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/biz/ - Business & Finance


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1941426 No.1941426 [Reply] [Original]

>TFW fell for the "living with parents past 20" meme

>> No.1941503

Bump

>> No.1941508

Save your money, max out 401k, Roth, etc., rest of it put into cryptos and stocks.

>> No.1941512

>>1941426
Its only a meme if you hate money

>> No.1941514

>>1941508
Everything is so volatile right now i would just keep everything liquid all year

>> No.1941522

moved out to get laid
got laid
losing 1k per month to rent not worth it
i shud move back in

>> No.1941524

>>1941426
>tfw I was out before I turned 18 and haven't ever been happier in my life

>> No.1941526

>>1941524
Delete this... my parents are cucking my lifeforce

>> No.1941528

>>1941526
Well to be fair friend I joined the Army which I used to save money and earn a degree along with medical care
11/10 would do again

>> No.1941529

>>1941426
oh god it fucking sucks

>> No.1941552

>>1941526
Hah! Funny. Freud and Jung studied this in depth. You can't become a self-actualized individual with your mommy and daddy looking after you.

>> No.1941570
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1941570

>>1941552
Delete this man. Please

>> No.1941572

>>1941426
>half moved out, half kicked out at 15
>three years of hell as a wage slave
>65hr weeks, no days off bar xmas
>laid off at 19
>have 5k savings
>buy share of large dairy station
>tfw chinese investors
>heh
ehehh
AHAHAH FUCK IT FEELS GOOD TO BE LUCKY

>> No.1941577
File: 467 KB, 2143x1586, image.jpg [View same] [iqdb] [saucenao] [google]
1941577

>>1941526
>my parents are cucking my lifeforce

this, I need OUT

>> No.1941623

>>1941577
It's impossible to live like this man. The savings aren't even worth it anymore.

>> No.1941632

>>1941522
Same here, feels good but doesn't feel good

>> No.1941658

>>1941426
Do you have a ton of girls wanting to fuck? If not, there's no point in moving out.

Literally the only reason to move out is if you are in the position to be banging bitches and need some privacy for it.

>> No.1941665

>>1941658
How about living next to cancerous poorfag parents who constantly hold back my progress and also living in a shitty area with little opportunity for solid employment without commuting for over 1.5 hours a day to the city?

Are those good enough reasons for you?

>> No.1941691

>>1941665
Meh, rent and utilities are expensive. I mean even if you get a big job in the city, it's going to be cheaper just living with your parents and just adding a little extra to your commute.

>B-But muh time
I'm going to bet your parents do a lot around the house. Do they cook your dinners? Do they clean? Any time you save in commute will go to the chores you now have to do around your apartment.

>How about living next to cancerous poorfag parents who constantly hold back my progress
You need to explain this more, but I'm betting you're over-exaggerating.

>> No.1941702

>>1941426
>tfw making $55k at 24
>tfw want to move out but don't have the balls to burn bridges with my parents
wat do

>> No.1941704

>>1941691
We have always had a bad relationship, they were very abusive physically and psychologically up until I became a teenager and even now we regularly get into arguments and fights(non physical). Just a lot of messed up stuff over the years...

Yeah I guess you could "you're saving money" but at some point it becomes that id rather just pay more for quality of life.

>> No.1941718

>>1941691
I don't see myself spending 3 hours a day on cooking and chores

>> No.1941721

>>1941426
I did it for about a year after graduating. It's ok and I didn't mind and the savings were nice but you really get too comfortable. It's not a good way to live your life.

>> No.1942064

>>1941426
Comfort Vs. Growth

>> No.1942066
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1942066

>>1941426
>Out by 20, moved back for a few months
>moved out again by 22
>moved back in at 24 for a few months
>Out by 25, never went back

Took a few short drops but it feels good man. Like a baby chick learning to fly.

>> No.1942121

>Out by 17. College for four years.
>Rented a bedroom from various landlords for 2 years
>Buy a house at 23
>End up asking my real estate agent out before I close
>Wife two years later

Never ever do I regret moving out immediately after high school. Renting a bedroom is tops because it saves a ton of money and is much less restrictive than living with parents because anything retarded they do you just roll of as them being your crazy roommates.

>> No.1942140

>>1941702
>tfw want to move out but don't have the balls to burn bridges with my parents
nice bait

>> No.1942193
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1942193

>24
>live with parents
>max 401k/IRA
>max hsa
>invest 10k in index funds every year
>only child so parents are fine with me
>mfw normies want me to move out so I can pay (((rent))) and the lease on a stock BMW so I can meet arbitrary meme standards of success

>> No.1942197
File: 422 KB, 500x500, 11207466.gif [View same] [iqdb] [saucenao] [google]
1942197

>>1942193
>IRA deductions start to phase out at $62k MAGI
>maxing out 401k and HSA reduces MAGI
>can effectively make $83750 before IRA deductions START to phase out

>> No.1942203
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1942203

>tfw living in parents' second house alone
i at least try to pay a rent that is proportional to my paycheck

>> No.1942328

>>1942140
explain

>> No.1942382
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1942382

>>1941426
>tfw sank half a bottle of whisky and went ballistic at my parents last week
>in the morning they tell me they understand and they forgive me

JUST FUCKING KICK ME OUT ALREADY

>> No.1942384

>>1941721
I mean you do you, but it's pretty fun being able to put all your wages into savings, investments or whatever hobbies you like. At least it's fun to me.

>> No.1942388

>>1942382
just look for places behind their backs and don't tell them until after you signed the paperwork. that's what i'm planning to do

>>1942384
if your parents don't give you shit for anything or if you already live close to work then it's understandable staying with them for as long as possible. i don't have that luxury

>> No.1942389

>>1942121
Gimme pic

>> No.1942403

>>1942388
>just look for places behind their backs and don't tell them until after you signed the paperwork. that's what i'm planning to do

Yeah I can't really afford it and I'd much rather save the money
I'm torn between having my cake or eating it basically

>> No.1942443

>>1941632
there's no solution

life is a scam if you aren't born rich so you can enjoy the sanity of having privacy as a young adult in your prime when you are at your horniest and need privacy to fuck while not getting but fucked by monthly expenses

life is a fucking scam

>> No.1942518
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1942518

>>1941426
>20 years ago
>house prices 80k
>average area wages 20-40k
>now when i want to move out
>same house is 320k
>average area wages 20-40k

aint no one but retired doctors and Chinese business men buying here

>> No.1942525

$500/month is a small price to pay for freedom of sorts mate

and the things you learn being completely financially independent -- i can't imagine how anyone still living with their parents becomes financially successful past the point of a mediocre-paying wage slave job

>> No.1942554

>>1941426
Nice pic asshole. Me and my best friend drank every day till last year. He got fired from his 40th job and i gave him shit for it. He said he would teach me to grill the next day.

>mutherfucker went and shot himself instead.

I am convinced vodka cannot give me alchahol poisoning. I can ruin my kife and cause me to legit do dumb shit i never remember.

Learned 2 things i will share with u cucks...

It does get better. Not much sadly. Bit it does. Tradgedy finds a way of rekt u vut healing other parts i guess....

And if you havent laid some slim jims in a smoker you havent lived...

Just keep your head up and grow up man. Its hard but u can flip burgers for rent and move out.

>> No.1942590

>>1942203
this is truly the life, all the benefits of having your own place without the costs.

sadly it seems that one of my siblings is going to move in soon so i will need to find an alternative. Or maybe not since it's hard to find a better deal than this.

>> No.1942675

>>1942525
I make shit money but I could easily live with $500/month rent holy shit. The cheapest place in my area is $750/month and it's literally nigger-tier ghetto.

Fuck the fucking east coast

>> No.1942676

I'm afraid to leave my mom because I don't know if she can live by herself.

>> No.1942702

>>1942676
This is alright bro, take care of her
>>1942675
I only pay 250 a month plus utilities. Tfw when I live in the city

>> No.1942725

>>1942554
Sorry about your friend, sucks he decided to check out. can't say any of your story is relevant to this thread though

>> No.1942774

>>1941426
>>1941526
>>1941570
>>1941577
>>1941623
>>1941702
>>1941704
>>1942382
The irony is that you completely control your situation. You can move out any time you want, but you need Mommy and Daddy to make the decision for you.

>> No.1942870

>>1942702
what god awful shithole of a city do you live in, and how ghetto is your area?

>> No.1942882

>>1942774
when they've been calling the shots all your life it's hard to suddenly tell them to fuck off without getting shit for it.

>> No.1942890

>>1942382
Wow I love your parents. Mine would just have one of their monthly mental breakdowns and make all of it my fault like always while my freeloader brother would just lock himself in the room and fuck his girlfriend while I'm getting figuratively beaten to death.

>> No.1943092

>>1941526
IKTF
>have to share an office with my dad since my room is too small to fit my desk in
>can't unwind at the end of the day because he's always working from home until 9PM, don't want to disturb him on a call or whatever
>get home at 6 and sit around twiddling my thumbs or shitposting from my laptop until he's done for the day so I can dick around until 11 when I go to bed
>rinse and repeat until the weekend
>20% of the time he works on Saturdays as well
>parents are always barging into my room or whatever, only place I have any actual privacy is in the bathroom with the door locked
sometimes it's downright infuriating, I feel like a caged animal
I feel like the second I move out I'm going to explode from rapid depressurization

>> No.1943199

>>1941702
>burn bridges with my parents

What? They aren't going to get mad if you move out.

Still, I live by my own means since I'm 22, and I'd advice you to delay moving out as much as you can.

Nothing quite like having your mom doing your laundery and cooking for you. My gf does it whenever she comes to my place, but it's no the same thing.

>> No.1943223

>>1941528
>Army
so you're literally a welfare queen
not exactly something to be proud of

>> No.1943225

>>1941665
>over 1.5 hours a day to the city?
that's not much

>> No.1943305

>>1943199
i'm tired of blowing 3 hours a day on my commute. i'm tired of feeling like i have to ask permission to do everything. i feel like i'm just pissing my life away while everyone else i know is enjoying themselves. what point is there to save all this money when i'm gonna be too old and busted to do anything with it by the time i can actually use it?

>> No.1943317

>>1942702
>I only pay 250 a month plus utilities.

For a 3 man tent in a park?

>> No.1943360
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1943360

>>1941426
>tfw 31 and still living with parents
>tfw don't have to pay rent, electric, or internet bills, just anything related to my phone/car, misc expenses, and some food
>tfw 32k salary but my life is comfy

Living with your parents isn't that bad.

>> No.1943389

>>1943360
You must be my twin, my situation is almost exactly the same. However I am going out of my mind and need to get out asap. I have a lot of money saved up doing nothing right now.

>> No.1943398

>>1943389
Do you not get along with your parents or is there another reason why you want to get out? Just want independence?

I'm honestly fine with the trade-off of living with my parents as an adult. I get along with mine just fine and since they're old, I help them out a lot, so they'd be at a loss for having me gone.

>> No.1943410

>>1942882
That's called growing up and becoming an adult. Unless your parents are absolutely fucked up, I'm sure they want you out of the house by now.

>> No.1943418

TFW live with my mom (I am >20yrs) to help take of care of little sister (<10 yrs) and still pay a large chunk of the rent so they can afford not to live in a shit hole.

Who is living with who in this situation?

>> No.1943427

>>1943398
I get along with them fine but small things are starting to just irritate me. Loud TV's, loud phone conversations, always a commotion going on, overhearing constant bickering about stupid shit. Not to mention the social stigma of it all, I just want peace and quiet and just to do my own shit. The only thing I'm waiting for right now is for a few things to line up at my current job because it will factor into my decision if I buy a house in the same city or move out of state.

>> No.1943431
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1943431

>>1941426
>tfw living with parents, saving money, and learning to trade

>> No.1943444

>>1942554
>mutherfucker went and shot himself instead.
lmao the absolute madman

>> No.1943600

>>1942882
If you can't accomplish this you definitely haven't matured enough to take care of yourself.

>> No.1943605

>>1942882
>>1943600
^this desu

>> No.1943728

I could live alone but

>cheapest rent costs nearly $300/month without gas, water, electricity in some forsaken nigger shithole
>all bills amount to $600/month at the cheapest
>full hour jobs pay $600/month at MOST by going 8-18hrs, getting up at 5:30am to get in time
>most pay $550/month

Chile completely sucks desu, i'm in uni in my third year of engineering, and even university sucks because engineering is 6 years here instead of 4 years like in the rest of the world

Chile has all the first world memes, like 10 years of experience for shitty $1500/month jobs, expensive houses and expensive bills, without any of the salaries of europe or USA

>> No.1943737

>>1941512
Lol you cant be serious

>> No.1943754

(Almost) can't put a price on freedom. I love my parents to death, but after I graduated college there was no way I could still live with them.

>> No.1944213
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1944213

>>1941665
ur literally me

but i have sluts waiting for me when i move out

>> No.1944215

Living with parents like a parasite. Comfy as fuck.

>> No.1944222

I was living with my parants, in a house with a girl in a small room.
Made about 250K a year buying goods from a Chinese website and reselling on eBay for 3 years back in 2010~

She was apearently on birth control and cheating on me, I should be the one being made fun of.

>> No.1944274

>>1944222
>She was apearently on birth control and cheating on me,
At least you get to cum in her pussy; there was another man's dried sticky cum inside her but it's okay.

>> No.1944281

>>1944215
>Living with parents like a parasite. Comfy as fuck.
>the comfy feeling when you mom makes you food and does your laundry :3

>> No.1944331

>live in (((long island)))
>rent is $800 month for a room in a shared unit in not so nice part of town
>house prices highly inflated, average 400,000 for a house that would cost 200,000 in pennsylvania or something
>everyone I know is living with parents beyond graduating from college
>only one trade worker bro who is buying a house

Fuck this over populated meme island. And fuck new york. Shits only gonna get harder because they just made college free, how are they gonna pay for that?

>> No.1944344

>>1941522
did, don't regret it.

i have no debt, no credit and pay everything cash.

>TFW you by a $50K new car via bank transfer and leave the lot 30 minutes later.

>> No.1944348

>>1941577
notice the man has no hat, and there is no little boy in that image.

usually there is a man with a hat, holding a childs hand staring off into the distance somewhere in the image. in that one, he is on the left.... alone....

>> No.1944351

>>1943223
You sound like the cuck who paid for it.

Sounds like he made a smart move.
Good job anon

>> No.1944362

>>1941704

Sounds like you know the answer. You need and want to move out.

Look at your options and make a decision.

>> No.1944366

>>1943223
the money's out there and somebody has to take it. Don't be jealous that you paid for anon to fuck exotic pucci and slaughter brown children for 4 years, then go to college for free, while you were working 12 hour shifts at mcdonalds and going to night school.

>> No.1944379

>>1944274
>there was another man's dried sticky cum inside her but it's okay.
A man's penis is actually shaped to pump out another guy's juice.

>> No.1945814

>>1943360
I'm 25, was living at home, but decided to rent a home because I got a job that was a 2+ hour drive away. Now I do whatever I want on weekdays, play Runescape on Saturdays then in the afternoons I drive to my parents' house so my mom can do my laundry and cook for me

>> No.1945889

You don't have to live your parents. You could just get roommates. You don't have live like a homeless person or never buy coffee or worry about stupid small shit like that.

The biggest cuck move to avoid is spending more on anything just because you earn more. Rent, cars, etc. There are cuck rules like "spend 30% of your income on rent" that you can simple ignore.

Even if you only have an average income say ~100k you should be easily putting away 50k+ a year. Cucks will spend 40k/year on rent, 40k on a bmw and then bitch about the cost of a cup of coffee and other small shit.

>> No.1945897

the only advice I can give coming from a 22 year old junior, at least make use of the time you have. If youre not grinding 24/7 with the spare time living with your parents gives you, then your fucking yourself. I swear to God i never want to work retail or sales ever again Id rather be homeless

>> No.1945998
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1945998

>tfw I got cucked and had the opposite of the neet life
I lived with my parents until last summer (24), and they were basically a money drain on me. Overcharged me $700 a month for rent, maxed out 2 cards I let them open under my name while I was a neet, etc. They even forced me to give up my paychecks completely during summer 2014 to help pay for a broken stove. They also stopped payments on those credit cards when I finally moved because they were "tired of paying them".

I even found out they were stealing tax money from me. I was completely ignorant to how taxes worked and they were claiming me as dependent for the last 3 years even though I was paying rent. I could've written off my school expenses+ get 40% tuition back and gotten my degree 1-2 years earlier if not for them. I also was paying double in taxes because of that dependency.

I lived in awful conditions too, I didn't have a room, just lived in the corner of the living room with a shitty portable bed and my laptop, no privacy whatsoever. My parents also had their annoying Chihuahuas in the kitchen (right next to the living room) and they would bark at any little thing all night. Sometimes they would shit up a storm and it would smell overnight when I was trying to sleep. I also had all of the usual parent bullshit like arguments, forced to help them with random bullshit, constant threats of getting kicked out, even when they were in the wrong. They would humiliate me for going out, accusing me of being gay. Fuck all of that.

Moving out was one of the best things I ever did, I'm happier, I have more money, I'm on track to finishing college in 1-2 years etc. I hope to never see or talk to my parents ever again. They're fucking scum of the earth and I hope they suffer when they die.

>> No.1946016

>>1945998
WHY the FUCK didn't you move out before you mouthbreathing retard?

>> No.1946034

>>1946016
I 100% admit I was retarded. I just had blind faith that my parents were looking out for me since they're my flesh and blood. I would always just rationalize everything in my mind. "y-yeah I'm a g-good son helping out his parents".

It wasn't all at once too. Just little bullshit here and there slowly building up over the years.

>> No.1946040

>>1945998
>>1946034
Holy shit dude

>> No.1946048

>>1944344
Then drive that car to your parents house

>> No.1946057

>>1943444
Trips doesnt lie. Went and saw all of his friends that week, put a goofy fb post up, grabbed a finiky pistol that never fires and probably pulled the trigger over 1 dozen times.

Mutherfucker even had sense enough to take a tool to the chest so we could have an open casket. The funeral guy did really good work and i need to thank him. Fucker looked like he was taking a nap. I no shit woukd have shook his dead ass if his mom wasnt there hokding his hand crying. I pray every day that he somehow was just put into witness protection and his mom is lying but nobody is that good... plus i had a fucked up dream the other day. Been watchibg that faggot movie looper on repeat as background noise. Always imagine getting 1 minute to go back and give my brother a hug.

Had a dream where i wole up to take a piss and hes just passed out on the couch. Beer cans abound from an obvious party we had.

Of course i lose my shit babling about time travel and he is hing over and already done with my shit and just looks me in the eyes and says fine. Say i believe u. Wtf do u want?? I have some news. Bad bad badddd news brother. "Dobt tell me" wat!???? Sometging very VERY fucking bad is gonna happen to you anon. "Everything happens for a reason man. We will just have to deal with it." "No go the fuck awayyyyy." Lays down, goes to sleep, i lay down, wake up irl.

Been over a year and shit still weighs heavy but either i am psychotic or my brother finally told me he was okay.

>> No.1946065
File: 2.53 MB, 1080x1920, Screenshot_20170410-220318.png [View same] [iqdb] [saucenao] [google]
1946065

>>1943444
Hahaha. Yeah, i laugh every week when i go weedeat...

>> No.1946087

>>1946040
They even tried to steal my 2016 tax money, despite not living with them for most of the year and paying rent. I had to mail in my return because of my efile getting denied from them trying to claim my SS#.

They called me up two weeks ago when they got a letter from the IRS and made up some bullshit about a police report they filed a year ago because "the neighbors heard us arguing" and that they would press charges against me if I didn't back down with the taxes. My father also claimed that there was no proof I was paying rent "You owe us for treating you as a kid, so you can go fuck yourself, Anon"

>> No.1946204

>>1943092
move out you fucking dimwits

>> No.1946221

>>1946057
Dude, I hate to say this but you have serious issues. I am very sorry you lost your friend. I've been there, had a buddy commit suicide. It's the worst shit ever. Was 4 years ago and I still think about my friend in at least one way every day. A year from that point, I still felt the fog. Its mostly cleared up now, thankfully.

You'll never get over it. Ever. You'll never be the same, but you will be better. You'll always remember him and your life and his will be twisted together in ways you never think about it. Deep down, you know that if you continue down the path you're on you're going to lose your life, and by losing your life you're losing him as well. You need to take your own advice. Better yet, you need to take your own suffering and grow through it.

>> No.1946575

> tfw mom still makes you dinner even tho u are a 21 yo neet virgin loser trading meme cryptos.

>> No.1946585

>>1941572
Aus?

>> No.1946707
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1946707

>>1945998
this seems really typical of American parents, which is why Americans are the ones to move out early

on the other hand I'm 24 and still live with my parents even though I could have bought a house with cash by now
I don't pay rent for my childhood bedroom, their mortgage was paid off a decade ago and that would be absolutely retarded
I help out around the house because they're getting old, yardwork and cleaning, as well as some cooking and contributing to the grocery budget. I also give them stuff like my tablet, computer, etc. to make their lives easier and I help them with their finances a lot because they don't understand what they're overpaying for.
We get along well and I don't see myself moving out for a long time.

Seems to me when you don't come from a culture of poor, uneducated drug addicts you can live with your parents successfully

>> No.1946710
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1946710

>>1941426
>Giving up self-respect, a sense of worth, individuality and freedom in exchange for not paying rent

>> No.1946717

>>1946710
>depending on paying rent in order to feel self-respect, a sense of worth, individuality and freedom

>> No.1946723

>>1946717
"Hey Anon, can I come over ;)??"

"No, sorry, parents are home :/"

"Hey bro, can I come over? I got a six-pack, let's call the crew and watch the game?"

"Oh, sorry man, my parents are home, and they have the TV to themselves."

"Hey Anon, why do you have two cars in your driveway?"

"Oh, I actually don't, those are my parents'."

Oh boy, I don't know if it's worth not paying rent and groceries if it means you're going to be living like this.

>> No.1946733
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1946733

>>1942197
>>1942193

>mfw done saving for retirement at 32

>> No.1946750

>>1941702
Kek. Living on my own since 18 and making less than 20k a year at that time all while in school.

You're not going to be living in a house as nice as your parents, but remember the bare necessity is a tent or a car. Even 500 dollars a month goes a long way.

If you're self employed you can write off square footage as office space on your taxes.

Unless your parents need you bc they are handicapped move the fuck out.

>> No.1947679
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1947679

>>1944331

>Shits only gonna get harder because they just made college free

Let me guess your governor is a democrat? It's always the democrats who leave a trail of destruction in their wake.

>> No.1948298

>>1941426
I moved in with my dad after uni. I lived with him for so long with no prospects he bought me a house.

>> No.1948352

>living only with my mom
>she is out most of time
>she arrives so tired from working that she falls to bed intermediately
>got the house all for me most of the day
>shitposting in underwear most of the time
>she is so busy with her work, he doesn't have time to shout at me for being a NEET
>tfw I enjoy the benefits of living with my parents without most of the drawbacks

It actually makes it more hard for me, because I have less motivation to become independent although I am aware that it is not good for me to live with her at my 23 years.

>> No.1948382

it doesn't make financial sense to move out for everyone.

it's easy to rationalize moving out if your parents are lazy/poor/nagging/etc, but it's nigh impossible to consider as an option if you work and live with, say, a good single parent who works overtime at a shit job and still insists on paying an ever increasing rent for you on a shit apartment, cooks dinner for you, but gets heavily drunk 6 out of 7 days a week after work to a point they forget to turn off running tap water, or stove-top at least once a week.

move out and you end up paying for two shit apartments, plus fearing that your parent might accidentally set their place on fire while sleeping, not to mention feeling like shit knowing that they are alone and got no one to talk to while you fuck someone on daily basis.

you just can't win.

>> No.1948408

>>1945998
This is why it's autistic that the gov lets you claim people as dependents until 24 or some shit.

>tfw you're finances are linked to your parents for college and they're loaded but don't really help...
Student loan debt hear I come!

But holy shit your parents are homicide tier.

>> No.1948410
File: 22 KB, 613x469, 1490734755937.jpg [View same] [iqdb] [saucenao] [google]
1948410

>>1946707
>tfw mother had to quit her job to look after disabled family member, dad drinks a 6 pack per day and are about to sell the house because they're getting divorced
>and Im a no good turd 30k in debt from school and older than you

>> No.1948474

>>1941514
high volatility means money making opportunities, no?

>> No.1948898

>>1944366
lol, what's even better was joining the National Guard.

>Suffer for 14 weeks
>College is all paid for, GI Bill and drill pay help with housing and food
>enough money to buy video games and go out on the weekends

get fucked active duty

>> No.1948981

>>1946750
I'm self employed and started looking for a mortgage last week. All these cunts reduce my income for every deduction I take. It's absurd. It's almost 10k in miscellaneous deductions that aren't really out of pocket expenses: car mileage, depreciation, home office, business meals, etc. Some companies offered to add my depreciation back in, but that's all they'd budge on.

>> No.1949023

Lived with parents from 23-27 making 20$/hour. Saved about 130k in this time. Moved out got a promotion, then moved state and another promotion. 29 now with 270k assets.

They were easy to get along with, and the security of having assets gives a lot of peace of mind.

>> No.1949617

>>1948898
You do realise you're being called up to serve on the front when the Second Korean War starts don't you? Active duty members will treat you reserve faggots like sacrificial cannon fodder, just look at WW2 and Vietnam for proof

>> No.1950313

>>1948408
Mfw mom moves. Cant find work besides arbys. Dad makes like 200k and spends 210k. Albiet a lot of helping me just bad habbits. Rip college dreams

>> No.1950322

>>1947679
Every fucking time

>> No.1950349

>>1946221
I know anon. And thanks. Seems like some days are slightly easier. Cutting back on the booze and trying to wuit alltogether and just stay busy working on shit.

>> No.1950378

>>1946087
Wow man...

Fuck that. Ive written off half of my family. My buddy told his parents to never fucking call hin again. They sound just like this. Fuck the blood is thicker than water meme. I watched my grandmother hoble passed me hiking with groceries yesterday. Was in the rearview mirror and the bitch likely didnt even recognise me or if she did she didnt want to talk to me. We went to visit once and she thought my sister was dads new girlfriend or something. Some people are shit. Calls his bluff. Tell him fuck you duck a fucking dick and never fucking bother me again and then fucking avoid them. File a pfa if need be. He wont sue shit and if he does he is a piece of shit cocksucker and it will be that much easier for you to realise what shit human beings they are.


Bet you a million bucks they have a drug or alchahol oroblem dont they?

>> No.1950408

>>1948474
and losing. don't forget losing!

>> No.1950447

Geezus.. its like none of you guys ever considered banging the broad in your car, at a hotel or back at her place?
1. When you go out to get laid.. dont park for convinence park in a location you could fuck.
2. By the end of the night you should know her living situation... is it possible to go there.
3. Ask if she has: xbox, wii, etc.. any of those.. what game does she got.."ohhh, I been dying to play that.." theres your excuse to get to her house.. you both know you aint playing xbox.. its her box you be playing with.
3. Dates to a park is the cheapest date... do that.."to watch the sunset and chill."

>> No.1950455

>>1946087
Bro.. they are turds. Cut the cord.. and run.

>> No.1950460

>>1945998
You can always amend your taxes.. 1040X nigga.. look it up.

>> No.1950497

>>1942193
> 24
> live with 9/10 gf in a cool ass loft downtown
> max 401k/IRA
> max HSA
> invest 22k in index funds every year
> fuck every night
> society actually respects me
I guess I'm like you, but not a cucked child.

>> No.1950566

>>1946723
>implying I have friends or love intrests

>> No.1950577

>>1950447
>you both know you aint playing xbox.. its her box you be playing with.
You must be some smooth mothafucka in real life.

>> No.1950623

>>1946204
I can't afford to (yet), I'm in college and my current job just isn't enough to pay rent
once I get a proper job in my field of study I'll save up for a bit and buy a house

>> No.1950635

>>1950497
you'd have to pull over $150k a year to do all that

>> No.1950784

>>1950460
I didn't know about that. I could probably get 4-5k

Would proving dependency be a problem? My rent payments were informal. I just had my checks deposited into a joint acount

>> No.1950808

>>1941426
>tfw living with parents past 30
>tfw kissless virgin and neet

>> No.1950893

>>1941702
>Burn bridges with parents
You're an adult. If moving out as an adult "burn bridges" with your parents you have a very unhealthy relationship with them.

>> No.1950914

>>1946723

Why's it gotta be my house? We could just go to her/theirs?

Oh right, they also live with their parents, why would they care?

>> No.1950916

>>1942675
Find a roommate

>> No.1950934

Everyone in this thread is a dipshit. Both for and against. Everyone.

>> No.1950953

>>1941426
Meh, at 20 you should still be studying right?
I know people that age living with their parents bcus money or other reasons.
And most of them aren't total losers, just regular ass people.

>> No.1951008

25 YO.
Finally have a full time job making 42k /yr after masters.
Wouldve gone into business if i were to do college again

>> No.1951031

>>1941426
25, still living at home in uni.

I'm pretty sure I destroyed my marriageability by doing this. If I were moved out, I would probably not be so fat and have a gf. My parents buy shit food and cook like pigs. Was not fat when I moved back in.

>> No.1951038
File: 151 KB, 650x348, nuclear_snake.png [View same] [iqdb] [saucenao] [google]
1951038

>>1941552
Please someone give me a source for this. I'm about to go nuclear.

>> No.1951041

>>1951031
Before any of you mouth off, I was having sex like once a month with a different woman before I moved back in. Now I'm lucky if I get some once a year.

Move out!

>> No.1951044

>>1951031
>>1951041
STOP TEASING ME. STOP IT.

>> No.1951049

>>1951041
thanks for the input chad normienigger

>> No.1951059

>>1951044
>>1951049

http://www.mind-development.eu/jung.html

Move out unless you want to be forever alone faggot.

>> No.1951067

>>1951059
i live in one of the most expensive cities in the world, getting an own apartment is next to impossible unless your wage cuck full time, im still in uni

>> No.1951072

>>1951067
Live in dorms you fag. That's how I got laid so much.

>> No.1951075

>>1951072
i dont give a shit about getting laid, i need to finish my faggot degree and become an adult iam 25 year old, i fucked up several times which is all my fault, but nobody deserves to live in the dark pit im living in right now.

>> No.1951077

>>1951075
>i dont give a shit about getting laid

Fag. I bet you take it in the ass.

>> No.1951080

>>1951077
there is this single mother i fuck on the weekends, my sexual life is not my biggest problem and never was

>> No.1951139

>>1951072
How do you get a dorm during the summer, especially if you don't have credit?

>> No.1951166

>>1950934
Including (you)! And (((me)))!

>> No.1951185

>parents refuse to sign for dorm
>make me take the train 70mins each day
I'm never getting laid am I ?

>> No.1951265
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1951265

>>1951080
>there is this single mother i fuck

LOSER!

>> No.1951266
File: 501 KB, 1024x768, coffee-cup.png [View same] [iqdb] [saucenao] [google]
1951266

>>1951080
>there is this single mother i fuck

LOSER!

>>1951139

Dorms are cheaper in summer, fag.

>> No.1951385
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1951385

living with parents is fake and gay

>> No.1951664
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1951664

>>1941426
>27 yo
>engaged
>/fit/ (I'm huge)
>40k cash, 15k non cash asset value
>living rent free with parents saving money for a house of my own with my future wife
you mad son?

>> No.1951713

>>1951664
How did you get engaged while living at home? What is stopping you from moving out? Interest rates are the best they'll ever be and the housing market is in the shitter in most places.

>> No.1951719
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1951719

>lived in my mom's basement at 21, but had a mortgage in my name for a house of equal size at 23

I'm kinda glad I took the full ride at the local commuter university while living with my mom. Working full time while in college helped too.

>> No.1951723

>>1951664
>27
>doesn't own a home yet

O, I'm laffin'

>> No.1951934

>>1951713
He's huge so living at home doesn't make her pussy dry up enough to make him unattractive.

>> No.1952539

>>1951723
realtor shill

>>1951059
>hurr durr muh dick
every tiem

>> No.1952668

>>1951664
>wasted your peak living with pops and moms
>soon to become a wifecuck
>mad
lol

>> No.1952679

>>1943360
its not bad if you are a permavirgin low T faggot that doesnt need privacy

>> No.1952733

>Moved out at 20 with barely $5k cash.
>Got nice 1/1 apartment with GF for $800 a month
>We both work fulltime and go half and half on everything
>Planning a vacation to Europe this summer
>Only a year has passed since we moved out

It's all about managing your money right. We both own cars (I make payments on mine no big) but we save, save, and save most of our earnings. Also, don't fall for credit card memes. Get the ones with cash back and 0% APR for 15 months. Use those to buy the shit that you want all at once and then pay it off before the 15 months. Between me and my GF we pay them like nothing. She's done with school, I'm still in my 3rd year, but I should graduate soon and get a higher paying job :) Buying a house in a year or two once I'm 23 ish <3

Fuck living at home. Take the risk, and move out. Be independent. It'll make you grow as a person, and it'll make you smarter and you'll appreciate things a little more.

>> No.1952776

I had no choice but to leave. I'm originally from a small town that has no jobs and is not in reasonable commute distance to a bigger city.

>> No.1952838

>>1952668
>mom and dad are very close
>have moved out twice already
>laid enough pipe to not have any FOMO
>vacation with fiancee three or more times a year
I've had a fulfilling life, sounds like you're filling in a lot of blanks here.
>fiancee a qt3.14

What's the best way to do it? If I were single I could see pissing $1,000 in rent every month just to bring some girls home from the bar but that's money you'll never see again. And also they usually have a place. And also I've fucked girls in my car outside of the bar before too, you literally could be homeless and fuck bitches.

>> No.1952910

>>1946723
>implying anyone ever asked to come over


HAHAHAHAHAHAHHAAH

>> No.1954134

>>1943737
I'm 30 and living with parents, despite building a second house for family. How is it a problem? You save money by sharing expenses and can talk with those close to you. How is that bad?

>> No.1954250

>>1950447
>you both know you aint playing xbox.. its her box you be playing with.

what did he mean by this?

>> No.1954260

>>1954250
Her desktop pc

>> No.1954407

>>1941426
Listen up you bucko. Living with your parents past 20 is an admission of failure. You know that already, but I need to state it because you seem ignorant of the corollary: Sometimes, admitting failure is the best option you have.

figure out why you failed, sort it out, and be grateful that you had the option despite the humiliation of having to take it.

>> No.1954472

>>1954134
You're actually delusional.

>> No.1954738

>average home price near me is like 750k
>me and my gf can only afford a 400k mortgage
>dont want a shitty tiny 500sqft apartment

>> No.1955062

>>1954738
Move to a place you can afford. High income is meaningless of you can't afford to live comfortably in the area the job is in.

>> No.1955234
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1955234

>>1954134
How is it a problem indeed?

Most of the Indian and Chinese families buying up all the fucking houses in San Francisco live together.. They all save money pay off the house, rent it out or give it a relative, then move on to the next house. ... Meanwhile, white americans who are "independent" will struggle to buy one house and barely scrape by... Sad really.

>> No.1955514
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1955514

>have group meet up in first year marketing class
>ages, 22, 23, 21, 27, 29
>everyone lives with their parents except 29 yr old
>im not that much of a fucking loser NEET for still living with them
>feels good man

>> No.1955900

>>1950497

You have to be 18 to post here

>> No.1956045

Living at home with my mom and he BF is saving me shit tons of money. Maybe they are just lax, but I feel fairly free. I make my own food, wash my clothes etc. I don't really depend on them. Hell I put money towards the mortgage.

Do you people really feel IMPRISONED? Do you have them make your lunch and dinner or something? I honestly don't understand the problem. I'm 22 and moved out for University, but being back is extremely useful.

>> No.1956049

>>1954738
Time to move away from your job and commute. Why not? unless you are already well over an hour travelling you really should.

>> No.1956053

>>1955234
Chinese parents literally move in with their son once he has a wife/kid anyway. It seems like a really smart way to live.

>> No.1956111

>>1951059
>Jung

Astrology-tier nonsense.

>> No.1956202

Option a: live with parents

>3000 sqft
>Car I can use pretty much anytime
>No cooking, cleaning, laundry
>Not getting laid a lot
>No friends here
>1hr commute
>Soul draining

Or b

>172 sqft studio
>Get laid ez
>No commute, lots of friends
>Financially draining


Not an easy decision tbqh

>> No.1956509

>>1944331
I pay 800 in Brooklyn, jokes on you

>> No.1956532

>>1950916
What's the point? Unless that Roomate is a significant other, it never ends well.

>> No.1956540

>>1956202
B

>Learn to deal with adult problems without mommy or daddy stepping in
>experience a different environment than youf amily home that you've been cucked by and have probably lived in most your life

Ya'll live at home fags probably never moved much as a kid. I'm a vagabond and I wouldn't have it any other way

>> No.1956629
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1956629

>>1956540
I WANT TO DO THIS BUT I HAVE NO CREDIT. NO ONE WANTS TO RENT TO ME SHORT TERM IF I HAVE NO FUCKING CREDIT.

>> No.1956656

>>1956202
Are you someone who can pull pussy in if you lived alone?

>> No.1956666

>>1956629
Sucks to be you. Next time get yourself a credit card and buy you groceries with it.

>> No.1956667

>>1942554
shit man, that sounds rough. hope you're doing well now

>> No.1956675

>>1942193
Literally this. Tfw 22 and i make more than my parents combined and save like a jew while normies cry about "bills". Pay for little stuff here and there to get them off my back. Gonna be a millionaire by 30 easy

>> No.1956680

>>1950497
im calling bullshit that you can do all that at 24, somethings up.

>> No.1956684

>>1956675
make up more than your parents combined? whats up with you and this faggot >>1950497 lying?

>> No.1956713
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1956713

>want to move out
>~12k in savings
>everyone wants proof of income and a credit check, which I don't have

>> No.1956740

>>1956684
Nah. It isnt hard when your parents are poor and all of your costs are low cause no debt and consecutively saving 40% minimum of each check. Got 13k in the savings a company matching 401k and my personal taxable investment account

>> No.1957005

>>1956656

Yeah. I was a virgin until 18 but then I started going out ever weekend sober, living alone. Got laid on average a couple times a month. But it didn't come naturally for me

>> No.1957071
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1957071

> living with two people that tell you what to do, how to behave
> basically an INCEL
> doing this because it's "comfy"

just fucking cut your balls off anon, this board is just /r9k/ under a disguise

>> No.1957404

>>1956713

Start building your credit, or have your parents cosign for a place. With 12k, you could put a nice down-payment on your own place if you got your credit up.

>> No.1957554

>>1957071
>MUH DIIIIIICK
stop already

>> No.1957589

>>1942443
>make more money.
>keep overhead it a low
>buy a car thats good on gas.
>???
>profiit.

>> No.1957591
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1957591

>>1945889
>average income
>~100k

>> No.1957620

>>1946723
My mom used to give me rubbers for when my girls would come over to drink and smoke pot.
My mom was fucking happy when I brought a girl over I could do whatever.

>> No.1957634

>College NEET living with my parents
>room is on the first floor, everyone else is second
>sneak my gf thru the backdoor
>0 expenses besides dumb shit I want to buy
>about to graduate debt-free with money saved up from internships

Meanwhile
>dumbass cuck brother falls for the "independence" meme
>barely able to live a semester with his internship money
>hes thinking about moving back in or getting a wageslave job
>doesn't even try to get laid

I always thought I was missing out until I got a hot gf by just being confident in class and watching my brother fuck up his finances.

Assuming your parents aren't shit, living @ home vs moving out is entirely what you make out of it. Most of you guys are virgin beta fags who would rather use living with their parents as an excuse for their failures instead of actually trying to improve your life.

>> No.1957647

>>1957634
Do you actually think your special for living with your parents when you're still school?

You're not.

>> No.1957682
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1957682

>tfw NEET college dropout living at home spending my last few grand from wageslaving on starting an e-store

>> No.1957786
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1957786

>>1941426

>> No.1957817
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1957817

>buy house
>rent out rooms to pay mortgage

get on my level

>> No.1958106

if you move out just to fuck you're amongst the biggest idiots on the planet

>> No.1958142

>>1958106
Well I just want to masturbate

>> No.1958246

>>1958106
I moved back in just to fuck. What does that make me

>> No.1958258
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1958258

>>1958246

>> No.1958264
File: 220 KB, 750x1128, 63787891da3b7b14929a68a6f559e84b.jpg [View same] [iqdb] [saucenao] [google]
1958264

>TFW Indian so if anyone asks why I'm still living at home, I can say it's normal in my culture

>> No.1958270

>>1958264
>TFW Indian so if anyone asks why I'm shitting in street, I can say it's normal in my culture

>> No.1958330

>>1942121

Having your parents pay for your college isn't "out". Thats your parents paying tens of thousands of dollars for you to go to adult day care.
>>1945897
Fuck, i'm 19, going to community college. and dont have any money saved. I need to fucking start grinding my ass off.

>> No.1958745

>>1951664
>>/fit/ (I'm huge)
Bullshit what's your bech

>> No.1958763

>>1958330
My parents didn't pay for shit. I worked graveyard shift 32 hours a week for four years and took on $15,000 in debt

I made myself, fuck off.

>> No.1959060

>find 3 bedroom apartment in nice area
>Lets say rent is: 1800 a month
>if you can - rent the other 2 rooms for 900- 700
>live rent free or very cheap

You dumb fucks even trying? I did this for 4 years.
Hit the one roommate for more $ because his girl was over every single night.
Groceries!!

>> No.1959551

>>1941508
Literally this. Put your shit into a Roth IRA portfolio with some ETFs and cryptos and you will be fucking set, even if you still continue to wagecuck.

>> No.1960510 [DELETED] 
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1960510

>>1941508
>>1959551

I graduated college 2 years ago and lived with my parents while maxing out my savings into investments. Now have zero student loans, a paid off car, a good sized liquid emergency fund and about 140k split among my 401k, Roth IRA and taxable investment accounts. I'm planning on moving out in a year or two and will buy my own investment property with cash.

>> No.1960544

>>1959551
I agree with saving the remainder of your disposable income into ETFs and mutual funds, but are there any legit cryptos to invest in? Seems like most are pump and dump shitcoins.

>> No.1961592

>tfw living with your parents at 23
>tfw wage cucking for 45k canadabux
>tfw actual income is 36k after taxes
>tfw tore my bicep years ago
>tfw scared of the world because my arm is fucked, can't see myself leaving home unless I get surgery to fix it
>tfw dad dying of cancer, probably only has max 5 years remaining

You can't make this shit up.

>needless to say, kissless virgin

>> No.1961815

>>1941426

Its bearable if you get along well with them

I get 220 quid montly from them for food expenses

If you think your parents are shit try all the other hundreds of financial leeches that will cling on to you if you move out.

>> No.1961855

I am in CA. Twenty years old & I work part time for min wage so that should tell you enough about me financially. If I apply for welfare, so I can spend that money on food & other necessities will that help speed up my process of saving up, buying a car and moving out?

>> No.1961864

>>1961592
Just kiss a girl already bro you're closer to 30 than you realize

>> No.1961977

>>1961592

Dat inheritance tho

Also get some bitches, not all women are all that bad.

>> No.1961985

>>1961855

They only give welfare for women with kids or at least they prioritize them first which is forever.

>> No.1962031

>>1941522
>moved out to get laid
>too lazy to put any effort into meeting people or doing the whole dating thing
>sit in front of a PC all day every day
>no actual difference from when I was living back home except that I can jerk off whenever I feel like it now
>pay at least 1k a month for the privilege

>> No.1962037

>>1956045
I'm doing the same thing. It's not so bad and I've managed to save a lot of money. I think I will move out soon though. I think my mom wants to move back with my grandparents in another state and I will probably move into an apartment closer to my job.

Also living with your mom sucks if you want to bring girls home.