/biz/ - Business & Finance

>>21074353
dipshit should have dumped the wife

>>21074353
That's why I am saving up SUTER so I can go to Japan

>>21074353
They don't think it be like it is, but it do. The system has failed so many people. We're surrounded by drug addicts and cancer

Most poor Americans actually enjoy getting robbed by big business because it plays into their peasant slave complex. They think if they say "yes boss, more boss" often enough while they're beaten that they'll be promoted to being one of the slaves in charge of other slaves.

>has 20 years of life savings
>spent wisely
>no credit card debt
>retirement accounts
>still somehow loses everything in literally 5 months
that retarded kike larp apparently doesn't know what an OOP max is.

>>21074461
faggot

Do eurofags not realize that their socialized health care only works because they are freeloading cunts who neglect their military spending and don’t pay their NATO fees?

>>21074522
Object Oriented Programming maxxing?

>>21074353
>We did everything we were told.
>doesn’t say what type of cancer
Probably a shitty smoker or heavy drinker kek gotta stay healthy to make it. This couple obviously NGMI

>>21074580
out of pocket max

In some places you can’t even get a good insurance plan, you pay thousands a year in premiums but still have to pay bullshit like 50% copay AFTER deductible, shit is worthless

>>21074522
This is what I don't understand about OP's pic. OOP maxes are not in the $100k range... Mine is $10k and my insurance is average at best. Did they have absolutely shit insurance and a net worth of $50k?

Because the USA is not a country to save money and live comfy. You have Europe for that. The USA is a country to take risks, to invest, to make your own business, if you want a safe and comfy life fuck off to another place. Sitting on my is a stupid thing to do when you fucking know an illness can take it all away.

The cope in this thread is literally delusional.
>it's uh uhhh good system this is how we like it over here, they uh uhhh shouldn't a gotten cancer uhh socialism bad, right boss?

>>21074353
OH SAY CAN YOU SEEEE

>>21074687
sitton on money*

>>21074661
moops don’t cover out of network costs

>>21074661
>20 years of life savings
Honestly I doubt they saved more than 10k.
To a lot of people 1k is still a lot.

>>21074353
Imagine not divorcing and putting the debt into one name and then just telling the bill collectors to go fuck themselves

>>21074780
ya but you should have to pay $0, the amount they had to begin with is irrelevant. The fact you can lose equity in your house, or even lose it entirely, just beause you got sick is disgusting.

>>21074714
Kek ameritards

>>21074780
>average
Try median sweetie

>Pay taxes entire life
>Get sick
>You better pay up bucko! Pick up a second job!

Get fucked

>>21074780
I had a friend who said she was saving 150 dollars a month from work.

>>21074559
>whole europe is in nato
American education ladies and gents

>>21074353
>how much is your life worth?

>>21074580
kek

>>21074894
>150 dollars a month

>>21074894
shudder

>>21074762
then don't go out of network? It's really not hard at all to pick a plan and, you know, read the rules.
>>21074859
literally nigger logic
>>21074893
while i hate socialism, this is true that for the amount of taxes I'm paying, none of it actually goes to anything. the problem though is if we were to have socialized medicine, my taxes would go up even more. Far more than what i am paying now + my monthly premium.

>>21074522
My yearly deductible is $2k

>>21074941
Don’t act like it isn’t western euros in nato countries posting this shit

America will fall within 30 years. Or there will be a revolution.

Only 2 possibilities

>>21074353
i live in canada, my dad as cancer, and its cost him a whopping total of $0
i love Canada. its basically like the US but 1/10th of the niggers, free healthcare, nicer people.

Who the fuck actually pays medical bills

>>21075130
>my taxes would go up even more. Far more than what i am paying now + my monthly premium.
this is false

>>21075238
yall got indians instead

When it comes to healthcare, what's stopping someone from just using a fake identity? Then tell them check's in the mail and laugh on your way home

I mean, isn't this effectively what spics already do?

>>21075247
good goys that don't want to die of (((cancer)))

>>21075130
>the problem though is if we were to have socialized medicine, my taxes would go up even more. Far more than what i am paying now + my monthly premium.

this is untrue if it's administered properly. here's a meta-analysis of 22 studies concluding that it would be less costly for the american tax payer. that's no surprise though; the US pays more per capita for healthcare than any other industrialized nation by a wide margin, and it's because of the endless layers of bloodsucking middlemen that make up our for-profit system. paying more is literally the point

>>21074780
>>21074894
>>21075046
>>21075062
I'm not American, but this sort of thing is really common. Most people have absolutely no idea. Most of my peers live paycheck to paycheck. A couple of years ago I had a flatmate who earned 3-4x what I did but still had to borrow money from me to pay the rent. Honestly I think if you have savings at all you're doing better than probably 50% of people.

>>21075356
>>21075130
forgot the link: https://journals.plos.org/plosmedicine/article?id=10.1371/journal.pmed.1003013

>>21075295
i mean ive never had a problem with any indians, ever

>>21075361
>Honestly I think if you have savings at all you're doing better than probably 50% of people.
This is the ultimate redpill, most people don't save money at all and actually live in debt. When you have negative numbers all the time you don't feel any motivation to save money.

>>21074353
The only actual American citizens are its soldiers honestly. The benefits they get should be provided to everybody free of charge.

>>21075130
>then don't go out of network? It's really not hard at all to pick a plan and, you know, read the rules.
It's not always that easy. You can an ambulance, and one from an out of network company arrives. You will be billed out of network.
You're sitting in the hospital getting chemo from your in network doctor, then an out of network radiologist walks in the room, talks to you for 5 minutes, and bills you 3 grand.
Shit like that is common. It's an inhumane and pathetic system of healthcare, and the reason I'm gonna leave the USA asap

I spend $500 every pay check on imaginary internet Ponzi schemes
kek

Do eurocucks unironically think they live in a 1st world country? Are they really this fucking stupid?

>>21075130
>then don't go out of network?
easier said than done

>>21075523
call an ambulance*

>>21074353
Fake and gay, all insurance has out of pocket limits

>>21075130
>then don't go out of network? It's really not hard at all to pick a plan and, you know, read the rules.
Is it though?
>Require emergency medical attention
>Can't call 911, because they'll take you to the nearest hospital, not the one that's on the network
>Find someone to drive you 30min to a network hospital (still during a medical emergency btw)
>Receive care
>Get saddled with a $14k bill - their regular surgeon was sick, so they had to sub in another doctor who isn't on the network

You actually want to defend this insanity?

You shouldn't have to find a place that treats you cheaper in the first place. You shouldn't have to organize your own transport. You shouldn't get billed for stuff that was out of your control when you took all the risks to comply with the insane system.

How burgers put up with this shit is mindboggling.

THE LAND OF THE FREE

>a norwegian university told it's student to return from countries with poor infrastructure and health care, for example USA, during corona lockdown
>hundreds of Americans started chimping out, and spammed the Swedish embassy in the USA that they should fuck off

>>21075295
I bet you’d replace all your joggers and beaners with Indians in an instant

>>21075731
>norwegian university
>spammed the Swedish embassy

if this isn't a typo that's too fucking perfect

>>21075356
there is no way the gluttonous and overly bureaucratic lobbyists that dictate the whims of big pharma would not take advantage of priced in tax revenue. across the board, every single government program leads to HIGHER costs in the United States. How the hell are administrative costs going to go down when you will have more government employees? Right now most insurance companies are having pajeets handle tpa work. You are looking at more government employees which means higher salaries and pension. The report somehow believes that this will all be a simplified workload when all you are doing is giving the already massive government even more control over everything (and fwiw, in the states, government is slow to act on everything and entire departments are far behind schedule).
The study states in the beginning that it is based on the assumption that there will be "global budgets to control spending over time" and "the largest savings were predicted to come from simplified billing and lower drug costs". Translation: Shit, slow coverage and a lack of options at best.

>>21075606
>How burgers put up with this shit is mindboggling.
complete and total regulatory capture, shit’s fucked

>>21075825
Here's the reactions on fox news comment field

>>21075356
I think both can be right, its pretty clear that the cost to at the very least get it done politically is extremely high not to mention actual implementation, as even a democratic president that ran on it in his platform, with a democratic majority in the congress was only able to barely push through obamacare, which is almost like a worst of both worlds implementation of 'universal' health care. So ideally it would most likely cost less at the end of the day, but who politically has the resources to outlobby the medical industrial complex in america on a national scale? It would basically take big tech to do it, and they would almost assuredly want to do it for more nefarious reasons (data tracking) than benevolent ones.

You posted this on /v/ too. Who's payroll are you on shill kun?

>can’t fuck (legal) hookers
>can’t gamble
>can’t get free healthcare
>can’t not got shot
Imagine being American, holy shit

>>21074353
>it's ok to subsidize untermensch who get cancer
european disgenics didn't work too good for you iq either

>>21075606
emergency coverage isn't noncovered if you are out of network.
>>21075523
something like that radiologist suggestion is not common at all. the majority of people who are falling into traps are people who have no savings and need to hit their high deductible. America has a debt problem. Health care being expensive won't be magically solved by having the government pay for it. Do you really think the inept American government can do anything correctly?

>>21075963
okay but to be fair to the mutts, the comments section of mainstream news tends to have low iq retards regardless of the country.

>>21075863
>but it would obviously be more expensive! I can conclude that just by thinking about it!

eh, ok. I'm going to trust the volumes of data versus your intuition.

>>21076103
Whatever man. You'll see it when you get older or find yourself having to spend a week in the hospital. Enjoy it

>>21075863
>Bureaucrats are expensive
>Health insurance executives with gorillion dollar bonuses and salaries are not

>>21076154
I'm not sure most people normally would react to criticism with "yeehaw let's bomb those guys and hadn't it been for the great ol USA their country wouldn't even exist!" Except in the USA.

>>21076272
their one in the same. but one can throw me in jail for not paying them.

>>21074353
healthcae is expsensive because of government meddling. they limit supply, and then subsidize the small market they allow to exist. low supply + subsidies + government paying the majority of healthcare bills in the country, has caused hyperinflation in healthcare. the free market is the solution. Less government involvement, more free market. Seek healthcare overseas.

>>21075755
that would actually be pretty nice

>>21074353

This guy got called out afaik.

>>21076034
These are what makes me hate it here, I can pay a twitch whore 10k to say my name but cant pay a random streetwalker 50 bucks for a blowie

>>21074461
You are a massive fucking retard. The healthcare system in Japan is trash. Portion: the national healthcare doesn’t cover cancer/other terminal illnesses so you have to buy private insurance IN ADDITION to having your paycheck cucked so the grandma next door can call the ambulance because she feels lonely and actually just wants to go and talk with her “friends” at the hospital. Also fuck off. The last thing we need are more faggot English teachers.

>>21076331
Go read some of the comments section on local Canadian news sites, it's literally the same shit

>>21076521
what happened?

>>21074353
I had an Uber driver from Azerbaijan tell me that America is a great place to make money but a terrible place to spend it. Probably true.

>>21076597

Apparently the story is bullshit. I'll look it up, it could be the one I am thinking of.

>>21076571
To be fair Americans paychecks are also cucked between social security tax, state income tax, and federal income tax but at least Japanese actually get something out of it. Also Japanese have less of a tax burden than Americans. Americans get ass raped by taxes like every other western country except they get nothing out of it unless they're a nigger

>>21076617
>America is a great place to loot

Basically what he's saying and basically sums up US immigration system. It's a great place to pick the scraps in the ruins leftover by the previous generations.

>>21075963
that last one didnt age very well

>>21076597

The guy happens to be banned lol, so I am not sure what's with him.

>>21075606
All emergency rooms are covered by most insurance. Out of pocket max would apply to any ER visit.
The retarded zoomer socialists itt commenting on shit they don't even know about is pathetic.

>>21076384
>the free market will fix it
>seek healthcare overseas

just call an ambulance to bring you to europe bro

>>21076733
ah an upvote farmer.

>>21076633
>Japanese have less of a tax burden than Americans
Completely wrong. Middle class pays around 35% in Japan. In the US its more like 15% if you optimize your tax situation.

>>21074796
Imagine having to get a divorce and declare bankruptcy just because you got sick. Now imagine being a faggot on 4chan offering this as 'good advice'. What utter degenerates you Americunts are

>>21074353
>inb4 glow nig
Until people go postal on the regular, this will continue to happen. The fact that men have been fucked over this hard by the system shows you that men have been emasculated to point where when one man stands up for himself he is called a “dangerous person”.

The reality is nothing will change by asking nicely.

>>21074714
lol trust me buddy I smell delusion over here too just a different stench

>>21074353
>did everything we were told
Cattle wondering why it is being farmed

>>21076819
Literally bullshit when you consider not only the immediate deduction to your paycheck but also consider that practically every single other transaction in the United States is a taxable event. tax on retail, tax on meals, property tax, a tax on inheritance of property, capital gains tax, a tax applied to your energy bill, a few hundred bucks to register your vehicle every single year, arbitrary government fees everywhere. Practically every single fucking time money changes hands in the US the government takes money from you and what do we get? Shitty public transportation full of violent schizo niggers, shitty AMTRAK lines that derail on a regular basis, potholes in the roads. I wonder how much Americans spend getting new alignments on their vehicles being forced to drive for fucking 2 hours a day and smashing into potholes? Japan pays 35 percent and thats it. We pay 15 percent* and then we suffer from the fact that all the taxes we pay end up disappearing into the void.

>>21074353
>paying medical bills
Haha

>>21075238
As a reformed canadian now living in the us this is bullshit. Canada fucking sucked balls, yeah the US isn't perfect by any means but what country is? I couldn't imagine willingly living there again

>>21075046
That's about what I can manage if I restrict my diet to beans and rice only, refrain from running the air conditioner, don't eat out, and don't buy any books or videogames. On the other hand if I slack off at work and trade shitcoins I can make a month's pay in a week. Wagecuck life is a sad joke.

>>21075523
The us heath system is shit I agree but socialism isn't the answer to the corrupt cesspool our healthcare industry has become

>>21075247
Well won't you just have all your shit seized of you dont?

>>21074353
>paying medical bills
ISHYGDDT

>>21077240
This

>>21077062
>tax on retail, tax on meals, property tax, a tax on inheritance of property, capital gains tax, a tax applied to your energy bill, a few hundred bucks to register your vehicle every single year, arbitrary government fees everywhe

And you think nipland doesn’t have this?
Lmao fuck off you’re obviously a starry eyed weeb that has never lived in japan so you have no fucking idea what you are talking about.

Retail
>10%
Meals
>8%
Property tax:
>2%
Capital gains tax:
>depends on investment type, crypto for example is UP TO 55%
energy bill
>desu I don’t know my electric bill is expensive as fuck though.
Vehicle registration
>shaken mandatory every 2 years which is 1.5k-3k usd depending on vehicle size

>>21074353
Yes

>>21077159
Read>>21076922

>>21077206
how can they seize the gold I lost in a boating accident? and all that crypto that went to 0

>>21077240
lol just file bankrupcy bro
lmao just let your wife die of cancer bro

>>21074353
I love when normies suffer. What a good goy.

>>21074559
Imagine not being an international bully hawking freedom wars to get cheap oil and taking care of your people instead

>>21076758
>just call an ambulance to bring you to europe bro
medical tourism is an example of affordable free market based healthcare.

>>21077447
It’s not even about oil.how fucking dumb are you?

The concept of a first-world country is derived from the Cold War and whose side you were on, so yes by the literal definition of "First World" America is one.

That said, It's still a shithole if you care about anything other than wealth accumulation (which it's really, really good at). American culture is an embarassment.

>>21074461
Japanese don't like outaiders

>>21077447
We have a lot of niggers, single mothers, and other parasites in the usa. They should be eliminated before any thought of universal health care is considered.

>>21077535
Yes. 1st, 2nd, and 3rd world are about alliances not the country’s standard of living.

Americunts can't even drink till they're 21 lol. When does the government permit you to grow your first pube? 37?

>>21077570
Try to be more realistic retard.

>>21077632
Nigger loving bitch. Go fuck another nigger you cunt.

>>21077609
In a muttland if you're 30 and dating 20 years old that's "pedo" for a lot of retards.

>>21077704
You’ve never organized anything in your life, but keep coping with your 85IQ and thoughts of an ethnostate

>>21075963
The USA callout isn't even about healthcare, it's about mass transit access to the airport. Which, yes, is also terrible here.

>>21077744
americans think that legal age of 18 is normal, even though it gives a woman a window of just 7 years before shes already past her prime. absolutely retarded.

I unironically would rather kill myself than live in the US

>>21077704
Have sex weirdo faggot kek

>>21074780
>average
what a pointless fucking statistic inflated by the 0.1% who have billions in savings
how about a median?

>>21074780
jesus christ what the fuck

>>21075361
>A couple of years ago I had a flatmate who earned 3-4x what I did but still had to borrow money from me to pay the rent
wtf was he spending it on

>>21078786
but this includes niggers and spics as being human.

Remember how great the USA used to be?

>>21078786
You are right, I've heard before most Americans live paycheck by paycheck, but I was on my phone and that was the first article I found.

>>21076034
>Have to use VPN to buy shitcoins

>>21076562
You can pay a sugar baby money for "time" that includes instead sex but not directly sex in America

>>21074559
Exactly. The whole conversation is so childish it's baffling. Europe literally lives so well because they suckle at our teet. Clown world

Americans are dumb, but eventually they will come around to the establishment of a universal minimum income insurance corporation which will wrest control from the health insurers once and for all

>>21074559
more complicated than that you dunce
https://www.healthsystemtracker.org/chart-collection/health-spending-u-s-compare-countries/#item-relative-size-wealth-u-s-spends-disproportionate-amount-health

>>21075606
you are misinformed, emergencies are covered regardless of in or out of network

true, an insurer could contest whether something was an emergency, that is another matter but we're talking about a hypothetical situation

>>21078786
Not sure you understand the difference between mean and median.

>>21074353
He is lying about having health insurance. More likely, the whole story is made up. Even the shittiest insurance you could find won't saddle you with more than like $25k in debt for cancer treatment, and that means you got chemo, surgery, various other treatments and rehab. And even if you don't have insurance, this is precisely the type of scenario that chapter 7 bankruptcy is for.
Also, the average Canadian has about $7000 of their taxes go towards their free health insurance each year, which is lower than average in the US, but Canada doesn't have a medical industry. Your hospital bills are more expensive in part because you are also funding r&d for new medicines. Canadians don't do this, instead they leech off of the US. Also a portion of your hospital bill goes to settling malpractice cases, because malpractice is abundant in the US. This is because America allows any retard to go to a few years of school and become a doctor. Canadian doctors don't make mistakes like this because they are better educated, and also much whiter.
So yes, the medical industry in America is deeply flawed, but having to pay slightly more for insurance than a Canadian is practically a non-issue.

>>21076721
a lot of people do get money in rich country's so they can get back to their own after
I live in a third world country and I know a lot of people who did this, a friend of mine was a factory worker in Japan for about five years and came back and bought himself and his mother a house

>>21079579
He believes this
Unironically

>>21080052
i suspect they had an HMO plan and went to a hospital/specialist outside of the network.

>>21077609
anon what are you 12?

This is not even remotely true.

The only way they went through their savings with insurance is because they had fuckall in their savings .

>>21078717
I would love to watch

>>21081086
Well, it's true.

An overwhelming majority of medical research happens in America.

>>21081086
A large majority of Yuros afford to live so well under socialist programs because the US foots the bill for military defense and has since the end of the Second World War. When you have the most powerful military in the world that spends more than the next dozen countries combined on defense, you get the luxury of nice public transport, free healthcare and a smug, yet misplaced, sense of superiority.

That being said, I do agree that the US healthcare system is broken and has been for the last century.

>>21074559
No, it did work because a.) we don't pay 1000% premium on certain medications (that is the biggest problem you cunts have) and b.) we didn't had to pay for shitskins in the millions. Now everything also goes to shit here. Thanks for exporting your mental retardation and "culture".

>>21074893
|
|>
|
|3

>>21081200
Are you trying to get me to self incriminate?

>>21081363

sounds like we are getting ripped off to me. euros should be laughing their asses off at us

>>21081491
"self incriminate" lol kid this isn't a court of law by even replying to that you're implying they're correct...

>>21074780

$1.5k in checking. Savings accounts are for retards. $20k credit limit if cash is needed asap.
$155k in crypto from $25k initial (STA, buidl, SWAP)
$20k in 401k

Been working only 2 years, only $20/hr. How am I doing.

I mean I pay 990 euros for pension and health insurance and unemployment just so some Arabs can live here for free doing nothing all day. Idk what's better

>>21074353
All stories on Reddit are made up by NEETs farming karma.

>>21074894
>>21075046
I barely make 50k a year before taxes, and I live cheaply and invest 30% of my take home pay, and that doesn't include my 401K. And I'm still able to take 2 nice vacations a year. How the fuck are people this incompetent with money?

>>21082264
larp

>>21074353
>didn't declare bankruptcy
literally what it's for

>>21077570
They already get free healthcare. It's fucking retarded.

>>21074661
unironically yes, he could easily have had that little in savings.

it's also possible they went to a specialist out of network (i.e. experimental therapy or looking for "the best" doctors)

either that or his wife had really shit luck, but that's also what bankruptcy is for. you don't have to dip into retirement or remortgage a homesteaded house to declare bankruptcy.

>>21081672
They are but for the wrong reasons.

>>21075863
>and fwiw, in the states, government is slow to act on everything and entire departments are far behind schedule
Its like that anywhere
Government jobs attract a certain kind of subhumans

>>21082264
You're lying is what you're doing. Mathematically impossible to have saved/invested that much in 2 years on a budget of $58,240 (after taxes but before any other expenses). Shitty LARP.

>>21077535
>India is a first world country

>>21074353
>1 post by this ID

shill faggot

>>21074353
>"did everything we were told"
well you shouldve been told to hold your assets in LLC and declare personal bankruptcy

>>21074353
Tfw get all the capitalism of USA, all the tax freedom in shitistania, and if the wife gets sick, “well old teller, we’ll see each other on the other side.”

Protip: tell her she can do the same thing to me “cuz I don’t want to be trouble for anyone” but eat healthy af, fast 3days /mth, take quality multivitamins, mineral water, green tea while feeding her lots of candy and chips so I can make it to japan as papa katsu

>>21074353
Should had gotten his treatment in Mexico instead of falling for the mutt healthcare jew

>>21078956
wonder what's the median for whites excluding jews

>>21074353
his wife has cancer and he's bitching about having to do everything he can to save her life

>>21075569
I pay €130 per month and for that I'm insured. I go to the dentist 4 times a year.
All appointments to doctors, physiotherapists, dentist etc is all insured.

It is mandatory to pay for your health care here. Only niggers and immigrants don't contribute and get help anyways. But hey, that's the clownworld we live in.

I'm happy as fuck to live here and don't have to worry ever about getting help when I need it.

>>21074353
Sounds like a very believable story that isn't making anything up or leaving out important details, just like most highly upvoted stories on reddit.

>>21074353
Wow that's unfair clearly the solution is high taxes and making it "free"

>>21082447
I have the student loan kikery, like many do. But I also spend way too much on food. I think me stopping being a fat ass will generate another $300 a month just off that alone.

>>21074559
Europe would be kicking out rapefugees if the US globohomo soldiers werent there occupying their land

>>21078919
Imagine if you spent money every time you felt like it
Go out to eat at nice restaurants instead of cooking
Movies every weekend
Nice vacations every year
Addiction to some money sucking video game
Buying groceries you never eat just because it looked good at the time
Always buying the premium brands

There's so many ways to blow through your paycheck if you're an NPC who responds to stimuli rather than planning ahead

Lmao hoe should’ve just dry fasted

>>21074353
I want you to tell your supervisors the more I see the same content over and over again the lower your credibility is in my eyes and i know for sure youre not an authentic creator of discourse content, goodbye and enjoy hell

>>21074559
Imagine not living in South America during retirement

>>21080052
A lot of shitskins and niggers cheat their way into Medicare.

>>21074456
This. Sick people are a huge net loss.

What are you faggots being led to believe? That everyone being heavily taxed is awesome so we can keep everyone alive and debt free? How about this faggots wife got cancer and I don’t have to pay an extra dime because of it. Pay for your own DNA.

>>21076571
>The last thing we need are more faggot English teachers.
based
cannot stand english teachers vloggers, and the russian thots everywhere

t. self-hating foreigner from sumida

>>21074353
>Did what we were told to do
ngmi

I’m a conservative on most issues, but I’ll be fucking damned if I don’t think we have should have universal healthcare.

Greatest country in the world my fucking balls. This is fucking disgraceful.

Imagine not having both US and EU citizenship

>>21085027
You dont actually believe that, do you?

>>21085048
Pretty much. I used to have a fairly high paying job and I saved nothing, drugs and food and movies and trips, I blew it all every 2 weeks. Now I make 1/3rd of what I did before and have saved a ton, crypto holdings, thinking about jumping into stocks, paid off my kids delivery bill in no time, now I'm working on my credit score (finally). I think it's a youth thing and some people just never grow up. I still get to take trips, eat out, drop acid, but I just spread it out and treat it as a temporary luxury when I do.

>>21077317
>just let your wife die of cancer bro
literally yes. Doubt she was ever useful enough to bear him any children since he posts on r*ddit.
Worthless fag doesn't know how the system works because he's a good goy who went to le college and "did everything right"

>>21074353
White Americans are the biggest bootlicks on the planet so yes they are that dumb. As long as they get someone to be racist at they don’t care how much you fuck them

>>21074456
this is why usa is a dead end. you are a pack of nihilistic degenerates. youll all burn in hell.

>>21078956
>>21083999
rent free

>>21074456
Tru

>>21074559
Damn bro sucks that euros can't spend all their countries wealth on military ships to protect israel (and for them to blow up)

People can't accept the reality that the US can't have universal health care, because of niggers.

>>21079982
Jesus christ you are a moron

Honestly if I got cancer i'd just eat a bunch of cannabis and let it run its course. I'd rather die than to be "treated" by poison from shitty doctors using technology from the 70's and thot nurses who are probably more likely to kill you by their incompetence.

>>21075236
in your dreams commie stormfag

>>21074353
>Reddit

>>21075521
get fucked

>>21080052
Maximum out of pocket per year on a lot of plans is 12k to 20k. So if you're battle cancer for years. Many people do. Expect to pay that plus your premium every month which for some families is over $1,000 a month.

>>21087809
They already have their gibs. The truth is our military budget needs to be halved.

>>21074796
you will die a virgin

>>21074522
Thank you. This is clearly some larping nonsense

>>21075275
Guess that settles it then

>>21074353
>20 years of life savings
considering how dumb amerifats are that's $100k at most
also her cancer is gonna come back in a few years and kill her anyway lmao

>>21074461
White pig go home

>people fucked up by circumstances outside their control (cancer, injury) and have to go into extreme debt/bankruptcy
Personal responsibility goy! Wouldn't want to be a commie, would you?
>corporations fucked up by circumstances beyond their control (market crash, covid) and have to go into extreme debt/bankruptcy
Oy vey you better bail us out using taxpayer money or else we'll crash the economy with no survivors. This isn't a terroristic threat btw :^)

>>21087594
based

>>21075356
If only it was done properly we would magically save boatloads of money. This is such handwaving nonsense where everyone tells you it's cheaper but no one can actually explain how it works. Also completely ignores quality of care and places affordability as paramount. Turns out you generally get what you pay for when it comes to healthcare

>>21077206
How are they gonna seize my unknown amount of Monero bought on ?????? from [REDACTED] kept in +*"(&@#?

>>21074353
Good point. I think i’m just going to seek refuge in europe instead kek

>>21076034
>can't sue after getting your foreskin removed without your consent
Hahahahahahahahahahahaha

>>21075238
Canada sucks fag.

>>21075523
>>21077159
>>21074353
>>21074461
>paying medical bills

>>21086420
you and your wife are related?

>>21074559
rather spent money for 1 to 1000 chance that i get cancer than 1 to 1000000 chance russia nuclear strikes us and amerifats gonna help

>>21074559
You spend proportionally more on healthcare than us retard.
Also thanks for unleashing legions of rapefugees on us dipshit, Bush and Obama should hang.

>>21088526
The foreskin cells and collagen are used by kikes to make anti wrinkle treatments... OH CAN YOU SEE

>>21074559
Australia wastes plenty of money on isra- their military and they have public healthcare

>>21088663
1 in 1000
thats a hearty kek from me.

>>21076034
tbf I do like their first and second amendments

>>21082447
Same question i ask myself.
I love when people around me with the same salary say they're totally unable to save. C'mon, i can put 400 bucks a least and 800 at most on the side with a 45k salary and a 1000 rent i pay alone.

Then I got deeper into conversation with those kind of retard and it's easy to find : they spend a lot in what I call "lazy facilities" : Uber for every slightly long transport or party, food delivery very regularly, clothes they never wear, etc etc

What bugs me the most is that generaly thosr assholes have a free mind because mom and dad are here to back them up.

>>21074522

Exclusions and 'experimental' treatments are terms insurance companies have used to get out of covering certain things

>>21088780
Oh no no no your foreskin going straight into a roastie's face HAHAHAHAHAHAHAHA

Good, one more American waking up to the corrupt health care system in this country. Shame it took their life savings to figure it out.

>>21074353
>we did everything we were told
You deserved it then. Dumb fuck

>>21089986
The corrupt part is the government and fed

>>21074941
>euro countries not in nato
>countries that matter
Pick one

>>21074353
Minimum wage in America is $10/hour compared to where I live, only it's $3/day not even hour. Then the USD is also the strongest currency compared to mine. That's why America is first world.

>>21074353
He's still lucky if his wife survived. I cannot imagine in third world countries, you literally can't go to hospital because there's no hospital.

>>21088595

ahh jeeez dood. i wish i cahd, but i'm on hahd times

usa is a country of cucks. im glad china is going to nuke them soon

>>21074353
>went to college
>put money in meme savings account
ishygddt

>>21090344

>in third world countries, you literally can't go to hospital because there's no hospital.

damn the Amerislave brainwashing goes deep

>>21087908
You also forgot to mention that when you’re flat broke after paying your 20k deductible and can’t afford your insurance payment, they kick you off and you end up in 7 figures of debt

>Americans will defend this

>>21074559
>>21079579
>>21081363

This is such an American cope. You spend your whole life looking at paperwork and bills that tell you that it costs $10,000 or whatever to fix a broken arm and that the hospital should be charging you $100 for a 5 cent pill, and actually believe that shit. Never consider for a second that you're actually just being ripped off.
Then you have to come up with some cope theory for how universal healthcare must be some 'trick' that can only work because of something else

>>21075238
All round nicer place completely.

>>21074353
At least he got reddit gold

>>21074470
>They don't think it be like it is, but it do.
why are you talking like a teenage girl? fuck off faggot

>>21075963
I lost IQ points from reading this

>>21081363
mate you actually believe anyone wants your army? europeans aren't even on the same side anymore with the US. U just stop us on being friends with the russians. fuck off with your egocentric view.

>>21074559

>>21086573
why do you think america has a lot of military bases in europe in the first place? to protect them?
actually delusional

>>21074353
how did it take their savings and retirement? your primary residence and your 401k ought to both be protected in bankruptcy

>>21074780
300k NW and I keep $2800 in my savings account. checking has some money in it but I keep most of my money deployed. why would I have it in a fucking savings account? who the fuck even uses those aside from people who are bad with money?

>>21075208
> be finish
> live in a welfare paradise
> never joining nato
> life is good

>>21077271
>>21076819
>>21076571
The US literally pays around 35% its fucking moronic you actually believe this shit the politicians shove down your throat from both sides

>>21079579
>>21074559
every fucking time. EVERYTIME. Why the fuck ar eyou faggots here? gb2/reddit faggots

>>21074780
I don't have that much in my bank account either. Why would I leave money in the bank to rot when it can be invested instead?

>>21082447
>>21089132
keep larping

>>21091093
Newfag detected.

LMAO just don't get sick! It isn't even that hard!

>>21086420
What is worth more? LEtss say there are 6-7 types of people like in your image taking health care. Now there are 3 people like YOU who are taking health insurance that couldnt avoid a problem due to some shit that may have happened in there life. You are willing to tell those three people to go fuck themselves because those 7 other people ar epieces of shit? Those 3 people are worth more then those 7 people and you want them poor and dead? Tired of this selfish thinking. You know niggers and spics taking advantage of the US but you want to take the advantage away from whites cause that is what they are doing.

>>21074559
Imagine being so fooled by a government that you prefer to give them money to start un just wars, create terrorism, spread hate and push drugs, when you coukd have used that money to keep your family healthy.... Poor Merica

>>21074780

8,8k dollars in liquid savings is way too fucking much. Put that shit in the stock market right now.

>>21091424
Because you're shit with money doesn't need everybody's larping lmao

>>21074893
I dont even consider 20% as tax. Maybe after 40% of income. You can go even as high as 55% if you manage to make 10k/month.

>>21092026
keep larping buddy