 2021. You can easily beat the S&P500 guaranteed by just putting all your money in big tech.

What are your feelings on commercial real estate in Europe? Gateway Real Estate AG is bombed out because of corona I assume - now at 10% dividend.

>>27443906
Risk/reward. Some traders aren’t trying to beat the S&P. Many are investing for things like University Trusts and pensions or other funds who don’t care about maximizing short term gains but instead minimizing downside.
They take 8% year over year with the confidence that if a recession hits they won’t go down more than a few %.

>>27444250
Yeah but if congress decides to go after them with anti-trust law does that hold true?

>>27437612
NoNoNo you can't just beat the market. Trust the hedge funds and indexes instead of being self reliant!

>>27444118
>>27444274

I gotcha

I also failed to see the following:
Assume you had all the lots in your hat laid out in a row. Now assume you spent your time doing research on the only a small portion of the lots, that will go back into your hat. During this step, you can trash any lots you desire. So if I discover a company is buttfucked and is going to go under, I can toss it rather then having it. So even if you end up picking companies at random, at least you have the a significant number of the dogshit ones out of the way

>>27437773
I put 100% of my net worth into commodities

>>27443906
sure, pick 20 random companies from a hat. you probably won’t beat the market if you do that since most companies returns are highly correlated with the market (that’s called beta).
so next you randomly pick a bunch of different groups of 20 random stocks and you figure at least one of those will have historical returns that beat the market. okay sure, but how do you know if that will out perform in the future or if it is just random noise and you got lucky. so you test the out performing buckets using a different historical time set and look for the ones that our performs in the grounding data and the testing data. congratulations, you’re now a quant HF. go get your 2/20.
>>27443956
what

It's not hard really. This was just me throwing money at 3x versions of safe ETFs. Warren Buffett was never that smart. He's just a cheap old man that's held money in the market so long that people trust him with their money.

>>27444264
FX risks, political risks, tax issues. Foreign RE has them all. Avoid like the plague unless you are an expert or want to punish yourself.

when do you generally pull out of the safer stuff? around a year since you started?

it seems fine to let them generate infinitely but i have a specific goal to help pay for my parents house

I only invest in non-Jewish growth funds.

>>27436724
>not having passive income while gambling on bullruns
ngmi

>>27436724
>S&P 500 is 10% annual return on average.
From my calculations it's more like 12-15%, with about 13% average.

>>27436724
>*Drops Mic*

if Dave Ramsey is Level 1 advice for the average (retarded) human being, Buffett is Level 2 advice for the average (slightly less retarded) active investor. This will help the large majority who read it, to just keep it simple and invest in broad ETFs. They only tend to hurt themselves chasing quick money. This isn't for the minority of active investors who understand risk, portfolio rebalancing, what the numbers on the screen actually mean.

>>27436724
KILL THE WHALES SPREAD THE FEAR

>>27444839
OH! I've earned more last year than I've saved in my 3 years of work.

>>27444687
>when do you generally pull out of the safer stuff?
never, or when its passive returns become enough to live off of.
>i have a specific goal
Get a job

>>27437957
>>27441253
Thank you mr Lynch

>>27437580
>1 month chart
okay buddy very believable

>>27444626
The real fun is in crypto though. Up 70% on GRT in the past 2 weeks.

>>27439225
I literally just started this shit and I'm up 5% in a week.

>>27441253

THANK YOU MR. LYNCH

>>27443869
Since 2016, I've turned $8,500 into $450,000 by investing in cryptos. In 2017 it was $350,000. Bear in mind, not all cryptos are memes, and my portfolio is very conservative for a shitcoin trader. I'm pretty sure the S&P hasn't matched that.

>>27445110
Turning 100 bucks into 105 is not an accomplishment.

>>27444626

Ah yes.. safe free money 3x etfs

>>27436724
I’ve made an 800% return over the past year.

>>27445375
FUG

>>27437514
Depends how much you lose next week doesn’t it?

>>27444626
sure

>>27445660

That entire drop was over the course of a night too, after hours. This shit was a nearly GME tier religion for those 2-3 years.

>>27443214
Pretty much spot on lmao

>>27445375
>Bet against volatility
That's literally retarded. $TQQQ is basically technology the etf 3x exposed. If you think technology is going anywhere you're brain dead. Spxl is just 3x spy and spy is literally the metric by which this boomer bases his whole 13% statistic. Basically if my portfolio doesn't make money every year it's because we're in bread lines already.

>>27436724
This is fine if you're a boomer, but we have lightning access to info about pump and dump schemes and more exposure to an emerging crypto market.
Literally all my crypto buys are in the positive simply because I got in early enough, which was literally just September 2020. I've 3.5x'd just off BTC and ETH alone.
90% of traders lose because they're fuckin' dumb. Just buy the dip of blue chips and sell later. Put part of your profits into passive income streams.

>>27442617
He doesn't have one
99% of the people here have no idea what they're doing

>>27443478
yes, of course

>>27441253
THANK YOU MR. LYNCH

>>27436724
does sports investin\g count?

>>27440693
>>27442030
What led you to make those calls, if you don't mind me asking?

>>27439175
This is it. I'm one of those fish that just suck onto the side of sharks and pick up the scraps.
It's easier and I don't need to get mega rich, just rich enough to make it out of lower middle class hell

>>27445310
What was your general strategy?

>>27437773
Try doing it with a portfolio beta <= 1.

I've made 0.13% gains since I started 9 months ago

I've got an idea.
>sprinkle on shitcoins with what I can spare on a paycheck
>wait for something, anything to moon
>invest profits in something more stable, like a REIT or IF or some shit, something with good dividends
>repeat
>invest in dividend profits into themselves until the dividend is large enough to pay all my expenses
Then
>start dumping paycheck entirely into shitcoins and bark at the moons
Is my strategy a good one?

>>27436724
this is fucking boomer garbage lies. if i didnt listen to this garbage id have made 6 figures just holding apple fukcing BOOMER CUNTS

>>27446471
Buy ETH and hold. Occasionally leverage long when a bull market is on using ETH as collateral to buy more ETH. ETH is honestly the most fundamentally valuable and stable crypto in my humble opinion.

>>27447137
Thanks for the reply, Anon.

>>27444976
I'd post a longer one, but I switched from RH to webull a month ago. 2020 gains were 6000%, but If you don't believe my 1 month you wouldn't believe that either. It's easy if you aren't retarded

>>27446309
Pol was freaking out about covid in January so I figured airline travel might get shut down and it did. I like tesla so I bought 10 shares and that worked out well and the AMC I thought had the potential to be pumped by reddit if it made it over their $5 cap since it's been shilled there in the past, I've made and lost some money on other stuff shilled here and reddit but nothing notable. I did fuck up in January and sold my 10 plug calls literally a day before the pump for $150 and if I held them I could have sold them for around $7k

>>27444392
KEKW

>buy S&P 500 etf at the start of bull market
>sell at start of bear market

I win.

>>27436724
I'm retarded but buying and holding LINK was the best decision I unironically made and helped me beat that. I'm up 25% on my net worth this year. Also buy spce

>>27446927
better than a savings account at least!

>>27437514
now post yearly return

>>27448008
hot damn bro, nice
what brokerage do you use, im trying to get off the hellsite that is robinhood

>>27448273
etrade, i do recommend

>>27442823
why not buy it now?

Passive investing is socialized wealth management.

>>27436724
me? Just another TQQQ gigachad. Buffet would be lucky to make these returns in a decade at the rate he's going. Oh, but if you gave me a decade? I'll be up 10,000%+. Only getting in crypto at the very beginning can compete.

>>27442155
NIGGERS LIKE YOU DO SHITTY BLOW WITH UGLY HEDGIES

>>27444705
>usd
>not jewish

>>27446100
Fucking nice

>>27446946
Might as well

>>27436724

>34.2%

Eh, I'll take it.

I love being a boomer index fund investor. All I do is buy, all day long. Every time I buy a share of VTSAX my dick grows into a chub. I don't have to worry about selling because US stock market always goes up.

>>27436724
The ten percent meme is bullshit. That’s just CAGR and it’s skewed because of some exceptionally good years.

>>27436724
Suck it Trebek

Fidelity app is shit. That dip in the end is from fucking GME. Only a few thousand but hate thst i went in @ $250.

>>27436724
smol pp folio but im getting there. was basically just guessing how to do it for about 6 months then started focusing on strategy/sticking to it. meme plays here there still, but im trying to get away from those

>>27436724
i used to make nothing
>then i bought a gun
now people just throw their money at me to whoever i point it at, its crazy!
Life on ez mode now boys

But what about FSD?

>>27448193
unironically this
i had a bunch in savings and figured that was a safe enough plan for investment, never bother to actually look at the interest I was getting back
wasn't even outperforming normal bank fees lol

OMG NO NO
THIS GAY NIBBAS TRY TO WIN THIS THREAD WITH THEIR TRASH
DON’T BE AN IDIOT WHO BELIEVES THEM

> I AM GENIUS ENOUGH TO USE PLAYCENT AND DON’T VISIT THIS SHIT THEY ASK TO USE

>>27436724
I did a 145% today post inflation but I do agree I was lucky. I kinda predicted the attention will shift to Silver soon and bought a bunch of calls on silver miners paying literal cents.
When SILJ opened at a multi year high, I quickly market sold all of it.
It’s the first time I bought early and sold the literal top and I admit I was insanely lucky.

>>27438057
Whats the average shelf life of a meme stock?

>>27445897
>passive income streams
such as?

>>27451178
stable of hookers

Absolutely retarded number. I haven’t paid money into my account since almost the very beginning of this graph and I make maybe 4 or 5 stock moves a year just based on my knee jerk opinion of what’ll happen to them

>>27443956
Lmao not with that money you didn't