/biz/ - Business & Finance

Do you really, actually, serriously, unironically, want to live in fucking Florida?

>>21793703
Why would you ask for financial advice without describing the state of your finances?

>>21793743
Sounds like fun lifestyle. Living on the beach with warm weather year round. Surrounded by beautiful women in bikinis.
>>21793748
70-80k a year. 0 debt.

>>21793748
Because this is the kind of retard that wants to live in Florida full time.

>>21793703
The market there must be liquid and appreciating. Just make sure to move when you have kids

>>21793772
>Sounds like fun lifestyle.
Try before you buy. That's all I can really say about it.

>>21793703
Why do people like Miami so much? Is it the pussy or the cocaine or something? I don't think I could live in that climate

>>21793703
Hey anon. I’ve spent some time in the area. Have you visited yet?

My tip, if you want to buy a condo on the Miami coastline, go a little further north of Miami Beach (like surfside, bal harbor, sunny isles, Hollywood beach).

I’m not even some some right wing nut job, but Miami Beach itself is literal degeneracy. It’s gross and overwhelming and dirty and kind of frightening at times. But if you go north like even just a couple miles it’s super chill and totally beautiful.

>>21793743
Hey the taxes there arent bad

>>21793842
>I have never lived in one state and worked in another; the post

yes, do it and no state income tax

>>21793772
Born and raised in FL, the idea you have of here is hilarious and expected. Not paying income tax is worth it but I give you 2 months before the combo of Miami traffic and the typical people you have to deal with will make you regret it. Also, enjoy your condo being underwater/uninhabitable in about 20 years, Miami is drained swamp land that is below sea level. You're fucking stupid go to the midwest, the bikini girls are with dudes who make what you make in a year in a week. Fuck, I hate you stupid ass yankee mfers.

>>21793834
>Have you visited yet?
No. I actually was planning to earlier this year but I moved for job so was busy with that then covid happened. I am going to. But I lived in New Jersey and love beach life, used to go to the beach every weekend in the summer when I lived there.

You think I can buy something decent for 300k range? Condo fees seem like a pain though. But I guess it is expected. I looked on zillow and seems somewhat cheap but then condo fees are 500 a month. Also I read that south Florida real estate is overpriced. So don't want to buy something for it to crash 20+% in a year.

>>21794016
>Miami will be underwater in 20 years
Doubt

>>21793703
Miami beach is the most overrated place in south florida which is an already overrated place. You will regret moving there within 3 months. The people are rude, the traffic is fucking atrocious, the infrastructure is shit, and the women are the worst kind of vapid whores, listening to them talk will make you wanna blow your brains out after about 30 seconds.

t. lived in Miami for 15 years

>>21793703
Delray or west Palm is way nicer and way cheaper.

Florida is the place to be if you want to deal drugs or something, you could probably make a killing. If you aren’t there for that, why the fuck did you move to Miami OP

>>21793816

Cheap real estate and beautiful geography

Florida is fuckin great if you stay away from the major cities. I love my state, I don't know why so many people hate it here.

If you're into cars/guns there's not really a better state to live in besides maybe Texas.

>>21794375
>geography
>flat coast

>>21794568

t. some appalachian hick or even worse a fly over cuck

for me, it's Del Rey beach Florida

>>21794016
Miami born and raised here.

Notice how this cuck said Florida born and raised and not Miami. This whole post is a cope about not living in the best part of Florida.

>>21794204
Where the best place you have lived then?

>>21794506
Okay this is fair. Got popped driving 104 in a 65 with weed and the Trooper just said “yeah man ima have to write you up, 40 over is too much. 85 youre good, 95 you’re pushing it but depends on the day I’m having. Here, I wrote it as 9 over.” Speeding is very normal down there.

Regardless, I’m trying to leave but I still wanna own property here for taxes. Florida has become unbearable during corona, with everything closed all you can do is outdoor shit and it’s been sweltering. I suppose a few months from now it’ll be nicer again. But the overall vibe is very self centered. If you come from somewhere community oriented you may not enjoy it so much

>>21794830
So you have a fetish for grannies?

>>21794773
fake islands and concrete bridges. You're right, that's beautiful geography.

top kek

>>21794016
top kek . based and redpilled

>>21794773
I mean those buildings and roadways are nice. But that whole neighborhood looks vulnerable to flooding

>>21793703
>70-80k a year. 0 debt.
not enough, unless you have already saved at least $1mil in cash

>>21793703
I heard Miami is insanely expensive but it seems like you can afford it.
Eh for all the flack florida gets it seems like a fun place to live at the very least, kind of like irl gta:vc.

>>21794091
Housing market will crash 12-18 months after stock market crash, it always has, and it always will. So why the fuck would you buy now at the peak?

>>21794773
>Water and roads
>Beautiful

Absolutely disgusting, there's areas in Ohio with more character.

>>21795089
The next housing crash will be a real one. The one under Bush was inorganic and we've recovered completely. This one will be organic because boomers will try to sell their houses and no millenial will be able to afford it. But boomers will be either downsizing or moving to Florida. Florida will actually have a housing boom in the years to come. Buying real estate in Florida is smart money.

>>21795194
This. Lots of boomers are already moving to Florida.

>>21795194
market is already ridiculously overpriced, I see plenty of listings cutting prices already

>>21794921

If you want to do Florida i would recommend somewhere in central or north FL. Its cheaper and way less degenerate. I spent some time in Charleston as well and thats a great city to live in as well. Wherever you go just dont fuck up and start voting Democrat

>>21794375
>Miami
>cheap

You must be fucking retarded. Any neighborhood thats worth half a shit in miami is insanely overpriced. If you want cheap housing in south florida you gotta go to homestead and there isnt shit there but fence hoppers and strung out heroin addicted rednecks.

>>21794873
Miami is awful unless you make millions, stop it with the cope

>>21795194
How are the boomer going to create a housing boom in Florida if millenials aren't buying their original homes. Some boomers probably have some liquidity where they can hold that unsold home and purchase a new one in Florida. But I think boomers are going to finally reap what they have sowed. The value of homes will be affected in Florida as well, but I don't think in the upwards direction.

>>21794873
t. Average 30k a year "millionaire" south floridian

>>21795578
You're underestimating the purchasing power and sheer number of boomers. Wealthy boomers can take a hit on their house and buy a new one. For instance my parents bought a house 25 years ago for 150k that is now worth 450k. I think the price will plummet to under 300k soon but they also have plenty of capital invested in the market. They could afford to move to Florida still if they wanted after the crash. And they're just middle class boomers. Theres so many millionaire boomers that can and will move to Florida to retire. It's not that millenials cant afford the houses they just cant buy them at their current evaluation.
>>21795433
Florida is a big state so they're still building houses so it's still a bit of a buyer's market. When boomers move in by the millions that will change quickly.