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/biz/ - Business & Finance

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18941007 No.18941007 [Reply] [Original]

What are 5 ETFS/Stocks would you have in your Roth IRA for dividends and long term holds.

>> No.18941090

>>18941007
Qqq, xlk, fivg, xt,

>> No.18941194

>>18941090

Thanks :)

>> No.18941244

SPXU, SQQQ, SDOW, SRTY, TVIX

>> No.18941303

Mine

>VTI (Vanguard total US market)
>VNQ (Vanguard real estate index)
>VIG (Vanguard large cap dividend stocks)
>VHT (Healthcare stocks because you can bet your retirement on Americans staying fat and diabetic)
>NEP (Renewable energy company. I was part of the IPO when I worked for their parent company)

My portfolio fluctuates by less than 1% most days and I beat the market in half of the calendar years since I started.

>> No.18941430

>>18941007
RSX & EFNL for winter war 2.0 (both 7% yields)
SDEM, DVYE, EFAS, IDHD or IDOG for international.
SCHD or DGRO if you want conservative US only.
RWX, FREL, PSR, O, MORT, or REET for some real estate
REML leveraged mREIT with 133% yield if you can handle being on the eternal edge of auto-liquidation.

>> No.18941526
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18941526

>>18941007
There was a Reddit post recently (yeah yeah bouncing Wojack Le R*ddit) with some analysis that the Top 3 companies (by market cap) outperformed the broader market each year going back to like 1980. For example if you held:

> 1980: Ford, GE, Sears
> 1990: Visa, GE, General Motors
> 2000: Microsoft, Visa, Chase
> 2010: Google, Microsoft, Apple
> 2020: Apple, Amazon, Microsoft

You would outperform the market quite significantly. I’ll never be able to find the post because Reddit’s search is garbage but it seems like a compelling strategy.

With that in mind, I’d allocate 1/3 to MSFT, AMZN, AAPL then every month when you go to invest, just check which companies are Top 3 in market cap and split your buys up between them.

>> No.18941657

>>18941526
What do you do with past buys?
Would you hodl GE and General Motors from 1990 to this day?

>> No.18941716

>>18941657

Dude, just donate your money to charity or something if you are this stupid.

>> No.18941791

>>18941657
I’ve thought about that and came up with a few options

> hold
It may drag your portfolio down (like in the case of GE) or you may get a rebound if it goes back into Top 3

> sell entire position for new company
Sell whatever company drops out and buy whatever company moves in. Easier if you have partial shares (like with Fidelity)

> sell entire position and split
Split whatever you sell between the 3 companies

> sell portions of your stack
Basically just average down over a period of time. Taking profit when you can and avoiding losses.

>> No.18942447

>>18941007
SPYD- ETF of top 80 dividend paying stocks