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/biz/ - Business & Finance

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20180391 No.20180391 [Reply] [Original]

Whats the best way to invest 100k? Ira, 401k, brokerage account, mutual fund, etf, bitcoin, crypto, real estate? What a fuck fest.. im lost and confused

>> No.20180413

akro

>> No.20180842

>>20180391
>Ira
Roth IRA is GOAT but you are capped at $6k per year. Still worth it to contribute every year. So you've got $94k left.
>401k
You can only invest in this through your employer. If you've got a lot of money saved, then definitely try to max out the full $19k.
>brokerage account
Yeah, if you wanted to pick a handful of stocks you could. Most people suck at picking. FAANG, TSLA, SQ are the tech blue chips at this point that you can't really get exposure to using index funds.
>mutual fund
Boomer tier retardation.
>etf
The best option for 99% of people. Especially if you want to hold long-term. Keep in mind, we may have a lost decade over the next 10 years, in terms of stock market outlook.
>bitcoin
I think you should hold at least 1, possibly more, given you have a lot of cash to play around with. It'll take a few years, but I see it getting to 100k if you're patient over the short-term (2-3 years).
>crypto
Other potential options are ETH, LINK, and other top 20 coins. XRP, LTC, BCH, and BSV are ones to avoid though.
>real estate
Yeah, if you know what you're doing. But best for autists such as us is ETFs, Bitcoin, and a few blue chip tech stocks.

>> No.20180995

>>20180391
FUCKING THING SUCKS

>> No.20181249
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20181249

>>20180391
Open a long position for btc at phemex with 100x leverage...no kyc needed and has credit card support

>> No.20181318

>>20180391

Buy $100k BTC

>> No.20181353

>>20180391
Brokerage account with ETFs. Buy at least 1 BTC and 32 ETH for crypto.

>> No.20181566

>>20181249
US friendly too, one of the easier places for us Americans to trade.

>> No.20182084

But Dave said mf's are better than etf's

>> No.20182190

>>20180391
half BTC half LINK

>> No.20182216
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20182216

>>20181353
>32 ETH
I bet you invested in SPCE, drink Onions and eat bugs too. kys

>> No.20182240

>>20182216
*drink Onions

>> No.20182335

Confused why people are suggesting ETFs. Pick your stocks. Dont be a sheep.

>Pay us expense ratios sheep, commission free stock buying is BAD!

>> No.20182338

>>20182240
soi

>> No.20182355

>>20180391

75% LINK
20% BTC
5% OCEAN

>> No.20182364
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20182364

options

>> No.20182423

>>20180842
Lol he’s right

Only comment is real estate is not that hard to get into. Just get a good realtor try to find the best deal possible without putting too much work into it and you get your first Major appreciating equity with very little money out of pocket and plenty of ways to assist in the financing as long as you’ve got a year of income or two to report

>> No.20182432

>>20182423
Plus this requires little diversion from your capital depending on where you’re investing

You’ll be able to refinance equity to reimburse your capital after a year if you rent out

>> No.20182441

>>20180391
Start by getting a 2-4 unit, live in one unit for free and rent to the others. Then put the rest in whatever asset class compels you learn more about it as that's what's needed to be good at investing.