/biz/ - Business & Finance

>>22717572
23
6k link
$100 cash
$5k credit card debt
$50k student loans

>>22717615
>50k student loans

>>22717572
18
$27 in cash

>>22717572
33
600k house from parents
150k in cryptos (no link mostly btc bought in 2016)
250k in boomer stocks
Job as lawyer with 110k per year
All in euro, easy job, bored as fuck, shitposting on 4chan most of my time at work.

>>22717572
29 200 dollars in bank
0 crypto
No gf

>>22717803
Based, kind of.

>>22717572

>26
>$10k LINK/BTC chadfolio
>120k in stonk index funds
>20k cash
>220k a year income

>>22717640
>be 17 graduate High school early
>mother "Get a job or go to college"
>sign up for college cause job would be worthless
>get econ degree
>senior year we do the math on college
>graduate college 21
>think it was the biggest mistake of my life financially
>1 year later start leveraging my 14k LINK stack
>lose 8k LINK trying to long
>realize this was actually the biggest financial mistake of my life
$50k is pennies really, but considering I won't ever have a job or show anyone my degree kind of a waste.

>>22717971
Hey you have the same size stack as me almost and I'm 35, you're doing fine. Enjoy life.

>>22717640
Thats not a lot of loans lmao. Hows trade school you fat retard?

33
500k in XLM
1 BTC
32 ETH
9" Dick

22
17k link
$25k in bank

Should I neet it up bros b4 the bull run starts?

>>22717971
I just graduated econ and got a job. Network . If you can’t get a full timer then try to get some accounting experience. I had an accounting internship in the spring now I work at a top firm making 26$ an hour entry level working remote.

>>22718207
>get a job
Disgusting, I'd rather kill myself than be employed by some nigger.
>network
It is not worth my time to talk to anyone as they have nothing of value to provide. My life goal is to be a father not be some wage slave cuck like you fucking shitfucker.

>>22718308
>Can't get a job
I have never even applied for a job. I have no resume, and I never will because fuck you.
This is no different than a roastie calling me an incel because I am a virgin. I am not involuntarily celibate I am voluntarily celibate as I have deliberately chosen not to rape anyone so far.

>>22718308
hahahahaha good luck with that dipshit

>>22717572
Bad

>>22717572
So before LINK your net worth is -$1700. That's shit.

After LINK you're worth about $18,500. That's better but still pretty shit.

>>22718308
Holy mother of based

>>22718374
>>22718207
Also if I got a job I wouldn't be able to collect unemployment and watch korean dramas all day I'd have to do work. The feds are giving out so much money this year it doesn't really make sense to work.

>>22718379
My portfolio has already passed $100k while I sit at my computer with no one else, why would I need another human being to network with when I can spawn money right here? Sucks to be a wagie innit, you're hardly even a human.

>>22717572
>credit card debt

>>22717572
Garbage bro

>>22718634
You can take out a credit line for $5k at 0% interest put it all into chainlink, paying only the minimum payments until the end and you will benefit greatly in this manner the debt is positive.

>student loans
>credit card debt
Kek, amerimutts ngmi

>>22718403
Jesus Christ, I’m too much of a pussy to quit my job but your faggot ass has ascended basedhood

>>22718403
>korean dramas
Dropped

24
10k Link
2MM FTM
400 UNI
100 [Redacted]

I have 0 savings, just taking a crypto loan if I need something.

>>22719073
>10 years older than me and less money
Sounds like you were dropped mister.

1yr OLD
20 yLINK

>>22717572
pay off your credit card debt you fucking retard the interest on that shit is like 25%

>>22717572
> Has CC debt.
> Has enough cash to pay off a loan he's paying +20% interest on.
> Decides to buy casino chips instead.

Sorry, you're beyond retard.

>>22717879
220k p/w with 10k in crypto, yikes

33
20k vehicle, fully paid
200k in various crypto
No debt
300 eur in cash

>>22717803
How new are you just curious.

28
~£4k vehicle, fully paid
£113k in crypto (98% link 2% linkpool)
£37k cash
No debt

31
10000 xcm
40000 prq
3 cars and a bike - around 8 grand
300 in cash and 200 bank
being east europoor suxxx

>>22718697
How do you get an unsecured credit line for $5k at 0% interest? Forgive me if this is retarded question.

>>22718173
kek

>>22718175
kek'd

>>22717615
>$50k student loans

>>22718440
based. Imagine waging other then to make seed money for crypto.
>27
>7k links
>$10k in cash
>$4k in credit card debt
>$55k salary

>>22721491
I asked wells fargo and they said sure champ

>>22718708

You all travelled much? Bang a lot of cuties? Play in a band or something? You should be having cool life experiences in your 20s not counting meme money.

>>22721834
>Play in a band or something?
Only high school teens think this is cool

>>22717572
>27
>steady job
>zero debt
>$5k as a downpayment in the apartment I rent
>91k NIMIQ that I mined

comfy

>22
>minimum wage job
>0 debt
>22.99PLN in wallet
>no credit card
>drive 1l shitbox

im gonna make it

>>22721939
>91k NIMIQ
Based! NIMIQ is a wise choice!

>>22721818
Can you explain it like I'm retarded and autistic?

Do you just walk in to your bank and say
>hey, I wanted to get a small loan, maybe a personal loan, could somebody help me with that?
>"of course, my name's Goldstein, I'd be happy to help you"
>"I see you only have $300 in your checking account. Tight on cash, eh?"
>Y-yeah
>"What kind of work do you do?"
>Oh, uhh, I'm actually unemployed right now. I graduated university recently, got a job doing software engineering, but lost it within two months.
>"Ah, that's rough. I feel bad for all the new graduates, coming in to a terrible economy."
>Y-yeah
>"So what do you need the loan for? Got bills to pay?"
>Y-yeah, bills to pay... totally not going to go all in on some highly volatile speculative meme investment

>>22717572
Pay your credit card debt with your cash you fucking dingo, I don't believe your cash sleeping in your bank account earns you 20+% (or whatever fee is your credit card).

Fuck man you're retarded

>>22717572
kill yourself leftist faggot

>>22717572

>Enough money to pay off your debt almost 4 times over
>Doesn't pay off debt

>>22722291
Nah it was an online application I filled out and then they mailed me a credit card with a $4600 limit I would never talk to a human that's frightening

>>22717572
Dont sell your link and youll retire at 35.

>>22722392

why do people keep memeing this link has been on a downtrend for a month

>>22717572
>$5,300 in cash
>$5,000 in credit card debt

>>22717572
awful

>>22717572
33
$700k houses and cash

>>22721647
i took my extra student loan money and bought link, jokes on you. Also never paying it back.

>>22722468
hello new fren :)

>>22722530

I had 100link but sold at 17 why buy more

>>22717572
21
No debt
No degree
6k link
$20k cash

>>22717971
>Leveraging
Sad. Many such cases.
You're still gonna be fine.

>22yo third worlder
>110 link
>2k credit card debt
>3k cash
>9k dollar full paid car

>>22718697
>at 0% interest
fake and gay
>>22721491
in my case i had a savings account in my bank that i used quite a bit and one day they called me to offer me a shiny golden visa credit card with $3k limit. I said no and they called back next week to offer me a 5k limit and free miles. Mine is like 30% yearly interest tho so i dont use it except for these nice (((miles))). Got a few free trips right about now for when covid finally dies.
Like I keep more cash than used credit and transfer before payment's up. No interest and lots of shiny points for my shiny golden card.

>>22722380
You'll be a father in no time.

19
12k (10k in eth 2k in shit coins)
No degree. No idea what to study.

>>22722343
Anon I...
He's smarter than you.
When you use the card they give you free money and if you pay it on time there are zero fees. You get that cash from the consooomer idiots.
>t. proud owner of hundreds of dollars worth of points

>>22717572
why are you counting your total debt as 2 separate things you autistic faggot ?

>>22717572
28
unemployed (not getting unemployment)
Father
Current checking 3500
Betting it all on crypto
600,000 hex2t
1500 about to be eth
4000 saved/earned in stocks (about to be using it for bills/rent)

I'm barely making it bros, gonna doordash soon. fuck

>>22720074
>>22719953
>>22718708
Learn to get money from (((banks))) you retards. He isn't being an idiot, he's raking cash.

>>22722955
Just in case this is not a LARP, get help.
Your degenerate gambling is putting your family at risk.

No matter what the shills and scammers on this board tell you, crypto is not an investment, it's gambling.

>>22717971
Proof that "economics degrees" are shit and "economics majors" dont know shit about investing.

>>22717572
Pay your debts, fewer debts more income for crypto gambling.

>>22723820
but I have thousands of chainlinks

>>22722757
Yes, but only if you pay it on time and in full.
By looking at the shape of OP's finances, that debt is probably racking up interest.

>>22722955
Ether will raise a lot after phase 0 is released on November.

>>22717784
Based

>>22717572
27
30k LINK
10k LEND
20 LP
$500 in cash

I'm a literal crypto magic money tokens millionaire but a poorfag in real life, not cashing out though

>>22717572
31
750k net worth gbp
350k in crypto, mainly LINK
200k in mining stocks
100k in bullion
50k equity in house
50k in call options on mining stocks

>>22722589
Buy your position back and still have money left thats why.

>>22722220
>>22721939
>NIMIQ
OH NO NO NOOOO

>>22717572
>$400k net worth (~$150k liquid)
>$40k (((student loan))) debt
>Paid for house
Wish I had your link stack. You’re doing well

27
$600k in crypto
$100k in high risk stocks
$200k paid off house equity ($100k left in mortgage)
$20k cash
$10k bullion
$60k Tesla paid off

Trade crypto full time
no gf

26
3k cryptos
8k bankaccount / 2k cash
40k job doing literally nothing
all in euros

looking for a good entry to put in another 4k into crypto soonish

20
30k usdc 30k dai
2000 honda civic with 200k miles
my portfolio im gonna buy after the crash:
eth, snx, dht, dot

>>22725132
Congrats fren. You’ve more or less made it or will very soon. Just don’t do anything retarded.

>>22725257
25
26 000 STAKE
10 BTC
320 ETH
security guard, lots of time for research

25
25k/year job
Part-time college student, no debt
15k auto loan debt
3k in crypto
0 credit card debt

19
$4k in crypto
$4k in fiat, mostly PLN
no debt no vehicle no degree

26
€43k in stocks
€30k in bankaccount

all I do is watching anime all day. I hope I make it one day with my stocks lol