/biz/ - Business & Finance

>>20105546
yield farming I guess fren

Haircomb token on the bitcoin chain

>>20105546
Probably dividend stocks, ye. Particularly with companies that have been increasing their dividend payouts for years and not missing any payouts for decades as well. Maximum 7 or 8 percent dividend yields (too high can signal a crumbling business).
Nice thing about dividend stocks is that their price dips and pumps shouldn't really bother you, as the price does not affect your payout (the actual success/profitability of the company does).
I would go all in on dividend stocks but I like a bit of risk, so I currently have more crypto than stocks, but definitely feel free to do things the safe way, if that's what suits your needs.

>>20105546
just do your own research on stocks, crypto, whatever convinces you. then watch it a while and then DCA into it.

>>20105546
Bitcoin DCA, once you have enough at enough price levels, you don't need to stress or worry, with next year BTC is probably going to surpass $20000 and beyond.

>>20105558
seems really complicated but i'll try looking into it
>>20105596
>Nice thing about dividend stocks is that their price dips and pumps shouldn't really bother you, as the price does not affect your payout (the actual success/profitability of the company does).
yeah, that's what mostly interested me, my job is already stressful and time consuming enough that i just wanted to "invest and forget"
>>20105630
>>20105654
this is the DCA you speak of?
https://www.bitcoindollarcostaverage.com/

>>20105546
gold?

>>20105546
Chainlink

Playa Coin

Everyone saying dividend stocks, but stonks gay, just buy the first dividend crypto xD

Its called Bitway (bitway.network)

Be a woman.

>>20105546
Chainlink, btc, silver

>>20105546
>Stress Free

I don't think you understand how investments work annony.

>>20106445
This

>>20106563
Why dat woman got a peener

chainlink

>>20105546
I've been comfy with GLDI

>>20105546
why do you eat chocolate in bed fren?
that makes you appear like retard

All stocks, including dividend stocks are very overpriced currently, so stay away. Soon THE BUBBLE will pop and there will be overcorrection, then you can buy cheap stocks. Meanwhile, stay away from stocks and buy gold for insurance.

If you don't have billions, imho they best way to invest is to search for small profitable private businesses and get a share. It's not easy, you will need to search around, investigate market and business owners, read papers and numbers... It's hard work, but if done right it easily can yield 40%-50% yearly roi.

>>20105546
Index funds obviously. Ignore anybody who says anything else

>>20105546
just throw all your money at GAP and watch your invest 3-4x in 5 years maybe less

>>20106610
>If you don't have billions, imho they best way to invest is to search for small profitable private businesses
I've done this and I'm happy as fuck. Got a majority stake.

My shitcoin project discernment experience is also incredibly useful as management is straight up retarded and regular employees were getting tired. After I've gave a few recommendation they were visibly happier and hopeful.

>>20105546
CD's

>>20105546
All you are asking is which scam to invest in that has the farthest horizon for implosion. No such thing as a worry-free investment. Government bonds are considered the most concrete investment that still has a yield, but if you consider real inflation and default risk, gov bonds have a negative rate of return. Want an investment with decent returns and no risk of default? Buy solar panels for your house.

>>20107062
This. Anon just explained investing in low interest rate environment for dummies in 3 sentences.

>>20105546
SOXL:TMF based on your risk profile. 50:50 is super stress-free but a bit extreme. I like 80:20 for risk-free, but honestly 100:0 is entirely within my scope.

VTI, then once you are done accumulating dump it all into an arisotcrat ETF or Government Bond ETF is you are a boomer.

>>20106584
That’s not low risk and you are wasting money paying someone to do something you can do perfectly well yourself.

>>20106632
Only correct answer.
I personally shy away from ETFs and stick with mutuals though, but that's just a personal preference.

>>20107684
>paying a 5% markup for the privilege of constantly under-performing the SPY
>>>/r/etardland

>>20107591
How so?

>>20107720
Literally the only thing that's not raw stocks (or crypto) that's worth it are leveraged (bull) ETFs. Everything else is a scam. 1x ETFs must reveal their major holdings, which means you can manually buy the underlying and not pay the fee (every ETF and fund has an attached fee) while typically getting slightly higher returns than the target ETF (rebalancing monthly for best results). Funds are the worst thing ever. They never, not even for one year, ever outperform SPY, despite SPY being a really fucking low bar, yet they have insane expense ratios.

>80%
>20% global stock index

FIN

>>20107799
I'm happy enough with the 11% monthly div distribution & low volatility
What do you suggest SPXL?

>>20105546
Index funds

>>20107062
What’s your take on gold based boomer?

>>20107919
You're not getting 11% monthly div. High-risk is 11% yearly div (which may be payed on a monthly basis). Normal high-yield is about 5%. If you bought everything at the march bottom and none of the companies in your portfolio cut their divvies, you might have 12-15% yearly on the basis of your entry cost. Even the riskiest (read: will go under before the first slice of the divvy is even paid) companies don't go further than 50% (pic rel).
SPXL is like SPY on steroid, but realistically, either SOXL or FNGU is best. Add some TMF if you're risk averse, and go SPXL or TQQQ if you're boomer-dumb.

>>20107919
For GLDI specifically you would have a higher return if you just sold covered calls yourself. If you can’t afford that then your money would be better invested in an broad index which would give you better returns than this boomer trap ETN. Also your principle is depreciating every year so really the 11% returns is more like 3% which then you are exposing yourself to retarded amount of risk by buying this when you could just buy a blue chip dividend stock. Dividend investing is for small brain boomers though, it’s really only applicable if you have a huge amount of capital already and just want to retire and live on dividends but you want more returns than bonds. For someone who wants to accumulate capital you shouldn’t invest in dividend stock.

>>20108146
Based anon
here's a firm brapper for your trouble

>>20105546
Fine art through services like Masterworks.