/biz/ - Business & Finance

they are deluded or just mutts

in muttistan hyperinflation already hit and you can't buy a coffee for less than 10$

>>21401718
because inflation is a thing so you have to at least reinvest 2% of your interests every year to not end up poor as fuck in 40 years

>>21401718
it is a lot of money its just not enough for a 20 or 30 something to live off for the rest of their lives unless they reinvest it wisely

>>21401718
also your capital gain is still taxable so taxes + inflation means that if you make about 5% yearly, you will end up with 20k in your pockets (2% will go toward cancelling inflation and more or less 1% toward taxes, maybe more depending where you live).

>>21401718
>marry a monkey
>have monkey children
>get beat up by monkey
>die unloved

>>21401718
Because ZOG takes a lot to pay for the nogs and the parasite Israel.

>>21401718
They're depressed spergs who need billions of dollars just to feel anything resembling happiness.

>>21401909
>>21401823
All you have to do is throw half of it into btc on a large dip once or twice a year and year and sell after 40% if you want to be conservative.

>>21401718
Lovely couple. Happy for them.

>>21401718
1 million is more than enough if you're a pajeet villager, but I would assume most /biz/raelis live in western shit holes with boomer housing bubbles. You won't have much left over if you buy a house.

>>21401718
Because it's so easy with crypto, that you don't wanna stop. The game is fucking addicting and I love it.

>>21402167
This

>>21401718
The real answer is, this board is full of low iq, lazy, neckbeard neets who just want to sit at their computers for the rest of their lives and $1m isn't enough to fuel that lifestyle for decades.

>>21402170
that's why you are still poor as shit

>>21401718
So they can have an excuse to fail.

>>21402292
Is it though

Beautifil couple, they are going to have a beautiful family too. Cant wait!

>>21401762
>in muttistan hyperinflation already hit and you can't buy a coffee for less than 10$
This is a lie, all the banks and some hotels have free coffee in the lobby

>>21402304
I'm not, but keep projecting.

>>21401718
This time the holocaust will be for real, kike

$250k is enough if you know what you're doing

Yeah that estonian gir fked up real good

>>21402292
speak for yourself retard, just cleared a 50k bonus cheque yesterday

>>21402393
>>21402088
>moved on to his second white wife after cheating on his first with a model
JUST look at the kids. kek

>>21402292
Actually $1million is more than enough to fund that lifestyle for 20+ years in any western country. Assuming you’re comfy maxing and nothing else.

Real reality, most guys here don’t want that. They wanna splash, they wanna prove to everyone that they’ve made it. They want a nice car, they want a hot mode gf, they want a mansion. And for THAT lifestyle. 1 million is no where near enough.

If you’re comfy though, 1million if very cozy.

>>21402485
Disgusting niggers wasting good white genetics for their own greed

>>21402501
based and humble pilled. Hell, 20 million wouldn't be enough if you wanted that kind of lifestyle. The majority of fags here wouldn't know what the fuck to do with a million if it appeared in their account tomorrow

>>21402167
I’m thinking of leaving. Live like a king elsewhere instead of seeing all my gains drained by CuckMerican taxes.

>>21402501
and that's exactly why most of these retards won't make it

they have nigger mentality

>>21402542
>wasting good white genetics
Bruh these women are mentally ill, nothing of value was lost.

I just want enough so that I can have my parents retire somewhere nice bros, they deserve a comfy life more than I do

>>21401983
thats RGIII. hes whiter than most white guys. hes more likely to be the one getting beat up

>>21402542
Hey don't be racist. Its beautiful! you should celebrate 10,000 years of European heritage destroyed by impulsive degenerate (((race mixing))). The worst part about it. The women probably would not even want to date a black dude, they did it for the money and starlight. Which just highlights what kind of spineless whorish creatures women truly are.

>>21402657
But he can't make White children.

>>21402577
Holy fuck I would know exactly what I would do with it. I've fantasied that exact situation enough times.

2-3 cheapass multifamily homes in a gentrifying area, fix them up for yuppies & tech grads, refinance all of them as I rent them for 10x the mortgage.

Put 50-100k aside for my own business & projects

The rest goes into stocks & crypto with 60-70% in low risk and 30-40% in high risk plays. I might even spend a little to have someone manage it.

I'd keep working my day job until I had ~15-20 rental units & 500-750k in other investments.

Early retirement for me looks like 2500 acres in the mountains w/ a small farm and a giant warehouse for woodworking, animating/filming, and working on cars. I'd have my friends/family live on my property at a steal of a price and invest in any projects or business ideas they have.

>>21401983
you forgot
>divorce him and instantly become millionaire who never has to work again

>>21403380
The
>die unloved
still applies

>>21401718
>change your life for the better
our lives are so miserable that nothing short of a luxurious retirement in our 20's would make them worth living

>>21403656
Fuck that hit home. So true my dude. So true. Some how 1 million showing up in my bank account would make me more depressed because I would somehow squander it and never be fulfilled. Id probably need 50 million to get rid of the emptiness

>>21403587
bruh not sure if you've been outside lately, but there would be a literal army of simps ready to be her prince charming and raise her son even if she weren't a millionaire. it's how wh*te men are now

>>21401718
1 million was a lot of money 10 years ago. Being a millionaire in the 50's was like being a billionaire now where you had so much money it would almost be impossible to spend it all in a lifetime.

The average middle class worker makes 100k a year. It would take a theoritical 10-11 years for him to make a million dollars IF he didn't invest any of his money. This means the average middle class person in America is probably going to make 3-4 million dollars in their lifetime.

If you want to live a good middle class life style for the rest of your life without ever having to work again and without having to manage your cash in various assets, at least 10-20 million is needed to account for inflation as well.

My parents house in the suburbs of a city is already worth 1.3 million. If you wanted to live off of 100k a year, you'd need to make 10% gains every year. One fuck up, one covid market crash and you're fucked. Doomed to go back to wage slaving

>>21402485
JUST

>>21401762
I live in New York and can get coffee for under $2 at the bagel shop. If you want to go to some ghetto bodega you can probably still find coffee for a dollar

>>21403986
Exactly lol guys why do you think these women keep doing this shit? Because there are literal simp faggots outside willing to do anything to lick their asshole. For me personally, if youre not black and you like black guys youre just a fucking slut and even if that woman was to be the pretttiest i wouldnt touch her with a 10ft pole

>>21404202
Its pretty sad because making a million use to be a good milestone where you could finally say you're rich. These days you need to be a deca-millionaire to really boast the same.

>>21404151
>Average middle class worker makes 100k a year
>Doesn't invest

what a fucking brainlet you are

>>21404285
How much can you buy a 3 bedroom 1 kitchen 1 bathroom house for? What about rent?

>>21401718
1 million is definitely enough to change your life, but you still have to do something with it. 1 million is obviously not enough to retire off of if you're in your 20s or 30s. Its like saying "is a bmw good enough to go fast?" If you push the gas peddle down, ya you can, but if you never take it out of 1st gear obviously you aren't going to go very fast.

>>21404151
less than 10% of all americans make six figures per year. average middle class worker makes closer to 50k or 60k per year

>>21401718
He looks like a nice guy. Comes across as a well dressed professional looking negro and judging from the size of the diamond ring, looks after his soon to be wife. She has done well for herself and I hope they live a happy life.

>tfw live in the peace and quiet of the midwest with college educated white folks and a low cost of living
Just build a tornado shelter and you're fine :)

>>21404498
Thats the average level of income in any city across the world. If you live out in the country the actual median average income is 60k and the average house costs 500k. If the middle class wageslave in my area were to invest his earnings and save for 10 years they'd like have 2 mill by the end of the decade in my area.

Even if you are living in the boonies, 1 million is not enough money to truly relax. You'd have to carefully budget and manage your money to ensure you don't run out. It would be a part time job in of itself.

>>21402485
Not every marriage works out unfortunately. Cant begrudge the guy happiness with his new spouse over it though. Cute looking mocha coloured children if you ask me.

>>21404643
>>21404739
What motivates you to cuck post?

>>21404527
3 bedroom around me (non nig area and okay school district) will probably run you 400k minimum, which might sound relatively affordable for NYC but these coops have around $1000-$1500 monthly maintenance on top of that. I think it covers property taxes too though. There are also some coops that scam you with something called a limited equity housing agreement which limits how much money you can make when you sell the apartment. Not all of them have those rules it varies. 3 bedroom rental by me would be like 2400 minimum

>>21404873
For an actual house probably like $600k

>>21401718
It is, people here who say that are retarded. That doesn’t mean it’ll last the rest of your life, not even close. You need to use that money to make more for it to be sustainable.

>>21404813
Why do you feel hatred towards your fellow man and woman? Do you deny that some of the most attractive females are of mixed race/heritage, which can only stem from interracial breeding? I myself would not wish to live in a world where darker skinned natural tanned women with caucasian facial features did not exist.

imagne marry rgknee
expecting tens to hindred of millis
only for exploding knees
and couple hundred thou yearly
and her looking like that
and him looking like black
and you already btc
and he is known tonhave a 3" tbc

>>21404625
this, people who spout the 6 figure meme either live in a big city or have no world experience. I live in a highly populated part of south florida, one of the busier parts of the US, making 6 figures is considered "making it" here, like you're on the way to being rich already, that's how rare it is. the problem with wealth accumulation is it's exponential, when you start measuring yourself by that you can never have enough.

>>21402485
jfc

>>21401718
lol the inconspicuous racemixing poster is still posting on /biz/ like two years later?
you're a MANIAC!

>>21401718
The way to think about money is that
money = freedom, money =/= status =/= happiness

you want money to get freedom which may in the process grant status and happiness by second order effects.

The ability to say no to a job, because you can choose what you want to do and work on is invaluable. Past a certain threshold (depending on geographic area) 90% travel, dating, living by your terms open up

>>21402485
He stuck around? I'm baffled

>>21405032
What motivates you to cuck post?

>>21405152
this this this
if you're a zoomer read this and say it to yourself a thousand times over. get your freedom, find out what you really believe in and do it. escape zog

>>21401718
You can't even buy a modest size house in an all-white neighborhood with good schools for less than $1 million anymore.

>>21405281
in most parts of the country you can. Just not in New York City, Northern Virginia, DC or California

>>21405195
>>21404813
your anger probably.

>>21405032
>I myself would not wish to live in a world where darker skinned natural tanned women with caucasian facial features did not exist.
Then do us all a favor and kill yourself.

>>21405032
But what motivates you to cuck post?

>>21405310
bingo
and you only have to live in those shitholes to make a 6 figure salary, which is irrelevant if you have over a mil saved up
I'd still say 2-3 mil is the sweet spot for comfort. anything more than that and you're following consoomer and travel memes, or you have a genuine passion that does require more to invest. or you're trying to start a family, at which point there's no definite cutoff cause you are always liable to get cucked by the woman

>>21405310
You can't anywhere on the east or west coast. I'm not talking about just white towns, but specifically white towns in economically developed areas like suburbs, because that's the only place where you'll find good schools.

>crackers btfo
why are honkies such cucks?

>>21405421
You can absolutely find very nice houses on the east coast just under 1 million in all white neighborhoods.

>>21402485

>>21402501
>Actually $1million is more than enough to fund that lifestyle for 20+ years in any western country. Assuming you’re comfy maxing and nothing else.
True. All I want is to stop wagecucking. To maintain my current lifestyle of living in an apartment with a newish honda civic, and eat out once or twice a week, I'd only need 650k.
I would like to start a family and live in a detached home, and that would be a bit more expensive but I think a million could do it.

>>21405400
>2-3 million
Its not the sweet spot because you're still fucked if you make one bad move. 10 million is the sweet spot. You can easily live off it for the rest of your life. 1% gains a year gives you a middle class household income. You can afford to outright buy your property for more security.

Then on top of all that you have another 5 million back up just in case your house burns down, you get cancer, you decide you want to make a video game company ect ect.

>>21405620
20+
Consider the average life span of humans in the modern age is 70 years. Unless you are 50, i would not suggest trying to retire on 1 million just yet.

The Kids do not look human.

>>21401983
Women were a mistake
Niggerloving shartland was a mistake too

>>21401983
If seeing white girls getting blacked makes you seethe then I'll gladly make a couple of them burn the coal

it depends on what you do with it anon

1 million if you are planning to live on it for the rest of your life is nothing spectacular.

If you invest it wisely, 5% yield a year means $50k per year which is very livable almost everywhere, median to upper bracket on average income.
Now 5% is conservative and typically common to find and easy to do. Smart people may even manage to get 10%+ a year from it, making 100k a year on the passive. Now that's very livable.

For spenders 1 million is not much but for re-investing into yielded assets, it's enough to retire.

if you do not settle for mediocrity and wants to live the rest of your life frugal and spend like there is no tomorrow, 1 million won't do it.
10 million reinvested in the same manner, making 1 mil a year on 10% now that's what you would need. Even 5% would make it 500k a year, more than enough to fill most your needs.

>>21402485
>RGKnee

>>21405479
>just under 1 million
That doesn't really negate my point. Even if it's slightly under $1 million it's still in that price range that would require you to have a lot more net worth to afford.

>>21402712
fuck off

Was she murdered yet?

>>21404202
>>21404409
Unironically why is it always babies that /pol/ shows to to discourage mixing? why not show mixed adults?
I've never seen a baby that wasn't ugly.

we all know wh*Te '''men''' are done now, but do you lads think wh*Te women prefer niggers or dogs at this point? We need to know who will inherit the earth (and their pink pussies)

>>21401983
cope. white women prefer black dick.

>>21406592
THATS A MAN!!!!!!!!!!!

>>21406591
do you have that one off image saved on your hard drive just for moments like this?

>>21406591
Post your hand, nigger.

>>21401983
And yet white women choose them over you. Cope harder, nazi cuck

>>21407056
>White women choose them over you
Its not like she would have sought out that jungle mongaloid for a husband if he wasn't a professional athlete with 30 million in the bank. These whores are out to leech off of a mans fame and social status more than anything else. Doesn't matter what you look like when you have fame and or over 20 million. Bitches will throw themselves at you to get a piece of it. Remember females don't really love you at the end of the day. They are NPC's ready to jump onto the next gravy train if it benefits them

>>21402657
Isn't he kinda washed up now? He was the talk of the sports industry for two years and now isn't mentioned.
Tbf, in football, guys can have one bad game and people act like they're total hacks.