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/biz/ - Business & Finance


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18176264 No.18176264 [Reply] [Original]

Just inherited 200k what should I do with it

>> No.18176270

Bitcoin

>> No.18176274

>>18176264
Chainlink

>> No.18176279

>>18176264
Real answers please I haven't told anyone because they'll just beg for money

>> No.18176302

>>18176279
Vanguard target date fund for a year close to when you want to retire. $200k isn't a lot, but you might still feel more comfortable dollar cost averaging in $20k/month.

>> No.18176310

>>18176279
Put it into an index fund like SPY of VOO

>> No.18176324

>>18176270

This

>> No.18176329

My friend I know the best investment for you. Buy many BSV many riches

>> No.18176356

>>18176264
what country

>> No.18176372

>>18176356
Good ole US of A

>> No.18176378
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18176378

>>18176264
HBAR

>> No.18176417

>>18176264
become a junkie and fuck whores

>> No.18176423

>>18176264
Unironic real answer, chill out for a couple months because nobody has any idea what's about to happen in the next few months (ignore anybody who claims they know whether the market is about to crash completely or go sky high, whether coronachan is the end of civilization as we know it or a complete nothingburger. nobody knows shit right now.)

Assuming we're all still here in a few months, invest it in something sensible (index funds for easy mode, but whatever you do, make sure you're diversified). Do not buy shitcoin or chainlink, that's gambling, do not trade options, that's gambling (not for everybody, but for you it would be). You can more than double that money in a decade and every little bit you add to it will make it increase faster through the magic of compounding. No, this advice won't let you quit your job any time soon, but it will let you retire early.

This is a very normie answer so people are going to shit on me for it but trust me that this is much more likely to make you money than any of the retarded risky schemes people shill on here.

And seriously if you sink any appreciable amount of it into crypto you are a tool.

>> No.18176425
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18176425

>yes goy, put $200,000 into our (((funds))) and make 1% yearly dividends with a 50% fee
XRP is the real answer of course. But the hordes of stupid people will convince you out of it anyway

>> No.18176428

>>18176264
BTC at intervals during collapse in April. Link when it bottoms out too and ETH. GG life, gg.

>> No.18176445

>>18176264
Put it all in orchid tonight then convert it to xrp tomorrow night

>> No.18176458

CHZ then dump it and buy BTC and then buy LINK

>> No.18176504

Pay your rent.

>> No.18176506

>>18176425
why do so many anons try to convince others to buy their coin of choice?

>> No.18176509

>>18176264
Well it's not a lot but you can make it if you do it right. Buy options, or leveraged crypto. Look at biotechs or stocks that can really move. Buy calls on sqqq for long term look at slam dunks like casava sciences or puts on smaller travel companies like despegar. Don't gamble with the market but don't be afraid to make big moves either, just play the game

>> No.18176511

>>18176264
Silver bullion.

>> No.18176522

>>18176506
>guy has 200 k
>i have 200 k too
>guy asks me what would i do with 200 k if i wanted to make money with it

>> No.18176552

$200k make-it SUTER stack or you’re a big ol chicken

>> No.18176570

>>18176425
I think I read somewhere that a lot of the worlds elite are investing in xrp.

>> No.18176574

>>18176425
>yes goy, put $200,000 into our (((token)))
If he is going to sell on a 5% increase sure, or even if he waits till a bull run it won't matter what big coin he holds but I wouldn't want to be the one holding the bag.
ETH would be a better choic

>> No.18176581

>>18176522
but everyone always says THEIR coin is the one, if you guys are going to get rich iff these why share it? is it genuine kindness

>> No.18176624

>>18176581
yes, but lets be real. Every form of marketing and advertising counts. if something like LINK wasnt memed so hard on /biz/ it would be rank 50
people underestimate the power of internet memes and shilling. Whichever coin is being talked about most is the one gauranteed to win

you can cope and say no all you wantm im just stating facts

>> No.18176646
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18176646

sqqq

>> No.18176667

>>18176624
what separates them? why is it such a tough call that the occasionally intelligent anons here aren’t united behind one coin? are the coins really such close competition? if so, how. why not buy all coins just in case

>> No.18176714

>>18176667
because XRP is the best coin in existence hands down. If spent time reading up on all XRP news lore and backstory like me, you would know why
Even if biz doesnt buy, it will be bought up anyway by the elites and institutionsm Its just if biz bought now, it wouldmoon 1% higher and faster

if you want to be an undecided fag be my guest. This board is all united over links anyway, so go drink the kool aid

>> No.18176738
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18176738

>>18176264
How about you try helping the less fortunate you racist fuck

>> No.18176853

>>18176264
I don’t know about you all... but this is the first time since college since I’ve felt alive. I have lots of silver and been waiting for this to happen for 5 years. The point where 1 silver Roosevelt dime buys me a blowjob from a formerly well to do housewife and her 18 year old daughter at the same time. I’ve been waiting in the shadows laughing at these cuck husbands who buy their wives range rovers instead of buying silver bullion... knowing that I’ll be face fucking their wives mouths for the 1.30$ it cost me to buy that silver dime.

Just yesterday at Whole Foods I seamlessly entered a conversation with a roastie milf with a ring about corona in the water aisle... and I said it’s a cover for trump to bring us on a gold standard. She was looking at me in amazement like she wanted me to paint her lips in cum. At the end of the conversation I’m like take my number l, have plenty of protection and freeze dried food if you ever need it and she took it from me.

>> No.18176887

>>18176264
Steem blockchain and hive

>> No.18176913
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18176913

>>18176646
Comfy in SQQQ

>> No.18176914

Do you like money or need to gamble?

>> No.18176923
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18176923

>>18176264
Buy steem

>> No.18176927

>>18176264
buy land

>> No.18176935

>>18176264
100k XOM
100k LINK

You welcome.

Exxon Mobile exec put in $1 Million at $32 into XOM OP

Praise be The Crude God

>> No.18176951

>>18176264
Buy land.

>> No.18176988

>>18176264
Nvm fuck LINK just go all in XOM this faggot put a MILLION

M
I
L
L
I
O
N

A million dollars into XOM at $32. Just bro. Just do it.

>> No.18177008

>>18176264
Donate to your republican senator. Kek.

>> No.18177101

>>18176264
dollar cost average VTSAX and VTIAX

>> No.18177126

>>18176264
not buying memecoins

>> No.18177255

>>18176264
Send it to Binance and make sure you pick up a good stack of ARPA along with a bunch of other shit

>> No.18177369

>>18176264
60/40 split of tqqq/tmf, re balance every quarter.

>> No.18177383

>>18176423
this is good advice. invest early and often. index funds like s&p500 are good, precious metals, bonds, real estate if possible. Diversify your portfolio, aim for slow and steady growth, and protect your capital at all costs.

>> No.18177540

>>18176264
Go all in on your gacha of choice.

>> No.18177580
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18177580

Buy link OP don't be a pussy like these cunts
>>18176302
>>18176423
>>18177101
>>18177383

Coinbase. Chainlink. Now

>> No.18177610

200k short on DOW

>> No.18177686

guns and food

>> No.18177766

>>18176264
Wait until the market is done crashing buy a property at lower price and leverage a 30 year mortgage on another property.

>> No.18177768

>>18176264
100k worth of gold, 1k to buy an ar15 and 1000 rounds of ball ammo if you don't have one, 50k silver, 5k property of land near a river somewhere rural, 5k on a truck, 30k to build a house or shelter with a concrete steel floor safe and solar power on said land. The rest in a bank account

>> No.18177834

>>18176264
All in apr 3 spy 100p

>> No.18177858

>>18176264
150,000 in gold, 50,000 in guns, ammo and food rations. Good luck, bro.

>> No.18177913

I would 30 oz gold 3,000 oz silver so you're always baller no matter what. 30k split into BTC and ETH. The rest into s&p 500 and add to it

>> No.18178142
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18178142

>>18176264
Depends on your model.
If you want to keep an eye on your money and buy/sell at dips/peaks, then index and 'safe' stocks (megacorps that are too big to fail) are the general way to go. If you want also, with 200k you can easily put a small portion if you want to bet on crypto too, but don't bank on turning a profit, it's a very volitile market.
If you just want to buy some shit, then look back on it in a few years time and find more shit than you put in, either go into Precious Metals (PHYSICAL ONLY, NO BONDS/STOCKS) at ~70-80% Gold, ~20-30% Silver or Real Estate (a few mid-priced ones if you want to rent or 1-2 higher priced if you want to sell. Don't buy slums/cheap housing if you want to rent, your tenants will cause you more trouble than they're worth). For the short term, avoid both for now (because Corona means that everybody wants to buy in to both since they're so stable, thus the price is inflated); but once the price lowers again throw your money at it.

I'd personally recommend PM's then just living your life as if you didn't get any more money (using the profits to retire early with), Gold/Silver is relatively easy to get into and relatively hard to fuck up with (increasing generally at 5-15% per year) - just make sure that you don't buy on an obvious peak otherwise you'll have to wait a long while before you see profits and it'd be useless should you run into a major fuck-up tier emergency (ie, house gets set on fire or something) given the amount of time it builds wealth on. Once again though, make sure you've got the shiny rocks directly in your hand/ in your own safe otherwise it's as good as an IOU.

>> No.18178170

>>18176509
Kek
>don't gamble
>trade options, crypto and biotech

>> No.18178179

>>18176264
Gold, silver and Bitcoin.

>> No.18178214

>>18176264
bet it all on black.