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/biz/ - Business & Finance


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2556210 No.2556210 [Reply] [Original]

How fucked am I?

>agreed price with seller 190k
>go through all the hoops, get per-approved and go through the process.
>Bank appraiser the house for 180k

Any kike bros oh here that can give me the scoop? I'm already making a 15% down payment.
Do I just talk to to the seller and ask for a lower price? I should mention this is a duplex.

>> No.2556249

>>2556210
Oh... so this board isn't actually about business, just memecoins.

>> No.2556257

>>2556210
Why didn't you appraised the house before agreeing to buying?

>> No.2556267
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2556267

You'd better say something now before money exchanges hands.

As John Mayer would say when he's not literally talking about niggers in Playboy interviews "~Say what you need to say~"

Also >>2556257

Maybe there is a reason, who knows

>> No.2556316

>>2556257
>>2556267
Wellsfargo always goes with their own appraiser. If I purchased it, they would just do it again. Ether way, I paid $700 bucks for the kikes at wellsfargo to take some pics of the house.

>> No.2557736

>getting a loan for a house

>> No.2557950

>>2556210
how did the appraiser get to that number? if it's a fair valuation you might try to get the seller to drop the price. it's actually happened before so there's no harm in asking. be sure you can explain *exactly why* the appraiser is saying that's what it's worth.

a 10k difference i price might not be that much of a concern depending on the location of the property and how long you're going to hold it. if it's in a good area, you should make that back in a few years if you factor in your tax write off . and you'll probably be wondering why you were so worried about a less than 5% difference in price.

your only other option at this point is probably to just walk away, lose your deposit, and consider it a lesson learned.