/biz/ - Business & Finance

>>23758397
because they are niggers

>>23758397
Retart, the faster you spend it the faster you need to accumulate more, bagholding fiat is sde, retart

because they know it is not worth anything
they are actually unironically based and redpilled
claim haircombs

>>23758411
Kind of sad

>>23758397
fiat loses value instantly and constantly. They are much smarter than you if you are holding your worthless fiat.

>>23758428
>>23758436
>>23758461
no this is sad

does this also apply to crypto?

>>23758397
They're called plebs for a reason.

>>23758553
tfw i spend money as soon as i get it. Sorry that I want to relieve some stress from working 14 hours a day.

>>23758470
Spent my entire paycheck on silver last week. Yea I'm the retard.

>>23758569
Just make sure you save some anon, and budget somehow. Don’t be a cliche poorfag and live check to check

>>23758446
Until they murder rape your wife.

>>23758461
Not as rapidly as a market dip or crash though.

low iq

>>23758461
spending money on eating out 5 days a week, twitch streamers, onlyfans, a new phone every year, and useless bullshit is not an investment

>get paid
>spend it all on crypto
what's the problem?

>>23758397
what are you talking about, buying useless shit like new phones, new clothes and other gay ass shit.

or someone that puts it towards investments, gold, crypto, stonks.

These days I treat myself to nothing, I actually dont eat out anymore, I dont buy nice things, Im looking more and more like a bum, but at the same time I make good money its just going straight into crypto.

Im probably going to buy a new pair of sneakers on a blackfriday sale, and a warmer coat for the winter, but this is shit I need. its easy to do now too because we are on lockdown, every bit of money I have aside that doesnt go towards bills is crypto now.

Take some of it and stake it deep in SETT on badger.finance.

Then you don't have to spend it and it can work for you.

>>23758397
USD is a shitcoin. They turn shitcoins into things they use or want instantly.

What do you do with your shitcoins? You 'hodl' them? Even though they will never, ever go up in value?

>>23758397
you should be thankful for that. less competition

>>23758397
I am like this, except I immediately put it in crypto. Am I the dumb money?

>>23759485
same

>>23759485
yes, time the market and don’t be a normie

get it fast spend it fast ya diggg

Actually one day I’ll be able to sell all my funko pops and buy a house

>>23758397
>normies
Don't worry, you're not any better.

Honestly it would be so easy being a norman, sometimes I wish it were so. What if I was happy in my wage cage, instead I'm here stressing over internet bucks and delayed gratification

Growing up poor gives you bad habits. It's true.
I'm trying to be the first to break the cycle for my family. Still got some bad habits to kick but for the most part, I'm the only one that actually has savings and money invested, even if only a little.
I'm gonna make it god damn it.

>>23758446
Forcing technology on indigenous tribes? Yeah, it's a fucking crime. These people are only happy and successful when they're living their tribal lives.

>>23758411
i dont get it, is the guy on top of the truck trying to push up the truck and thats the joke here?

>>23758397
my only friend is on disability and he gets 700 dollars a month and literally blows it all in 3 days and no one knows how unless he lies about his money.

he just buys booze and cigarettes with it and then when hes out of money in 3 days he starts trying to mooch off of everyone

>>23759485
If you're DCA'ing into something actually good, you're smart
If you're gambling on shitcoins each paycheck, then yeah, dumb

>>23758397
If life seems completely hopeless and you live your days out being depressed and demoralised then there is no incentive to save for a future because the truth is you don't see a future

In that case, the only way to get through life is to have nice experiences to look forward to in the short term

I've been kind of everywhere on this spectrum (unemployed and no hope, work hard earning well and playing hard on weekends, earning while being depressed and wasting money...), desu it does make so much sense to invest and save, which I'm only doing in a big way now because of lockdown, but I don't begrudge all the experiences I had from "wasting" my money on alcohol, music and drugs

>>23758397
They are like dogs. They do not have the ability to think past the current moment.

>>23760113
you're as dumb as they are

>>23759861
People said the same thing about trading cards. Now a Charizard will buy you a house

>>23759275
That's not spending that's investing.

>>23760083

>>23760285
its never worth it if you have to go back to shekelstein on monday 8 am prompt

They have shit to spend money on?

>>23758397

>>23758397
Idk how poorfags spend so much money. I look at sites like Amazon and 99.9% of the stuff just looks like trash.

>>23760113
RETARD

>>23758397
I do that with chainlink LMAO

>>23761913

>>23758397
>hoarding
Couldn't be me nigga.

>>23758397
I spend it on chainlink

>>23758411
A for effort Tyrone ahahahahahaha

>>23758397
i buy designer purses with high resale value

>>23762829
you buy expensive things that have very low demand and an even smaller active buyer market.

ask me how i know you are fucking poor.

>>23763116
he's trading in a very inefficient market, that's hella based actually

>>23763116
Like 90% of Biz lol

Buying a lot of lowcap shitcoins that not even the devs want. Lol

>>23760121
Show me your friends and I'll show you your future

failed the marshmallow test as children

>uses the term "fiat money" in your path

heh, nothin personnell normies!

>>23761259
really makes you think

>>23763116
>have very low demand and an even smaller active buyer market
missed the part where i said high resale value. i'd rather wear a $1000 purse and get all the social gains and resell it when i get bored rather than buy some cheap bag

>>23758569
“I work too hard, so I’m going to rob my future self of any chance of early retirement”
Bitch if you work 14 hour days (you don’t) you could have 6 figures saved in less than 2 years. But you’re just a brainless pleb that couldn’t even hold up $5k lol. Keep lying to yourself buddy, I’m sure in 10 years you’ll look back and not regret all the hedonistic shit you do today. Just talk to any 35-45 year old who lives YOLO just like you, they will all agree that you’re making a huge mistake.

>get money
>immediately buy eth, books, and add to my hooker fund
Will I make it

>>23760113
That was an IQ test and you failed.

>>23758397
you may die tomorrow you know it?

>>23759220

It’s called living life. I blow my money on bullshit like that every day and drive a 60k car yet I still stack 10k a month into investments. Reducing expenses is a losers game it’s all about maximizing income.

>>23765359
>Reducing expenses is a losers game it’s all about maximizing income
based

>spending money with onlyfans e-thots
>not spending money with a real hooker, or a pornstar

>>23765329
Don't know if you're gonna make it, but you're surely based.

>>23759861
>Grown men accumulating worthless pieces of plastic
>subscribing to loot crates
>"YOU GET A SURPRISEARINO BOX WITH $90 OF WORTHLESS PLASTIC FOR $20!!"
>"why yes, I did buy the $200 collectors edition which comes with the worthless hunk of plastic, how could you tell?"
https://youtu.be/ypSLFu4jFt0

>>23761538
This.

I live like a poor mf and I'm content with it, the only thing I want money for is freedom and security

>>23758569

You work maybe 4 hours and stand around for 10, that's why you make shit money and have shit habits. How are you going to invest yourself into working less if you invest nothing?

I work maybe 4 hours a week and make 10k a month.

>>23765420
This

>>23760033

Nah, I grew up poor and I hated my parent's spending habits. You did good trying to change that. Post an ETH non-exchange address you own.