/biz/ - Business & Finance

What if you're a landlord and need to make ends meet from rent?

>>17907936
>make ends meet

You dont have to pay a mortgage anymore faggot. Stimulus is the only thing that will save your non-working ass

>>17907909
>Fuck these people that allow me to have a place free from the elements!

Yea also fuck farmers that feed me and anyone that provides clean water. Gypies are the future!

>>17907987
>Fuck these people that allow me to have a place free from the elements!
>Implying landlords got their hands dirty during the building

>>17907936

Make ends meet on what, their mortgage that they don't have to pay?

>>17907936
No, because mortgage payments are suspended.

>>17908107
I'm a landlord and would still like to eat. Imagine that, retard.

Land whores can burn in hell

>>17908165

So you're admitting that you live off the back of someone else's work, like a leech?

Maybe head to a food bank and get some perspective.

>>17907982
not all landlords outright own the buildings they rent out. Most are paying a mortgage on each. They need to suspend rent, but also you need to stop being a nigger

>>17908207

Why dont you buy your own property if you don't like it?

>>17908183
your average bongcuck

>>17908183
Can't wait until dotr when we can hang you leftypol fucks.

>>17908283

It'd be easier if landlords weren't jacking up prices so they can masturbate about their "portfolio" from home while crying boohoo tears about tenants having actual lives and not being money-spitting robots.

>>17908207
Yeah its great. I'm in my mid 20's too and never have to worry about a mortgage in my life. I let one girl rent a room for free but we have a special agreement.

>>17908351

Hope you can "special arrangement" some food into your pantry when you don't get any rent, anon

I hear Sergio down at the discount market is very reasonable.

>>17907909
People are definitely gouging on housing, but I wouldn't blame the land lords on it. It's squarely the fault of the spineless politicians who are happy to take the bribes and let foreigners use the local property as an investment vehicle.

>>17908371
Sergio is a good man, he's helped me and my family in times of need before.

>>17908336
Absolute state of /biz/

>>17908371
Landlords insurance should cover 1-2 months if the worst happens. None of my tenants work in customer facing jobs and offices don't have to close yet. I'll be fine, i'm not pissing my money away the second I get it like some people.

>>17908183
I say no, don't suspend rents. Let them evict everyone into the streets. When no one can pay rent anymore the only logical result is market crash, landlordcucks will have no one but themselves to blame. Remember they're stopping mortgage, not housing tax.

>>17907909
It gets better. The upcoming hyperinflation is gonna erase their mortgages all together...

>>17907909
Rent fags deserve to be poor. Prove me wrong

>>17908043
This.
One is net positive (farming), one is net negative (landlords) on a macroeconomic scale. Learn numbers.

>>17907936
In the US, the gov is planning to pay people for missed income during this outbreak.

>>17908520

It *is* hard to keep all your cash when there's a leech attached to your neck whining about "muh gains", I'm glad you recognise that.

>>17908043
Ohh yeah, fuck carpenters too. We dont need to roof or furniture, we will live in caves and sit in the dirt.

Landlords provides a great option in the market, fuck off communists.

>>17908207
So you are farming your own food, building your own house and digging your own well. Thats pretty impressive bro. You got a youtube where you catalog all these frontiersmen traits you display on a regular basis?

>>17907909
Holy shit the replies to this tweet are insane. People are taking the side of the landlords in 70% of all comments. The world is not even worth saving. Just let everything burn already

based

>>17907987

These negroes are driving up the housing prices by going into crippling debt in order to deny others a primary living need for profit. If they do it with their own money, I'm fine with it. If they build houses to rent out, even better. But they're using usury, which is a crime, to predate on their fellow man.

>>17908683
Reading this retards post reminds me of a youtube video I watched of two guys that live in China. Chinese people have no sense of ownership so they really dont give a shit about their things. He told a story about his wifes parents building, it has an elevator. The light burned out in the elevator and no one would replace it. They even had a meeting about it but no one would chip in the few cents to replace it. So it sat burned out for 7 years. The only time anything is new it when its built, because those are the only people making money off whatever thing is in question. After its built it just falls apart because no one does any maintenance. Communists are shitty people and live in shithole countries.

>>17908283

Do you even own that property or do you have a mortgage?

>Landlord: So I own this building but I will rent it to you because I need to pay bills and make a living.
>Tenent: Ok, I will pay rent and live here
>Communiust: AAAAAAAHHHHHHHHHHHHHHHHHHHHHHHHHHH NOOOOOOOOOOOOOOOOOO

>>17908336
based

>>17908899
>own
You don't own anything mortageboomer.

>>17908899
what other option does the tenant have in this scenario?

>>17908899
Based
The amount of commies on here is staggering

>>17908886
if you're not retarded you almost always get a mortgage. you don't ever really """own""" anything anyway since you're always paying rent to the state.

>>17908336
>>17908829
Landlords are not jacking up the price, supply and demand is jacking up the price. You have two major movers involved and both are to do with Libtards. First is illegal immigration. Immigrants drive up houses costs by flooding the poorest neighborhoods and forcing out anyone who can afford to move up. This causes a reversed pyramid that causes housing prives to go up from the bottom up. Second is they do not allow anyone to build new homes. So you have a stagnant number of rooms and an ever increasing number of people.

So who hires and pays the roofers, carpet cleaners, plumbers, and the painters? Hint, it’s not the rent fags.

imagine believing you can own an area of the earth

"but it must suspend rents too"
what didnt you get here faggots?

>>17908957
Funnily enough, the commies here are more successful than the “capitalists”

Who would you prefer to pay? The bank?

>>17908899
Not when theres a deadly virus outside and the government warns people to stay at home and is on the brink of shooting them for going out

>I, a young working male, would like a place to live
>Oh, I'd like to use my hard earned savings to buy this hou-
>SORRY GOY I HAD TO BUY THIS HOUSE FOR MY PORTFOLIO, GIVE ME THAT DEPOSIT AS A DEPOSIT ON THE FLAT AND NOW YOU CAN LIVE HERE, NOT OWN ANYTHING AND PAY ME
>So I'm still paying for a house and have to deal with a mortgage but I don't own the house? Why would I do that
>THE ECONOMY GOY US POOR OPPRESSED LANDLORDS DON'T BE A COMMIE
>Fuck this, I'll just buy a different house
>GOOD LUCK, THERE ARE THOUSANDS OF US BUY TO RENT LANDLORDS. PAY UP, GOY.

>>17907909
Well if they all start evicting people in large numbers they'll cause rental prices to crash because they're will be a surplus of vacancy.

>>17909164
no one, land can not be owned

>>17909249
Why do commies get butthurt at not being able to own a home when they believe people shouldn't be allowed to own anything?

>>17909189
How is that the landlords problem? If the government wants to pay the rent then it can pay it. Otherwise its the tenants job to come up with the rent. Its called "responsibility". If I lived in a roach infested building I would have my rent payed 3 months in advance minimum because as an adult I know I cant see the future so I prepare for it best that I can.

>>17908957

They're just here because of the crash. They think this is going to be the catalyst for "muh utopia". They aren't yet aware that being an overweight tranny with no skills or education has been their issue the whole time, not capitalistism.

>>17909249
Go to Zillow, enter your zip code and sort cheapest to highest. Buying a home is not that hard.

Death camps for communists and their family members too.

>>17907982
>>17908107
>>17908108

pretty sure the mortgage suspension would only apply to conforming loans, not private rental loans

>>17909049

Listen bud, I won't deny there's supply and demand in play but you're flying high on your own fumes if you think the people objecting and trying to stop new building are illegal immigrants and not landlords/home owners fucking shaking at the idea of their property prices going down.

>>17907909
>ban evictions
Free housing for everyone! What a progressive and wonderful world we live in.

>>17909317
Im sorry all the millions of renters in the world didnt have your amazing foresight to know there would be a virus outbreak that would halt all economic activity for god knows how long

>>17909049
Some one is still going to blame this on trump.

>>17908270
Can you fucking read? Mortgages were suspended

>>17909313
they are forced to pay rent

>>17909280
Fuck off, yea it can.

>>17909406
>People
No, I would not call environmentalists "people" but there are walking bags of meat that do everything in their power to make sure there are no new housing developments. They see this and it sends them in to a catatonic state.

>>17908165
Why don't you try getting a job?

>>17909408
whats your plan? Have millions without a house and spread the virus further? The government would never do that. There wont be enough bailiffs to run around so youre gonna have to come and take me out of your house personally bitch. I might be infected by the way.

>>17907936
You get an actual job.

>>17909472
>Body: I need calories to survive, so you will need to purchase food to maintain consciousness
>Person: I understand. I will purchase food by working
>Communist: AAAAAAAAAHHHHHHHHH NOOOOOOOOOO STOP FORCING HIM TO DO THINGS

I love all this measures that leftards are proposing, they are destroying the faith in the market and setting an awful precedent, at the very least it will make insurance much more expensive than it is today.

This is great for the crypto space, it will pave the way for automated smart contracts, where insurance will be much cheaper, and you won't have dumb short sighted politicians deciding which contracts are enforced and which aren't.

>>17909485
really? because a piece of paper says so?
what kind of authority is that

>>17908183
Based as fuck, pay your fucking rent faggot.

>>17909551
you can grow your own food without owning land
i can not build a shelter without owning the land

>>17908183
Based. Not my responsibility to house somebody for free. Get angry at the Jews in goverment if you need a place to stay not your fellow citizens. We don’t owe you anything.

>>17908939
Buy a house in a shithole and commute 4 hours total a day. I live in the countryside of the north of (((Israel))) and I know people who drive 1 hour to the nearest train station and another hour by train to Tel Aviv, work 8 hours, take the train back to the station where they have their car parked, and another 1 hour back home. They waste 12 hours of their lives 5 days a week.
I am a hard leftie myself, but even in a commie society, only the most skilled people would be getting houses inside the city, while the rest will have to commute like the plebs they are.

>>17909640
the options are either own your own home or pay rent
not a lot of choice here

>>17908538
But also devalue their home to the same price as a crack house

>>17907936
Contribute to society instead of being a parasite

>>17909280
>land can not be owned
Yes it can you retarded commie bootlicker.

>>17909640
>bro, just buy a house in the middle of a virus epidemic lmao
>oh, whats that? You've been sent home from work because of the virus? Sorry, you've been refused

>>17909280
Even plants and animals don't believe that.

>>17909669
>Contribute to society instead of being a parasite

Giving people a place to live if they can’t afford or aren’t eligible for a mortgage is a service. People are just making do with what they can in economic conditions. If you want to be angry at something, be angry at the government and local councils for now allowing any new homes to be built while flooding your nation with cheap Eastern European workers who also need places to squat.

>>17909719

This

>>17909772
>Giving people a place to live
>Giving
lmao

>>17909669
They provide housing, pay the taxes, and pay for maintenance and repairs. The tenant can leave this arrangement risk-free while the owner can be stuck with a worthless purchase.

>>17909698
then why are governments allowed to take that land away?

>>17909772
IF YOU DIDN'T FUCKING BUY IT THEN I COULD AFFORD IT YOU FUCKING SCUM SHIT FAGGOT.

LANDLORDS DRIVE THE PRICE OF HOUSING UP.

>>17909824
Ok you pedantic cunt, ‘allowing’ people to have a cheaper place to live. Yeah I’m not a crack smoking retard who thinks a stranger would buy a house for me to live in, for free. Hopefully one day we find a cure to commiebrain.

>>17908899
99% of landlords don't own shit, the BANK owns the property. They can't afford it, which is why they take out mortgages which they then repay by charging tenants for the privilege of living in the bank's home

cutting out the parasitic middleman and just letting people mortgage their own homes makes landlords seethe and they fight tooth and nail against the construction of new housing because limiting supply allows them to charge as much as they want

if you own 100% of a property and choose to rent it out as a secondary source of income that's one thing but that's NOT the status quo of landlords. if you own the property you can often make higher margins using it as an airbnb and aren't paying big bucks to the bank for a mortgage anyways so the coronavirus wouldn't affect you

>>17909870
Because you let them, with your shitty laws. The government isn’t a person. Land can be owned and land can also be lost due to circumstances, fucking look into the history of kingdoms or something.

>>17909878
If the government allowed new buildings to be built and stopped flooding the country with immigrants you could afford to own a place. People who buy properties to rent are just making money from conditions the government made, the landlords did not make the conditions you fucking retard. Typical commie, always angry the average citizen but won’t dare criticise the government lest they get on their bad side and don’t get gibs in their pipe dream shitadel utopia.

>>17910070
leftists are plenty angry at the government i don't know what fantasy you live in where they criticize landlords but not state, federal, and local governments for making new housing require draconian conditions be met to intentionally reduce supply

>>17909926
They can’t afford it thus the bank loan. But they have been deemed a low enough risk to lend money to. Something the rent fag can’t do due to their own life choices and fiscal irresponsibility. The sad part is rent fags don’t even see the advantages of renting.

>>17907909
KILL ALL LANDLORDS

(Hello NSA, this is Satire)

>>17907909

>>17908777
KEK CONFIRMS

>>17910070
You're a fucking moron. By your logic Pedophiles have every right to rape children because the government doesn't hunt down each and every one of them.

Taking advantage of something that is wrong is still wrong. You're still a pile of human fucking trash for taking advantage of the situation and screwing over other people.

Also I'm not a fucking commie. I'm just compassionate.

>>17908777
They think one day the can be landlords too. For waggies it's investment 101. They don't know how bad it truly is; they will learn.

>>17909586
Based Bootlicker temporary embarrassed millionaire . I bet you're fucking sexy man.

Kill yourself.

>>17910164
the advantage of renting is you can change jobs every two years for higher wages without being tied down to a single location for the rest of your life paying off a mortgage. that doesn't apply to poor and middle class people renting the same property for decades straight because they can't afford to save up for a deposit on a house or there's no affordable housing for them to get where they work

needing to pack up your shit and move for a new job every two years if you don't want stagnant wages is a large problem in and of itself, the era of being a "company man" and having years of loyal work rewarded with a good pension and benefits is dead and buried. anyone who stays at the same job for more than a few years in most industries is actively losing income. but if you have kids and want them to have a stable upbringing/not change schools constantly you might have no choice but to get fucked on wages

>>17909889
"Allowing" is still the wrong word faggot. Landlords think the exchange of goods is somehow some special kind of charity when it comes to their product. Society doesnt like you, stop thinking you're Madre Teresa

>>17910070
>own the land
>lose the war
>now you no longer own the land
heh

>>17907936
I hope I get to see you literally hanging.

>>17909408
It's assured that a fat fuck american wrote this . I bet he's stroking is 2 inch dick right now.

>>17910419
>>be too poor to afford a house, take out a mortgage from the bank to afford it
>>instead of living in it, have other people live in it for you and charge them to live in this house you don't own
>>use most of their money to pay the bank while keeping a slice for yourself
>>global pandemic occurs and landlords choose to blame their tenants who can't go to work to pay for the house neither of them own, rather than the bank
ebin
you will never be a billionaire quit being a simp for their interests, the banks are not your friend

>>17910666
Are you sure you replied to the correct post?

>>17908043
>Earning hundreds of thousands of dollars to afford a property requires no work
hmm yes very intelligent perspective

>>17907936
get a real job

>>17907909
>Be me, mostly unaffected by everything that's happened so far
>Free money for all! No more rent, no more bills, no more taxes!

Yeah, I'm thinking based

>>17910900
see
>>17909926
if you're paying a mortgage you don't own shit, making other people pay your mortgage because you can't afford it is some real commie shit buddy

>>17910338
Changing jobs just doesn’t happen. You have to make it happen. This goes back to taking responsibility for your own life. A person renting the same place for decades is a loser.

>>17907982
>You dont have to pay a mortgage anymore faggot.

this is what commie retards actually believe

>people should provide me shelter and keep my utilities running for free
if you think the government should own and run all housing please take a look at your local housing project

>>17907982
>You dont have to pay a mortgage anymore faggo

My only problem with landlords is that I'm not one. Stock markets crash bitcoins burn but so long as whores can't learn to close their fucking legs some stupid retard is going to need an apartment. I respect the hustle. Get good and own some fucking property Noland.

>>17907936
Should have picked a different career shekelstein

waaa i invested in fake coins instead of a HOUSE

>>17911926
the next redpill is noticing how the tax and regulatory structures widely support real estate over stocks. tax deductible mortgage interest, being able to write off depreciation, 1031 exchanges, cash out refinancing. there's a reason real estate creates so many millionaires

Landlords are alpha Chad's. All you people wanting to be stay at home say traders and have that lambo life are going to be stuck in your Toyota pisseos while the landlords sit at home counting money. This thread is just COPE and jealousy.

>>17912561
>COPE and jealousy
Good summery of communists.

>>17910333

>>17911030
This. Landlords are self glorified welfare queens. Everyone, and I mean literally everyone, can't wait to see them hang.

this is a EU thing, right? will this happen in the US?

>>17908567
Are you just supposed to live in a cardboard box until you can afford the down payment for a house?

>>17908165
Pull yourself up by your bootstraps

>>17907909
Maoism is the hip thing around these parts now? I though we were at best Georgists. Silly, silly.

>>17913181
Bro have parents that love you. Get good at family units.

>>17913257
>Bro have parents that love you
not everyone can be so lucky

>>17913276
Rope is cheap bro. All I'm saying.

>>17910148
Of course this post gets ignored. Why reply to this when you can shout about how your fellow citizens are parasites for achieving any level of wealth and investment.

>>17913306
Yeah I'll hang my landlord with it

>>17913181
If that is the only way you can think of to put money away then there is no point in even trying to educate you.

>>17913351
>I have wise sage advice trust me bro I'm really smart

I wish commies weren't so chickenshit these days
Hang a few landlords already so we can be rid of you once and for all or shut the fuck up

>>17913061
This is the business board dude. This is where people go to learn how to generate money and invest that money to make more money.

I think you’re lost, this board is NOT about giving away free shit and hanging capitalists.

>>17913458
>hanging capitalists
We're not talking about hanging people here, anon. Just landlords.

Commies deserve death

> my family loves me and did everything in their power to help me get started.
> Had to practically fight my mom about moving away for a year to a training facility because she didn't want me to leave.
> Came back with a killer job and rent free housing with food.
> Going to own my own house soon never having paid a cent in rent.
> Maybe even get good price because of the virus
> Not even a mortgage.
Don't worry Bros I might rent out the extra bedroom. Just don't bring any pets.

>>17908183
BASED

>>17913550
There are no communists in this thread. Landlords are hated by anyone that does not aspire to be one.

>>17907982
>>17908107
>>17908108
>>17908591
>>17909546
>>17909669
>>17910472
>>17910930
>>17911930
rent free

>>17913618

The commie has two natural enemies, farmers and landlords. Can't control the entire population of you don't destroy both of these first.

>>17913769
Cope

Landlords are fucking your bank account and your wives. Rental cucks are SAD! Atleast Japan recognizes them as symbols if virility and fertility.

>>17913392
Want some advice? Hit up Goodwill Stores near rich neighborhoods, find bargains, sell on eBay. Learn what the latest collectibles are. Side hustles are all over the place. Learn to use them.

>>17907909
Landlords literally do nothing.
They don't repair the building
They didn't build the building

All they do is buy a building, them charge you money, then take a portion of the money and use the rest to pay other workers to do the actually important work. You could easily remove landlords from the equation and just have the people in the building own the building and pay the repairmen and stuff. You would pay less because there would be no need to generate profit for the feudal succubi scum fucks called landlords.

>>17913843

You're the dumb commie crying about landlords

>>17909585
That and the guns of the owner/state say it.

>>17914064
>You're the dumb commie
Stop projecting your fantasies please, ok?

>>17913706
literally

>>17908183
good luck evicting people lmao .

>>17914058
Problem with that is someone had to buy the building. A bunch of strangers aren't going to pull their money together and buy some fucking apartment complex to make an urban commune or some bullshit. Landlord pulled the money together and made the financial risk that you were either unable or unwilling to make. Bro gets to profit off of that whether you like it or not. Don't be jelly because he's making it.

>>17914058
They pay the people who fix the building.

>>17910333
>being so poor you think anyone who owns property is an oligarch

>i demand you allow me to live in your property for the price that I deem fit!!

Brought to you from the authors of such masterpieces like
>well, I have to live in downtown or I will die
and of course
>the problem with capitalism that I took out a loan, and now I'm expected to give it back.

>>17907909
Fuck u , u cheap fuck. Do the world a favor and kys .

>>17914058
If that is all they do then you should have no problems gathering a bunch of people together, pool your monies, and buy a building for all of you to live in. Because it actually is that easy. Right?

>>17909083
The landlord takes my money and (rarely) spends money to maintain the house I live in. I can do that myself if this parasite wasn't rent-seeking.

>>17914740
So do it then fag. It's so easy. Just save up a couple grand and get a mortgage. Easy as fuck. Why were you ever even renting in the first place? You're so smart.

>>17914740
I suggest calling the police and report your landlord for holding a gun to your head and forcing you to rend his apartment.

>>17914740
Landlord takes nothing. You agreed to give him the money when you agreed to move into the rental. If it’s a shitty rental then you share the blame. Was the place shit when you moved in?

>>17907909
Then don't rent and just buy? Stop trying to be a faggy hipster that wants to live in the city because degeneracy and ethnic food? Lead by example and live in a pod while eating bug paste?

>>17908183
My disgust can't be put into words. One can only hope karma will come his way.

Anyone think this is a good thing?

If you don't have a rainy day fund to pay rent in an emergency, you're trash IMO.

The only people who will suffer are those who don't have a rainy day fund. These people are usually trash and live above their means, so I'm okay with them suffering