/biz/ - Business & Finance

>>222757
Contrary to what people on this board would have you believe 150k combined a year put your family solidly in the upper class, sorry OP your just a rich faggot moron.

>fairly middle class
>150k combined income

everytime

>>222757
I come from a family that has literally zero money, i didn't go to school until i was 12 because we had no permanent residence, then i dropped out when i was 15 because i needed a job to pay rent. I never got a chance at higher education and now i'm stuck in a shitty isolated outback town with nothing going for it, that is literally dying, because i can't afford my to rent a place for myself alone.

But hey, at least i haven't got any debts.

>>222757
Aw poor baby. Sucks your parents aren't pieces of shit.

Protip: if u are rich, jump on that ipo this week.

>>222757
I dropped out of college twice because I couldn't pay for it.

Fuck you nigger.

>>222757
>i'm thankful for everything and realize i'm blessed, but what the fuck is wrong with me?

It's a normal reaction. I was relatively better financially then many (all really) of my friends, never brought it up - it's not their job to know. It's normal to be afraid that they'll get jealous or use you once they find out (and often times they do).

>my parents raised me and my siblings to live frugally, and i dont have a limitless credit card for myself or anything like that, i just have a debit card and work

Now this is something you should work on. I've found the best solution before purchasing anything is "will it hold my interest past 3 hours", usually everything that is a "no" is a bad investment.

>not because it puts us in any sort of financial position, but we still live in a middle class neighborhood, and it feels weird having the nicest stuff around

Once again, perfectly normal to fear your neighbors would be jealous or try to exploit you.

Overall you're problem is that you need a new social environment, be surrounded by people who are on your wealth level.

Also,
>combined income was around $150k
>fairly middle class

Top kek.

150k combined income is upper class? What the fuck how poor do you have to be to be middle class?

>>222858
Last study was done in 2006 so shit would be much worse atm, than those stats, but back then
>Combine Household Income
>Top 15% richest families
>100 000$ combined income
>Top 10%
>118 200$ combined income
>Top 5%
>166 200$ combined income
>Top 3%
>200 000$ combined income
>Top 1.5%
>250 000$ combined income

And everything after that is rich as fuck. Although everything Top 5% and above is rich.

Source: https://web.archive.org/web/20070104041530/http://pubdb3.census.gov/macro/032006/hhinc/new06_000.htm

>>222819
what country are you from?

>>222867
>tfw your family is apparently 1% yet you were nothing special at your high school
Damn I live in a really rich community I guess. My house looks like a slum compared to all my friends.

I come from a blue collar family. Between the four of us, our household income is $150k. Pretty sure we're not upper middle class.

Life is all about experience.

To have one experience several times is impossible since even if the object/ the experience stays the same, you will have changed in some way by the point you re-experience something.
But the experiences can be very similar perceived nevertheless. And when your life consists of re occuring experiences you won't change a lot besides aging.

So life is experience, and experience is synonymous with new in this context.

Constantly having re occuring (very similar in nature) experiences is stagnating and equal to death.

Maybe that's your problem.

>>222930

fuck off dirty blue collar nigger

>>222869
what

>>222837
>Overall you're problem is that you need a new social environment, be surrounded by people who are on your wealth level.
OMG, do I strongly disagree with that!

OP, your $150K combined income "middle class" neighborhood is full of pretentious status-conscious asses. You would probably be better off in a lower income neighborhood where more people worked for what they have an appreciate money for what it is.
Your "friends" who envy you are probably status seekers too.
Income does not equal wealth. Spending sure as hell doesn't equal wealth. Spending on a bunch of useless crap is foolish and is, as often as not, done to impress others.
>the way my parents have started spending our money bothers me
You mean "their" money. It is their money. They earned it. They don't have to leave you any.
>My parents raised me and my siblings to live frugally
>I have zero student loans
Maybe you education is all your parents plan to leave you. You better make the most of it. You better save and invest and prepare to make your own future.

I come from upper middle-class, my mum's a banker and dad's an environmentalist. My grandparents are doctor and pharmacist.
That doesn't matter though, since I was taught never to splurge and I still pay rent even though I live in an apartment they own. They only help out with food money while I finish my studies and get a better job. The only big thing they got me was a dog since he cost €1200. And a summer cottage.
So yeah, no big difference here except the fact that I know I won't starve. I still live like a student since I am one.

>>222930

It assumes a married couple, not four people.

>>222858
The middle class in the USA is anything within 50% of the median income. The median is $50000/year. So if you make between 25k-75k you are middle class.

The problem is you are not Dan Bilzerian

>>222757
fuck you, try being poor AND having no friends

fucking faggot

>>222987
>he cost €1200. And a summer cottage.
>And a summer cottage.
kek

>they only got me an expensive as fuck dog, and a fucking house. i'm so poor