/biz/ - Business & Finance

God people are pathetic with money

>>17998348
Not for decades if ever. Stats show time and time again that the majority of people, when forced between the two options, would rather send non workers to jail.

>>17998366
stats show no such thing.

>>17998366
do you think rich boomers are going to let impoverished looting gangs drag them out of their houses? UBI is the best solution to the pandemic problem
aus government just increased our NEETbux twice what it was, and reduced the requirements... only a matter of time

>>17998386
no way dude we'll just imprison everyone who isn't working.

>>17998348
Our generation is the weakest one in history, this couldn't have happened at a better time. absolutely JUST.

> muh i want to leech the benefits of civilised society but don't want to put any effort into it

HAHAHAHAHAHAHAHAHA

Here in Canada I see immigrants workers all the time. Working in places teenagers could easily work instead there unemployed or homeless. There's lots of low still jobs homeless people could easily work despite what people say instead immigrants mostly Philippinos take those jobs.

>>17998396
you realize we're talking about people who work right...what do you mean not put any effort into it

>>17998399
neoliberalism, globalism, open borders, etc all things that fuck the working class in the west

>>17998357
Australia has stagnant wage growth post-GFC
Government kind of bets on you being a home owner and thus having built equity.

>MFW my neetbux just got doubled

>>17998396
Ahh yes, we're weak for existing at the bottom of an economy which boomers set up - designed to fail

>>17998357
>God people are pathetic with money

Don't you think those stats are a sign of a greater illness concerning society?

>>17998415
what is another word for neetbux in the USA so I better understand what it is?

>>17998399
more often than not there's a reason homeless people are homeless and stay homeless
you don't just "employ" a homeless guy and change his stats from "homeless" to "clocks in at 8 every morning"
you're better off employing illegals or immigrants or both since those people at least sorta work

>>17998390

That's what gulags are for. Retired boomer landlords and NEETs who refuse to work.

>>17998455
welfare

Just got back to work after breaking my leg and managed to sell enough shit for 20 grand worth of commission.

I imagine almost everyone's going to cancel the contract and I'm fucked as I burned through all my savings being off work

>>17998357
this. every cunt i know pisses money down the drain the second they get it. modern people are financially illiterate and complain about capitalism

>>17998486
What the fuck are you selling to where you get $20,000 in fucking commission? I've never understood sales from that point of view.

>>17998470
cenno
the dole
the funny thing is that with this welfare increasing I'll be receiving just as much as I was in my last job teaching English overseas, but for sitting on my arse (at mummy's home rent free :^))

>>17998510
I believe it. While I wait to hear on a few things myself I'm going to mentally block out reading what you just said because otherwise I won't want to do an ounce of work tomorrow

>>17998461
The government should have at least have some sort of obligation to the homeless. Today there was this old homeless woman I drive past and she is right beside a Tim Hortons full of immigrant workers. I think she is willing to work she just can't find a job.

>>17998497
>the people spending and propping this shit up should stop
Don't cunts like that keep the boat afloat or am I a retard?

>>17998533
wait is immigrant workers standing outside businesses looking for work an actual thing?

>>17998348
this is by design
society is not dying, it is being killed

>>17998542
No I said a homeless person was and the tim Hortons is full of workers that barley know English

This is proof ubi would never work. They've proven they can't handle money they worked for. Why would they suddenly be responsible once the gibs fairy farts them a check every month? I'll de everything I can to prevent this from happening. I hate roughly 50% of my countrymen. Maybe in a more homogeneous population it has potential. I'd rather burn $100 than see even one cent go to a nigger.

>>17998533
Very sad and checked

>>17998540
well yes.. but its a negative feedback loop. the whole system only stays afloat because of hyper consumerism(fuelled by debt).. the whole western economy is dependent on average people impoverishing themselves.

>>17998348
You don't need UBI when you have UND (aka Unification aka the United Nations Dollars)

Look it up!

>>17998572

Well that hyper-consumerism is the only reason anyone has a job. Dog walkers, VR cafe attendants, waiters and cooks for the endless sea of restaurants, the list of jobs we could do without goes on and on. If everyone were to suddenly start being fiscally responsible TODAY the economy would look like it does right now. Everyone saving their money and only shopping at the grocery store and doing a minimal amount of driving. We can do without the latest Apple product or smart TV or the fastest computer or whatever.

And we'd all be out of a job.

>>17998635
>>17998572
Damn. that's really disheartening and disturbing. I feel so powerless

>>17998635
Or the same amount of people could work somewhat reduced hours at more reduced pay and be able to sustain their non-consumerist lifestyle

>>17998725

As you should. Imagine our civilization is like a tree. The trunk is the core industry: food and fuel, really. The fleets of trucks and the railroad push all those supplies outward to the cities and people in general. The grocery stores, gas stations and other essential places are like the fat branches and all of the rest of us are like the smaller branches and leaves. We are the overgrowth, really. We're not needed and what's more things would run a little more efficiently if we didn't exist at all. This can be said about the boomers who have lived past their productivity and now merely exist. In ancient times in certain civilizations the elderly would commit ritual suicide when their health began to fail them and they could no longer care for themselves because they didn't want to burden their family or communities with their presence, but now we keep them alive with heroic levels of medical care until the day they gracelessly expire. The list of inefficiencies in our society is endless, and our civilization is going to experience a violent retraction in growth. Imagine a game of musical chairs, with everyone fighting for a chair, everyone trying to declare themselves "essential", while everyone else horrifyingly finds themselves left without.

>>17998796

And still be as fiscally assed out as they are right now, because they'll just be paying for their essentials in life and still won't be able to save.

>>17998357
this is a good thing. means i am doing better than most even with a lower paying job.

>>17998813
So I'm just curious what you're trying to say, do you think most people have always done this, people are be dumber, or social pressures have changed?

>>17998807
>>17998807

anon and his 9 alt IPs having a convo extolling the virtues of communism with himself, colorized

back to chapotraphouse with thee

>>17998455
>>17998470
>welfare
To be precise, the main ones for us seppos are social security for geezers, social security disability for crazies, unemployment insurance for wagies who get fired, food stamps that are available for any poorfag, and section 8 housing subsidy that's hard to get if you're not a black single mother or some shit.

Oh and medical care neetbux are Medicare (geezers) and Medicaid (poorfags). Both suck but do get you some kind of doctor. Medicare has nominal premiums (geezers need to chip in like $100/mo) and Medicaid requires you to have basically no assets.

>>17998827

People have always been dumb I suppose, but social pressures and our experience in general has changed. Our generations and our parents' has been so far removed from the stark realities of nature and for so long that we've forgotten hardship. Apparently extending endless credit to the masses leads to all of them being in debt and the system eventually imploding. Who could have seen this coming?

>>17998390
A month of prison would cost more than a month of ubi

>>17998399
I always know I'm in a nice place when McDonald's workers are teenagers.

>>17998348
> UBI FUCKING WHEN
you're not gonna like it when it happens

Virus is a nothingburger as a virus
It is however, a gigantic sergey nazarov burger happening from the perspective of economy

PART 1 : WORKFORCE
Non-essential work force will be laid the fuck out. There is your automatization. 75% of jobse were meme jobs, they just couldn;t fire all these roasties and boomers who dindu nuffin but talk in office all day.
Now there is a virus, which is expected to be present in 60% population. Just like epstein-barr virus or any other often harmless viruses.
It is only excuse to lay off all that unnecesasrry workforce.
> Sry bro, but business ain't what it used to be after that virus. We had huge losses and can't afford to pay that many people.

PART 2 : UBI
What else is there to say.
It's going to be chinese credit score system. You WILL DO what government tells you or die starving in the street. Inb4 muh meme homestead, think of the outrageous property taxes. With zero income of government currency, you can't pay property tax in gov.currency. If you are not obedient, you die starving.

>>17998461
>more often than not there's a reason homeless people are homeless and stay homeless
>you don't just "employ" a homeless guy and change his stats from "homeless" to "clocks in at 8 every morning"
>you're better off employing illegals or immigrants or both since those people at least sorta work

No your not. Its because companies are trying to hire invaders that puts people in that situation. It affects the wages of everyone negatively by messing up the job market.

In the coming riots and collapse, the targets of mob scorn will be: boomers, foreign invaders, and supporters of globalization.

I hope you have the courage to say those things to an angry mob.

>>17998507
Solar panels. I don't get paid if I don't work though and also no super or anything like that. I won't get laid off but obviously I probably can't work

>>17998386
>do you think rich boomers are going to let impoverished looting gangs drag them out of their houses?

Drag them from their homes? We will be taking those homes. There will be breakdowns in the government soon too. You can't shut down part of the economy without it affecting other parts.

>>17998507
sex

>>17998399
>Here in Canada I see immigrants workers all the time. Working in places teenagers could easily work instead there unemployed or homeless. There's lots of low still jobs homeless people could easily work despite what people say instead immigrants mostly Philippinos take those jobs.


I agree. How do teenagers get jobs when fast food places only want to hire invaders?

Can they get jobs in the Philippines?

No?!? I guess the Philippines are facists that deserved to be punched because they don't let foreigners come and take their jobs.

>>17998446
>>God people are pathetic with money
>Don't you think those stats are a sign of a greater illness concerning society?

Honestly, boomers make horrible decisions with money. Its why for many of them their house if their biggest 'investment'. The boomers were able to make these horrible decisions and thrive due to the job market.

Fuck globalization and fuck anyone that supports it.

>>17998561
>I hate roughly 50% of my countrymen. Maybe in a more homogeneous population it has potential. I'd rather burn $100 than see even one cent go to a nigger.

So based my friend. Its the entitlement too. At my work, whenever one of the bitches has some event; like a wedding or a new baby, they ask everyone at work to contribute some money to get that bitch a gift.

I say no and they get so butthurt. They demand and expect it. If the bitch was close to me; I would have bought them my own gift already.

Its dumb to expect strangers to contribute money to other people, because hurka durka

>>17998357
I agree. Who the fuck doesn't have six months of savings in cash and the rest in gold and silver?

>>17998348
desu people are literal cattle and deserve being enslaved. if you cant even weather a couple of months downturn you lose everything jews were right about the goyim. I just wish I could be a jew myself

>aus citizens cucked at every corner with taxes
>not just abolishing various taxes instead
>you
confirmed retard

>>17998446
If you'd call a high time preference and low IQ an illness

>>17999516

You think Jews are any better? If they weren't given rich jobs, and wives by other jews; if they actually had to compete for those things like Caucasians, they would be the biggest losers and their race would die out in a generation or two.

>>17998348
Short AUS/USD

>>17998348
> People are horrible with money
> So let's take other people's money and give it to them
> Brilliant!

>>17998348
>having money in the bank
never gonna make it

>>17998348
>UBI FUCKING WHEN

Dude I worked a year in my entire life and I have 3500$ in savings. There is no excuse for a working man in a 1st world country to have less than 1000$ in his bank account

Don't live a lifestyle you can't afford.

>>17999500
>storing silver in a safe, that can be opened in 30 seconds
Not gonna make it

>>17999763
Jews got rich because they are a cult which preaches superiority.

When you view others as cattle it's very easy to scam them and not feel bad about it. In ancient times men felt they were too good to be loaning money with interest but a jew did not feel bad if his victim had to pay outrageous interest

>>17999812
>Not gonna make it

Couldn't you just dig a shallow hole in your garden, place a metal box in it and store all your valuables there?

I know it sounds silly but no robber would ever find it. Or to save time hide your shit in a place no one cares to look at like a basket of dirty laundry.

>>17998542
It's not anymore, which really shows that Trump has actually effected it, but you used to be able to go to home depot or Lowe's and get a whole crew for a shed.

>>17999784
AHH YES, WE WILL JSUT LET THE IMPOVERISHED FORM LOOTING GANGS TO PILLAGE THE AFFLUENT COMMUNITIES AS THEY DRAG YOU OUT OF YOUR HOME
GOOD IDEA MATE!!

Australia is like my cunt Amerilardistan

I have enough fluid cash to pay all my admittedly low debnts and stay afloat for a few months
that's the best I can hope for really

>>17998635
return to the farmlands work for yourself and your community

>>17998455
Freedom Dividend

>>17999213
How good is only being able to use 75% of it as income when getting a home loan too :))))

>>17998396
Your bullshit narrative is failing and this crisis is waking people up to how flimsy and skewed our economic system is.

>>17998446
if by greater illness you mean negative eugenics in the form of welfare, lack of responsibility, subsidized everything... yes
don't meme back with "but muh ultra rich", yes there's catastrophic, systemic problems at the top too. but you could never fix society by taking all the wealth of the few psychopaths on top and give it to the many retards on the bottom. whereas you can save civilization by improving overall intelligence, as enough smart citizens won't put up with the psychopath shit nor be deceived by bread and circus

>>17998844
your a faggot

>>17998865
>>>17998455
>>>17998470
>>welfare
>To be precise, the main ones for us seppos are social security for geezers, social security disability for crazies, unemployment insurance for wagies who get fired, food stamps that are available for any poorfag, and section 8 housing subsidy that's hard to get if you're not a black single mother or some shit.
>
>Oh and medical care neetbux are Medicare (geezers) and Medicaid (poorfags). Both suck but do get you some kind of doctor. Medicare has nominal premiums (geezers need to chip in like $100/mo) and Medicaid requires you to have basically no assets.

You actually can't get disability unless you've put enough work credits in, the process is so long by the time you get approved you don't have enough credits. Most crazies are on regular SSI.

You can qualify for S8 if you're on SSI, they prioritize the crazies and single families.

Trump actually limited food stamps drastically to something like 3 months every few years, which is going to fuck everything.

Also unemployment is hard to get, most employers will fight you for it, you have to prove wrongful termination.

Basically it's a convoluted jungle of the government trying to fuck you at every turn.

>>17998399
>There's lots of low still jobs homeless people could easily work despite what people say instead immigrants mostly Philippinos take those jobs.

You''re not going to offer jobs to homeless guys in any timeline. Don't be disingenuous here.

>>17998399

It's not just about people's willingness to work, that's a horseshit narrative. You don't take a job that's never given to you to begin with.
Here in Finland for example construction sites are now at a total standstill, because no Estonian,Polish etc.. workers can come here due to the countries being locked down.
None of these fucking companies is hiring workers in Finland.
They instead hire Estonian contractors who bring in their own people or even cheaper people from some Eastern shitpit, that they can pay like €1.5 an hour.
No local can even think about doing these jobs because they're never offered to begin with.
Outsourcing and requirement for endless certificates and diplomas for local workers is killing the West. The faster this system goes through a total fucking collapse the better.

aus has extreme amount of very attractive ladies, the country will be bailed out - too hot to fail is a very real thing.