/biz/ - Business & Finance

>>23852948
See you in two years

30: its fucking over

>>23852979
literally at this stage right now. what's next for me? the rope?

>>23853233
30: it’s fucking over.
PATH ZERO:
31: suicide.
PATH ONE:
31: being homeless in CA might be nice.
32: drifter
40: shanked to death
PATH TWO:
31: I want drugs.
35: I love drugs.
40: I need to stop.
42: sad youth counselor
44: become a stepdad with a fat wife
50-65: intermittent relapse
65: suicide
PATH THREE:
31-55: secret life of Walter Mitty without the redemption arc
55: suicide via obesity
PATH FOUR:
31: I’m fucking off to the woods somehow anyway.
39: The Industrial Revolution and its consequences have been a disaster for the human race.
PATH FIVE:
???

>>23853503
Oh and option six would be to go insane and get institutionalized somehow.

>>23852948
This post describes me perfectly at 26

>>23852948
Dream on, you’ll get rekted if you are a white male during the great reset.

>>23853503
Currently on path 3

>>23853758
Same, but I believe in you and me anon. It’s not too late, and you still have it in you. You always did.

Cabins are a fucking kike trap. They cost 30-40% more than a house of the same size even after you build the damn thing yourself. Lumber is expensive as fuck

>>23853889
Really I’d build it out of concrete blocks with steel studs and spray insulation, but there aren’t really picture of those in the woods.

>>23852948
You literally can't live off 1m for 60 years. A million dollars isn't nearly as much as people think it is. That's 16k/year which is a minimum wage salary. Account for inflation and you'll be living off less than a 10k/year salary in today's dollars.

>>23852948
I have a house like that in Oregon. It's the best. Waiting for next Kleros peak to move there for good.

>>23853976
cost of living varies. there are definitely places in the world where you can live comfortably with that income. of course there are drawbacks/risk like access to quality healthcare.

>>23853976
Average return on mutual funds over the last 15 years is 9% annually iirc. That'd be 90k a year, less taxes and however much you want to reinvest against inflation.

16 years old: I’m going to be a millionaire eventually but the true meaning of my life will be the family i start and build with
20 years old: I’m going to kill myself with drugs and alcohol
23 years old: i can keep doing drugs and alcohol and fucking pussy i dont actually love until i become a millionaire
25 years old: I should have killed myself the day she left me by walking into traffic
26 years old: I can live in my car getting high for a few years and my crypto bags will moon eventually
27 years old: Once the cancer reaches my brain i wont have to but i still should have killed myself the day she left me

>>23854222
>retire to Honduras so you can live like a king
>get raided by local gang because you have money
>die
Healthcare is really the least of your problems in a 3rd world shithole.

>>23853928
That’s a great idea

>>23853503
I'm glad you put a lot of thought into this anon. Good work that's a lot of scenarios

>>23854292
That's probably the most drastic scenario, and there are better regions to pick with environments/cultures that are much safer and cleaner, like SE Asian countries. I've done the math and I'm at a point in my life that I actually have enough money to retire in some of those places. I have shyed away from it though due to the cultural/language barriers as well as risks like healthcare I explained. Also, I can picture myself being associated with those sad, creepy middle-aged white men already there in those countries. Still hoping on the dream I can meet a nice girl and start a family in the country I grew up in.

>>23853503
Third path describes me perfectly at age 55. :-(

>>23853233
BOOM BOOM CLAP!
BOOM BOOM CLAP!

>>23852948
>16 years old: I am a loser and I will spend my days playing vidya
>18 years old: Huh what is this bitcoin thing
>21 years old: I am fairly rich but I wanna make it, huh what is this Chainlink thing?
>24 years old:...

>>23854465

Move to Eastern Europe and live with fellow white people. Everyone under 35 speaks English anyway. Plenty of hot women. Cheap as fuck to live in. Get private health insurance if things get needed. Comfy af.

>>23853503
PATH FIVE:
maxxout loans
buy xmr
fake death

>>23852948
>be 30 closing in on 1 mil net worth
>Sacrificed 20's lived like a hermit wagecuck and saved everything possible
>made good real estate purchase
>No nagging cunt wife or kids to drain finances
>will keep investing until late 30's
>Hope to retire early in 40's and buy a farm
>Live in peace and grow relationship with God away from cities, rosties and glowniggers