/biz/ - Business & Finance

Do you own your own home? Have no student loans or credit card debt? That's great. I've got a long way to go.

>>21755563
>Do you own your own home?
No, and I don't want one since I'm childfree.

>>21755809
>renting

>>21755241
Absolutely based and neet pilled

>>21755241
Your parents are going to die one day.

>>21755809
>I am financially free
>I pay 50% of my income to live in someone else’s house

>>21755241
the real redpill is moving in with gf and accumulating while she pays bills, just make excuses or something

>>21755833
>>21755887
>implying I pay rent
>implying I can't just buy an apartment when I'm ready to move out again

Why are Americans obsessed with home ownership?

>>21756033

Based. And refuse to COOM in her until she pays the bills. Without the COOM, their mood lowers and they begin to die.

>>21755860
I am forcing the gov to pick up their slack as we speak. #YangGang

>>21756087
>why are americans
>#yang gang

pick one faggot

Deep down you know u failed at life. A real job pays 4-5x what u earn neeting. Having a successful business earns you 40x. Please don't breed.

>>21756087
>lives in his parent’s basement
>has $12,000
>is a capitalist

>>21756317
By #YangGanging (gibs + wages) I have earned about $31,000 this year. If real jobs pay $150,000/year, only experienced doctors, code monkeys, and other professionals have real jobs. There are only 5 businesses that matter now. Everyone else is getting crushed this recession.

The best part about being a Yangie in the 21st century is that most other wagie men my age are in the same boat. They don't take benefits, have less disposable income due to rent, and worst of all, have less time for women & vidya. I've been able to save 20% of my lifetime earnings with this strategy, and I'm debt free. Now that I'm in my late 20s, it's getting a bit harder to get a gf while living with mommy, but pussy really isn't worth $1500/month in rent to get a studio.

>>21756321
I'm not in favour of the American version of capitalism.

>>21755241
I have about 35K, 15K in crypto, 10K in equities, 10K I keep in cash. Very cheap lifestyle, little outstanding debt, no mortgage or kids at 25.
I feel like a total slave. You do not deserve to feel comfortable. Even $1m in free cash is not enough to feel comfortable. Only around $10m after tax can you start to relax

>>21756635
troll

>>21756681
I’m completely serious. Relaxation is for pussies

>>21756720
Relaxation is the entire point of financial security you dumb Amerifat.

>>21756734
The moment you relax is the moment you have it all taken from you. I grew up poor. I’m not growing complacent until $10m net worth. People like me eat you for lunch

>>21756769
You're just a dumb American. Have fun dying from coof.

>>21756803
I’ll be 20x richer than you ever will because I do my research and work like it’s my last chance to earn income because I know how it feels to be poor. You’ll see what I mean, but people like you will blame everything around you instead of taking responsibility for their lives.
I’m glad I’m not you.

Guys I'm thinking about quitting my job and just flipping shitcoins on uniswap for a living. Thoughts?

>>21756874
Unironically a good idea

>>21756843
You're only worth $70,000 at 25. It's mathematically impossible for you to ever be rich. Even if you invested at the S&P at 3% per year, you wouldn't reach 1 million until after death. You're too dumb to be a STEMbro, so you'll never have a high enough income to "make" it. At most, you'll have half to one quarter million at 65 since you pay your own bills, which is less than the 1 million you would need to retire.

>>21756559
In your fifties you will look back at your way of life and you will feel great regret. This is the time to hustle. Yes working is hard, yes sitting home all day is easier.
I neeted two years in my twenties smoking weed and playing video games. I will never get back that wasted time.

>>21757011
I've never really been a proper NEET. I've always been working full time or a full time student.

>>21756874
How with the fees?

>>21755241
>The secret to financial success is making other people pay your bills,
Having your parents pay your bills is not financial success retard

>>21757068
It totally is. Rich people do this all the time.

>>21756959
I have $100K income as a fortune 100 data engineer. S&P historical gains are averaged at 8% a year, and the majority of my holdings are in moonshot crypto’s. Still that doesn’t allow for me to be comfortable and stop growing. Have fun coping with being poor AND lazy.

>>21757098
How the hell do you only have $70,000 in savings if your income is that high?

>>21755241
>completely financially secure
Until your parents die hahaha. Also youll be a virgin for life. Thank god darwin was right and your kind cant procreate

>>21755241
I have debt but more cash on hand so it's the same comfy feel.

>>21756921
Thanks, gonna do that. Made 10k this week while on vacation, and I realized how much I'm missing out opportunities while waging

>>21757162
he has 35k bro

>>21757162
Started working at 23

>>21757175
Not an incel/virgin lol.
>>21757191
Add all of his bullshit together.

>I have about 35K, 15K in crypto, 10K in equities, 10K I keep in cash.

>>21757056
never had issues with the fees, usually 5-10 bucks. What do you think I trade with lunch money?

>>21757203
Did you fall for the student debt meme? Know who paid for my college? Me, my folx, and the gov. Banksters be ballin'.

>>21757237
Oh that’s why you’re so lazy. You have rich parents. Lmao so your legacy is even more pathetic.

>>21757207
I also have 20K in a 401K but I didn’t count that

>>21756874
Very few people can live from this long term. Good luck doing this in a bear market.

>>21757270
>You have rich parents.
I wish dude. You know, the point of high income men like you isn't to FIRE. That's for weidros like me. You should be trying to get married and have 2 kids.

>>21757295
C O P E

I am now living rent free inside your head. Your 401K will be seized by the American National Congress after the end of apartheid.

>>21757313
Trust me buddy, I don’t give a fuck about your worthless life. Like I said, I’m glad I’m not you LMAO

>>21757348
Really? Cuz only one of our passports is worth anything.

>>21757313
>14 post by this ID

>>21757348
you're networth isn't that big compared to him though

>>21757415
The best part about my net worth is that guys like him pay for it in taxes.

>>21755241
>making other people pay your bills