/biz/ - Business & Finance

>>25933280
>at least it's brick!

325k for that in SLOUGH?

UK housing is a ponzi scheme


if you don't inherit wealth it's over

>>25933333

>>25933309
Here we have leaseholds. In the USA, you have a similar thing, because your houses are made from woodchips and plastic bottles, meaning they will also expire in 100 years

>>25933375
Thats your fault for living on a island. Do like Dubai and create new artifical land

>>25933280
just move to a part of the UK with less people?

>>25933280
£350k for a box in Slough/Pakistan HAHAHAHA I can't wait to leave this country

>>25933280
>SL2
Come, friendly bombs, and fall on Slough
It isn't fit for humans now

>>25933502
Slough needs the Dresden treatment desu

>>25933342
Lol avoid live literally anywhere else

>>25933501
where are you thinking of moving, fellow bong? I was looking at property in portugal last night at 4am and could live comfortably there in a villa near lisbon for 200k a house and good crypto laws

>>25933280
The absolute state of bongistan

>>25933433
Its not even really overcrowded like the Netherlands or anywhere. Just people wont live in apartments so they build these tiny deanoboxes instead.

>>25933706
Why the fuck is everything in the UK so tiny though? Small houses, small roads, small cars. Every single city is claustrophobic

>According to the 2011 census, 34.5% of the population was white British
>39.7% Asian (17.7% Pakistani, 15.6% Indian, 0.4% Bangladeshi, 0.6% Chinese, 5.4% other Asian)

Holy shit

>Why do you still live with parents at 33 anon? Be a man and get your own house!
>National average UK wage = £29.5k per annum
>Mortgage lenders will give you 4.5x your yearly salary if you are lucky
>Just have £133k in the bank bro for a deposit, easy!

>>25933793
You see something similar happen here in America. Our governments are replacing our native people with those who cannot and will not uphold the system, institutions, and values that keep the system running. We are giving our futures away to people who will destroy it and destroy you in the process.

>>25933848
london KEKW

>>25933848
london KEKW

>>25933280
In Mumbai you get 1 bedroom flat for $350k, it’s not this bad yet.

>>25933848
>Falling for the mortgage jew

>>25933848
In new york we have pic related. Its cucked but it seems way more spacious than bongboxes. Some of them are detached, some attached, but they typically have the same architecture

>>25933280
Fuck off. It could be worse. You could be buying a shed for $1 million.
https://www.blogto.com/real-estate-toronto/2020/07/tiny-toronto-house-listed-1-million/

>>25933965
>Just have £300k in the bank bro

>>25933280
Man, the UK is fucked

>>25933995
Looks like a fucking crackhouse

>>25934053
Not as much as Canada.

>>25933280
>Inflation isnt real goys, dont you see how milk isnt getting more expensive?

thats peanuts. try buying something in northern italys national park region near swiss.

inherit or be a slave for lifetime.

>corona virus happens
>expect house prizes to crash
>they only go up

>>25933280
Wait until you see NZ prices

What is the point of living in london? It's full of indians and arabs anyway right? May as well move to some stable middle eastern country of india and be rich in their currency.

Also every first world country is like this. So much money is being printed that the rich use real estate as a store of value

Bristol here, what's so bad about Slough?
Last time I was there it seemed alright, pretty nicely laid out city, and quiet.
There are worse places.

>>25933402
>expire in 100 years
I don't think most people live in 100+ year old houses in the first place so kind of a non-issue even if true.
That said back when I lived in Massachusetts I remember there were a lot of very old houses with those plaques on them that tell you the year they were made in the 1800s or whenever.
The trick is houses don't fall apart all at once. You just replace the parts having a hard time as you go and it'll keep standing in the distant future.

>>25933280
Unironically looks comfy. Would buy for 50k

Kek, laughing my ass off, bought my house here in Germanistan 5 years ago for 65.000 Eurobucks. Foreclosure sale. Payed everything with two bank transfers from my Crypto gains. You Bongs really are fucked, serves you right. The shitty shed is now worth approximately 150.000 Euros.

>>25933280
How can you fix the housing market? Is it really just a matter of not enough supply and zoning laws? Or is it the constant money printing that is hidden inflation in housing and the stock market?

If I had to live in the UK I'd honestly kms

>>25934537
>lives in Germany.
kek !??!

>>25934540
Bit of both. There's a lot of new houses, but they're shit and no one really wants to live in them AND they're still overpriced. The new shit they throw up should be selling for £50-60k. They're £200-250k or more depending on area and its unironically like prison.

this is why im moving to america

>>25934641
>>25934537
>implying germany is worse than bongland
If I had to pick between the US, UK and Germany, I would pick Germany every damn time. The best countries though are like:
Netherlands, Portugal, Denmark/Norway, Finland

Nothing makes me happier to live in the US than housing threads

>>25933848
Fucking Solihull kek

>>25934689
Its incredible that its the same thing in most rich countries. Every semi-desirable area is completely unaffordable.

>>25933771
Victorian-tier building standards that haven't been updated.

>>25933280
You need more darkies immigrating obviously, this real estate is a steal and it must not remain this affordable for peasants

>>25934822
Central banks have purposely pumped massive house bubbles to reduce native birth rates and make everyone indebted and working (and therefore paying tax) for the rest of their lives.

>>25934540
The problem is that with every incremental gain in fiat supply, top 10% capitalists gobble that shit up and then what do they do with it? Buy back shares, buy back debt, invest in Real Estate or Mergers, invest in startups/stocks... the richer the top of the pyramid, the less incentive for them not to just own everything and get even richer. And the fiat banks are happily supplying more inflation which keeps the lower classes even more supressed and in wage slavery

>>25934461
>I don't think most people live in 100+ year old houses in the first place
Ofc they don't if they're poorly built.
My childhood home was a pre-ww1 German apartment, it was amazing and no building I've ever lived in has lived up to it.

>>25934540
>constant money printing
>hordes of immigrants
>foreign nationals can buy property to store their ill gotten gains
>more immigrants
>Jew developers don’t build anything or they only build so foreigners can park wealth
To name a few issues

>>25933280
>go ahn son ahve a go at it 8.25% vahriable rayte 30-yeahr mortghahge for ya own slice of heavahn

but being genuine, the elites that pumped your country full of immigrants and caused this shit should have their minecraft servers hacked and burned, no survivors

>>25933280
Prices rocketed in Slough back around 2015 due to Cross Rail. Horrid place, although Upton Park area is actually pretty cosy. If you could airlift that entire neighbourhood out of the vicinity of Slough it would actually be decent. That said UK hosuing is a meme.

>>25933280
I will never understand why you guys insist on investing in imaginary wealth instead of solid assets.
I have 4 houses now and a passive income of $120k per year. I mean, its not numbers on a screen that fluctuate madly and have no intrinsic value but....

>>25934970
the immigrants really do not matter at all when it comes to housing prices. The real crime is that the real estate market is open for foreign capital and that the low rate environment further incentivizes investors to take out even more money and put it into asset bubbles, knowing full well it will likely never pop. The immigrants might have some support no, but they will be the wage slaves of the wage slaves dude
Hating on the poor instead of the rich and their enablers is a really stupid move. hate lagarde and powell and the international banking cartel

>>25934970
>low interest rates and low money down
>changes in production and the death of small towns as production centers
>lack of socialist housing schemes like they had in the 50s and 60s
to name a few more

>>25934177
priced out is not a meme

>>25935073
how are you supposed to invest in something that requires half a million us dollars just for a property nobody would ever dream of renting out?

>>25935147
He already knows the answer to your question.

>>25935073
I have 50 thousand euros, how do you think I will buy a house in the current environment you spoilt retard?

>>25933280
It all depends where you are man, if you can move out of the city it's not too bad

>>25934782
Every damn time, it's a mutt.

>>25933280
immigrunts

>>25933280
Why are you so entitled, anon? You should be grateful you are allowed to live in your country. Just your 50k in interest like a good little goy and don't forget to vote Tory!

wtf are you people bitching about? I paid €500,000 for 80m2 in Germany. It's a great investment and my yearly taxes at €200 a year

>>25935255
>vote Tory
The real reason for high home prices.

>>25935310
No. It was the EU. Duh!

Don't worry, anon, you'll have wealth you can't even imagine EOY. Screencap this!

>>25935229
I'd seriously consider investing in a plot of land in the country.

>>25935147
>>25935229
ngmi

God this thread is depressing. Dubs and we will all make it with weird internet money/meme stocks/PM and get comfy property.

>>25934912
Housing must be much more of a huge fucking deal in Europe
The "your houses are cheap!!" insult just raises eyebrows, nobody is going to disagree with you that they're cheap
I guess "American cars are gas-guzzlers that have automatics" is next (nobody here cares)

>>25935229
Even in Belgium 50k will get you a plot of land in a reasonable location (at least close to highways). Unless you're Dutch its weird that you can't fathom buying land at that price.

>>25933280
th-thanks boomers

>>25933706
who would live in apartments
having to take the elevator with your 200 neighbours is the worst

>>25935469
>>25935402
>>25935353
a plot of fucking land? I need passive income you retards.

>>25934782
>Netherlands
housing here is just as shit as OP unless you live in the boonies

>>25935532
>passive income
Buy bonds or work you lazy piece of shit.

>>25934540
outlaw large landlord firms/ investment firms buying property as a financial instrument, deregulate zoning laws, raise interest rates, stop net immigration and send alot of them back too. But yeah this is mostly caused by money printing, its the effect of zero percent interest rates, look up the cantillon effect and how inflation flows through the economy. property goes up because a) the mortage to buy it is cheaper b) the rental yield it offers becomes more attractive to bonds (same as stock dividend yeild) so the price goes up to shrink the yeild back into line c) there is more money in the economy bidding up for the same ammount of goods

>>25935532
airbnb a cuckshed you uncreative tard. How da fuck do you flakey biscuits get dosh.

>>25935532
Rent the land to cucks who want to put tiny houses on it?

You can get passive income from most things. You're the retard if you can't figure out how.

>>25935576
It's actually worse because our wages are significantly worse. At least you can make bank in the City if you're good at finance

>>25933280
>grandad bought house for pebbles in London
>now worth £1.5 million
Sometimes I wonder why I even trade when I know I'll be set for life anyway when my Mum inherits the house my Grandad has fat stacks too. Maybe it's because I want money now and don't want my Grandad to die.

>>25933402
About 200 years to be precise. Regardless, even a brick house will need to be stripped to almost nothing for renovation every 70 or so years.

Move to Edinburgh where leaseholds effectively don't exist even on flats.
And vote unionist.

>>25935258
Germany is cucked
50% of the population lives on rent
I myself pay 850€ per month for a shitbox
Honestly how do you sleep knowing that you paid half a million for a house that can barely accommodate a family?
I don't think I will ever own a house in this stupid country

>>25935642
>>25935636
>>25935590
I am fully invested and I bet none of you niggers bought a plot of land to rent it out to mobile home losers who are liable to just leave you with the bill. One you faggots has 4 houses, I bet you didnt start with a plot of land you fucking lying pos

>>25935747
>vote unionist
I'm not even British but its obvious that Britain needs to be split up.

>>25935801
Learn to build a house and you've got yourself free real estate.

>look up my parents house
>its doubled in value since they bought it
Any other bongs have tips for inheriting property? What kind of taxes can I e̶x̶p̶e̶c̶t̶ avoid?

>>25935854
are you shitting me? Materials for a house are at least 100k and even if I could do it, I would lose 2 years of wages/career shit.
Stop pretending like 50 k is enough to make it in real estate without connections or inheritance on top

>>25934146
Try buying something in the middle of Stockholm.

>>25935790
Same in Estonia

>>25935930
If you pull up your bootstraps you can do it. You need to have a more positive attitude.

Just hire some Mexican/Romanian day laborers to do it for you.

>>25934146
Italy is probably the cheapest country in Western Europe when it comes to real estate
I plan to retire in southern Italy and you can find small houses from 80k there

>>25936040
ah yes, the classic priviledged capitalist douchebag response. How did you fall upon these 4 houses asshole?

>>25934293
Career jobs. You spend your 20s in London getting a good income and then bail to have a family.

>>25934461
>I don't think most people live in 100+ year old houses in the first place so kind of a non-issue even if true.

You're still just paying rent to someone else.

>>25934540
Improve the rest of the country while at the same time also improving infrastructure in transport and broadband. There's dirt cheap housing in the country but it's all in the wrong places and the locals are so poor they still can't afford it.

Probably won't see house prices ever fall though, there's too many pension funds invested in London property that are already teetering on the brink.

>>25935078
Well here they literally build houses for "refugees".

>>25936034

what are you even talking about eastern cuck
baltics real estate is cheap af

expensive items are newly built luxury condos, rest is peasant tier

>>25936166
yeah, cramped shitboxes that you'd never live in.
Dont pretend that you'd ever swap positions with these people.

>>25935973
Jesus man. I’m trying to buy outside of the city. The prices are actually insane. Who the fuck pays €260k for 25 square meters on the first fucking floor. I’m actually fuming right now

>>25933280
Nah, the market has just gone full greed recently. They'd probably bite your hand off if you put in an offer 100k below asking.

>>25934461
I was looking at houses in amsterd and some of them are legit from the 1600s and you can barely tell

In April the government will bring in 5% deposit mortgages so the home will be selling for even more in a few months :)
Just be a good chap and remember to keep up the interest payments until your 105.

>>25936050
>I plan to retire in southern Italy and you can find small houses from 80k there

Southern Italy is Africa-tier, man.

>>25935241

>out of the city
>Halesowen

Black Country shite houses, 3 people shot down the road in broad daylight other day. Serious shithole

>>25935790
>Honestly how do you sleep knowing that you paid half a million for a house that can barely accommodate a family?

Because I charge €1900/mo for rent. :-)

Live in London, pay £1500 for a fancy 1 bed in a luxury complex. Got it cheap when the London Corona Exodus happened.

My friends are obsessed with home ownership, to the point where they judge and base success on when you buy a house. I even know one girl who is planning her instagram + facebook posts when she buys one - it's truly pathetic.

Meanwhile I'm on £60k, make a further £15-£20k trading shitcoins and stocks and have the freedom to fuck off anyway in the world once this scamvirus is over. There is literally no reason whatsoever to pay these over-inflated prices for houses in the UK. Crash will come soon, and it will be blood on the streets

>>25935884
Inheritance tax obviously. You can avoid it by having them gift you non taxable amounts every tax year in their twilight years so your inheritance is at least partly transferred before they die. Awkward conversation to have though.

>>25935078
The immigrants do matter, but the cucks in office make it worse. For instance,
>polish national roommate gets government issued flat despite not being a UK citizen
And here I am with my passport, birthcert and dick in my hands. I have 13K in a LISA tacked onto VSTAX and I can’t even get a house in a non nigger area of a medium city with 10% down.

Combine it with the fact that kike landlords hoard property and then rent it out. More immigrants = less jobs + higher rents. Like landlords continue to buy up property and the problem continues. I don’t hate them for being foreign. I hate the cucks in power.
>>25935138
Kills me every day to know I live in former government housing that was sold to a mudshit called Mohammad and now they rent it back to me and 3 others for in excess of £3k/mo. Landlord literally does nothing and is taking in a higher salary than the average Bonger. My room is fucking pitiful and it is nearly £600/mo

>London
JUST DONT

>>25936213
When you want to live in the capital or any other functioning city (I'd say we have 2 of those) the prices start 150k+ eur.
If the median pay is near 1000eur per month and up to 39% of all people live in relative poverty, then a really small percentage of people really own the home where they are living. Most cases it's rent/mortage.
Also, foreigners are buying up the real estate here that also pushes the prices up.

>>25936551
Fuck you and fuck germany
You're the literal cancer in this country, turks don't even come close to what disgrace you are.
Stupid boomers charging dishumane rent so they can go get aids from Eastern Europe prostitutes while half of the population lives month to month just to pay your stupid rent.
FUCK THIS SHITHOLE

There's much more affordable property if you're willing to downsize.

>>25936594
The thing about a home is you're not burning money on rent every month and can sell when you want to move.

I pay 1k a month for a shitbox and want off this ride ASAP

>>25936633
Properties in London aren't owned by people but financial instruments with no human control. At best Mohammad has a lease.

>>25933848

Looks like a mansion, a real steal

>>25936491
I went there for vacation a couple of times and it was comfy af If you're willing to trade some infrastructure maintenance let's say
It depends on the region

>>25933280
>350k for a shitty non insulated 3rd world tier house
only in britain

>>25936953
man, and here I thought 50k for a parking space was ridiculous

>>25933280
I need to get off the god forsaken island, what’s Canada like?

>>25934114
this is a pic from a neural network isn't it
I almost fell for it but then I saw the weird stuff left of the window
what a time to be alive

>>25936633
I'm so lucky my parents own a place in a London where I can live rent free. This city is an absolute hellhole, hoping to get out in a few years. What's your exit plan anon? I'm hoping I can escape to the countryside once I have enough money saved up or an online business generating enough money

>>25933280
Can you imagine living in a place called Slough? or Staines, or Sudbury for that matter. There's something about these places that make them sound like the arse side of Britain.

>>25937094
You will literally be extorted for medicine by the mafia and get constantly robbed by street gangs. If that wasn't enough the local chemical plant will ruin the air because it's cheaper to just pay the bribe.

>>25936594
Based - In the exact same situation

>>25934114
>>25937209

>>25934177
Took a while for actual house prices to fall after 2008 where I live. I think it's coming soon. I hope.

>>25933280
Take the rent pill anon, buying a house in a major city if you’re anything short of a multi millionaire is fucking retarded.

There’s too many people, houses are overvalued, YOURE liable for anything that goes wrong with it, and you STILL have to share walls with trashy normies.

Take the rent pill and party and piss on the walls in a fun area until you actually make it or find a house in a proper outskirt with an actual plot of land.

>>25936953
Nah, it’s definitely Mo’s. Ex council property and they are a nig.
>>25937254
I don’t know. I’m a US/UK dual national, so I’m thinking of moving back home to America, continuing to invest in crypto/stonks and see where it goes. Fucking fuck London. Too goddamn expensive and full of pakis

Sometimes I get mad jelly looking at other people's shitcoin stacks on this board but threads like this remind me I'm lucky to own multiple properties in this shithole. But my rental income gets taxed to hell so idk.

>>25933502
>Come, friendly bombs, and fall on Slough
>It isn't fit for humans now
Right, I don't think you solve town planning problems by dropping bombs all over the place, you've embarrassed yourself there.

>>25937291
Whatever man
Still better than paying 800k for 80m^2 in the suburbs of a mid tier city in Germany with turks thugs at every corner
Also as long as you don't have to interact too much with locals it should be fine down there, I had the summer of my life in Apulia

>>25937518
yeah everything is expensive asf, turbo multiculturalism and capitalism, normies fully brainwashed by MSM everywhere... Horrible

>>25935078
Immigrant from EU reporting here working as software engineer (FANG) on £100k pa and just bought a house in Surrey, 3x bedrooms for 600k lol so yes we do take your jobs and houses sometimes but also work hard for it.

>>25937617
>I had the summer of my life in Apulia

Redpill me on Apulia. I have a major hardon for Italy, but I've never been in that region.

How is the infrastructure there?

>>25937864
>work hard for it

Absolutely disgusting.

>>25937864
you're welcome, bro

>>25937864
post hand and id badge, timestamped

>>25934818
This, the US is shit in some ways but at least we have a ton of land and affordable homes in a lot of places.

When I lived in Australia last year I couldn’t believe how much some places cost for some tiny shack

>>25935699
Lucky anon, well done.

>>25934461
The house I'm living in right now is 110 years old, although you wouldn't know it. Honestly, I'm not sure how many times this house has been ship of theseus'd, so I have no idea what it actually looked like when it was built.

>>25933771
its a small island so land and space is more valuable. Hence, everything is built smaller to compensate.

>>25933706
People dont want to live in apartments because even if they 'buy' their apartment or flat they are on a leasehold which runs out. If it goes under 80 years banks will not lend money to buyers for the flat and the flat becomes un-sellable and the seller is thrown off the housing ladder.

In the UK you never truly own a flat or apartment, you're just renting them long term from the building owner. You also get fucked with maintenance fees of over 12,000 bong coins per year as well as ground rent for the property.

This in turn raises housing prices for shitty deanoboxes because any intelligent person does not want to pay hundreds of thousands of pounds for the alternative mentioned above.

>>25933848
yes, our housing market is fucked and propped up by huge companies like barretts and government backed scams like part ownership and help to buy, which are churning out less and less equity for the average person. The problem is that buildable land in the UK (while being able to maintain the UK countryside) is incredibly limited and we are piling in an unsustainable amount of immigrants in to our tiny island. Decreasing wages and increasing demand for housing and therefore raising housing prices even higher.
Also
Adam if you're reading this suck my dick

>>25938295
>last year
haha the aussies kicked you out

My sister bought her 3 bedroom house which isn't that big but it has a garden/back garden and the area is decent etc for 65k, norf btw. The real question is why people are bidding over 300k for this house? there msut be more to it than meets the eye.

>>25934177
They'll only ever go up. "The crash" happened already in 08. There's no sequel.

>>25935310
>he thinks the government have ANY control of the direction of the market in any way

lmao!

>>25933342
Hey, back off whitey, Slough is the most diverse city in England. How about you start being more progressive before i call my uncle Abdul? Mashallah brudda, allamdullilah.

>>25934177
It will never happen. Not in the UK anyway. Even in 2007-8 the uk was not effected any way near as bad as the USA. As mentioned in >>25938904 the demand in the UK is too high for housing prices to ever crash properly. It isn't like the USA where land is abundant. We are running out of infastructure and buildable land and are piling people in by the million. It will not get better.

>>25937907
I was there with friends for two weeks
We visited "Otranto", "Santa Maria di Leuca" and "Gallipoli"
>infrastructure is shit tier compared to Germany, roads are trash, houses look like they belong in the 80s, only coast cities look decent for western standards
>small tourist towns are cozy af, nobody is in a rush
>beaches are beautiful and underrated af, the weather is perfect, Greece level shit
>they know how to party especially in Gallipoli, lots of clubs and bars and lots of foreigns during summer
>locals don't speak English but generally friendly if young
>I fucked a girl the first night I met her in the club and we took her along our road trip, shit like this only happens in Berlin with art hoes here
For what I saw it was more than good enough to me, it's my retirement dream for a reason

>>25939029
Why is it that when (((they))) talk about diversity, they mean muds?

>>25939102
But all this won't matter because we are all deep in crypto and make it anyway anons.

Early retirement gains soon

>>25939284
>tfw only have around 10k in crypto

enough to make money but not enough to make it :(

>>25933433
but then you would still be living on an island?

>>25933280
What if you take a look at the world population chart?

>>25938999
>dunning kruger

>>25933280
Imagine wanting to live in a city.

>>25933280
good old Rona is going to dip the housing market sooner or later, simple supply and demand
we just need a couple of good mutations and we are golden

>>25933793
Asians > White crackers

>>25939411
checked and based af

>>25939106
Sounds good, thank you anon.

Since you're from Germany, I'll ask: Would you recommend living a couple of years south of München? I was there during the summer once and it seemed like a paradise to me. Great nature, and reasonably distanced from a big city. I just want to eat, drink, fuck, and go for hikes.

>>25933342
slough is a lovely part of the country. you get the bountiful smell of pollution and only 12 chavs on dole hang out on your street

>>25933280
The wage shed

>>25937588
Slough doesn't have a city planning problem, it has a rat person problem

>>25933280
Absolute state if britbong

>>25934177
it's coming soon. furlough will end. retail and landlords will be in debt hell. house prices will drop about 5% in most place and a little sharper in london/south east. Shame about quantative easing. it leartly means employee get shafted for the greater good of employers

>>25939400
read chapter 1 of anti tech revolution : why and how and come back to me

I live in Reading, 36 years old and living here in the UK. bought a terrace house for £275K mortgage about two years ago. it will do for now, but yea Reading is pretty grim. Definitely pining for that sweet American city nightlife.

>>25939284
Even in the best-case scenario, nuking half your gains just to have a proper living space sucks

>>25939448
That's what they said last time

>>25938904
>Adam if you're reading this suck my dick

Gotta admit, you spooked me there buddy

>>25939670
slough, somewhere around 1400 a month, for 30 years, wanna move? 10k and check those mortgage conditions

>>25937617
just move to east germany less niggers, low rent. and with current corona rates in east germany many boomers will free up some space and keep the rents low.

>>25939551
München is uber expensive in regards to rents and also buying.
https://www.wiwo.de/politik/deutschland/wohnen-in-muenchen-mit-100-000-euro-jahresgehalt-wird-die-luft-extrem-duenn/26742280.html

>>25939551
Never been there, I'm from the Frankfurt area but I know that generally München comes right after Berlin in the German shithole list
Bayern overall should be great though and it's full of comfy lakes

You will have to live in a house made of cardboard and tape https://hexayurt.com/

>>25938976
>The real question is why people are bidding over 300k for this house? there msut be more to it than meets the eye.

It's (only technically) inside London which means easy access to good jobs. Prices tend to emanate out from the city as people more and more trade cost for a hellish commute and rising rail costs.

This is realistically the only way you could afford a family, live in Brighton so you can have children and end up needing to go to bed before them.

>>25933280
Lol that’s a poor area, come at me bro.

>>25940366
>flat
>550K
Just fuckin end this nation. Goddamn chinks and Arabs. Fuck you all

>>25939796
Ok what the fuck would Ted Kaczynski, a pure mathematician by education, know about that?

>>25934540
1. Relax zoning/planning laws. People should be able to build low impact housing (ie not huge fucking flats or warehouses) and have right to reside within their own land. There would be some limits to how close they could build these next to existing houses for privacy etc. When they come to sell the house, that is when all of the health and safety/zoning garbage comes in to effect. Building youe own home will be more cost effective than current market prices and huge corps like barratt homes will be forced to lower their margins or go bust.

2. Do not allow landlords to rent until they fully own the house as they are essentially sub-letting at that point. This would decrease rent prices and make renting a viable option for people not on the housing ladder. It would also stop slum lords dead in their tracks from buying up shitholes soley to rent them out and pricng out first time buyers. Reduce taxes to balance this for landlords who do own their property so they can still make some money.

3. Reduce immigration to a stand still and invest education back in to the UK. Lefty faggots constantly cry about there not being enough doctors and that is because instead of investing in UK born citizens the government and the NHS are quick to rush in street shitter doctors to fill any void they have in the NHS. They become dependent on foreign labour and therefore the economy also does.
All of this will not happen though even if the government did want to do it . Too much public out cry, too many forces at play. The UK is a wealthy nation and people will always try to pile in to get a share of the spoils.

>>25940458


>what would a high iq mathmatician by education know about complex systems and chaos theory applied to societal structure

more than you faggot.

>>25940431
>come at me bro
chintzy london deanobox larper, phone on eastern time

>>25933402
I own a rental home in Delaware that was built in the year of our lord 1988. I've had it since 2008 and since then it has produced me over $250,000 in passive rental income.

Also during that time I've replaced the roof, the entire heating system, the drywall in the ceiling, the drywall on the walls, the water heater, both toilets, both vanities, both tubs, all carpets, twice, all appliances, the kitchen counter and sink, 40% of the original pinewood floorboards, 80% of the floor joists beneath including the main beam, the front wooden deck, the rear wooden deck, 20% of the masonry foundation, and literally all of the dirt under the house.

I replaced the fucking dirt under the house (chronic drainage issue).

What a piece of shit. It's like that old parable about inheriting your great grandfather's axe, exept your grandpa replaced the axe head and your dad replaced the axe shaft. It's not even the same house anymore.

There was an earthquake in DE like 10 years ago so it doesn't even occupy the same space on the earth as it once did and the planet is constantly moving so it doesn't even exist in the same part of the universe as it once did.

At this point I just use it for strategic tax deductions and fucking laugh about it. Biggest disaster of a fucking house ever conceived.

>>25940431
Need another bedroom and a little more space?

Here’s a nice 2br 2800sqft

Perfect for you and your wife’s black son.

>>25940085
>>25940238

I meant somewhere in upper Bavaria closer to Garmisch-Partenkirchen than Munchen. I saw plenty of houses like pic related over there, looked pretty based to live there in the summer desu, not so sure about fall/autumn though, probably rainy.

>>25940366
That's not even that expensive

>>25933280
Lads what the fuck do we do to survive in bongland? I make £50k a year and hate my job, I think I can bear it for 10 years without kysing myself but with these house prices how the fuck am I supposed to provide for myself let alone anyone else?

>>25939834
How is Reading, is it a good place to find a wife?

>>25933280
>cuck cube
>"house for sale"
I luv Engrand.

>>25940366
i call it fake. no way this flat is only 600k. that's a multimillion flat

>>25939321
>tfw only 2.5k in crypto

Doing better than me anon, don't lose hope.

>>25940828
lolz that's a random question; I mean I've found a girlfriend recently - I was single for a long time though. it's a fine place to exist, but but not very exciting.

>>25933673
Compared to the US where you can rent an improvised shack made of planks and pot metal on someones yard for $1600/month

I envy the big american houses and roads, i don't need no luxury 12 million dollar apartment or mansion, that's not comfy. Bongland is depressing, i hope all you bongs wanting to "make it" are doing so to get out of this shithole and go somewhere where the sun still shines.

>>25940657
Lmao. Probably built by niggers.

>>25933280
This is where Harry Potter would end up at 45 years old if he never went to the Wizarding World.

>>25940741
it will vary very much depending on the specific location but in general Garmisch-Partenkirchen is also not cheap.

>living in a city
take the rural pill first

>>25936867
Cope faggot, or buy your own place. I'm about to buy another.

I'm about to buy a house for 30k cash from family and put every penny I can into retiring early so I don't blow my brains out in a cubicle

>>25941464
Oh I garauntee it. I can't believe my tenants actually choose to live there. The fucking shed in the backyard is more sturdy than the actual house.

>>25941578
Do you know what "kind" of people live there? Is it only old people who go there in the summer to tan and drink beer?

>>25937194
Foreign money laundering taking advantage of our fucked housing market. Citizens of big markets like Toronto and Vancouver are fleeing to smaller cities and driving up those housing markets too. Shit's absolutely fucked

We need to keep Chinese out of North America. They will buy everything and enslave us. They are the most greedy people on earth and destroy the land.

>>25941578
>Garmisch-Partenkirchen
Heaven on Earth

>>25934912
>Apartment
>nice

>>25940608
What?
Fuckin retard

>>25940778
Get a Lifetime ISA. Contribute 4K/yr and government will give you 1k extra. Do this until you can get a deposit.

>goy have been tricked into thinking there's a housing bubble and stock market bubble, as apposed to their fiat currency being worthless and inflating prices

>>25937381
>Take the rent pill and party and piss on the walls in a fun area until you actually make it or find a house in a proper outskirt with an actual plot of land.

based

>>25942172
Not him but I already have a sizable deposit together on LISA. The catch is that nobody will give you mortgage for anything nearing the price of a place due to the value/income ratio.

Been saving for 2 years on 40k and the mortgage calculator puts my average acceptance value at 140k which severely cramps anything I could do with my deposit.

>>25934782
>Netherlands
shit
>Portugal
okay?
>Denmark/Norway
shit/okay
>Finland
shit

>>25933848
The property market in the UK can get fucked with a broom handle. Estate agents are running a cartel in plain sight and we let them get away with it. Fucking boomer home owners are ok though because "tee hee, I bought this house for 15k in the 90s and now its half a million, tough fucking shit for you! Do what I did, pull yourself up by the bootstraps and save your money, you fucking kids with your Starbucks and your Samsung iPads and whatnot"

>>25942525
Ah right. Well at least I got a tax free investment scheme that gives me free money every year.
>only half jewed

>>25940839
They're all just scams for foreign 'investors' - some of them advertise as 'investment only'. They will let it out for your (for a cut of the rent of course). Then butt fuck you with the services charges for the building as well.

>>25934843
Victorian buildings were roomy and spacious compared to the concrete piss boxes we live in now.

>>25939766
Never gonna happen. The government will keep extending stamp duty freeze / low interest rates / help to buy etc.

No way they would let houses collapse. Would take down the banks.

>>25933280

I'm going to post ultra cheap Texas mansions in this thread until bump limit, just to make you yuropoors seeth.

>>25939329
fill the english channel with sand

>>25939284
Early retirement you say?

Not so fast!

>>25942958
chilean flag lmao, you're buying a house from a mutt

>>25940778
LOL - are you me? Also £50k and hate my job (Big 4 Drone here). Funny thing is, my family and friends think it's a decent salary, but after tax, etc, fook me.

>>25942958
>Lamar ave

>>25942525
I got a 95% mortgage on a 150k house that I managed to get for 125k, that was three years ago. Up norf. DESU I know they say renting is 'dead' money, but there are a lot of hidden costs to 'owning a house'. Also like 80% of my 650 quid mortgage payment each month is just interest lol.

>>25933280
What you guys don't know is that Slough is becoming a tech hub. Due to its high capacity existing Eletrical infrastructure as it was home to a few power stations one of which is now a data centre. it has been an ideal place to build data centers.

Last time I drove through Slough they had about 5 or 6 new ones being built and they have about 10+ already in operation, with more in the pipeline to be built as I worked for one of these companies.

Its the sudden surge in jobs to serve all these data centers which has pushed prices up in Slough as suddenly everyone is moving there.

T. I live about 15 minutes from Slough

>>25943032

... Its a Texas flag dipshit

>>25943117

Mirabeau Lamar was one of the first presidents of Texas, numerous placenames are named after him.

>>25940778
>>25943100
Find a rich woman lads. A "homely" doctor or lawyer (a proper one in property/tax) in her 30s whose desperate to find a man to have a family with.

Don't sleep on this.

>>25933280
very reason why my exit strategy is move to Europe. UK is fucked, it's full of Americanised trumpian inbreds hence brexit. What a bunch of morons, blaming immigration when it's their retarded government all along.

>>25933375
all of western europe is like this brother. you need to find cheap american land or just go somewhere else. Boomers in the west will scam the next generations until the day they die, and they will leave behind a legacy of scamming tradition. fuck them all.

>>25939411
I'm going to buy something like this and start Project Mayhem

>>25943366
>>25943252
>>25942958
holy shit are these real? guess i'm moving to texas

>>25942985
but then i might have to talk to the French. I dont see that being worth it

>>25943575

You can only come if you vote red and promise to purchase at least 2 AR-15s within your first year of residency.

>>25933280
>living in bongland

>>25943366
Boomers are so fucking tacky. Tacky interior. Tacky decor. Tacky external build additions. I'd low ball them at $200k because I'd have to get a contractor to knock down that hideous driveway tent and replace everything in that ugly kitchen.

a literal cuckshed holy shit. If I lived in bongistan I would try for rural Wales.

>>25941753
Ye, I moved to TO to make/save cash to move back, now I'm completely priced out of my hometown.
Unless I win the lottery I'm stuck renting in TO for a long long time now.

>>25943759

It is tacky, but who cares when it is so cheap?

>>25943575
yeah, texas is very reasonably priced
i lived in san antonio for a while, a nice two bedroom apartment was like 700 a month

I live in a 3rd world country and i just got a 700 acres land with a river, a lake and thermal springs (discovered by me) for that price.

>>25943767
this one is very nice

>tfw yuropoors will never own a square mile of the Earth's surface purely for use as a cheap vacation home

>live in a very roomy house only 5 miles away from vibrant city nightlife and employment
>House only cost my parents $200,000
>Surrounded by vast nature and scenery

Much as i whine about the absence of automatic universal healthcare, I really have to appreciate living in a country with absurd amounts of land a lot of cities to pick from.

>>25943337
Don’t sleep with her either

>>25933793
Slough will be worse and every mid-sized and larger city will be Slough within 20 years. Current demographics show that the minoritization of ethnic Europeans is now a mathematical inevitability. It's literally over.

>texas

bro just move to a 30% white desert where the official language is Spanish. ABSOLUTELY DISGUSTING

>>25942627
>only half jewed

Can't withdraw your money until you're either buying a first home in the UK or turning 60 (I'm sure that was 50 a year ago). If you do they will put a 25% charge on anything you take out - not just for the 1k but any increase.

Enjoy being trapped.

>>25933402
Is that what the realtor told you? Kek

>>25933342
>>25933280
https://www.realtor.com/realestateandhomes-detail/443-6th-St_Calumet_MI_49913_M41314-86956
Move to Michigan

>>25943743
Do bongs actually? No wonder they are lile that, vitamin D deficiency and lack of greenery is awful

>>25939102
if only more people would die from the covid to depress house prices for a bit

>>25944159
dam i cant wait to gather all my liberal friends and move there. theyve been complaining about Cali prices

>>25944171

Yes please don't come here yuropoor, the less that people live in this """shithole""" the better. Stay in yurostan where your children get raped on the daily and you bust your ass to maybe possibly someday have a whole 1 bedroom apt to yourself lol.

>>25944131
How do you think you're paying rent 'hubby'. Closed legs don't get fed.

>Every woman I've ever slept with has involved multiple "taking one for the team" moments when I just wanted out that was followed by looking in the mirror afterwards as a piece of myself falls away
>They still start giving you bullshit about how you live your life and how you need to treat them
>Want to adopt me into their family

We-We're all gonna make it bros..

>>25944418
Bro, TX isn't the most appealing destination in this country. This isn't an attack on TX, it's just objective national truth.

Before you go HURR EUROPOOR I'm American. >>25944083

>>25934771
>>25934818
>>25938295
Just don’t move to or near Washington DC bros, it’s housing hell

>screenshots of zillow listings of single family homes in Texas with bland, uninspired architecture

stop that. Those aren't even good looking homes

>>25944418
literally more crime in every single state in your country than my country kek

the safest place in Texas is el paso which is 95% mexicans. Get it together you fatasses

Move to the north you cunts
A Tesco worker in the north has a better standard of living than a banker in London making £60k
Also, vote labour for once, you really want more ass fucking from the Tories? Jesus

>in america
>high paying job
>400k house with huge finished basement, theater with projector, a nice piece of property but surrounded by trees so it feels bigger
>in close proximity to center of town with all sorts of dining options.
>attractive, healthy, married

damn.. this feels good... time to watch some anime!

>>25934782

The Netherlands has great houses but most start around a million euro. Anything under 500k is usually a cramped box or way out in the farmlands.

>>25934012
Why are all the anglo countries so far gone? The US, Canada, and bongland all seem to be on the cutting edge of clownworld trends

>>25945068
They're the biggest magnets for immigration.

>>25944780

Fine I'll start spamming cheap land instead

>>25944824

>muh crime

Just don't be a nigger or spic. The US white murder rate is lower than the EU murder rate, ditto for violent crime in general.
Also unlike your faggot country here you can actually defend yourself and your property with lethal force without getting raped in prison by Mohammad and friends.

>>25941220
that's in California not America

>tfw no comfy off-grid NEET cabin

>>25933402
You fucking retard. Even your mighty brick shack will need to be renovated after that time and ground swelling will likely crack your foundation and BTFO the mortar between all the stones. Houses in the US are built to last a reasonable amount of time and are much much easier to repair and renovate. Get fucked you medieval perfidious albion.

>>25945477
we get it, you vape

>>25941220
Then why do you faggots insist on going on "holiday" over here so goddamn much. I'm sick of you pasty people. Go to Ibiza and bother the locals with your drunken soccer antics, faggot. For people so "proud" of their little shit island you all sure do seem to want to get the fuck out of there as often as possible, but let's be straight here, faggot. We both know what a rainy, boring, surveillance obsessed nanny-police state Britain has become as of late. Give up now and apply for US citizenship. It's over

>>25939551
I am from near München ama

>>25945354
>Just don't be a nigger or spic
>In a country that's 50% nigger/spic

I just don't get it. I'd live in vermont or something if I was an amerimutt. Or maybe utah. I have a house btw, my family doesn't hate me so I inherited a house and a vacation cottage. But I am glad done amerimutts can still thrive in globohomo world because obviously my home will not be safe forever. I'll have to learn from you mutts.

>>25933280
>muh 1.5% inflation
core inflation is the biggest scam in history

>>25937100
>non insulated
Wat, we have a ducked up market in the uk but we’re not crazy, you can’t live in the uk without insulation

>>25945001
Just live in smaller towns within driving distance of the city (~15min) and you can find nice solid family houses around 300-400k. Still a boatload of money for what you get though

>>25934461
Somewhere in the deep backwoods of Pennsylvania, like no paved roads for miles, is a 200 year old house that my Brother is squatting in.

>>25934461
There are plenty of houses in the UK older than 100 years kek

There are whole neighbourhoods and post areas with Stuart, Georgian and Victorian housing stock. Pic related

You should see my shithole Lima, where the average income is 440$/month and the average house is half million dollars

>>25933375
Or you could just go to work and stop voting for more niggers and pakis to come to our already crowded island?

As far as OP goes what a fucking shitty house in a famously shit area.

Why buy there when there are a million better places to buy?

>>25945587
>Silly burger

Literally every house I've ever lived in is over 100 years old, just buying a new house now that's over 100 years old.

Don't worry about your country having no history, niggers are going to destroy it soon anyway.

>>25936510
At least that's no south side Chicago. I cross the street and risk life.

>>25933771
The inner city roads are small because they're sometimes a thousand years old in some cases and have been in constant use in one form or another the entire time, most of them were built for horses, many of the houses here were built before the invention of the motor car so there just hasn't ever been an opportunity like they had in the US.

housing gangsters are making a killing off bringing in all these shitskins. you are paying shitskins to fuck up your country via tax and make buying your own house a pipe dream

>>25934461
>I don't think most people live in 100+ year old houses in the first place

privet drive lookin ass

>>25933867
I agree with you but i cringed when you called your selves "native people"

>>25933280

https://www.rightmove.co.uk/properties/99135791#/

Nigger who you lying to

>>25933771
Its an island

>>25933280
Move to Asia. AirBNB $500 spacious apts in Vietnam or Thailand or Indonesia or Myanmar or Jakarta or, you get the idea.

Mine Safex while you wait to make it.

>>25933848
Jesus you guys are cucked.
In the USA you can get like $500,000 loan with like just $15,000 down, interest just 2.75%

With that money even in expensive areas you can get a 3-family unit (I’m in Boston) on the outskirts, rent 2 of the units and live in the third. The rent will cover the mortgage and put $300-500 in your pocket each month. Essentially you’re loan is free and you just got a 3-Senpai house for $15k max.

>>25949409
But how much do you need to be taking in a year? I want to start a business on an e-2 visa but Im worried Ill need like 300k saved up because Ill be a 'risk' to lenders