/biz/ - Business & Finance

>>22899694
dont care, its up to me now

dad was a drunk. it's okay, i'll manage on my own just fine.

Their parents before them kept having at least one parent get killed before they managed to save

>>22899694
My parents may not have the brain and the resources that I have, but they gave me everything they had. I'm building it, but it only matters if it can serve my family and the cause.
So fuck off, money-centered kike.

>>22899694
because they were sold a lie of endless prosperity as they grew up and thought they could spend now and save later.

>>22899694
Coke and normiebrain
Used to be mad about it but now I'm worth more than my mom

>>22899694
my dad used to burn money in front of me and laugh
>one of my legs was bent backwards since birth
>dad always said I would never have any money
>can't get any money or jobs
>about to kill myself soon

>>22899694
They didn't

>>22899694
i have no idea. both my grandfathers are american heroes, one of them became a very successful businessman. both my parents are turbonormie assholes worried about how they look instead of how they are.

>>22899694
my dad is 1 of 5 kids from a poor rural household and he went on to drive a semi truck
my mom is 1 of 3 kids from a middle class household and went to college but ended up working clerical positions for most of her life until she went back to college again to become a nurse which shes been for the last 15 years

i'm an only child so we've never struggled and i'm going to be the first person from either side to really be able to build generational wealth thanks to my parents helping me financially throughout young adulthood and the ease of trading now

>>22899694
mom wagecucking from 0 to quite comfy.
dad hippie communist with a drinking and hooker problem.

told my mom to buy eth at 7 and now she has enough numbers on a screen for me not to worry about her retirement, yet still nothing tht actually generates income besides her job. Dad is dead, didn´t leave jack shit except 30k hospitl bill.... non, don´t be a communist hippie..

>>22899694
No, I am going to own my dad business that makes millions and what's better I will have my dads contact to important boomers

My ancestors were low iq and lazy

The same reasons 99% of the world doesn't have generational wealth.

>>22899694
Cause they’re both normie wageslaves who only know how to make money by working for other people.

They’re black

>>22899803
Why would your dad do that anon?

>>22899694
my father came to America from Eastern Europe as a poor immigrant that didnt speak english and in a single generation has a net worth of over a million dollars with multiple real estate properties and half a million in his 401k, paid for my college tuition in cash. I will never be half the man he is, I'm just going to get rich from internet chuck e cheese tokens like a lazy nigger while he busted his ass for 20 years

Something about the 2008 housing crisis, Mr.Cruiz. They never stood a chance.

>>22899694
Because they became parents.

Mine have done okay for themselves but not generationally wealthy. If I’m not stupid with the foundation they’ve put down I feel like I can achieve it though

>>22899694
If your parents were Boomers like so many of my friends parents, chances are they were dumb enough to think that the economy would always be good no matter what. Idk what kind of idiot would ever expect that, but there you go.

My parents actually escaped poverty and gave me a very spolied life desu. Im very grateful for that. Even sometimes they mocked me for buying shitcoins because they only trust stocks and index funds.

>>22900031
What did you father do anon? For his business I mean.

My dad's a millionaire from inherited wealth and stocks as well as renting land. Probably won't see any of it since he hates me for being autistic and only informs my brother about the finances. Didn't even know our family were stealth millionaires until my brother told me in my late 20s.

It makes me sad though that I’ll probably never do what my dad or grandfather managed to do. My great grandfather came from Germany and busted his ass and had 9 kids, but My grandpa had no choice to join the military. He then went to college on the GI bill and now has a 25 million dollar net worth after starting a profitable business with my dad. The only chance I have at making anything remotely close that is working at a FAANG and getting lucky on an internet coin. Feelsbadman

>>22900206
this
nobody has made generational wealth like /biz/ talks about but we've gone from white immigrant poverty to the top 3% in two generations. No trust funds but we have such a solid foundation to build on
family is so important desu, I know I have it easy but I encourage any anon who doesn't come from a background like this to be the one who begins the story of your family's success. I have such unending respect for my parents, grandparents, great-grandparents (who figured out America for the rest of us) and great-great-grandparents (who decided to immigrate). Some of us are here to grow a legacy, others to begin one

my dad was a high school dropout who was on permanent disability for as long as I can remember, and my mom is a teacher

>>22900510
Yeah man I honestly don’t get how they managed to start from being dirt poor in a brand new country

My family's wealth was stolen by my great grandmother who was crazy. She took my families multimillion dollar farm, sold it and gave all the money to my selfish great aunt who cut ties with everyone and dissapeared.

>>22899694
???
you act like it's some easy task.

>>22900560
Our story is the adults who immigrated over immediately networked with other immigrants from the same part of Europe. Everyone worked odd jobs, grew vegetables, fixed everything themselves, literally sewed the kids' clothing out of feed bags. Their kids picked up trades and that's what really got the ball rolling, but everyone at this point was still in dire poverty
I remember my great-great-uncle telling me about how he was always the first one at the job site and last one out (construction). The fact that he was trusted to do meaningful work (not just odd-job drudgery) was priceless to him; he says throughout his 20s he thought about nothing else but work. Incredibly humbling desu

>>22899694
Chainlink wasnt created yet

>>22900355
he was an elevator mechanic that worked himself up from lowly foreman to the director of the original company that hired him

>>22900436
Why did your dad want you to fail anon?

Because “Generational wealth” isn’t in the vocabulary of most black people. Not making excuses, just stating how it is.

>>22899711
Based.

>>22899694
Too busy wage slaving, spending and consooming. Using credit cards.

Seems to be very common in the "working class".
The working class is nothing more than people dumb with money honestly.

Coming from somebody who started from 0 and now deep into six figures at 23.

>>22899779
Used to think like that, you cannot help your family in any meaningful way. If you help them with wealth, they will not be appreciative (they will not understand how hard it was for you, infact they will think you got "lucky", crab bullshit)

If you do not help them or refuse to help them in the future. They will say you are money-centered.

You in for an awakening sorry.

>>22899694
Parents were literal third world country refugees lmao but I'll make it with stonks and shitcoins

>>22899694
They didn't, I already inherited about 500k and will probably inherit 500k - 1 mil when they die.

>>22901167
Ayo jenurashunal finna big word

>>22900268
They are not wrong anon.

My parents are 15 years older than me so that is why, furthermore the largest asset that your parents gave to you is your genetics and this has been around for many generations; as long as you are not a genetic dead end your parents successfully created intergenerational wealth regardless of how shit they are or were.

>>22899694

Both of my parents were raised up poverty tier in rural Appalachia. My Dad, raised by a coal miner and a homemaker with 2 brothers. He had a roof over his head and enough to eat, but nothing beyond that. My Mom was raised by a violent Dad and her Mom, a school lunch lady, along with 4 brothers and a sister. She got nothing beyond a place to sleep and dinner.

My dad has been a coal miner most of his life, started when he was 18. My mom graduated college and taught Special Education most of her life. They met when they were young, had me and my sister, and gave me so so so much more than "generational wealth". They gave me their unconditional love. They gave me the best childhood I can imagine. If you told me I could live anyone in the worlds childhood I would pick mine every single time. Most importantly, they raised me in Church. Giving me the shortest/simplest path to finding God and having eternal life in heaven. I'm in my 30's now and they still love me just the same. I want nothing more then to repay them for everything they have done for me and given to me over the years and I think God answered my prayers 3 years ago. I found Link. 50k golden tickets. God willing, I think I'm going to have millions upon millions in the coming years and I'll be able to give them the most comfortable golden years possible.

Love and Happiness are SO much fucking better than money and I hope all my biz frens get to experience both in this short life on Earth. Also, please find God. Maybe you won't find happiness here, but this life is short and you can have eternal happiness if you give your life to him.

White trash. I guess it's my responsibility to make sure they have some sort of retirement and make sure my kids can do whatever the fuck they want

>>22899711
Unbelievably based.

>>22901524
People on here have shit genetics though.

>>22899694
My dad controls the finances and has never budgeted in his life, thus remains poor even at retirement age. He's a lifelong weed addicted loser, raised by a widow who blew through all the money his dad had built up.

>>22901554
So basically if link wasn't around, you'd be a complete and total loser.

They did, they just wasted it all in the divorce.

My parents will be leaving behind at least a million each for me and my sister. I will probably have more than that after the bull run anyway so it's not that huge of a deal.

>>22901554
Cool story my friend, I hope you can one day pay them back for giving you such a nice childhood.

>>22899694
My mom was born in a poor family and don't know how to invest until 30.

My dad is unironically a schizo, he developed this illness after my mom was married to him though (probably from work, definitely not from my mom for sure. As I'm living with my mom) and they're already divorced since I was 3

>>22899694
Drug addiction and general mistreatment of their bodies along with no finacial planning ruined them in 2008.
I bought my first car today
It makes me the only one in the house with a car.
if that explains how bad they fucked up.

>>22899694
Dad is a lazy drunk, spent all money on beer
Mom managed to give us all she could
I'm grateful with her and will make it to release her from debts

I'm set to inherit probably 5 to 10 million from my paternal grandpa and my stepdad. But thats 40 years down the line and i dont trust my dad and goddamn step mom not to squander it

>>22899694
My parents were both mental. My mother stabbed my father when I was 2, he took me and moved me around the countryuntil I was 11, constantly beating me with whips, restraints and weapons. Tortured me psychologically, isolated me. I was eventually removed from his care by social services and lived in a residential care home from 11.
I started out with nothing but a bad attitude at 16. Count your blessings lads. Money isn't everything.

>>22901080
Cause he was a genetic dead end.

My mom never let my dad buy a house. My mom never liked any tge houses that were in my dad’s budget. We lived in a co-op housing until I went to college. My mom still lives there pays rent 6 years after divorcing my dad

>>22899694
dad liked cooming inside mom too much, 2 too many kids, perpetual debt

>>22899694
My dad was a stock trader and mom was a union teacher, combined they made like 250k per year for almost 20 years. They spent over 2 million dollars given directly to kike lawyers when they divorced because they both had huge egos and refused anything less than full custody. In the end none of their kids have spoken to them in a decade.

>>22901703
No. Not even close to a loser. How did you even get that from what I said? Find Jesus. You have too much hate in your heart.

>>22901817
Thank brother. Me too.

>>22899694
Because they’re both dopey fucking retarded immigrants from Lebanon. I was raised to believe that my parents overcame the odds imposed on them by society through sheer assiduity and force of will. As I grew older I slowly began to realise that my parents actually fucked me and my siblings in every way possible because of their immense laziness, lack of foresight, and lack of self-awareness. They were content with their mediocrity but I’m not. They failed to provide me with any of the tools I needed to be successful so I began to develop them on my own

>>22902032
>has got nothing going on in his life other than love and religion
That makes you a loser anon

>>22899694
They didn't.

>>22899694
Grandpa was the first person to go to college in my family and he had 7 kids to raise so very little was left over. It starting to develop with my dad since he only has 5 kids and is a financial advisor.

>>22899694
They fell for the reverse mortgage meme

>>22902039
Most immigrant parents only leave in the first place because they're too stupid to hack it in their home country.

>>22902171
They didn't fall for anything. They just wanted to sell you out.

>>22902171
>fell for
They knew exactly what they were doing: cash for them, nothing for you

>>22902118

I said nothing about my life other than my parents love me, I'm religious, and I have 50k Link. You think that's my complete bio you braindead mongoloid? lol. Must be the Link stack making you jealous.

Try to stop trolling and spreading hate and maybe your life will stop being so miserable.

>>22899694
they moved to california

>>22899711
fpbp
>>22899694
Leftist dad. Told me about the jews tho.

>>22899694
They rattle off excuses such as having me as teenagers and going bankrupt after buying their first home because of the recession in the 90s etc.

The truth that they just cannot accept is that they were (and still are) just bad with money. Money was for paying bills first and then spending on shit. They could never grasp the value of saving beyond a cheap holiday. They always moaned about being broke. Investing was for people who had more money than what they knew what to spend it on.

>>22899694
My dad has been all in on cash for 30 years.

>>22902193
>>22902197
"House prices always go up" they thought

>>22902457
Why? Hasn't he seen the MASSIVE inflation that's taken place over the last 30 years?

They were 90s proto-hipsters. They left the normal working/college world to go party in the city. I think they've always hung out with people that sort of keep them down. I can't really blame them for anything though really. They're just normal good people, and I'd be an entirely different person otherwise. They're getting a lot better with money in their later years which is nice to see

my dad did after leaving my mom. that money is for his illiterate mexican wife.

>>22899982
he's not ugly, looks like a regular mutt kid.

>>22899694
they didn't
i could realistically be a neet at 25 and my parents would love me and provide for me for the rest of my life
fortunately, i raised in an environment with a strong work commitment to not be a leach on society.

>>22899694
>parents
my mom is fucking retarded and malicious. even to this day, she's a burden. I used to be grateful and tried to be helpful with her until I realized she's a narcissistic bitch that never actually did anything to help me other than feeding me, and even then, I got most of my food from public schools. which drives me mad.
something similar to >>22902039 , but she actually came back to her home country, a shitty country full of absolute moronic people
I bought a house with her, I paid most of it and now I feel like I literally threw all that money into the trash bin because, for legal reasons, th house is not even at my name.
I wish, I really wish I had had a dad.


>>22899803
m8, start a thread and ask us how to help you. I can give some advice, but I need you to tell us what's your knowledge, what are you current skills, what do you want to do, etc.

>>22899779
do not, and I repeat, do NOT help your family. help yourself, and ONLY yourself, THEN MAYBE help them, and only if they are grateful. you'll discover, as >>22901426 says, that they will not ever appreciate your efforts.

>>22899694

Immigrants with bad education. It’s okay I’m on my way to owning my own contracting business so this son of mexican immigrants m is gonna be doing good good gooood. ;)

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>>22900510
I have no real strategy for going about this. Everyone is so closed-off and insulated in the current year. Even if I build wealth and start a nuclear family, I won't have any real extended family to support us and to form healthy relationships to support and nourish my kids. Both of my parents have a dozen siblings each, I have two, one is a selfish commie and one is married to a lazy and stupid man, and I'm not very close with most of my cousins because we live in different countries. I don't know bros, when I think about it, the elites may not have completely closed off the routes to building individual wealth, but they've made it 100x harder to pass on any real generational wealth compared to 2 or 3 generations ago. I have no idea what to do about this.

>>22901167
Your kindred refers to it as "old money"

>>22902469
>>22902488
Your posts are ironic because the one thing my dad did right was buying a house in a good neighborhood in Cali 30 years ago which is worth millions now.
So I guess he isn't really all in cash since he owns his house outright, but besides the house all his money is cash, fucking drives me nuts.

>>22899749
Yep, same story with my family.

My mom then lost both parents, put in boarding school and by luck could immigrate to usa.

American dream, but she wasn't the smartest women. Nothing bad, but she was around wealthy people and took to someone that was not the best choice and I came along.

So great for me, but my mom was never smart, she has good worth ethic but she's really redpilled on life.

Now I try to take care if her but there's not much she enjoys it what's good for herm sheikes to be inside all day and after a while I lamented and just take her out occasionally for dinners which, she can ruin by talking loudly about politics or her life story as she doesn't do anything new so she has nothing to really talk about.

But then here's me, own property in two countries and speak 4 languages and most of what my c'mon couldn't I learned because I realized if I didn't I would be as ignorant and incompetent as her in age.

And I see it around everywhere, and it disgusts me. The lack of self reliance and independence.

My parents are dumb and so am I, they weren't happy dumb either. Both live in shitty situations and I've kinda given up because I can't not see them as my future. I was always slow in school, not retarded but absolutely not gifted in any meaningful way to our former manufacturing economy and now smart economy.

>>22899694
I was raised by single mom and my grandma amended her trust right before she died to give away about $3 million in property to "charities"

The charities? A local synagogue and a Jewish youth group. Literally out-jewed.

>>22901820
>divorced family
Yikes

My dad wasted all of his money trying to keep my narcissist mom happy for 30 years. She abused him, left him 4 times, cheated on him twice(that we know about), and burned through his money like a flamethrower. My dad bought her 5 houses and 3 cars over the last 4 years. Now they're divorcing and she's trying to wring him for every last dime he has.

>>22899711
Nice I don't have to read any other posts in this thread.

>>22903117
Your dad sounds like a real niceguy.

>>22903030
Did you make sure to desecrate her grave? I'd make sure it had a fresh coating of shit and piss at least once a year for the rest of my life.

>>22899694
They didn't.
The only thing they failed at is remembering that marriage is until death do they part.
:(

>>22899694
They did though, I told them to buy 25k link at 30 cents

>>22902975
Buying a house 30 years ago made perfect sense. He was smart not to buy at the peak.

>>22903246
this is less so indicative of a housing market bubble and more indicative of the US dollar becoming worthless before our very eyes

>>22899694
my parents are rich.
t. neet who leeches off parents

>>22903314
But wages haven't risen over the last 10 year. Not even nominally

like a fucking LARP convention in here.

>>22903473
i started getting raises, finally, under Trump. but, covid-19 and the cabal, decided to put an end to that. and now we're going to become venezuela.

>>22901927
Damn. That’s heavy bro.
Did you profit off of it in anyway? Write a normie self help book but with memes

>>22901990
Ur mum must have a fat ass and big titties

>>22899711
Based, pussy OP has nothing on this.

>>22903659
Profitted then lost. Working on getting back now.

they didnt im just failing at carrying it forward

>>22902698
Based dad

>>22899711
Based and unironically feeling inspired right now-pilled

>>22899694
retarded parents

parents had me at 40
both had basically 0 net worth at that time
mom turned out to be the kind of woman that cant work; goes to school for a new "Career" then after the credential is earned she decides its not right. watch out for this one lads (unless youre safely financially independent)
looks like my dad will wage until 70 unless i get really rich.

My dad doesn’t believe in taxes. He has been purposely making less money for many years so he can pay as less taxes as possible.

He often warns me by saying that much is not worth it cause my marginal rate will only go up.

It’s not hereditary right ?

>>22904516
Yep you're a Jew and not the wealthy kind. The kind that can't spend shekels. It's very bad anon

>>22899803
are all SUTER holders misfits?

>>22899711
fpbp

>>22899711
/thread
OP eternally cucked

>>22899694
my dad doesnt even own a bank account

>>22899711
checked and based-pilled

Hispanics are obsessed with "trabajo" but dont understand that its better for "dinero" to be trabajoing for them.

>>22904516
Your dad is based.

my dad made millions during the dot com bubble then proceeded to lose it all during the bear market and gambled away the rest

>>22901426
>>22902808
I'm not that guy but holy fuck your families suck ass if that's the case. It feels really good knowing my family would actually be appreciative of what I've done for them in said situation. It helps that my dad invested with my mom after the 08 crash in markets perhaps but my family as a whole gets that I'm good with money and know it's not like you just get incredibly lucky and only luck applies. (they don't have those gains anymore)

>>22899694
Because I’m an immigrant subhuman so I will simply exploit western cucks welfare system whilst working for cash

>>22899694
>great grandfather was a rich mobster
>all of that money was gone by the time he died

>>22899694
Dad's business collapsed when he got cancer. He was an electrician had five employees, nothing special but we were approaching a middle class existence . Died five years later from it. Mother had mental breakdown #3 and refused to work. Brought my crazy grandfather into the shitty little jersey apartment to live with us so she had another excuse not to work.

>>22899803
Anon don't kill yourself! I don't want you being eternally damned. Read the Holy Bible, I recommend starting from the New Testament. Jesus Christ who is God came to the world to save us from sin, from eternal damnation. He died on the cross, yet 3 days later He rose from the grave claiming victory over sin and death. Believe in Jesus Christ, gain everlasting life. I pray my Lord and Savior Jesus Christ helps thee overcome the darkness that swallows you whole. Don't kill yourself anon.

>>22899711
checked and 711 pilled

>>22903079
Even worse when they did divorced when I was a kid, but my dad's mental health wasn't stable at that time and he was abusing us so it might be for the better for me and my mom though.

I still visiting to my dad sometimes.

my dad was an engineer, immigrated to north America, couldnt use his degree here. back pain prevented him from working. my family had to pay off 150k in lawyer fees for a case my brother had, father passed away. uncle back home wont give our inheritance (some land) back home.

studying engineering and got into investing over the summer. in stocks, crypto, bullion. could possibly graduate without debt. grateful for the life i have bc loving family

>>22899694
For the same reasons they tried to impose on me, not being able to accept that a child might be more mature

>Millionaire here

>>22899711
>>22899694

what's worse is that it's not only your parents, but 50 thousands years of failing.
all your abcestors failed at multi generational wealth

>>22901990
sounds like your dad was based.

>>22899803
Can’t surgery fix this?

Drinking and gambling.
He has done ok for himself. I will be left with something but he just retired but won’t be self sufficient in a few years. Maybe I get a house. Maybe I don’t. It’s a nice house.

>>22906378
We were doing fine until the ‘29 crash thanks. Grandpapy threw himself off a building and we picked up and headed west

>>22899694
The American economy is not designed for anything more than 10% of the population being able to build true generational wealth.

To be able to build wealth that lasts you need to make at least $150k a year, and that requirement is obviously getting higher and higher thanks to inflation.

Jobs which pay that much or more are almost exclusively reserved for very well educated STEM professionals and the biggest ass lickers in corporate America.

The former requires you to have intelligence and dedication. The latter requires you to be a sociopath with high charisma. The vast majority of the population will be inherently locked out of those jobs due to said requirements.

The only real way to make it outside of that is by getting lucky with investments (real estate, stock market, crypto, etc) or creating a successful business.

You can't just start your way at the bottom and work your way up to making 200k a year. For the vast majority of people they start at the bottom and stay there while the managerial class gives the promotions to their family/friends/sycophants.

tl;dr stop worrying about the past and put all your fucking money in crypto. There is a very high chance that social security and medicare will disappear by the time our generation reaches boomer age.

invest in crypto now and ride your lambo in the future while the rest of the country begs jeff bezos for a job.

>>22899711
checked
OP BTFO

>>22906525
or you could just work from 18-48 and then retire, having invested 20% of your income into an index fund, dollar cost averaging the entire way. or, fucking whine, muh boomers, muh circumstances, muh economy for muh 1%, and stay fucking poor lmao.

>>22906572
Sure, you could do that if you're a mediocre NPC who just wants to exist. Keep putting your money into that 401k like a good little cuck. My post was for those who want to make it, not for NPCs like you.

>>22901382
How can I replicate your success, anon?

>>22901864
congrats on the new car

>>22899694
really brought out the feels with this thread

>>22906572
btw

>you could just work from 18-48 and then retire, having invested 20% of your income into an index fund, dollar cost averaging the entire way

is hilarious. completely delusional NEET thinks he's cracked the code. it's THAT easy folks!

>>22906588
Literally nothing wrong with 401ks

>tax deductible contributions
>can sell within the 401k and not pay any tax until retirement
>employee literally matches what you put in which is literal free money

Given this even if the stock market stagnates for 50 years its still a good investment for the tax benefits alone. And you can invest in non stocks as well ie commodities, reits, gold and silver etc

>>22899694
They got free gibs from my grandparents, got themselves into credit card debt, my shit father blew 30k of his inheritance on a failed food truck biz. Theyve given me about 1k in my whole life. They are unsufferable faggot boomers who try to control my life into failure. Im free of them now.

>>22902172
meh. i only agree partially, anon. some people leave their country because they have the ability to foresee that the possibilities are very limited and much better elsewhere.

theyre literally on vacation right now. you tell me

>>22906613
>congratulating someone on buying a liability
ngmi

>>22899694
My parents waisted the generational wealth my family had build up, with vacations and other pointless stuff.

>>22900516
how did he do it? i feel like nowadays woman wont even talk to you if you have lower education than her

>>22899711
Fucking hell check
and
based

We are going to make it

Parents had me before their 20s, neither of them had careers or ideas of what they wanted to do. Dad worked his ass off at a grocery store, among other things, and eventually fell into a job that taught him how to weld. Still doesnt make a lot, but enough and will probably get cancer or something because of it and his old smoking habit. Rage autist. Probably plays more vidya than me. Oh and has no retirement, because he switched jobs so much to get better pay. His parents are cool, but not very wealthy.
Mom grew up in the city, made a lot of dumb choices, mostly cause shitty family life. Kinda hates her job, but cant quit or my parents are fucked. Her parents are super overbearing/preachy Christians. They mean well enough, but fuck it's a chore to talk to them any time The Lort is even tangentially related. Grandma remarried a bunch of times, cause the last 4 or so had cancer, so does her current husband. He was the one that pointed me at the stock market, so I'm very grateful for that.

>>22899694
My dad unironically was a millionaire, he lived well beyond his means and went broke. He was given several car dealerships from his father which were all profitable and managed to run them into the ground. His father found God and donated the rest of his money to the church and died penniless, my dad fled the country as he had over 1m in debt, haven't spoken to him in several years.

My family actually has generational wealth but refuses to give me much of it. They took the boomerpill:

>'if your kid doesn't work they'll just mooch off you all day and become worthless sacks of shit'. Better make sure they have to earn their own money.

They're not wrong in that I have little work ethic but it does feel like a waste of time working a low-level job I hate (at the company they bought just because they wanna support the industry, not because it makes more money than shares these days). Especially irritating given that my grandparents weren't doing badly either and now all their money's just going straight to my parents who are already rich.

It's retarded. All they do is pile up responsibilities and work for themselves. They're super-wagies who worked to the top of two well-paying professions and don't know how to stop. They're high priests of the cult of work.

>>22899901
>dead people leave bills
Wtf

>>22901554
why does this faggot keep posting, please neck yourself, no one wants to hear your religious bullshit nigger this is 4chan

>>22907669
eh, never count on anything coming down the inheritance pipeline brother. it's likely i'll get a make-it stack that way, but i cant count on it, so i work and invest on my own lol.

>>22899711
His Green dubs says he'll make it

They were scared af and didnt have the courage to invest

My parents gave me 50k towards my first house. They always supported me and let me stay rent free whenever I wish at their home. I’m extremely lucky to have my family and it proves to me how important a functioning family unit is.

They didn’t earn lots, but they were always highly utilitarian with their money, while other kids parents spent money on making their house nice or having new cars, we lived with what we had, drove old cars and never threw things away. My parents put £20 a week into a managed fund For both me and my sister, they also got lucky in the housing market which has grown hugely in the U.K. They’re set up well for retirement and between them they earned 50k a year with my mum sometimes working two jobs. It just proves to me that even as a wagecuck, if you work hard and are clever with your money you can make it in this country so that your kids will be comfortable and you won’t have to worry in your retirement. Good luck anons. We can all make it.

>>22899711
An ACTUALLY based post.
Can’t help but hold a grudge though. They could’ve made it way easier.

>>22899982
You just know his mom is the real problem here

a combination of poor choices, extremely low risk tolerance, and bad luck

>>22899694
You know all those things incels criticise women for? Buy retarded amounts of shoes and clothes they barely wear, buying junk they never use because it's "on sale", buy 40 types of hair and skin products, wasting money on extravagant luxury products that break all the time like iphones? Yeah, that's my dad.

>>22899711
based

>>22899711
based Digimarine

>>22899711
Based and checked. Everyone save your wealth somewhere so that it can't be stolen. Compound interest wrecks the world

>>22906378
Maybe you have distant relatives who are rich. The problem with 50 000 years is that even if you were some noble king or the baddest guy in the shire, a couple of wars and your shit is gone. It really takes some massive planning and effort to preserve and increase family wealth. Plus the wealth gets divided by your children and their children and so on unless you have some family rule that the first son inherits most of it, which might lead to a central point of failure.

>>22907345
>how did he do it?
He got her pregnant and that was that. They divorced as soon as my brother and I left for college.

>>22899694
They didn't. My dad has a large investment portfolio that I'm going to inherit. Although I don't really want to inherit anything. Feels like cheating.

>>22905246
fucking THIS. people from latin america are really fucking STUPID.

>>22899711
Based

>>22909440
This

>>22899694
He spent it on whores

>>22899711
good shit

>>22902989
How did you get your own money at round 19-20?
t. confused 19 yr old

>>22907052
It wasn't a proper a new car, it was a 2500 dollar 20 year old pick up truck.
I know it's still a liability, but my parents can't provide me a car to get a license with.
Everyones got a to concede enough to get their tera cruiser.
>>22906613
Thanks anon

>>22909569
Internet. It was different back then. Asked smart questions, find the right mentors you could do almost anything.

Nowadays I would say, linkedin, network, make friends, invest on an online lmage and understand how soft skills work.

Even if you don't know much, if you're willing ot learn and do some shitty work, you can get a crappy job making 30K/yr now and level up in 6 months a year to 50k and improve yourself.

But basically IT.

I always loved securitty.

I compromised some things under 18, so I was legally untouchable. Stopped that as I turned and then just did help desk stuff and improved myself from there.

Ten years later or so, faang, side contracts, annual revenue exceeds 300k and I post on /biz/ giving bad advice in all aspects of stocks, crypto and life.


So one thing anon is learning what to trust, accept and when to say no and decline.

Making money is really easy, follow patterns and repeat successful ones.

Godspeed anon

>>22906344
>711 pilled
you mean pajeet-pilled?

>>22906378
>abcestors
Damn my ancestors had abs and I don't, feels bad man

my grandpa gave me $800 worth of treasury bonds and told me if I hold onto them long enough they'll be worth a lot more
he taught me a lot about life
now I'm 33 and getting ready for retirement; I still have those bonds and they're worth over $3000

>>22899711
b&r
the future is ours

>>22909643
>But basically IT.
I have been thinking about getting a IT cert in Comptia A+, thanks for the advice anon

>>22899711
Based and based-pilled

>>22899694
They missed the boom and bust cycles due to a lack of financial knowledge, as explained in this video.
https://m.youtube.com/watch?v=AERbAlzvA7c

>>22909643
There are no trustworthy people or businesses left.

>>22906375
You know what to do anon.

>>22902118
Very shortsighted. You really should rethink your positions but you won't, you'll be a smug faggot the rest of your life.

>>22899694
Father died at 58, left the family 300k in life insurance money. My crack head brother stole it all and spent it on drugs and cars.

>>22899711

>>22899977
Damn those digits! Good luck, talented-tenth anon

>>22899694
They think every type of investing is a scam and they will lose everything instantly as soon as they invest. They are extremely fearful people who only act on what the tv tells them, but >>22899711

both grandfathers were engineers, upper middle class, and then their dumbass kids take history and philosophy. then they got divorced. pretty much ended the road to wealth that had been paved for them.

>>22899711

>>22899694
my dad has made it but I'm not gonna inherit until he dies, and I'm not waiting until I'm 50yo or whatever to start being a millionaire
so crypto gambling it is

>>22899694
Women. They're bad with money and squander everything. They've squandered literally hundreds of thousands of dollars. My dad was just an unambitious screwup and a bit of an idiot.

They didn’t have three years, unlike me.

>>22911060
same
family was stealth millionaire until i found out years ago
we always lived with what my father gained as a surgeon, i had a good upbringing but little to no excess, i was gifted a game of my choice in my bday/xmas and nothing more
both my father and grandfather are opus dei, they believe salvation and enlightenment comes from hard working and that money naturally comes as a consequence

i dont feel like waging to death so i can inherit a few dozen million usd in the future, so i gamble in crypto

>>22899711
based

>>22899711
Based.
I wake up everyday thinking that I should put an end to the circle of moneyness of my family and in my life.

@riodefiofficial has a lot of advantages for its users all over the world. Rio DeFi's Rio Chain, translates into 2 second block times, up to 3,000 transactions per second, and with no risk of 51% attacks. Safe for users.

My family had property in the Hamptons for hundreds of years but then my dipshit great uncle fucked the maid and immediately regretted it. Then my dumb bitch great grandmother adopted the spawn and the maid and they jewed my family out of the properties. They also kicked out my great grandmother, she deserved it for stupidly helping them.

Then my Father made almost 2 million and retired early. Then my crazy bitch mom demanded to open a restaurant or she would divorce him. Now all the money is gone and they still separated. I managed to unite us into at least subdividing a giant home but then crazy bitch mom had meltdowns and went back to cucking in her own apartment again. Today my parents have nothing and spend their social security on rent.

My dad was a millionaire. And I was rich as fuck as a five year old. Then he lost his restaurant. Then he got cancer and he killed himself after suffering for 3 years. I still remebr the vomit in a cup next to his bed. He couldn't even fldigrst his burger that I brought him the night before. That must have been the last straw. I'm sure he said goodbye and hugged me while I was sleeping. I was 16 now I'm 30 and all in link.

My parents immigrated from China and started all over again at the age of 35, literally from dish washing in restaurants. They could have lived comfy their whole lives and me too back home as they belonged to the establishment but for some reason I can't fathom my dad decided to redo everything again.

I got brought along here at the age of 7. My mom especially idolizes the U.S. and all that propaganda, her thinking has been stuck in the 80s while the world has moved on.

I have more liquid net worth then the two of them combined but all my life I have just seen the decline and fall of western civilization all around me. I just feel like I have been brought onto a sinking ship against my will and denied my birth rights.

>>22912808
cool story bro but have you heard the one about BELLA protocol?

>>22901167

In america 79% of the countries household wealth is owned by millionaires and billionaires. Whole the lower 50% of the country only owns 0.05% of the the wealth.

Whites are just about as poor as blacks, anon.

Buci!

>>22899711
Based.

>>22899711

Based and redpilled.

Because they are losers, just like me

The rise of DeFi sadly brought more short-term experimental projects than ones with fundamental long-term value. Developers with enough Solidity knowledge were quick to purchase Finance and food-themed domains only to convert them into copycats for a quick buck. Some of them, managed to even become one of the leading DeFi projects for a short time by copying protocols with a strong community like Uniswap.

Here is the $ZYX i got this really hard work and talented team already listed on uniswap for trading
https://uniswap.info/pair/0xb529d41afbc67a1b8e9bd78928dddaf6abf569e4
AND THE CHERRY ON PIE:

Before we launch farming using bridge and oracles, those who stake liquidity in the pool ETH - ZYX will be eligible to receive “Farming” rewards of 0,14% daily, depending on the amount of the LP tokens you will posess. More tokens - more rewards!

I miss my dad. I wish he didn't start a restuarant business with his retirement money. I just wanted him to spend more time with me than lose it all in a matter of 2 years. He died of a heart attack and now we're left with a huge mess.

both my parents came from degenerate alcoholics who came from the hell hole known as Mexico. my mom a couple of years ago started working and saving, but my dad has a terrible gambling problem and fucks other women. basically putting a lot of her work down the drain.

Not my parents but great grand uncle gambled away a huge estate, aristocratic tier, because he was a degen and all his siblings were sisters who just signed whatever he put forth. Now my family is just middle class with pompous last names, time for me to undo the wrongs with crypto

>>22899694
My parents are Generation X (50+) and grew-up in a Western country during the Cold War. The issue with this time period is that the parents of my parents lived in the most rapid economic expansion in human history, localised to a select few countries not devastated by the Second World War. The effect of this on my parents was that they saw their own parent (my grandparents) accumulate massive wealth with little skill or education/training and pay very low taxes. My parents were encouraged to pursue passion in post-secondary and did exactly that. My parents failed to achieve the same wealth as their parents because they never understood hardship and were born with silver spoons. This is a symptom of life through exclusively good economic times.

I am old enough to have experienced the ramifications of 2008 and now the current clown market. I feel confident that I have experienced some economic hardship and this will make me stronger and wiser than my parents ever were (and so more similar to my grandparents that experienced the Second World hardship at a young age).

>TL;DR Baby Boomers and Gen X grew-up with huge wealth and squandered it due to naivity and laze.

>>22900247
>>22902426
I know these feels

>>22913511
Your gift is too great for me

It guess

>>22899694
The boomer faggot was trying to be a rockstar until his 40's. Then he managed to luck into a good career and job but decided the smartest thing to do would be to spend all of his money on frivolous shit despite the fact that he worked in fucking wall street. Then the stupid boomer faggot decided to have a couple children in their mid 40's and then they act fucking shocked when that child turns out to be a retard.

Now they're nearly 70 years old and only have about half a million dollars to their name in net worth and want to retire but god fucking forbid the move out of this liberal shit hole city that has black outs and is literally burning down.

I'm still pissed that they didn't abort me.

My parents are the typical story, grew up poor but worked their way up through the govt to have a strong middle class life. But now they're old, around 75, and are too scared to invest, move, or do anything that might risk their wealth. Now they have a bunch of crap from their travels that they're emotionally attached and I will inherit it all...Sad.

>>22899711
The mindset of people who actually make it

>ctrl+F “restaurant”
>3
Yeah, sounds about right

>>22900436
I bet your dad hoped you would do something with your life instead of relying on inheritance. Fuck him though its not easy being autistic.

>>22899694
>hurrrr why did two random people that i inquire about not manage to become the 0.01%?
>thread gets hundreds of replies

>>22914125
It’s not easy raising an autist. It’s hell on earth, going through it now.

>>22899694
My white dad is schizophrenic.
My mom is Hispanic and female

Everything they ever made they burned except for the house we live in. The worst part is I think my dad may have been 180 IQ

>>22914234
And I forgot, if they hadn't put the house in my name, that would be gone too.

He had so much debt that the credit card companies would have made us homeless.

>>22902172
actually no, my grandpa immigrated and hacked the country he immigrated to then came back to hack his home country, if it wasnt for scummy work partners and taxes i probably wouldve been spoiled cunt by now

>>22914234
>The worst part is I think my dad may have been 180 IQ
imagine being this delusional

>>22902769
give me advice to start when i have no knowledge and skills with finances
only thing im good at with money is saving it
Help.

because they came from a socialist country and think wealth is evil and impossible for a normie

because they were villagers and moved to city.
i guess im the one who needs to build the wealth now

>>22914264
>He had so much debt that the credit card companies would have made us homeless.

>>22914234
>I think my dad may have been 180 IQ

yeah sounds like it

>>22914358
>give me advice to start when i have no knowledge and skills with finances
who said anything about finances? find a well paid job or do freelancing or whatever, work smarter not necessarily harder, do what you love doing and keep improving at it, but of course don't be a retard, you won't become the next great painter, singer or whatever bullshit is there

>>22901889
Good op. Do it for her

>>22899694
I don't know how much my parents have. They never bothered to teach me and my sister anything, and even avoided our questions if we tried to learn anything. Too busy wageslaving and being middle class normies to bother being parents and actually raising their kids. But I bet that whatever we have saved up is being burned up as my dad has been jobless for over a year

>>22899711
Based, pretty much how I'm starting to feel, since I'm pretty sure neither my sister nor cousins want kids, leaving me to carry on the family line

>>22913511
Your gift is too great for me.

>>22899694
Because they're sheep boomers who have fallen for pretty much every Jewish trick on society.

>>22914901
good point

>>22899711
This is incredibly based

>>22899711

>>22910055
my biggest problem is actually doing it. i have all the information i need but i have problems with motivation. prefrontal cortex is not right bc coomer at age 12 and was a drug dealer from 18-20 for a while so iv smoked a ton of weed, done alot of lsd. it gave me HPPD but that doesn't bother me much. i only jerk like once a week now and am trying hard to be religious so that helps. its just hard for motivation and doing the right thing over instant gratification.

>>22912284
This isn't Tweeter bro

Because they were lazy selfish white niggers spawned in the asshole of south london, and now after a dysfunctional upbringing of watching my siblings disappear due to mental illness and my abusive parents decay into pill-ridden boomer sacks of surface-level ‘wisdom’ spouting shitcunts, I am responsible for being the only white nigger from this bloodline to get a doctorate and fucking make it.

>>22899711
dangerously based

>>22899694
because they are retards. Not suprising, anyone who is so evil and stupid as to force a new being into creation is obviously a retard. At least as an antinatalist I don't have to think about generation wealth.

>>22899694

>implying

Feels good to be one of (((them)))

>>22913511
your gift is too great to me

>>22899694
Gentile Ego

Muh new truck! Muh wife!

>>22903203
This comic makes me really really sad

>>22903203
Nice guys finish last, unfortunately.

>>22899711
Hell yeah anon

>>22899694
They didn't, although they did get fucked by the housing crisis a bit
Still, I don't mooch off my parents and all of the money I have I made myself.

>>22913511
Immunity dog, nigger!

>>22902419
So he was a double loser, great.

>>22899711
We're all gonna make it bro

Dad was a normie partygoer who failed to graduate from Penn State in the 80s, Mom was a Community College goer raised by a single mom.. It's up to me I guess.

>>22906337
What about calling on the name of the Lord? You are literally rejecting romans and by doing so can lead people to hell.

>>22899711
This is going in the 2020 4chan Year Book.

Because my parents were immigrants themselves and were never really business savvy or in that sense and just wanted a comfy Blue Collar life.

Doesn't really matter anymore since its all up to me now.

>>22902745
It’s spelled leech

Wow this thread....
How did the great White Man come to this?

>>22922198
Comfort and decadence, most of our parents are weak minded and have lost all connection to traditional knowledge.

They didn’t

>>22913511
your gift is too great for me

>>22899711
good lad

Had too many kids and dad tries to live an upper middle class lifestyle despite having a lower middle class job. Spends too much money on retarded shit that we don't need like a jetskis, giant tvs, junky cars, random furniture crap he finds at stores that's "a good deal" that never get used, eating out everyday, but when all is said and done saying that he's broke and can't afford to fix the broken house we live in or giving his children medical care or school supplies

>>22902944
old money was new money at some point.

>>22903030
please tell me you are at least Jewish anon

>>22922522
How are people like this? Seriously

>>22903030
My blood would be boiling

25 years from now my son could be posting in a thread like this, saying "my dad wasted a lot of money on an MBA abroad and could never get a good job"

It's a good thing I'm not having children

>>22913049
China sucks too. I lived there (round eye). So what's the plan? I guess you might at least feel at home there. But they won't accept you.

>>22899694
Extremely fearful and get worked up over losing 100$. They could've built several generations of wealth with the amount of money they have/they had.

>>22899711
Unironically the only attitude to have today, faggots need to stop feeling sorry for themselves and just get shit done.

My father was unironically in the wealthiest 1% and drank it all.
My working class mother saved up more than him.

100k, more or less. Not that bad

>>22913728
My dad's family also squandered a fortune. My brother and I might get it back with link but I don't think he's really interested in a legacy of any kind. I am, but it's taken me too long to recognise my degenerate 90s programming for what it is.

My mom never had a job that paid more than $15/hour and my dad was unemployed from like 2005-2008 getting a master degree just in time for the economy to explode. But my dad's made $100k/year since 2009 as a painter so he's got a comfy pension now. Realistically my parents did really well given both of their families are dirt poor and my mom is seriously like 85 IQ. They're really good at managing money.

>>22899711
Fpbp and based

>>22914414
The United Kingdom?

>>22901045
>he was an elevator mechanic that worked himself up from lowly foreman to the director of the original company that hired him
well, that's not possible anymore. so don't be too hard on yourself. it's a different climate.

>>22922724
Yea but at least it would have been a lot easier find a waifu. White women are fucked up for the most part and most of the asian in north america are just as bad because they have been so white washed and conditioned to deny their own culture, most can't speak their native language and for all intents are purposes are whites with slanted eyes.

My stack is worth about 300k, I own a condo worth half a million, I plan to make it and then I can move and live wherever I want hopefully start a family with someone I can feel close to.

>>22899694
strict adherence to other people's rules
tolerating clutter in living spaces
clutching onto worthless objects, related to clutter
undue empathy for people who hate them
not understanding themselves
letting fear dictate prospects
overleveraging

>>22901167
It's not in the vocabulary of many other people either dawg.

>>22899711
>fpbp, checkd and based, green ID
the holy trinity

>>22899694
Mom was born and grew up in bumfuck nowhere socialistown. Her parents were potato farmers who grew up even shittier and more miserable way then she could ever imagine. Like sleeping next to farm animals on beds stuffed with hay. All of that was just 60 years ago. My dad probably made it but then again he never wanted to share anything with me or my mother. Not even a nigger or a muzzy just unlucky yuropoor reaping those bitter remnants of comunism.

>>22899694
nope but it will all be lost due to Big Reset happening soon

>>22908893
don't stare a gift horse in the mouth retard

Not sure why they didn't, but I sure will for my family.

They didn’t buy CORE or ORN

my parents were immigrants

My dad came from dirt poor background but managed to become a fairly successful white collar engineer.. my mom came from a pretty wealthy background but decided she never wanted to work so she married my dad and spends her days doing nothing. She's probably spent like 2 years of her life working total so I guess she won.

Unfortunately my dad's single income wasn't enough to really help his kids out that much. I always had a place to sleep even as an adult but that's about it. I expect to receive a few hundred k eventually as inheritance but not counting on it.

I learned my lesson and the woman I marry will be at least as driven/ motivated as me.

>>22922522
>complaining about actually growing up with furniture
lel

>>22899711
King mentality

>>22899711
OP continuously cucked by his parents, his family, himself and this based poster

>>22923609
I’m going to launch so many shitcoins with this LOL

>>22899694
They believed in the hardwork meme even for wageslave jobs.
They then were too afraid to try to change anything because "muh job security".

>>22903203

>tfw I work at Boeing

But I only make $17/hr so no pussy for me

>>22901927
good luck man

>>22917666
check em.

>>22913049
ungrateful prick

>>22903203
wow a good job and goood money thatll get girls panties soaking

>>22913049
ungrateful piece of shit.

>>22899711
FUCKING BASED

>>22912808
Geez sorry anon, I’m sure he said goodbye in his own way. You’ll make it.

Booze and drugs.

>>22899711
Beautiful

>>22924380
>wow a good job and goood money thatll get girls panties soaking
People unironically think that. It's the whole life gets better after 30 cope.

>>22924297
>>22924388
What's he ungrateful for?

>>22899711
FIBBY BIPPY

>>22906337
christkikes get the rope, you're fucking scum of society

>>22899711
Definitely GMI.

>>22899711
Infinitely based

>>22913511
Your gift is too great for me