/biz/ - Business & Finance

>>18239313
Do you know what retirement means

>>18239313
Oy vey, the stink market is the greatest wealth engine ever created. Just look at buffet and all those YouTube vids.

Even worse for bitcoin

>>18239313
its supposed to be ultra low risk. thats actually pretty impressive considering our stock market crash from corona literally all last month

>>18239331
Do you know what people aren't trying to work til 60 mean

>>18239349
kek

>>18239351
VFIFX is 90% stocks 10% bonds. What is ultra low risk about being mostly "Aggressive" and running in quicksand?

>>18239926
Every jobless claim is $1200 extra money printed every month.

Indexers BTFO

>>18239395
cope

>>18240022
Coof coof coof

Sorry couldn't hear about your babby gains over my coughing. Imagine buying this fund and it's worth less than 5 years ago. Fuck the dividends that is a bad investment

>>18240046
If it's virtually the same price 5 years later, and you've been collecting dividends every quarter, you still made a profitable investment

>>18239396
Some of us at least

>>18239313
Lmao imagine not just using covered puts on it for 5 years and pocketing all the gainz.

>>18240266
Hi! When first market cycle ffs ckb

>>18239351
It lost all of it's gains since 2015, and will keep losing more

>>18240309
This

>>18240117
It's bloated with junk. International bonds, international stocks, hell even domestic fund that includes shit like GE, Ford and JC Penny? Macy's? This is shit and you know it

>>18240117
2% div yield less 2% inflation means you are flat not profitable.

additionally divs are taxed. you have lost a small amount of purchasing power.

extrapolate the last 5 years over a 40 year investment horizon and you lost extremely valuable compounded growth. stocks were very clearly overvalued 3 years ago. should have started hedging your position at that point already.

>complaining about target date funds when you should just be buying their tech and energy ETFs
You’re dumber than pic related.

>he doesnt know
theres more to it than gaining money

>>18240423
>could of would of should of

If you're crystal ball was so great you would of held all your stocks and sold in Feb/Jan 2020

>>18240447
Stupid, they’re over valued and energy is fucked

>>18239313
Soon

>>18240693
>nah, degeneracy doesn't die with lowered incomes. quit worrying about some insta thots getting crumbs and get rich yourself, faggot

Just my take on the subject, considering I have met a few of these kind of girls.
I dont worry -or think- about them, they will just sell their pussy at lower prices. I even think some of them are actually smart despite being inmense degenerates, I mean, blue balling a thousand neets, boomers, and coomers in exchange of money? Since they are all very shallow and have no ounce of shame at least they are doing the smart move.

Compare it to say, the $15 hookers that do it old school. How much to they get in a night? $300 tops? Hell, open an instagram, fuck some local hobby photographer in exchange for a photoshoot every week and the rest just post pictures using filters.

Boom $20k a month easily.

>>18239313
That's an income generating fund numb scull it's not for growth. People that are retired and have already made reba Lance their portfolios into less risky assets.

>>18240898
Certified moron right here. VFIFX is 90% stocks of which half is international. It’s only 10% bonds. Income funds would have 50% bonds. Faggot

Ayyy lmao

>>18240840
i wasn't holding stocks at all. and they are still overvalued at this level. i'm all cash and gold.

listen up smart ass. i said you would have started hedging out of stocks slowly if you wanted to play the casino. i didn't want to play at all.

just keeping buying the index. it always goes up 7% over 100 years. too bad your investment horizon is 40 years tops.

why do you care, you had as much money to invest in 2020 as you did in 2015

>>18240931
10 gold coins is easy to carry instead of like 700 oz of silver

DIVIDENDS