/biz/ - Business & Finance

Keep doing it until they change it obviously

>>18345088
>I received $2200
Here's where they will hunt you

>>18345128
hunt who? johnny liquid? at the fake address? or will they call the fake phone number?

>>18345140
where did they give you the money?

>>18345213
they didnt give me the money. lenovo sent the laptop (worth $2200) and Klarna said they will send me an invoice to pay them monthly via mail.

>>18345235
So your lenovo order actually has a real address

I never received money, just the goods. The idea is I pay it back over 12 months @ like 190 a month or whatever it is. The invoice is sent to the fake address

And you gave false informations to them (this is a felony).
They can just ask to lenovo where did they send the laptop and get back to you.

>>18345235
Interesting

Photo and timestamp of laptop, and I'll follow through next.

>>18345245
no, the lenovo account does not require an address.

only klarna has my fake address.

the fake address is where i picked up the laptop.

>>18345213
they didn't give him any money, retard. they paid for his laptop with a consumer loan.
Doesn't matter anyway because this is a larp, if not we're about to see a 2008 type crash

>a board of coloured men
Hope you realize that this is very stupid

>>18345259
was the laptop sent to your real address?

>>18345275
they actually shipped the fucking lenovo to SOMEONE, this someone is you.
"Look at that, a mysterious someone gave us false info and lenovo sent a laptop to someone, we haven't a clue"

>>18345088
thx just got some home decor as johnny liquid

Posting from my phone. Here is my Lenovo Legion laptop with maxed specs

>>18345088
>$2200
>top of the line

>indian shill or retarded nigger
I don't have a clue here

>>18345235
Wont they be able to track the location of the laptop though? Isnt it registered somewhere online?

let me clarify this a bit.

I used a fake name, fake address not registered to me, a fake phone number not registered to me.

I received the laptop at the fake address (with no affiliation to me whatsoever)
Klarna, and lenovo do not know my real name, real address, or real phone number. and there is no connection to any of it.

>>18345373
>A fake address
HOW.

>>18345331
Fuck eh

>>18345372
i never registered it to the lenovo site for the 'warranty'

>>18345373
Laptop phoned home it's IP address via Lenovo Vantage software. Unless you always connected online via VPN you're fucked.

>>18345378
are you okay dude?

>niggers gonna nig
this nigger is going to get arrested for a fucking laptop

>>18345388
Theyll still be able to track it by serial number or unique id numbr or watevr the hell they use when you go online, wont they? I could be wrong.

>>18345373
Explain this fake address. You mean your buddy right? Well they will be liable now.

Post a guide for a broke college students

>>18345405
>Can you receive a shipment in front of a fucking house that is not yours?
What's this thread, a parallel retarded dimension?

>>18345403
lenovo and klarna are two different companies.

You can use klarna at hundreds of different websites.

Lenovo has already been paid by klarna, i dont think they give a shit

>larping intensifies
explain how did you receive the shipment, nigger

>>18345432
If Klarna decided to investigate then Lenovo will be legally bound to cooperate.

>>18345373
There's a remote possibility they might track you via IP and MAC if you go online. Probably not over $2200 though. Klarna is in Sweden, right? I suspect that they will bring down the whole Swedish economy (what remains) because they are so fucking bad.
What if you had used some patsy's name and address instead? Would that poor person be in debt even though he had never even heard of Klarna? Bloody scam company, shouldn't be allowed to operate.

>>18345378
house for sale, no tenants, abandoned. Gave the OK to leave package at the door.

That's one option. There are many others.

>>18345460
>larp confirmed
Ok so you didn't shit

>>18345352
oh my god shut the fuck up

>>18345460
I received my Lenovo laptop March 26th. It required a signature. There was no other option. Larp confirmed.

>>18345372
They are literally watching him jerk off on that camera with spyware. Getting all his bank details, they know more about him than he does.

>>18345506
doesn't prove shit

I can prove literally anything you want. Ask away.

i believe OP.. Giving him the benefit of the doubt what if this is true?

>>18345520
New Lenovo laptops have a cover over the webcam

>believing that someone can give to you a $2200 item without signature
Hello, tnt courier here, i regularly steal every item they say to leave in front of a door, expecially if the house seems for sale, i'm a fucking millionaire.

>fake
You mean false address you fucking retard.

>>18345088
What information did you use to sign up for the website?

>>18345561
You have way to much faith in Postal workers making 13$ an hour over the CHRISTMAS SEASON where 50% of employees are new and temporary seasonal workers.

Lies.

>>18345601
just use fake info

>>18345579
Nice larp, but seriously, you can't get this shit delivered at a fake address.

>>18345601
>SSN
wew gonna be a nice hefty collections comin his way in the future

>>18345634
It happened. Here's all you need to see.

Looks like they changed their policy.

Smart move.

old article.

But apparently they still fucking suck at verifying people.

I never created a Klarna account or provided an SSN, or DOB, as said in the first post.

>>18345763
How tf can you create a account without thouse?

>>18345860
exactly.

>use fake info on lenovo site
>at checkout select klarna as payment
>thank you your order will be shipped
>klarna sends email "hello johnny liquid, click here to register your account"

lol nah thats ok thanks for the laptop tho klarny

I just tried and it didn't go through. Klarna rejected me. OP is a faggot.

>>18345913
Im considering doing og, buuuut its fraud, and i dont wanna get into trouble.. u know

its happening all over

Here's another perspective

>>18345957
clearly you don't know what your doing.

A quick google search will reveal hundreds of cases where this is happening, like the pic i posted above

>>18345973
LOOOOL

>>18346012
Yessir.

>>18345460
>That's one option. There are many others.
Could you go over some other options OP I need to get some mushrooms delivered to cure my depression and I don't want to open a PO box

>>18345275
>the fake address is where i picked up the laptop.
alright explain this faggot

I've already answered all these.

OP is an incel , you can't get a 2200 laptop delivered no signature to a nothing burger adress

>>18345913
So basically there's a lapse in the business process which in turn is abused for fraud.

I can't be arsed to check but 'Klarma' might be a subsidiary of a bigger company hence why they aren't necessarily bleeding yet despite all these fraud cases but if you're smart you'll know that you wont get away from this when you're in a country like Sweden.

>>18345279
>One app barely anyone uses is going to going to be at the forefront of a 2008-like recession

>>18346077
im not in sweden. or that continent for that matter.

Also, it's not fraud, since information used is public domain. No PERSONAL information, No bank accounts or credit card info was used

Read this quote from the image i posted above.


"I also couldn't persuade Klarna to do anything without a crime reference number from Action Fraud but, as I suspected, Action Fraud can't consider this a crime since no personal data has been stolen to perform Identity Theft. Action Fraud's response was that the agency (Klarna) could report this as a crime if they've extended credit and made a loss as a result, but there's no loss to me as Klarna or the alleged theif don't have my bank account or credit card details. So I've not been a victim of anything here - Klarna have. Klarna need to wise up and get their own crime reference number if they are going to make fraud that easy."

>>18346070
Me and hundreds of other people already have buddy

>>18346063
Just some courier tips OP I need to order some golden teachers and don't want to have them delivered to my mom's house

> commits fraud
> brags about it on /biz/
yep

>>18346154
idiot.

you dont buy mushrooms, you buy spores which are LEGAL for research purposes and you grow them yourself. They arrive in a syringe solution and your inject it into a mix of rice flour with vermiculite on top in a mason jar.

these are called cakes.

After the jar has been cured it will be all white and you place your cakes into a larger birthing container. The shrooms will grow off the cake.

One 15$ spore sample will give you more shrooms than you can eat in your lifetime.

research it.

>>18346106
I don't know what backwater country you are in but Fraud isn't limited to identity theft so whatever floats your boat anon. Their intended business model could be beneficial to people who in dire situations but yeah, nigs and jews gotta spoil it.

>>18346201
send laptop plz

in conclusion, there are many more sites like klarna...and i have collected more money than many of you have ever seen in your life from these fun little "lending apps"

>>18345432
while OP is a nigger, this is factual. Klarna probably don't look too close at security as they're a middlekike providing bullshit 'installment payment services', but one who rely on being easy to use. The more security, less liable someone is too tick their 'Pay with Klarna!' box. Its a numbers game, while growth is more important (to them) than nigger amount, I wouldn't doubt OP's tale here at all desu, or that it is this easy. Till you get caught

>>18346322
send alt sites nigger

brb gonna go do whatever i fking want with my merchandiiizze

>>18346334
winner winner

>>18345275
What the fuck?

>>18345088
>”I ordered a $2200 laptop through Klarna”
>Klarna caps your purchase limit at $1000
Larp confirmed

>>18346154
HOW TO GET THERE :0

>>18345763
>>18345913
vs
>>18345275
>never created a klarna account
>only klarna has my fake adress

nice larp faggot

>>18346582
imagine if lenovo provided the order receipt to klarna

>>18346514
wrong, I just checked and capped

however they do now require a SSN and DOB

So it no longer works.

But there are other options anyways, lots of lending apps out there

I literally need a new laptop, or why not a gaming computer.

its obviously has some malware or some shit to rob you, they can easily steal more than 2k worth of information. either that or it straight up glows in the dark and you will be sitting in front of the fbi in 2 months time

>>18347028
FBI lol....

Imagine being a lawyer, going after a case for 2000 fucking dollars

"all right who are we going after?"

"well.....his name is johny liquid...uhm..we know his email is zork@borkmail...and uhm this is his phone number but it doesnt work...and uhm...thats all...good luck plz get my 2000$ back...ill pay you your 15,000$ in lawyerz fees if you do"

>>18347116
Hey fren, would you mind share the other links like klarna?

>>18347284
This, I actually tried to buy with klarna but it needs your social number to verify the 'payment'

>>18347521
Same, and won't pay for a PO box, that shit is expensive

how fucking stupid do you have to be to post this all here, screenshots and everything
amazing

Lenovo is what the Thinkpad from IBM became after China bought it. Lenovo's Stinkpad was famous for shipping with spyware in the ROMs.

The method works- for typical retailers, they hold all liability for CC charges. So typical retailers would stop the process here. Here, there is no CC. So it would appear anon committed the perfect crime. However it was a Lenovo. Unless you are an elite hacker there is no way to know if its not essentially a homing device from the hardware layer.

Additonally, every windows 10 is a homing device. And since AI can basically match any use profile with known patterns in a database, its certain that anon is known. Believe me the AI is not confused by the alias.

Neither microsoft or lenovo or even Klerna is in the business of chasing small-time operators around trying to collect $2000. The fact is user data is far more valuable than $2000. Since the laptop is used every day a shit-ton of valuable data is produced and is added to anons file. Anon is just another lifetime customer who happens to have had a bit higher customer acquisition cost which doesn't materially change microsoft or lenovo or Klerna's customer acquisition costs in the aggregate.

What really is going on is, at some point the market became so saturated that companies started going after the marginal customers, the only ones left. So they set up a site that targeting 2 kinds of people. People who steal stuff and people who will attempt to build credit by overpaying for something plus interest. The end.

>>18347555
In my country you can make this letter where a person can go pick up your package from a store or post office. It wont register anywhere, it will only register that the fake named person has received package. It is very dumb system and I see the benefits for it on this case.

The ssn is the problem. Maby OP could help fellow frens?

>>18345088
No, you didn't. The app asks for a SS# or tax id information to apply for credit, a fake name and address won't work in any of the countries it's used in. Stop making fake posts to see if you can scam the app.

>>18347635
But fren.. how would you get the letter in the first place?

Op is a larp it does require ssn and acceptable credit fggt

>>18345366
the mutt fears the superior Indian chad

Johnny Liquid please contact ASAP to arrange KYS information and to arrange payment. Support@klarna.com

>>18345446
Calm your tits ching chong

>>18347789
You can write it on a piece of paper by yourself. Its literally that retarded

>>18345088
the laptop has spyware on it and they know who you are

>>18346201
This is your brain on shrooms

you fucking idiots, i just said KLARNA doesnt work anymore, they NOW REQUIRE AN SSN

5 months ago when i bought this that wasnt the case.

IT IS OBSOLETE

But there are still other lenders who dont require anything.

I laid out the plan. If your not smart enough to find them yourself you wont get away with this.

>>18347628
the obvious solution here is to sell the laptops you receive

are you implying you are smart OP?

>>18347875
Laptops confirmed for cyberpunk chopshop

>>18347871
Well give us the other lenders you fag

>>18348003
If you google apps like klarna you can find out yourself you absolute retard

>>18345088
>Deh

>>18347871
I’m on Klarna right now. From what I can tell they DON’T require a social security number but they DO require a credit/debit card number so I still don’t understand how you got away with it

>>18345128
>>18345213
You arent big on reading comprehension are you?

>>18345973
>>18345973
>>18345973

>>18348022
they didn't require anything other than shipping info 5 months ago. It doesn't work like that anymore.

Did you all eat crayons growing up or something?

>>18345415
They can't unless he leaves Computrace enabled

>>18348071
So you made a thread about something that happened to you 5 months ago?

>>18346087
I...don't...what?
The amount of actually medically retarded people in this thread is astounding.

>>18346048
Actually needing this explained.

>>18346077
>you wont get away from this when you're in a country like Sweden.
lol, that refugee shithole?
please, cmon now

>>18348090
0/10

>>18348143
>>18348130
>>18348120
>>18348101
Here’s a friendly pro tip because I feel kind of bad for you: you can reply to multiple people at the same time by clicking on their post numbers

>>18345088
are you so poor you can't just buy Kleros and wait for the 500x?

>>18348170
thanks for the tip worthless peasant faggot

>>18348250
what the fuck is kleros?

>>18348017
Yea but gib me one that doesnt need your ssn

>>18348358
find out

>>18345541
Install Gentoo

>>18348253
suck a dick retard

>>18345261
>(this is a felony).
SO IS DOING COCAINE NIGGER

>>18347116
there's debt collecting for that

>>18345088
Ok I’m on there site and it requires a SSN and a credit card. Why would you lie?

>>18351101
>taking financial advice from a japanese anime board

>>18352316
Sir, this is a Eurasian money printing forum.

>>18350530
Anon, I accidentally clicked your id. You're a fucking jealous ass retard. You shouldn't be on this site if you're that baffled on how someone possibly got something shipped to another address. Go back eddit with the rest of the 12 year olds

>>18348019
Formerly chuck's

>>18345458
>>Klarna is in Sweden, right? I suspect that they will bring down the whole Swedish economy (what remains) because they are so fucking bad.
hearty kek

>>18346070
i literally got 10k worth of silver bars delivered this week without a signature (maybe because of corona but whatever)

>>18347854
this is actually true.

literal concept from back in the boomer days

so i just tipped off klarna, enjoy the 2200$ laptop johnny liquid

>>18345088
OP is unironically a based conman.

>>18352434
ahahahahahahah yes

thats why VIDT is needed

>>18346858
>zork
hello jon
get off ecom talk

Just checked alternatives and they all do a credit check. Plus haven't found an European one.

Quick rundown on this thread?