/biz/ - Business & Finance

How do you fuck up this bad?

I'm done with boomer hate, I love my parents. Boomers can be great.
https://www.youtube.com/watch?v=96ogo6N3stQ

>>17626045
yea i don't understand where and why this whole boomer thing started

>>17626043
Lots of Golf, Cruises, & Wine.

>>17626055
Gee I wonder why

>>17626055
MSM, to gap millenials and boomers. Cause divide & conquer meme

>>17626039

My parents are like this except make much less and are essentially just hoping I find success. Looking for real advice here because I am stressed about it more than I want to be.

>>17626055
>>17626073
The Jews don't want people respecting their elders and listening to them. The Jews want to be your elders and who you look to for guidance.

>>17626045
>>17626055
they selfishly ruined our planet and our future. fuck this whole generation, should have nuked themselves as they were always claiming to do if they don't get what they want. a whole age group full of chicken.

>>17626045
>>17626055
>>17626073
>>17626095
>muh divide and conquer
>the jews did this
>getting life advice from literal boomers, let alone taking it
Yeah no. Boomers are blissfully ignorant and extremely hubritic certified retards.

>>17626151
t. shlomo

>>17626167
>t. boomer

>>17626107
I bet zoomers will be the ones finally nuking the planet to ashes.

>>17626095
No fuck you I lost almost all respect for old people trying to get petitions signed to fix pot holes.
They'd ask why they would need to have the pot holes fixed. You'd tell them why.
They'd dismiss you like how CNN hosts dismiss anybody not on the left and say some shit like "YEAH YOU COME BACK WHEN YOU HAVE AN EDUCATION" despite most of the old hags living out a no education no employment house wife life. They feel like they get to act so much smarter than anybody who doesn't have a college degree.

No Fuck old people
Fuck you

>>17626269
All people are like that, not just old people.
Just watch one of those meme youtube video to have your 'faith in humanity restored'.

>>17626045
>>17626055
The type of behavior that we're describing isn't isolated to boomers but they did seem to master it.
That said, boomers didn't really start this. The foolish, mass consuming, debt acquiring mindset of most boomers (and millennials) had existed for a long time before them. It was what allowed the Great Depression to be as terrible as it was.
My grandpa always summed it up as the type of person that drives a fancy car and lives in a big house but really doesn't own a pot to pee in or a window to throw it out of.

>>17626073
>>17626167
Jews + MSM could have purposefully done this, but the boomers were the ones who took the deal offered and got the long end of the stick.
>"Hey young boomer. Would you like a life of cruises, wine, partying, as you accumulate weath at a do nothing middle-management job and get everything cheap cause because it's all at the future generation's expense?"
>Boomers: Sign me the fuck up.
Complacent unqualified Senile fuckers still hold power and can stay out of touch with everything because the younger generations just cant compete, the few who can are few because there aren't enough opportunities to go around.

>>17626311
No, working class Gen X wanted those fucking roads fixed. College Thots and Chads were easily persuaded. Hell even some fucking Mexicans would sign. Pretty easy to understand that if you drive paying a little extra taxes for good roads means preventing thousands of dollars out of personal pocket in vehicle repairs over the years.
Boomers have had their fun, but now that they've enjoyed it they also want to watch the world burn. They have no interest in preservation.

>>17626045
This. I find much of the boomer hate is just millennials blaming others for their own shitty life choices. We live in a time with more opportunity than ever before; so many job opportunities that we need to import immigrants to do the shitty jobs, 12 years of stock market boom, bitcoin, so many life choices that studies show millennials would rather pay for experiences and travel (so much for muh planet) now rather than save or pay off debt or buy a house, more people than ever before are getting degrees, etc. Yet somehow it's all boomers fault that they don't have houses and are in debt, choices that millennials made themselves. I'm tired of this spoilt, whiny bullshit constantly shitting up /biz/.

No, I am not a boomer, just a millennial that made sensible choices and am aiming towards retirement with a fully paid-off house at 45 while you bitter manchildren still won't accept responsibility for your own lives. Grow up.

I created the 30yo boomer meme and I was baptized Catholic.

OP didn't read the whole article
>Our oldest child, a son, had mental health and addiction issues for a decade. We spent a small fortune trying to help him by sending him to multiple rehabs, sober living housing, psychiatric counseling, living expenses when he was unable to work or go to school, paying for his college education, etc. He took his own life several years ago, which left us utterly devastated. We have tried our best to move forward, but money for our retirement is simply not there.
have some empathy you asshole

>>17626408
Wow you're 45 and can afford a house? Congrats my dude, way ahead of the curve there. The fact you think this is an accomplishment at your age shows what the boomers have done to this earth, the greedy fucks.

>>17626377
When you need more than a life time of wages to afford a house, it's not a question of life choice, boomer.

>>17626420
make bad investment and reap the reward

>>17626493
Sorry was meant to :
>>17626408

>>17626408
>import immigrants to do the shitty jobs
Young people could be making a TON of money at ANY entry level job if the cheaper labor force wasn't brought in. Boomers had that exact privilege it's how they got ahead.
>buy a house
Millenials know whats outside of their ability. I'm not spending 30 years paying for a particle board box that will disintegrate by the end, and a single upset in life could cause foreclosure
>more people than ever before are getting degrees
More people are racking up unpayable debt than ever for a useless degree that wont land them a job.
>aiming towards retirement with a fully paid-off house at 45
The boomers thank you for supporting their retirement ponzi scheme. Please Please Please keep contributing.

>>17626073
This unironically

>>17626269
What a bizarre rant

>>17626039
Boomers are a failed social experiment. Think about it. What have we learned from the Boomers since the 1960's? Feminism is a failure, gender equality is a failure, affirmative action is a failure, co-existing with third worlder's is a failure. Everything they believed in and tried is a failure. But at least we have hard evidence now to support it. You have to kind of feel bad for the Boomers because they were basically used as guinea pigs for a social experiement that had never been tried before in world history to see if any of this stuff would actually work, but it didn't. At least they tried though. TIme to put everything back the way it should be.

>>17626377
They don't care enough to even hear what you're talking about. They would rather replace their leased amg or rover every year because durr hurr fuck you

>>17626055
You’re either a boomer, too young to be here or a boomer boot licker whose parents spoon fed them everything.

>>17626420
Sounds to me like they spoiled the shit out of him and he became a drug addict because they didn't give him real love and basically threw money at him.

>>17626408
The logic you use to prove your argument actually disproves it. You are a special kind of retard.

>>17626408

>>17626208
That's good,
given their track record, they might do an extremely bad job at it

>>17626039
How much fucking debt do they have to not be able to pay it off on that salary?

>>17626420
They should have raised him better when he was a child.

>>17626073
/thread

>>17626557
Truth.
Don't forget about fucking Keynesian Economics.

If anything fucked up this situation royally, it's that.

>>17626584
People like you are the worst. “Wahhh he got spoiled by money that’s not real love”
Like shut the fuck up you rat. You’re probably exactly like he was before he ate a bullet for the betterment of all.

>>17626557
>>17626377
>>17626576
I don't think younger generations are better than boomers, they're just less lucky.
In all honestly I don't have any boomer left in my life so I could vote for their mass extermination without any emotional second thought. But I don't believe that zoomers or gen-x are less selfish and would make a better use of earth resources. So there is no point to singling out boomers. Humanity as a whole is to blame.

>>17626657
If you have rich parents that give you everything and don't make you do anything with your life, it's gonna fuck you up if you don't know any better. Clearly you're a peasant fag that's never lived in that world. It really is a bubble, and you're totally insulated from the outside world.

>>17626043
Imagine this in a socialist country like Finland where I live.

>be a boomer
>pay about 5% of your income for your retirement
>do all the same boomer shit they do in america
>spend all your money immediately
>investing in Finland is seen as conning, only legit way to get rich is winning the lotto or other forms of gambling
>In Sweden 80% of working age people have some sort of investments, Finland that number is 20%
>retire with a 3k€/month pension

Fast forward 15 years to 2020

>more and more people retire with massive pensions
>even with "free" education people don't want to study or work, just take gibs from the government and play video games
>government retirement fund is losing money every year, 2/3 of the retirement funds gained from working people are immediately used to fund pensions
>oh and you also now pay about 24% of your income into the fund while the amount of people who don't take any benefits gets smaller and smaller

Then when someone proposes that pensions should have a cap or otherwise limit them:

<I have paid for my pension all my life and I deserve it! even though my kids pay the same amount I did in my 40 year career in 5 years
<I don't have any savings, I will be ruined if I don't get my 3k€/ month pension

Well, it will all change eventually when the realities start to get too real. The government retards just gave a tiny benefit increase to the poorest people(tightening the leash on them) while raising fuel taxes which will raise the logistics costs of everything which will hit the poor the hardest. They even fucking said that these new increases don't affect the poorest people, WELL THEY FUCKING DON'T BECAUSE YOU TAX EVERYTHING SO HARD THAT THEY CAN'T AFFORD TO OWN A CAR

>>17626073
You're one of the few that gets it.

>>17626783
Its not a matter of 'getting it' its a matter of caring. Boomers took the party life contract at the cost of everyone else. They are just as complicit. I won't show mercy to them in the Smart Contract Revolution as I sponge up their jobs and assets.

>>17626584
I have this friend, comes from a seemingly good middle class family, lived with them in a nice house and always got money from them etc. When I got to know him as a teenager he used to do loads of drugs, drink a lot and steal etc. He eventually went to prison, got out, kept doing the same shit over and over, got stabbed in the throat and miraculously survived and then turned his life around.

When I hanged out with him as a teenager I always wondered why why is he doing so many drugs and getting into trouble all the time, from my perspective he got everything he wanted and always had money while my mother could only provide everything necessary, pay the mortgage and so on. It wasn't until I was an adult my mother told me that when I was a child we actually used to live in the same apartment building with my friends family. The police came to their flat all the time because of their fighting and I think his parents problems caused him to feel unwanted or something which then turned into substance abuse and shit. The fact they gave him a lot of money only made things worse in the end. My mother was smart enough to ditch my alcoholic father when I was a child so I was spared all their fighting but I sometimes think how different things would have been if she would have kept the family together "for the kids"

>>17626095
>joos did ok boomer

>>17626965
yeah that's bullshit and post rationalisation by your whore of a mother
you growing up with no father at home at tremendously bad effects on your psyche that you can't even begin to understand
your friend would have turned to that lifestyle with or without good parents most likely, it's in the genes

>>17626660
>But I don't believe that zoomers or gen-x are less selfish
I would actually argue that because zoomers have grown up completely immersed in technology, social media, and internet, that they are actually more aware of the people around them and the environment. I think this would allow them to make much better decisions than boomers. Now don't get me wrong, not all boomers are bad. However, if younger generations weren't statistically smarter than older generations every single time around, then we wouldn't have progressed past the stone age.

If my father had to compete in the market both economically and sexually of today as opposed to the ease of the 70s he would have killed himself. Boomers had it easier than anyone in history.

>>17627575
but it's the first time this isnt the case any longer
iq is going down, look up the flynn effect (and it's not caused by immigration, they look at iq by race and even then it goes down in developed countries)
industrial society has made us dumber
we will revert back to simpler times where a bunch of woman orbit a chad and betas get no pussy (it's already the case)

>>17627613
ive thought this to myself but in reverse
how if i had been a 70's lad, i would have lots of money right now and be swimming in pussy
it's all so tiresome

>>17627614
>iq is going down
Yes, because it's gone down one or two points, that must mean that boomers are DEFINITELY more fit to run nations. You remember when leaded gasoline became illegal and the average world IQ rose like 15 fucking points? I honestly wouldn't even be surprised if there's another type of issue currently ongoing that is causing that drop. Whether it be mental health, climate change, or some other shit. Either way, it was caused by no one other than boomers.

>>17626076
Are you me? They take out loans so they can live in beach side condos and have a boat

>>17627575
>Doesn't know his generation has proved the flynn effect wrong
inb4 muh niggers

>>17626073
Occupy Wall Street was the modern Tower of Babel.

>>17627694
it's industrialisation and " leaded gasoline became illegal and the average world IQ rose like 15 fucking points" what the fuck are you talking about?
Basically dumb people make more kids than smart people since the industrialisation. Simple as, we get dumber.

>>17627526
I can't deny that not having a father probably had a very negative effect on me I am still succesful in life. I don't think my friend would have started doing more drugs and drink than everyone else unless he had been mentally damaged when he was a child. He's actually very succesful now that he got over all that shit. Genes obviously have a big role in how we turn out as adults but saying it's just the genes is bullshit

>>17626039
How can people be so stupid

>>17627823
fair enough

>>17626408
>aiming towards retirement with a fully paid-off house at 45
Crazy how owning a house is such a big deal now

How cute, the coddled zoomers furious at their benefactors for not gibs enough. Kill yourself kid, and take out your friends with you, you shallow worthless soulless piece of ungrateful shit. Nobody will miss you.

>>17627526
Based

>>17626045
stop letting old men fuck you with their shriveled cocks you disgusting faggot

>>17627884
Nigger read this
>>17626762
And tell me I am wrong

>>17627884
day of the pillow when? The time will come boomer.

>>17626362
How do people lick their fingers to turn pages? Is this an instinct precoded into their DNA. They do it without thinking. I've tried it before, and it felt extremely unnatural. I felt and noticed every motion, lifting my finger and sticking out my tongue, rubbing it on my finger (thinking of all the shit I may have touched), then rubbing it on the paper to try and have it 'stick' in order to create motion and grip to elevate the paper and move it aside. And then I'm supposed to continue to do this as necessary? It's just easier to pinch the paper in order to grip it than to stick a fucking finger in my mouth.

>>17626045
>>17626055
Boomers ruined America. Imported so many blacks that America is now 50% white. Kill yourselves

This virus is aming boomers and fatasses.

>>17626762
This explains a lot. Every Finn I've met went to college and now compulsively shitposts, plays runescape, or drinks. How does your country keep functioning? Genuine question, I love the Finns.

>>17626762
Its the same thing with social security - current outflows are paid from inflows. The whole thing is going to go tits up soon, not to mention all the hysterically underfunded boomer God tier pensions like chicago “public servants.” I don’t understand how you can live through the most prosperous epoch in US history (ergo, world history) where you’d get make work jobs paying the equivalent of $40/hr today right out of high school and FUCK IT ALL UP THIS BADLY.

Literally everything they’ve touched has gone to shit.

As to the OP - partner at a law firm for 15-20 years means ~10M in income, let alone the 10-15 working to get to partner, probably 5M in income after tax and -50K debt and most of a house (that they probably bought for less than half its cost now). Just...fucking pathetic.

My boomer parents are perplexed why I would leave the country I was born and raised in. Canada is unreachable for anybody under 35. LIke the game is actually just straight up fucking over here. The country is actually over and it's becoming third world at an astonishing rate. They just don't get it.

>>17626410
>barely a cancerfag
wew

Anyone over 70 in the states should get a paid one way trip to the Golden Gate Bridge.
Senicide could have saved Rome, and it can still save us.
If we have the balls.

>>17626410
>tfw actual oldfag

>>17626557
>never been tried before in world history

>>17626073
MSM?
>>17626055
https://www.youtube.com/watch?v=XTlEhcrvUmc

>>17626107

Pretty much this. They selfishly destroyed America because a normal sized house and one car wasn't near enough for their locust like appetite.

After shipping out as many jobs as they could and sourcing cheap labor around the world, destroying the housing market and financial markets, making college degrees worthless and the debt inescapable, and inflating health care costs 1000%, AFTER ALL THAT they have the nerve to complain that the next generation is lazy and selfish.

The baby boomers will go down as the most destructive and selfish era in American history.

If America has any hope, the responsibility is currently on those aged 20 to 40.

>>17626408

Dude. There's more jobs than ever, but pay for the bottom 80% of Americans is lower than ever in history (when you consider COL).

>>17630218
Americans have moved from 90% self-employed to 10%. They deserve their poverty.

>>17626045
Anyone born before the internet should be considered mentally challenged/retarded and a danger to human society.

Imagine not having the internet growing up, you would literally be a pea-brain today.

>>17626055
Jews shifting blame

>>17627870
Yup when I talk to my boomer manager at work he says his first house cost him 30,000 dollars on a minimum wage salary and he bought his parents a house when he got a decent job in his thirties. I literally could never even dream of that right now.

>>17626039
Our youngest recently graduated from college and is now working full time. We provided a college education for all three children, and we were easily able to afford it. We make a very good income (over $500,000 a year), although we live in an expensive city and our income tax bracket is astronomical.

Our oldest child, a son, had mental health and addiction issues for a decade. We spent a small fortune trying to help him by sending him to multiple rehabs, sober living housing, psychiatric counseling, living expenses when he was unable to work or go to school, paying for his college education, etc. He took his own life several years ago, which left us utterly devastated. We have tried our best to move forward, but money for our retirement is simply not there.

>>17630490
Is this from the article?

>>17628517
ya Canada is over. I want to leave as well. I don't want my kids and grandkids to have to live in 400sqft boxes surrounded by turdworlders which is the direction this country is going

>>17630527
Yeah

>>17626076
Your parents are adult and should take care of their problems themselves without burdening their children with it.
You don't owe them anything.
Only try to help them if you really want to help them after you take care of yourself first, not because they expect you to do it and somehow brainwashed you to think you owe them something.

>>17626043
by being a boomer

>>17626063
LMFAO!! Seriously

This is why we should get social security. I would literally pay extra just to see retirement and everything taken from boomers. Almost as dumb as niggers but equally fat and incompetent at handling the most basic matters of daily life.

>>17630585
It's sad, but on 500k combined they still could have budgeted for retirement and paid for all their kids education. Assuming college cost them 40k for each kid that should have been affordable with a 529 plan. They probably left out that they sent all their children to expensive ass private schools in addition to college. There comes a certain point when you just gotta let them fend for themselves. They probably also bought all their kids brand new cars instead of old shitboxes.

>>17627810
It is natural for IQs to fluctuate. The overall trend is still up. 100 years ago the average person would score a 70 if they took a modern IQ test.

>>17630629
If boomers that caused this mess could die pathetic deaths, it would have all been worth it (not really, but it would be fun to watch pampered boomers sleeping on the sidewalk. Again, only the bad ones).

>>17627614
IQ is not going down you fucking idiot. The average IQ in first world countries is being dragged down because of all of the third worlders that skew the numbers.

>>17630658
Putting your kids in public schools is terrible, but there are affordable private schools out there, but they always choose the most expensive.

>>17626269
Why the fuck would someone ask "why do we need to fix pot holes?"
Because people drive on those roads retards, why WOULDN'T you need to fix pot holes?

>Parents have made 6 figure for most of my living memory and still have no assets to speak of. Entire brain stem outside of narrow work environment consists of television and television values.
>Only now hitting 50 after some subtle persuasion has my father stopped consuming the electric jew and now watches slightly less brain damaging youtube videos
>Mother addicted to it and has severe and untreated OCD enabled by my father in which she falls into hysterics over the position and state over every object in the house.

A whole other pile of degenerate things they've done that I won't bother describing. I haven't even tried explaining whats wrong with this picture to them, or that I'm moving out of this shit hole as soon as I can. They don't even understand the US will be Brazil by 2050. I would say boomers are the most unethical and contemptible generation in human history, it isn't entirely their fault but it is their lot. The transition to more healthy coping with modern living is going on but they were the peak of its failure.

>>17630826
Because it's paid for by taxes and hoa's. They need their precious shekels to buy another suv that's too big for them to safely drive so they can badly park in front of all the stores they go to. Taxes are what pay their retirement and they want the money stolen from people who provide value to go into anything other than what benefits the people who provide value.