/biz/ - Business & Finance

It sucks dude I'm tired of this shit as well they are grooming is for abject poverty nothing to do but load up on assets and hopefully get a condo in Miami to watch the apocalypse from

>>26241839
Good, enslave and brutalize the shit human species

>>26241839
>So when does that end?
After a big war probably. Maybe a total economic collapse, but that'd lead to war anyway. One or both of those are coming, believe that.

It also has to do with globalization. In your family you're important, in your community you're relevant, but on a global scale you're less than nobody.

>>26241919
You are one stupid faggot

>>26241839
Nothing about the US economy is sustainable long term.
It's like a fucking plate spinning show and we just keep adding more plates. Everyone is on the edge of their seat waiting for the drop.

The only thing that keeps us going is the fact that everyone else is even worse off than we are. Where else are you gonna go, really?
Europe and get taxed to death, Africa and get shot to death, Dubai and get stoned to death. China and get disappeared to death, Russia and freeze to death after your business fails due to sanctions and lack of customers or get poisoned for posing a threat to the ruling class, South America? lol

We're the king of shit mountain.

>>26241839
I'm a literal genius who makes 500% returns in crypto and I can't even afford shoes

Probably just going to end up in a concentration camp and dying for Jesus

>>26241839
if the q anon arrests don't happen tomorrow a lot of what you say is correct. The corrupt politicans spanning a generation, central bank profiteering, and liberal laws passed in the 1960s all have taken a toll greatly on the country's overall prosperity.

>>26241839
>jobs outsourced
>country flooded with immigrants competing with natives for jobs and housing
>workforce flooded with women competing with men for jobs
>college scam pushed on every retard with a pulse
>unmarried children moving out of parents house and wasting money on rent for no reason while further driving up demand for housing
Hmm I wonder why things are getting more difficult?

>>26241839
Learn skills

>>26242156
Have you been outside lately? The only "skill" in America that gets you higher wages is sucking dick

>>26242072
>q anon
retard

07/16/19 i stood on a bridge and was going to jump off. i ended up walking back home. idk if i made the right choice

>>26242298
You did make the right choice friend.

>>26241839
think of this stage of the world as the same stage as a catapillar when it dissolves its own body. except this will last prob 100 years if not more before a stable world emerges

>>26242298
You did. I hope you are in peace now, if not, you will.

>>26242072
>he fell for a long con 4chan shitpost

lmfao

>>26242252
Didn't say I was believer in it, just open to possibility ie: "if"

>>26242410
See that's just it right there, things aren't bad by accident, it's entirely intentional and things are going to get so fucking bad that people will absolutely beg for salvation, and salvation will be offered, but it will come at a price and it won't be cheap.

>>26241839
we honestly just have to wait for boomers to finally fucking die already
i was so hyped last year, that the process would be sped up, but alas
we had to destroy the entire economy to save a bunch of literal subhumans

>>26242186
This.
"Entry level positions" are now either one of two things:
>Bachelors degree or higher in X engineering, experience preferred but not necessarily required.
Or
>Be able to count to 20, pass a drug test

There is no middle ground anymore. You're either a subhuman peasant or a scholar. Trades are a complete meme with a dogshit ROI and unfavorable health prospects. Meaning you work yourself into injury to afford a 2 bedroom soapbox in an eh neighborhood and a used Honda.

holy shit you're all pampered pieces of shit
you have access to all world information, the internet, computers, phones, food costs down by an order of magnitude, way better fucking quality of food, any entertainment on demand, way cheaper and better access to drugs of any kind, pussy is the easiest its ever been, significantly cheaper flying and traveling by all measures with adjusted and your asshole adjusted inflation
and yet you STILL complain
please do everyone a favor and fucking kys
you have no appreciation you spoiled sack of shit

>>26242610
t. Steven Pinker

the modern world is a soulless dystopia and its collapsing and getting worse by the day.

>>26242610
>constant hits of dopamine = great life
>don't complain
>live in your pod and be happy

>>26242610
You seem to think that just because we have the internet, it makes up for all the other hardships we face. Well, I'm a coder (and HUGE lover of tech), yet I would trade internet/phones/tech for a MUCH easier chance at life (i.e. better economic environment and MUCH easier upward mobility). Tech absolutely pales in comparison. I imagine most of the people trying to make this argument are older and out of touch.

Its almost like globalisation and market effects induced by living in a capitalistic economy have increased competition for scarce resources (good jobs, good houses, good places to live) and only rich people can compete.

This combined with boomers also hoarding wealth and job opportunities (the fucking president is a 70 year old) well into old age means that young people are getting fucked

>>26242537
>he thinks the younger generations won't be even worse

>>26241839
median australian income $48,360aud
median national property price $549,918aud
living expenses $34,000
max disposable income per year $14,360
mortgage deposit requires 20% ($109,000aud)
8 years to save deposit
switch rent for mortgage repayments living expenses $37,520
max disposable income per year $10,840

there's no excuse not to make it if you have disposable income to throw into stocks, commodities, crypto

>>26242610
>travel
>drugs
>pussy
>entertainment
all scams and distractions from whats really important, which is taking care of your community and raising a family

>>26242687
zoomers are pretty good so far

This shit only matters if you’re trying to become a betacuck provider which is retarded boomer shit.

To just get by, you need less than ever

>>26241839
One thing I've noticed is that the idea of ownership is constantly being minimized for younger generations.

I'm almost 30 and people my age rent everything. Car, house, AirBnB and Uber... nobody owns anything and we're all in debt. The "great reset" has been happening for decades now. I know my parents do not give a shit about my financial situation, definitely get the feeling the boomers "got theirs" and now they expect us to do the same or better in completely changed circumstances.

>>26242718
There are far fewer based zoomers than there are predatory psychopaths who suck corporate cock and will tear apart anyone who shows any signs of independence with their teeth if it means gaining just a crumb of status over their peers.

That's why my only sort of hope are these magic internetcoins and the technology behind it. Everyone on this board is smarter than the average normie aka 99% of all people. We are all still so early. This is literally an essential part of the near and far golbal future. Everyone will make it, it's just a matter of time.

>>26242647
>>26242657
>>26242663
>>26242693
>history gave men around the world a chance to live like a king unrestricted from the chains of being a beta cog in the system
>still complain
unsurprising that you're on a basket weaving forum complaining instead of doing something with your life. newsflash, dipshit, it this were just 50+ years ago, as a man you'd either have a choice to 1) go to war 2) work in a fucking coalmine 3) starve
there were no offices, no jobs, "knowledge men" just appeared in the 70s. you have the opportunity to do it all AND have a cushy job at the office, but instead of putting in effort you complain
really, you're all worthless fucks. natural selection could not work any better than this

>>26242693
>if you have disposable income to throw into stocks, commodities, crypto
there you go
many people don't have that

>make the mistake of being born in 1995 and in greece
>2008 crisis hits just before i reach puberty
>have to spend my entire non-infant life in a fucking economic crisis
>study cs in hopes of at least being middle class
>fuck it, in fact, i'll focus on machine learning to get an even better job
>spend 2 more years learning about ML and data science
>done with uni in february of 2020
>all ML jobs in greece just VANISH
>in fact, any job has been vanished
>friend jumps out of nowhere and tells me that the corporation he's working with is hiring
>tfw ended up being a codemonkey for 650 euros a month
meanwhile my dad barely managed to get his hs degree and he had built a house by the age of 26
this shit isn't fair
>inb4 why don't you leave this shithole
my mom's dying

>>26242793
where? in my experience zoomers are pretty considerate of others

>>26242837
>there were no offices, no jobs, "knowledge men" just appeared in the 70s. you have the opportunity to do it all AND have a cushy job at the office, but instead of putting in effort you complain
QoL (Quality of Life) really needs to broken down into 2 categories

Material QoL yes we live way better then our parents, but they also lived a much more lavish material lives then their parents

Personal QoL no, it’s far harder to afford an education, find a job, stay in a job, buy a home, start a family, keep a family together.

Boomers kind of got the best of both, flourishing material QoL advances while still enjoying many of the more traditional personal QoL.

>>26242837
> on basket weaving forum complaining about complainers

:3
Enjoying the show

>>26242837
Yes, we built upon centuries of ridiculous suffering, mainly from the industrial revolution, all for a society which has given us too much comfort at the expense of freedom and simple living, which is what truly satisfies the human spirit. Kill yourself.

>>26241839
Post-WW2 history has been about jews consolidating power and owning everything and their goys earning just under what they need to live a decent life. It's almost as if it's all intentional.

>>26242915
expense of freedom? what the fuck are you less free to do today than before? again, just because you lack the courage to do anything yourself, doesn't mean you shouldn't kys now
>>26242894
education is a million times easier than before. it is literally free online. university is an absolute meme unless you're going for a highly technical degree. there are more jobs than ever before. just becuase you don't want to do dishes/car work/manual labor/etc. doesn't mean they don't exist. that's all everyone had before
i'll give you family, fine. the society is different now. adapt. it is over for the nuclear family. stop living in the past and embrace the future before it swallows you whole and spits out a depressed sack of shit. act now.

>>26242947

>>26242999
>>26242999
You are such a faggot, why are you on here proselytizing? Really you are just talking to yourself. You've probably been reading a bunch of self help lately and want to start a successful business so you can live like a king, huh? better every day, work out, slay some puss. The modern world is a disgusting condition, we consume insane amounts of shit we don't need and most of our generated wealth trickles up to billionaires. Kaczynski was right, the Industrial revolution and its consequences have been a disaster for the human race. Do you not see the torpid nature of the modern human? wageslaving away for soulless corporations, struggling our whole lives to get a little piece of land with a dinky house. We are happier living according to our true nature, which is living in the wild as hunter gatherers.

>>26242999
> just becuase you don't want to do dishes/car work/manual labor/etc. doesn't mean they don't exist. that's all everyone had before
yes and with the wage you could raise a family, buy a house and visit whorehouses 10 times a year you absolute retard
it's not "hurrr I'm lazy" it's "I can't even afford my groceries with a such a """""""""""job"""""""""""

>>26242837
>there's no excuse not to make it if you have disposable income
read what I wrote you projecting boomer

>>26242883
I used median data from australia, the overwhelming majority have disposable income. No doubt most of them are spending it on consumer nonsense but if you are on biz wanting to make it it is very possible

>>26243066
oh my god, i get it. you're just a fucking ape
go on and live in the wild, see how you fare for yourself. there are still plenty of villages in random countries all over the world. btw, none have AC, fridges, electricity or the fucking internet that you're using
you're a fucking idiot
>You've probably been reading a bunch of self help lately and want to start a successful business so you can live like a king, huh?
nice projection. good to see that this is what you wished for and failed at. i'll enjoy dancing at your funeral
>>26243086
there was a single (1) generation before you that had comparatively higher wages to housing/food/etc. one. you're orders of magnitude better than any other generation. if you somehow still can't afford groceries in this economy, then, I repeat, it is survival of the fittest at its best and i can't wait for your funeral

>>26241839
And you’re thinking about this now? When shits getting accelerated?
The time to think was during the easy times. Let me guess you were consooming just like the rest and never paid attention to how this can be sustainable?

>>26241839
yes retard, its called globalization. your authoritarian elite ruling class partnered up with the megacorporations to sell out your country in order to enrich themselves, at the expense of your cost of living as a commoner middle and lower class

Trump tried to fix it but the propaganda brainwashed millions of retards into thinking he is some racist boogeyman and tricked them into voting against their own interests for the globalist elite as well as rigging and stealing the election to make sure the unwashed masses wouldnt make the same mistake again

>>26243145
australia is better than 99% of nations
the majority of the planet does not have disposable income

>>26243177
the only reason i can afford groceries is because i have daddy's money
and no, i didn't take retarded decisions in my life
>study hard, get a cs degree, still fail
meanwhile all boomers had to do, was to vote for a certain candidate, and they landed themselves a "job" in the public """"services"""" were they just sat around all day doing nothing, and got 1.5k pensions at 45
meanwhile i have to be a slave for 650 euros a month and no future
FUCK boomers i hope all of them rot in the hottest pits of hell

>>26242947
Replace jews with boomers and you are right

>>26243289
True but that was median. Its not hard to do better than median

>>26242056
based and in the end the only people who actually make are those who believe and die for Jesus, never deny his name or get marked, repent and you literally get a mansion in heaven and get to be in the presence of God for eternity while everyone else literally burns in hell

>>26242186
If you're not a retarded faggot you would join a union in a skilled trade. If you had more than one brain cell to rub together you would see that there is a huge gap in the market for skilled tradesmen because everyone has been been pushed the narrative of 'muh degree'. Modern, strong, unions give 6 figure salary and multiple pensions with full healthcare benefits. Don't be a right to work fag

>>26241839
Letting women vote. The root of all this.

>>26242759
The young generation is getting groomed to subscription culture.
They even plainly write it out in the great reset shit that was heavily advertised just to rub it in.

>>26243435
this^.

>>26243300
boomers gave their money to the jews. they don't own much of value other than their homes. they own a house full of stuff that will wind up in a landfill.

>>26243396
this lmao
we live in a society without any decency or compassion so u basically gotta have a litigious mafia ran union to fight for your rights for you if you arent in a union youre better off being a neet youre just gonna get fired imagine being a slave at kpmg or something lmao

>>26241839
Wtfhappenedin1971.com

>>26243362
make it*

>>26242186
also this^. boomers don't understand. but they will. it's all coming crumbling down and i'm so very, very happy that they're still alive to enjoy it with us.

>>26243396
>Just join a union lol
What is a right to work state
They just fire you

>>26243396
can you give examples of what are good highpaying skilled trades? is that your line of work?

>>26243522
what happened in 71 is downstream of '33 and '13
debasement happens because of endless war

>>26243621
1971 is unique it removed all limits to wealth confiscation via budget deficits.

Nixon himself admits it in the Nixon tapes.

>>26243666
budget deficicts don't mean anything when the currency's value isn't defined by anything

>>26243550
Millennials have higher suicide rates than the Jews did in the alleged death camps

>>26243687
Dollar was backed by gold which has a natural inflation rate of 1.60% per year until 1971

>>26243576
Right to work states have laws that in affect stop workers from unionizing and using the power of collective bargaining (i.e. workers getting together to bargain for higher pay, benny's, ect.) Big corpos have been lobbying for years to dismantle unions in name of bigger corporate profits because they can fuck over the worker

>>26241839
its all worth it to give to niggers, whatever yall do dont get your friends and wipe out whole blocks of niggers in the night in minecraft, and then post it to the minecraft forums to inspire more, making crime go away while disarming the jews is racist!

>>26241929
No big war. Just a slow boil to corporate Jewish hegemony with a brain serfdom

>>26243335
yearly income in eastern euro shitholes is 10k if you're lucky
and i don't think i have to mention third world or brazil

>>26243742
>>26243621
>inflation rate of 1.60%
I can't imagine what you think you're saying there

>>26243581
Pipe fitter, plumber, hvac, boilermaker, steamfitter, carpenter, sheet metal, basically all trades have a union as long as they aren't in a fucked right to work state. They can be hard to get into but if you're willing to put in your time on the wait list and get into the apprenticeship, you're going to make it. And yes it is what I do for work, current sheet metal apprentice

>>26242298
I was about to jump off the fire escape of my apartment building last September and climbed down only because I decided I wanted another cigarette first and I was all out, hopefully God has something planned for us

>>26243797
you need to put it in terms of cost of living.

hahahah so I made a comment to my Dad (65) last night how he can't deny that our generation is facing a culmination of nwo bs and a dollar worth shit all and scarcity in jobs, and his response was to bring up my late grandfather (his Dad) in WW2 trapped behind enemy lines and how it's a matter of perspective. LOL skipped alllll the generations between now and WW2. I couldn't believe it. he's a very smart guy but just doesn't want to give credit that this generation doesn't have a Golden era. it's crazy. was over text so I just ignored it to avoid a fight.

>>26242053
some parts of south america are pretty dang good actually

>>26243809
Am amerifag btw, idk how shit works in other countries

>>26242072
>Q anon
Dude just come the fuck on already. Obvious psyop since before even "Trust Sessions"

>>26243846

life is pretty easy for me and it will be for my kids as well. my grandpa showed me how to counter jews. they pretend to be wise but they are very predictable. generational wealth is what it's all about. focus on your family, fuck everybody else and don't fall for their jew tricks.

>>26242610
>

https://dqydj.com/net-worth-by-age-calculator-united-states/

>>26242837
>no "knowledge men"
Actually my great grandfather was a knowledge man and worked on the translation committee for the RSV.

>>26243826
only rent is cheaper in eastern euro shitholes
median wage
i won't talk about all of eastern europe, but i'll talk about greece and latvia (used to date one and i know about rent and groceries there)

greece:
>have median wage of 890 after tax (lucky to have an 800 euro wage if you're under 35 however)
>rent is 400 to live in a shitty neighborhood
>groceries are around 150-200 if you're not buying expensive shit
>electricity/water another 50, again, with not much use
>transportation is 30 (assuming you're using public transit and not a car)
rest is left to save up and spend on other shit

latvia
>rent is 300 to live in a shithole
>groceries a tiny bit cheaper, maybe 130-180 a month
>electricity/water/heat 50
>transit is more expensive, probably another 50

you automatically lose in life if you're not born in a top tier country
you're lucky in eastern euro shitholes to be left with 200 euros at the end of the month
and what would you do with them? invest them, or just put them away for expenses that can come out of the blue?

>>26243809
fucking union dip shit. you're a slave. you pay into a pyramid and will get fucked.

>>26242072
>unironically falling hook line and sinker for a psyop
ngmi

>>26243950
That's literally what Jews do and how they are so successful.

>>26244037
I just quickly looked at greece it said median income $17700usd a year $7200ud lving expenses
$10,500usd disposable per year ($631usd worse than aus example here>>26242693)

>>26244214
obviously doesn't take into account unemployment rate

>>26244214
>it said median income $17700usd a year
BEFORE taxes, now google WITH tax
protip: it's in the image i sent you retard
17700 x 0.78 = 13806 usd
13806 usd = 11359.37 euros

>>26244240
and yes this is a big part too

>>26242150
i don't think immigrants are really the problem. the biggest issues in the US are the unaffordability (read inflation) of assets. it's because there aren't enough. we tell everyone that they deserve a home but we haven't built any more homes since the 70s. we tell everyone they deserve an education but we haven't built any more universities since the 70s. there is enough super capital and scarce enough assets that the pluto class can snatch up everything valuable in this country. don't believe it's possible? the number of people who own more than half the wealth in the entire world can fit into a single bus. we have stagnated because we have rules and regulations in the place of what we used to BUILD. America is the country that has literally been able to do anything, meet any challenge in the past. but our economy is designed for a small group of people to hoard all of the valuable assets and rent them out to the plebs. you get rich in america not by building today.

elon musk and jeff bezos give me hope because they're BUILDING. we're going to fucking mars and we're making a million jobs faggot, hop in.

>>26244191
yeah, don't fall for their tricks and protect your family. smart eh? would you like a defi loan?

>>26241839
listen faggot i half read your nonsense you no IQ bainlet. You LIVE IN A TIME WHERE A NASCENT ASSET CLASS EXISTS. FUCK. You can turn a small amount into a LARGE AMOUNT easily. You're on the board. Fuck your dad SHUT THE FUCK UP WHINING. Nigger I was poor and dropped out of college, couldn't afford gas. I started flipping weed 8 years ago with 200 dollars. For a while I woke up at 7am to sell an 8th. A fucking 8th nigger. I paid 200 an oz and sold an 8th for 50. 25 nigger dollars profit. I did that for years until I ended up buying 2-3lbs at a time back in like fuck... 2016 when business picked up? then i got a bag for 2900 instead of 3200. It upped my profits. Then i got hooked up w/a michigan faggot and got bags for 2700. FUck my life was great. Fast forward im big dog in cinci 2018 and im getting bags from cali plug at 1300 and selling 100-120lbs /mo for 1800-2400 then im in my 30's on high 6figs drug money. Then I realize the 100 bitccoin i bought molly with was worth 2mil. Fucking shit..... Get into crypto faggot you are HOOD RICH AS FUCK. Drop BANDS in covid dip through my cash app. my girls, my brothers, her two brothers.... 60ish g's in BTC at 5k..... then BTC hits 10-12k drop it into ada/link/hbar/enj/xrp (fuck you it still makes sense im diversified)/ and tezos for fuck all reaons fuck XTz. Any ways. crime pays faggots and im 6'2 200lbs and my girl is a ten and i Fuck cause i sell drugs and have money. Seeethe. ALso im drunk and a chad you fucking pathetic incels. I lurk but FUCK you niggers are weak as fuck. Fuck, just fuck, i wish all white people were like me, we'd run the fucking planet. faggots.

>>26244291
I didn't include taxes in the aus example
average greek tax rate: 26.1%
average aus tax rate: 23.6%
not too much difference there

I think your unemployment rate is double ours though.

I'm not arguing your the same or better but this all median numbers making it is possible if you just actually plan your life a bit

>>26243285
how does globalization make higher education, housing and healthcare expensive? it just makes all the shit we normally need like food, clothing and electronics cheap as fuck.

>>26243906
>25k troops in Washington DC
>Loyalist Christopher Miller installed as Secretary of Defense after the 2020 elections
>Concerns by news stations that Biden will be under threat from "insiders"
>Election results not seen as legitimate by Trump, could order for martial law hours before Biden inauguration
>Military under Miller begins arresting people en masse
>Trump never mentioned Biden in farewell address, could be simply referring to his own second administration
>FCC recently mandated that Emergency Alert System must be broadcast if needed

That is a gist of the theory. The biggest weakness is Jan 19 2021 events, which turned out to be a nothingburger and Trump's farewell speech not really fitting in to it. I would say it is very likely that a nothingburger will happen today Jan 20 2021 as well.

>>26244214
>>26244240
also 600 dollars on living expenses is very restrictive
if you HAVE to use a car, it's much more than that
not to mention the extra taxes if you own property, a million bullshit fines and so on
if some policeman cunt finds you not wearing a mask outside, you're getting a 500 euro fine, for example
minimum wage here is 680, but most young people are earning around 450 euros, because no one is giving 8h work days, just to avoid paying minimum
how the fuck do you work with that?

>>26244370
>not too much difference there
there's a huge difference when your monthly wage is 4k, faggot
also what's your tax rate on lower brackets? is it still 22%? fuck off
not to mention that if you don't have a degree in greece, you're F U C K E D.
The only jobs available to you are lietral slave jobs, were you either work for """"6h"""" per day (really, it's 10h, you're just not getting paid minimum wage lol), or if you're "lucky", you're working 16 hours a day during summer, serving tourists, earning around 1.5k for three months, and then live the rest of the year on that
fuck off cunt, not everyone is living on tutorial mode

>>26242072
Lets hope at least something happens so i have an excuse not to go back to work. plz daddy biden martial law

>>26244357
you have two eth to your name, nigger.

>>26244377
depends which side of the deal you're on. If you are opening up your education market to more foreign demand prices go up and in that situation you get debasement of quality as the education institutes start selling out quality for quantity. Whereas the people who couldn't get into university at home can now in this other country

>>26241839
Yes they were supposed to do it so slowly you'd never notice but shit is fucked.

3/10 americans age 25-29 are WORTHLESS

Eastern europoor here. Been working my ass off for over 5 years now and all i can say i really own is my shitty car. Still living with my parents, barely have any savings and i don't party every weekend, don't buy expensive clothes or iphones. I am expected to leave my family home and blow 2/3 of my salary to rent a shitty flat from some fucking boomer that got it for free after the collapse of soviet union. Yea, life's been great, frens.

>>26244419
you're just getting retarded now mate it's a back of the envelope calculation
If you want to believe you can't make it be my guest

>>26242298
2019 was the worst year of my life.

>>26241929
this

>>26242610
You don't need a home or a family goyem. All you need is weed, video games and porn to be happy.

>>26244485
yes i agree with you here. but the immigrants aren't the problem. world population has increased from 2 billion to 7 billion since 1960. but the average harvard freshman class is exactly the same. boomers just shut off the tap same with everything. no more houses, no more healthcare, no more universities. we won you lose fuckers.

>>26244520
i will personally make it, because i'm planning to live this piece of shit shithole once my dad no longer needs me here
but if i were to stay, no, i couldn't make it
10k in the bank and people look at you as if you're a god

Chainlink has to work or we're all fucked. I have good news for you anon.

>>26242693
Australia? No one gives a shit roo fucker.

>>26244572
leave*

>>26244456
i would never buy erc20 you absolute cuck. Fuck you i would literally fuck your woman while you watched

>>26244550
evil is the problem as always. There are people who want the world enslaved to their will there are people who want to live in a world of freedom
>>26244589
enjoy biden

>>26244587
saved

>>26242072
You do know that QAnon started on a hentai forum for unemployed man children right anon?
I am sure Q peruses sexi loli just as much as you do.

>>26243954
consooooooom junk food and waste your money

>>26242693
Based and factual pilled.
Unfortunately housing is totally fucked here and the next generation will only be able to rent, like in England

>>26242053
And I wouldn't have it any other way. I'm not Americans and I'd rather have you guys on top than anyone else. Chinese? Lmfao. Russians? Yikes.

>>26241839
It basically only feels that way because the lives of people who "have it better" are constantly rubbed in our faces 24/7
The gap between how we feel about our own lives and how we think other people feel about theirs have never been as big as it is now

>>26241839
Because for generations all your people did was complain. Now you too complain here and do nothing about. So shut up and take it like the sheep you are if you are too scared to act

>>26244370
Our tax brackets are pretty squashed in Australia. They go from something like 17 percent up to a max of 37 percent, once you reach 200k
A 100k AUD (75,000 EUR) earner gets taxed at the rate of about 28 percent all up.

It was Minecraft time at the 2008 economic collapse. Now we are living on Hell Planet until 110.

>>26242072
based and faithpilled

The boomer generation was the most prosperous era in all of human history, it was an anomaly and not the norm. We are slowly equalizing into the plebeian working class slumstate as did our countless ancestors before us.

>>26244777
it's only fucked in sydney. Sydney is nearly double the national median.
Median income/median home presented over a map would be interesting to see.
>>26244853
The best thing we have is 50% capital gains discount on gains held over a year. If your income is solely >1 year capital gains you're $36,400 a year tax free

>>26244947
forgot pic

>>26244610
sure thing hood rat.

>>26244357
That’s a cool larp, props

>>26244911
This time is literally different. The boomer system is dying and we're going into uncharted cryptozone.

>>26242883
im sorry to hear about ur mom bro

>>26244911
It wouldn't be so bad if I could be a mercenary

>>26241839
Adjusting for purchasing power/cost of living, a teen burger flipper in 1960's used to earn $25 an hour.

Yes, life has fucking deteriorated.

>>26244037
>Be Swede
>Make 3200 eurobucks after taxes
>700 euros to rent comfy 70 square meters apartment in center of town
>Invest around 2k in meme stocks per month
>Have 500 left for food and various expenses
>Still feel poor

Explain this feel /biz/

>>26241839
>mfw most degrees in my country have low unemployment rates and good salaries
>mfw no tuition costs and almost all students get gubment grants, so no student debt crisis
>mfw top 4 cities in the country have a bad housing market but literally everywhere else houses are cheap, even just 10km outside of those cities
>mfw good pensions

>>26245426
I'll explain. You are retarded.

>>26242053
>China disappeared to death
>being this delusion

Nigger within 5 years China dominates US

>>26241929
Globehomos wont let wars happen anymore, small proxy wars and regional conflicts yes but not wars like we saw in ww2.

you just have to jew the system and disregard morals if you want to make it. officially i own nothing and "live" off NEETbux, inofficially i have around 350k to my name and drive a mercedes. there's nothing illegal about it. let your autism help you.

>>26246126
And within 10 years also Africa.

I agree, US is going to shit. Europe is caught in self-inflicted struggle, but Asia, Africa and probably South America are rising.
Invest accordingly.

>>26241839
I concur OP. Not to mention woke movements and degenerate shit people are up to these days.

>>26244587
I have 10k LINK as a 23 year old Europoor. I just want an appartment and no more waging. It's all I'm asking for.

>>26242298
>>26243810
Kys is pretty meaningless as we are about to die soon anyway, may have another cigarette or netflix show as well.
However, go for it if you want - no one should be forced to play if they don't want to.
Personally, I'm gonna ride this out, so much cool shit to explore, so many girls to plow, so many shitcoins to accumulate. Not exactly AAA+, but still better opportunities than any human in history had. I'd recommend exploring the world outside US tranny shitshow.

my dad didn't have a university degree, joined the police force because lmao guns are cool, bought his first house in early 30s, retired on a comfy government pension
myself I fell for the university meme, realized I got a worthless degree, spent years freelancefagging in SEA trying to get sometihing off the ground, finally started making some money in my early 30s and now Im still worried it might all fall apart at some point. basically waged for 20 years and while I can afford a comfy life I dont have a pot to piss in, at this rate will never afford a house and the pension system in my country is literally a ponzi scheme that will collapse over the next decades. but according to my boomer dad Im "too negative" and should be grateful for living in a first world country

>>26246012
Is this czech republic? Because this feels like Czech republic.

>>26241839
yes, this is what americans, britons and "russians" fought for. Hope you like what it got you, retards.

Writings on the wall OP.
Life is going one direction - the one that results in eating zee bugz.

>>26242298
>>26243810
Jesus Christ. Think of a better way to die than gurgling blood, broken to bits after a 40 foot fall.

>>26243690
>death camps
*holiday camps

>>26242883
>many people don't have that
That is because most consoom all their money on expansive clothes, shoes, buy fast food instead of cooking at home cheaply, go out each week and spend a lot. All you have to do is not buy expansive clothes and shoes, don't spand a shit tone of money when going out, and cook at home.
Hell I have a friend who earns about 500 euros per month only. And he manages to pay for his car, buy fast food each week, pays for trips with his girlfriend and basically has no money left at the end of the month. Could people like that save at least 10%? Yes but they are the ones choosing to consoooom.

>>26241839
I was having a chat with my dad the other week (boomer - but the nicest guy). He was telling me he was proud of me and how hard I've tried. Sounds kinda sad typing it out but was nice of him at the time.
He told me that when he was my age (30) he had only just started his first real job which "only" paid £13,000 a year.

Well I looked up the inflation calculator for the UK and that is just over £30k today, which for anyone not In the queen's great country is well over the national average across all ages, but outside of London. And this was for his first job, which he didn't have any education, experience or training in. It also allowed him to buy a house on a single salary.

Oh and he's on a final salary pension too.

For reference (again, outside of London) a first job for someone not on a graduate scheme or getting really lucky would be around £18,000 if not lower today. My first graduate job was £21k. I will never have anywhere near the financial security my dad had, despite some modest crypto gains

>>26241839
I think you're right, my quality of life was better than my parent's but that is only because my dad worked in the Middle East all of my childhood and income tax free meant he could provide the life they never had. If he had stayed in Britain my quality of life would never have been as good. Knowing my cousins and friends of a similar age. They're doing alright but their mums have to work, they've had jobs since they were 16ish and not all of them went to uni and those that did have done meme degrees. I didn't need to work until I graduated uni.

I probably would have been a drug addict or in jail had I stayed growing up here.

>>26242610
I hope you die a slow painful death all alone and have a paupers funeral. Nobody can love someone like you.

>>26246126
lol no

>>26242610
Wow, I can't wait to give up a loving family for used pussy with incurable STIs thanks to modern Western degeneracy. Where do I sign up?

>>26247997
they just don't get it....a house used to be 1-2x average income, now 6x-7x... even more in the South East and London

>>26241839

Me in my 20s
Travelling the world. Women of many different nationalities, generally having an awesome time.

You in your 20s
Lockdown, under house arrest, cant leave the country, literally illegal to meet and have a date with someone.

Yes OP, things are worse for young people now, probably the worst time in history.

>>26241919
Show nose.

>>26243362
cool fairy tale faggot

>>26242072
Q is a psy op nigga

>>26241839
>>26241919
>>26241929
>>26242915
>

>>26243550
Boomers could literally turn up and get a job there and then lol. They think it's so easy. Fucking boomers ruined everything cunts.

>>26247997
https://www.epi.org/productivity-pay-gap/

We're being robbed.

>>26241839
i was pretty fucking naive and miserable in my late teens thinking i had it bad like the number opportunities on my horizon were limited. i'm 26 almost 27 now and i'm glad i'm not younger because kids these days have it way worse than i did. at least i stumbled onto a career in tech/programming at a relatively good point and i've """years""" of experience under my belt. the competition is insane for entry positions now, especially when every fucking retard has seemingly transitioned into a working from home coder.

>>26241839
>work market is fucked
>stress
>people are literally echoing propaganda
>everyone is a narcissist
>grils are whores and have shit attitudes

I just want to be reborn in the 1950

>>26242150
I'm getting desperate here. I could at least sustain a normie life on minimum wage or even barely above if I wasn't so bothered by the general state of things and could phase out the thoughts that dedicating up to 12 hours a day to work and preparing for work just to be not poor is ok.
t. EUpoor

>>26249398
>I just want to be reborn in the 1950
i daydream about that. being a kid in the 50s must be have been a glorious time. you're just young enough to miss the vietnam draft and you have a world of economic opportunities on your doorstep. everything's fucking cheap like houses/cars. you can live like a king on a blue collar job. imagine actually having a degree back then as well when it meant something. a dollar today is worth times less than it was back then

>>26244297
and none of these jobs will go to White people, who have the audacity to ask for decent pay and working conditions. Do you see why immigration is a problem now?

>I suffer in the first world
I'm a engineer in a shithoel and I can't even afford a used Ford fiesta, can't even imagine how bad it must be for minimum wagecucks here

>>26244357
Excellent bait, the van is on its way

>>26247997
My first job was 32, upto 35 in 2 years. Increased to 50-60k year 3 and in currently sat at a cool 70 per year. I'm 29. Retards going to be retarded and not apply themselves properly. Living outside of London, no education, self taught electronics engineer

almost as if someone... designed it that way

>>26243810
It's all spelled out in the Apocalypse of St. John. You have to stick around till the bitter end to find out what the plan is.

My parents are relatively young and my father comes from a working class portuguese family, they were always poor but that's all he's ever known so that's why I'm gambling shitcoins, best case I get loaded and can buy them their dream house and retire them, worst case we're all still poor

>>26243435
How often does this get posted? Who gave women the right to vote?

>>26247997
I'm a factory worker up north and I earn £20k a year, never went to uni/college but was lucky enough to get the job. I have friends who spent years at uni or went to college and are on more or less the same wage as me, or are actually earning less than me. It's absolutely fucked over here

>>26251775
You know who.

I have turned 10k of crypto into 100k of crypto and don't sell because this amount of money does not really change my predicament in the slightest.

>>26242759
The few people I meet in their 20's that are doing well (making at least 100k a year) prefer to invest their money into the stock market, mutual funds, crypto, etc. They think it has a much better ROI than buying a fucking house. For them, the goal is to make enough off of their investment to just pay cash for the house or put down a very large down payment.

>>26252009
But isn't that retarded? Here you can get a mortgage with very low interest, your money would have a way higher ROI if you didn't pay an entire house upfront and instead kept investing it.

>>26252009
>the goal is to make enough off of their investment to just pay cash for the house or put down a very large down payment.
But... why?

Banks are handing out practically free money now... It's leverage. I got my 500k mortgage at a 0.8% fixed interest rate.

>>26241839
My parents already lived by themselves at the age of 23
They had me when they were 24.
My dad had 15 year mortgage for a house he paid 140k in 2000
I'm 24 and still living with my parents, broke uni student trading shitcoins and meme stocks
Fuck this

>>26252079
>>26252141
Let's say you have 50k. You have the choice between putting 20% down on a house or going all in on Bitcoin/crypto. Which one will return more over the next 5 years? If you know, you know.

>>26252155
Yes dude and there are still so many boomers that think we have it better now. It's so frustrating.

>>26247426
>should be grateful for living in a first world country
You should correct him, it used to be a first world country

>>26252245
Almost all investments will give you a bigger return than putting a down payment on a house that you won't rent out. Houses are a liability. So your friends seem to have some weird goals. Introduce them to /biz/ so we can shill them some scams.

>>26242298
>be me
>whole family dead
>nearly recked all the money I got after my parents died for university
>years of depression and anxiety
>failed university
>started to study something else with 27
>still not ready and not even sure if I will make it
>nearly broke now, maybe 15-17k left
>mid 30
>never worked
>no real friends

know that feel, anon. Every day is a struggle.

>>26252245
I doubt many millennials are putting all their savings in crypto and high risk stocks.

I think a lot of them are renting and putting the majority of their savings in low interest mutual funds, savings accounts and/or ETFs, which is stupid.

>>26241839
It’s the same thing in the EU. Boomers could buy houses with blue collar jobs and saving accounts and now we have to work our ass off and basically gamble our entire money just to pay for a small flat.

>>26242072
Where did this q anon shit start? 4chan, leddit, or what

>>26247426
>ten year chasing Thai pussy
Firsties are truly wretched

>>26241839
A lot of those problems are self-inflicted by normalfags being sheep and doing what they're told. Of course, the education system (read John Taylor Gatto) and the propaganda industry (read Bernays) are also to blame, but it's entirely possible to buck the trends (like the autists here), live frugally, and invest or be an entrepreneur and make it. The only truly involuntary and systemic problem I can think of is the debasement of the currency, but even that's avoidable with crypto. No merchant worth his shekels should ever actually be screwed over by currency debasement, since they should be paying attention to that and as merchants they can store value in all kinds of non-currency commodities, even going so far as to barter if necessary (ie, trading commodities and raw materials directly between suppliers/producers to get profits without ever touching the official currency).

A declining quality of life isn't really new historically. It has happened many times, sometimes for short periods, more often it falls to some new equilibrium point and the old wealth is forgotten within a few generations. If you look at tech, already zoomers and gen alphas have very little understanding of how to program, or even how to use computers in ways that children of the 90s learned and understood extremely quickly. The computing quality of life has on average dropped dramatically, but there's also nothing stopping a child from pursuing desktop computing and programming on their own time.

>>26241839
I hear ya
>graduate graphic design last May
>300+ applications
>only get 2 interviews that failed
Thank fuck I'm in EE and spent next to nothing on uni or I'd be done for, and thanks grandpa for building a house for the whole family himself. Can't imagine what I'd do otherwise, my living costs are covered barely by freelancing and I haven't had a good night's sleep in ages, staying up late to work for peanuts.
At least I have my GRT stack

IF YOU WANT THE WORLD TO CHANGE , GET THE REAL WIKILEAKS FILES FROM 2016 LOCATED ON THE BLOCKCHAIN. THERE IS 388 GIGS OF CHILD PORN OF THE ELITES ( POLITICIANS / CELBRITIES WHO ARE RAPING AND KILLING CHILDREN ) THIS IS HOW YOU SAVE THE WORLD. THIS IS THE ONLY WAY

>>26251997
then give it to me then. even 10k would let me move out of my parents

>>26241839
on the bright side, NEETs can amass a much higher amount of information and knowledge than meme doctors with meme degrees today
all you need is actual intelligence and capability to have internal thoughts (which most people actually lack)
the only thing we need now is the absolute dissolution of the "degree" and NEETs will inherit everything.

To win in today's society:

>Don't get a meme degree and secure your job BEFORE you graduate
>Get laid, prefably by a virgin

Most of you young guys are just lazy and horny and will blame anyone except yourself.

It’s going to get worse before it gets better.

>>26241839

You feel it for a reason

>>26252932

The "trickle down" doesn't work. It should be time to try the "trickle up"-system instead, where we start off from the bottom and then let it end up at the top. Currently it never reaches the bottom

>>26252473
my parents bought their house for something like 30-40k ages ago. they bought a parcel of land next to it a while later so technically it has a huge fucking garden. the whole area gentrified since then and i'd hazard guess that the property as a whole is at least 500k+. they aren't educated and have only worked shitty jobs but somehow stumbled upon an asset worth an unbelievable amount of money. that opportunity simply doesn't exist for people in this era

>>26243522
money lending, open borders
what the fuck else would it be
oh that and lawyers, anyone can sue so you have to spend like 30 percent tax on OSHA

>>26252997
Trickle down doesn't exist outside of leftist propaganda. Read a book.

>>26241839
It is for everyone, not just younger generations. Also there are a lot of lazy fucking people in the under 30 crowd that fell for the college meme and thought it was their key to success and now realize they actually have to work for that money.

>>26253057
>they aren't educated and have only worked shitty jobs but somehow stumbled upon an asset worth an unbelievable amount of money. that opportunity simply doesn't exist for people in this era
Bro... ever heard of bitcoin? Or how about fracking?

>>26253057
>chainlink
Yikes

>>26253121
i mean i'm in for it but i wasn't an early adopter. crypto and something like a house aren't at all equatable because house is more than just an asset but whatever. the point is that i can't take 40k right now, get a piece of property and essentially be set for life. i have to put a whole lot more risk down

>>26253057
The same opportunities exist you are just looking at numbers. It's still the same piece of property and the value of the dollar had dropped so much that it now takes 500K to buy that piece of land. Sucks for your parents because they really haven't gained much over all those years....

first world avantages were always built on competitive protectionism to an extent. or in other words, much of the population was overpaid compared to the true value of their labor
it may not be "fair" that the labor of most people isn't enough to own a home and have a decent lifestyle by 1950s standards, but it is an economic reality
in a market economy, subverted as it may be at times by governments, it's inevitable inegalities within first world countries would increase as inegalities worldwide decrease. you can slow down the trend but you can't stop it, because it's a natural consequence of technology lowering geographical barriers and becoming more efficient
at the top you have amoral elites with no sentiment of belonging anywhere except with other elites. even then, their values are highly individualistic so it's not like there's some great conspiracy to oppress the lower classes. the system brings dissatisfaction in the long run, no matter where you stand

>>26242537
You realize that once the boomers die that means non whites will be an ever bigger share of society?
It's bad today but it's only going to be worse, much worse.

>>26241839
I agree that quality of life has dropped, but it's still pretty easy to live off of one income if you don't live in a giant shithole city.

Most people won't put in the effort though. They'd rather drive their brand new cars. Buy a house they can't afford. Buy alcohol every day. Have their $300 cell phone plans.

The bigger issue is that everyone thinks they deserve to have it all without working for it.

My wife stays at home with my son. Everyone always thinks it's because I make a lot of money. That's not the case. I do alright, but most of the people who say they "wish they made enough" for that make more money than I do. Everyone has priorities. Mine is my family. Theirs is consumer bullshit.

>>26241839
Yes, there will be war eventually.

>>26241929
There's no war coming. They know war is the best outcome that people desire compared to what's coming.

>>26242999
You are the dumbest faggot I’ve seen here all week. What a waste of trips. Kys

I had a depressing convo with my family the other day. My step dad finished school at 15 or so and walked straight into a semi-skilled trades job with the council, bought a house at 20 which cost ~3x his annual wage. Mother talked about how all she had to do was walk into a business or give them a call and she'd start the job soon after. Got bored and decided to become a radiographer, didn't have to go to uni for it like now. Bought a house easily with a mediocre income. Neighbors all knew each other and the area was quiet and clean. But it was harder then because they didn't have flatscreen tvs and whatnot like everyone does now (they actually said this)

>>26242610
Lots of little gadgets, a d things have never been worse.
https://ideasanddata.wordpress.com/2020/07/08/psychological-well-being-and-societal-progress/

>>26241839
not if your a nigger!

>>26242150
based. and sad pilled. fuck truth

>>26253525
nowadays you start a war come back and you have as much money as a burger flipper

thanks to everybody over 35 for voting shit their whole life and accumulating pubic debt
we will make sure to export you to a shithole and outsource euthanasing you

>>26253525
My family were normal in that my father worked, my mother didn't have to. Thats very rare nowadays. We had everything we thought we needed. Its not really possible these days for most normal jobs; and to even get one you have to have years of experience, qualifications and everything else. I'm ok; im very, very fortunate with my job, and my wife who is a doctor is taking time off to raise our children because I earn more than her and we can afford it (and because we know there'll be a job for her whenever she wants to go back). But loads of people I know and went to school with, my own family even, are totally fucked when they leave school even with 5 gcse's (or O-levels they used to be in UK back in the day) if they can't get an apprenticeship from someone they know, or get on site quickly. They're just passed over and over and by the time they're 30t they're not worth any investment anymore so they're fucked NEETS forever.

>>26242883

Hello friend ... Where are you working right now? I also live in Athens and have the same insequrities about the future.

(Απόφοιτος του ΕΜΠ, που θέλει να ασχοληθεί με το Data Science) ... αν θες στειλε μου mail panagiotisgia@hotmail.com

>>26252997
low wage jobs are being replaced by technology while high wage ones aren't

>>26242610
You deserve to be brutally killed. Luckily it's coming sooner than you think.

>>26252831
No way fag. Get a job

>>26242548
Trades are a meme if your a victim like yourself. I will pull an easy 10 -15k a week profit working for myself plumbing and gasfitting. Like anything you have to actually be good at it, its not a free ride where it falls into your lap. There is a system just most who do trades are fucking stupid to start with and will stay that way pissing their income up the wall.

Wanting to make it without working is the same as wanting to win the lottery

>>26253974
Literally any job which is a trade or profession could be described in this way. You hone your craft to become a master - and prosper, or dont give a shit and scrape by.

>>26242693
Move to perth, learn a trade and hop into the mines. Can buy 800m2 blocks with 4x2 house for sub 250k. Entry level plumbing fifo is 130k a year. Go cry into your hex debt you soft cock little gub, hope u choke on your avo on toast you east coast cock goblin faggot

>>26242150
immigrants are not the problem but they are also not the solution. both political sides want you to focus your attention on them rather than the real issues.

>>26254069
Fully agree but it seems everyone wants a 9-5 job with no effort or responsibility and all the trimmings. You can have anything if you want it, just stop being a faggot and bend some rules and take what you want

>>26243066
This guy probably doesn't.even cook his own food.

>>26253974
Yeah you can make good money in trades, I wish I had given it serious consideration. As you said it seems a fair few people who go into them aren't the most astute to begin with and waste x amount of time and money every night in the pub.

>>26242072
the absolute state

>>26245426
>still feel poor
>putting 2k a month into stocks without much research

fuck you

>>26241839
>Clearly this is unsustainable
it's called inflation and it's normal
in 1500 with 20 gram of gold you could live for 3 months
in 2020 for 15 minutes
the nature of the real numbers is infinite this is why numbers always go up

>>26252245
With a house you have a place to hang your hat. I don't give thought to how much my house will sell for 50 years from now, I don't view it primarily as an investment.

>>26245426

You feel poor because you live frugally. You invest your earnings on the stock market instead of investing them in your quality of life/yourself like most sheep do.
That's the difference. If you would invest 2k/month on unnecessary items that make you feel good, you'd feel richer, even though you are buying crap.
This is probably why so many people have problems saving money, it doesn't feel good.

>>26242053
Delusional mutt, im way better in europe than shithole murica, where people live in cars and tents because they cant afford even rent or imagine having to pay for college education. Yes you guys are top of shitmountain enjoy.

>>26247426
Every state, county, city, and village police force in this country is hurting for qualified applicants. Think of any major American city - I guarantee their pd is at record-low staffing levels despite population highs.
Policing is something everybody and their brother has an unqualified opinion on but nobody dares to do the work when the time comes to sign up. Benefits are so great, right? PLEASE apply
Why do cops get generous pensions? They drop dead right after retirement. The statistics are wild.

>>26256429
Being a cop sounds fun compared to my desk job but I’m probably too old to consider it now (32)

>>26255674
>>Clearly this is unsustainable
it's called inflation and it's normal
in 1500 with 20 gram of gold you could live for 3 months
in 2020 for 15 minutes
the nature of the real numbers is infinite this is why numbers always go up

>>26242610
literally wrong on all accounts

>>26244777
Checked and correct

>>26246228
Globohomos profit from war too. Thins the herd too.

Regression to the mean. The large middle class was anomalous. We're going back to a small collection of "havers" (top 20 or 10%) and the rest are serfs.

>>26242883
Unironically, apply at US companies for a remote position. This will take some time. In the meanwhile create some useful stuff on GitHub and train for the interview.

No need to thank me. If you're on the right side of the IQ distribution you will be making six figures in less than 2 years.

>>26242053
Delusional. Uruguay is a hidden gem in South America.

>>26241839
Yeah, your generation of wusses need to step up

>>26256429
Most cops tend to be conservative whites. Most conservative whites don't like being ordered to kneel for niggers. Cops have chosen to side with the democrats and follow every order they give and have become the enforcement arm for the democrats. If you're willing to use violence against your own people to enforce authoritarianism then you might like being a cop.

>>26256559
Google 'your nearby municipality' age requirements. You might be surprised

>>26241839
I hate boomers so much. You see videos from the 50s, 60s, 70s in USA and life is just... amazing. Everybody white, smiling, happy, having fun, living. Sure, you could still shut yourself in or have a miserable life, but you could have an amazing time if you put yourself out there. Success was there for those who wanted it. That just isn't possible anymore.

I think we just have to accept that mid/late 20th century America was a flash in a pan. An anomaly of high living standards with will not happen again for a long time.

>>26254151
Fucking based