/biz/ - Business & Finance

>>17095844
quit larping virgin no-one here gives a rip nor hoot about your imaginary gf

having that much money is illegal in europe

fucking larper begone

>>17095844
Congrats OP you had a kid with a psycho.
Enjoy your loss.

Holy shit you fucking dumbass.
DO KOT FUCKING MARRY THIS WHORE. Are you europoors seriously this fucking retarded.

>.t millionaire 30 year old boomer

>>17095877

I don't have all of it in cash. A good portion of it is in property I've inherited

Whatever helps you cope but why would I anonymously lie, yeah I guess this board is just a bunch of broke kids that came from /b/

>>17095844
you obviously should insist on getting a prenup, the divorce rate is +50% in most of EU - and that is the older generations, it is reasonable to assume for your generation it will be closer to 60-70%.
I don't think there is any newlywed couple that anticipate they will be divorcing each other later on, it just happens however unlikely it may seem at the moment.

>>17095844
Larp, but in case any of you fggots need advice - get a prenup. If she doesn't want one then bail, she is not quality and fully intends to tear you to pieces given half a chance.

>>17095844
1) The details depend entirely on the marriage laws of your country.

2) Based on the stuff you've described, you married a badly behaved woman.

3) Not very many /biz/ users from the USA have 170k. Lel that you think everybody here is a millionaire.

4) Why don't you just live as girlfriend/boyfriend? At least for another 5 years. If she genuinely intends to stay with you, then she'll still be around in 5 years. And if she doesn't intend to stay with you, you'll have avoided marriage.

>>17095844
If you really loved her and your child you would marry her, prenup or not.

Its another incel larp thread, enjoy your validation

>>17095844
lmao she's just shit testing brah

>>17095968
>>17095914
>>17095877
>>17095855
>anybody with a woman and money is LARPing
Most people have a woman, and a lot of people have money. Just because you guys don't, doesn't mean it's impossible.

>>17095927

The way it works here is you either keep all finances seperated or share everything(even what you owned pre-marriage) so basically half of everything I got, she's legally entitled to in case of divorce if there is no prenup.

She says she will only live with me and the kid if we get married, she needs that as some sort of a guarantee because I've previously been bad to her. She said she needs it as guarantee. Maybe she just wants commitment? But it still sounds so dumb to me. I just go crazy in my head imagining if I go through with this and basically trap myself, or she cheats and takes half of my shit(I don't think she would though that's why I am still atleast CONSIDERING this) I would never do this with a random whore.

And I know, its just that in the US a lot of jobs pay 70k/yr+, and even more so a few years worth of savings might not seem that much of a risk for something like marriage

>>17095844
Just repeat all these things she says back to her, because they’re your side of the argument:
If we get a prenup then you’ll HAVE to value my contribution more.

If we get a prenup it will ensure that YOUR actions have consequences.

Without a prenup, she gets away Scott free with anything she wants to. Don’t lie to yourself, we all know courts favor women. ESPECiALLY when they have a child (maybe for good reason).

The question I’m pondering is whether you will have to pay up regardless, since she already has your child.

>>17096073

Thanks for the reply this one was actually helpful

>>17096005
Or
>who can i kick the incel hive & get them all riled up?

Admirable you want to stick around for the child but this woman sounds manipulative and mercenary. All that shit she said about YOU YOU YOU and nothing about her or her actions. What does she bring to the table thats worth considering? Because shes clearly valuing you based on money.

>t 300k nw

Good question and glad you are not so smitten you can consider these important things.
First thing to consider is the laws that govern you in your country.
I am an Australian man married to a Thai lady. I have a prenup x2 in Thailand and in australia. Thai law is better for me than Australian.
eg: In Australia even with a prenup she can challenge it with some chance of success depending on where the finances came from.
You need to demonstrate that all this value is yours prior to the marriage. Depending on the laws in your country she may already be able to take you for 50% eg: in Australia if you co-habitate for 12 months you are classed as defacto.
A good thing to also do is move your money away from you into a Trust or business where you are the director/CEO (thus having complete control of it) but dont actually own the money. She cannot take what is not yours. (sadly in my country they have even stopped you from doing this somewhat). So foreign shell company or crypto are ideal.
You must get a prenup. If she wants to be taken care of with your funds for the rest of her life she must sign it. She must get 100% independent advce regarding the prenup (ie dont pay for it) so she cannot claim later she did not fully understand or if you paid for it that her information was biased (you could perhaps anonymously pay her advice i guess). This is self preservation and nothing more. The main part is if she wont sign it then she is after your money, believe me they change once your married. You must be prepared to WALK if she wont sign. Sometimes it is only you walking that will drive them to sign.
After you get a prenup drafted get a second opinion on the draft or use a prenup specialist. Be familiar with the laws in your country.
Good luck, your doing the right thing. . (I hope to hear your responses).

>2nd wolrd eu country?
eastern europe or southern (east) eu?

>>17096128

The whole incel thing has gone too far, I ask a legitimate question and you think I am riling up "incels" on /biz/?

I didn't even know incel culture is so popularised on here

>>17096022
>in the US a lot of jobs pay 70k/yr+
After taxes and living expenses, it's hard to save more than $20k/year, unless you're living quite cheaply.

>she's legally entitled to in case of divorce if there is no prenup
Again, I don't know your country, but in a lot of jurisdictions, judges will toss out a prenup for stupid and arbitrary reasons.

Don't get married, unless you trust her. And based on your description, you probably shouldn't trust her.

Your best bet is to not get married. Or if you insist, get the prenup.

>She says she will only live with me and the kid if we get married, she needs that as some sort of a guarantee because I've previously been bad to her.
Unless you've been screwing her friends behind her back, that's bullshit.

Using family as a negotiating tactic is a massive red flag.

>>17095844
Checked and cuckpilled.
Your girlfriend sounds like trash at best or danger at worse. She has already waved red flags in your face, set them on fire and smacked you with them. She has not only threatened to destroy you; she has promised to destroy you. Stay with her at your own peril. She will turn your child against you, probably turning it gay just to spite you. She will cheat on you. She has already cheated on you, is cheating on you now, and will continue to cheat on you. You ever wonder why she keeps getting yeast infections? Urinary tract infections are always caused by the smeg from different dicks interacting inside of a slut's vag. While you are at work, Jamal & Tyrone come over to spitroast her. She even lets them molest your child, who is now psychologically damaged for life, but too young to really remember.

You must abandon your pet harpy in such a way that you get sole custody of your child. Do this by building a case involving a good lawyer and non-pozzed cops. Good luck, but you're probably already doomed.

>t. fucked your girl

>>17096185
>I didn't even know incel culture is so popularised on here
Well that explains the reddit-spacing

My gf/fiancee has 600k or so in real estate and savings. What do I do if she wants a prenup?

>>17095844
...also: numerous court cases have already established that prenuptial agreements are not binding, and however ironclad yours is, it will be thrown out in divorce court as having been signed under duress (powerful emotions like love make you do crazy and unreasonable things, like signing a pre-nup, so no woman is ever found to have been "of sound mind" when signing).

No matter what kind of pre-nup you have, it isn't worth toilet paper, and will be thrown out before you get savagely divorce raped for all of your property and imprisoned while your ex pimps your kid out.

>>17096270
based

>>17096156

I've consulted a lawyer and it is very straight forward, after every marriage happens you sign a "contract" where you both basically choose if everything you own and will own is split 50/50, or it all stays seperate.

Her whole twist on this is that she needs guarantee as I already said(she doesn't have any money of her own)

I offered her 5-10k eur for a prenup. Money she can keep and if something does go wrong she will have something to fall back on. She said "I don't need no money".. How am I supposed to understand that? I think I know

Some women are smart and it's not that easy, I have a hard time talking to her about this. She has so many cards to play and ways she can angle this. It is extremely hard to talk about.

I do want to trust her but the second we choose not to go through with a prenup I'm essentially signing her a check for 40k

Prenups mean nothing in the right court. I suppose if your a europer it’s even worse. Hide your assets off shore

For everyone saying a prenup can be thrown out in court. No does that not happen here(maybe in the states). I am 100% sure.

>>17096411
Literally any contract can be thrown out in court, given the right circumstances. Your "100% sure" claim indicates that you're overconfident. Find out WHEN a prenup can be thrown out.

(Also, they're exaggerating about the US. Usually, only some prenups get thrown out, often because the couple put weird/silly terms in them.)

>>17095978
Women don’t do that. They are always serious when it comes to $ and their future

>>17095844
>"If there's no prenup you'll have to value me more"
>"If there's no prenup you'll understand your actions have consequences"
Oh shit. This is worrying as fuck. You need a prenup 100%. I'm married with a lot to lose but signed a prenup and it was NEVER a single issue, if we did get divorced she would be fairly well taken care of still though... She probably has convinced herself that she needs an escape route for "your kid"s wellbeing (get a dna test btw) but it's really for her and she lies to herself. I will say once you get married you need to concentrate on being the best man you can be. If she is a good woman she will step up.

Check with your lawyer what she can already get away from you with.
(co habitation and a child, you could already be hooked on the line). This is not a complicated thing as she would like you to believe. It is simple and essential for your self preservation.

red flag bro
she's using the family/kid as a leverage to something completely normal
can't give advice because I would never be in this position, if marriage is on the table the first thing I mention is a prenup
dont fall for it bro

>>17095844
nigger you already got a kid, she has you by the balls. bit late for a prenup

>>17097746
>>17097464
this
you already have a child
she could literally make up some bullshit and leave you while you pay for her shit
tough luck

>>17095844
if you have even a tint of doubt, you should not marry. i'm 30 and gf is 16(legal here, also was virgin before me, so fuck off incels), and don't plan to marry until we spent good 20-30 years together and even then it's a big if. though i realise her smv would've faded by that time and it's not in her interest strategically to stay with me for that long. though pure love should not be conditional and it's not a business, so she ll have to make a leap of faith or move on. with that said, don't marry.

>>17095844
Don't do it OP you already messed up getting this involved with her; don't add the state to your shit show it won't get better after that only worse. Furthermore, I do have advice, but it's going to be long and i'll need to ask questions (nothing doxy), so i'll only do that if inquire.

>>17095844
man you already knocked her up, so you are fucked even if you do not get married, you have no leverage in negotiating any deal my friend

>>17097819
Fucking pedo

>>17096330
Sign the fucking prenup you poor. Want to live under her house? Treat her right.

>>17096379
Dude, realize she's fucking 18 years old. She's a kid. So are you in most people's eyes. She doesn't even know what she wants and know how she's gonna move forward in life.

Read over what anon said here >>17096073 and read it again 3 times over. Then you may offer her the cheque of 0 fucking dollars and 0 fucking cents. She'll make a fuss, she can guilt trip you all she wants, but she has no cards to play. Sign the prenup and you guys get married.

>>17095888
Your id
Your digits
Post knowledge

>>17095844
Yeah it’s a red flag and blah blah like others have said but I think I kinda get your situation OP. I’m 25, gf 23, kid 5 months. Our relationship is actually really good and so overall I want to marry her at some point, but she’s also reasonable enough I think to agree to a prenup when that time comes. (plus she knows if I really wanted to be evil & fuck her over I’d just store all my net worth in monero, stick the paper wallet deep, deep in my asshole and fly to Belize while telling the courts the story of that horrible boating accident where I lost all my funds)

My advice: take it easy on the whole marriage thing, take it slow. And look into counseling, maybe couples counseling, just to help you two resolve your rough spots and see eye to eye more easily. My gf is a wild one as well, like really wild from time to time, and I’ve had my doubts in those moments too.....but I think if you know you want to marry her, well, you know. The rare freakouts can be super tough but at the end of the day, after plenty of facetime, heart to heart conversation and some intense makeup sex you always know how good you can be for each other and that’s worth enduring some stress for.

That said of course, prenup is just an obvious given. It’s insurance, for the future where you don’t know what might happen, and it pays off big time to set those parameters during a period where you’re both on the same page, to protect BOTH of your long term interests (and especially so your kid’s). If she’s hostile with it but you do both want to get married, spend however much time & energy necessary to talk it out till you’re level with each other, it’ll be worth it. Women don’t know what the fuck they want so you just have to be extremely patient with them and they will bend to your will provided you give them a lot of breathing room as well. Be ready to make some concessions on your own part as well, it’s not a business transaction mr. CEO

>>17095877
>having that much money is illegal in europe
this, either will be your wife, either the government
Put your savings in BTC or Monero and never mention it
If she knows you are wealthy, you are a retard

>>17095844
DONT DO IT OP LISTEN TO ME

JUST LISTEN

IF SHE DOESNT PUT A GUN TO YOUR HEAD DO NOT DO IT!!!!!!! AS A MAN NUT INSIDE WHATEVER PUSSY, TAKE CARE OF YOUR KID, BUT DO NOT EVER GET MARRIED ITLL ONLY GET WORSE

SHE WILL TAKE YOUR BITCH ASS $140K BRO JUST DONT. I HOPE SHE DOESN'T KNOW ABOUT YOUR WEALTH. JUST. JUST FIGHT FOR CUSTODY OF YOUR KID THEY'RE ALL WHORES OP

IF SHES NOT YOUR MOM SHE'S A HOE. DONT LET THESE ROASTIES ROAST THE TOAST ON YOU. FUCK THAT. IM TELLING YOU DON'T. LISTEN TO MY GENUINE ADVICE. ALSO BUY CARDANO THAT SHIT GOING TO $5

Get a prenup or sit on a thumb you pussy

>>17095958
IS A NIGGER DO NOT LISTEN PROBABLY HAS VAGINA

>>17095844
shes' gonna fuck you one way or another. getting married to her will cost you far more then just your money but hey listen to all the virginal simps in this thread telling you to go for it cuz they lust and wish desperately for a female to even acknowledge them and wish they were in your boat. OR think logically and not with your tiny dick and dont marry her and tell her if she keeps making threats and ultimatiums she's gonna find out she's single and doesnt have shit from you money wise except what you give her for child support. Also put all your money into something she cant get her hands on and the courts cant force you to give her cuz "she was used to that level of income and living" and other female centric bullshit. your call but I already know you'll go with the dumb simp retard choice in the end and i'll be reading your boo hoo hoo im broke cuz my dumb cunt ex divorced me post in a year or 2

if you need a prenup then you sure as shit don't trust each other and are only getting married to showboat it on Facebook.
also, put all your money in a corporation. buy your abode under it

>>17095907
This is the richest board on 4chan and one of the richest online forums in the internet. You are talking to people here who made several millions in less than a year. Have more respect, stupid zoomer.

>>17095844

So just tell her that her behavior now, while she has NO power over you yet, makes you worry about the future.

>>17095844
Listen to this anon here.
>>17096073
He makes an excellent point. Take her horseshit, and turn it right back against her.
Honestly OP, from an outside perspective, those are serious red flag statements she's made and it's pretty clear to me what her motives are.

>>17095844
Dont marry her or you will end up regretting it. Worst case you pay alimony but you dont lose half your shit if she leaves you

>>17098743
Based and underrated

>>17095844
Whatever she's saying floats both ways
>"If there's a prenup you'll have to value me more"
>"If there's a prenup you'll understand your actions have consequences"
I'm from eastern yurop too, don't let her fool you mate. For every good person you meet there's at least 3 that would rob you naked within a blink of an eye.

>>17095844
She's going to assrape you out if all your assets. Money, apartment, car... It's all here's now. I'd tell you to dump her gold-digging skanky ass but we both now you won't do it. If you WERE above 100 IQ you would get in touch with a clever lawyer and transfer your wealth into an offshore trust in Cook Islands where she can never get to it, but again, you won't. Because you think you're smarter than everybody else and this is why your future ex-wife will enjoy sucking cock in Dubai when she spends all of your money in a few years after fucking you over in the divorce. Enjoy the suicidal depression that's coming for you.

Here’s what I would do
Put the money in a trust and keep it seperate. That should be outside the reach of the court. Don’t throw money around or it will affect your alimony potential. Also try to keep her in check, remind her that you’re the leader. Don’t be a powerless cuck and she should be fine.
Also be happy that you’ve got a kid and a woman who likes you.

>>17095844
If there is a pre-nup she'll understand her actions have consequences.
No more gold to dig...

>>17095844
shes probably after your money aswell, because why would she keep making up excuses

>>17096270
>Your girlfriend sounds like trash at best or danger at worse.
Not only that, but with the amount of money he has and where he lives he could get his pick of women easily. He's stupid to get oneitis for a girl when there is a thousand bitches that would slap each other to be in her place.

OP, should value himself a little more. He can get a new woman at the drop of a hat. Women are R E P L A C E A B L E.

>>17096382
Or convert it to gold and hide it for 5-10 years. Or do pic related.

>>17099555
>That pic
Diabolical

>>17095844
>And for everyone in the states who wants to laugh about me stressing about such a "pathetic" amount,

Amerimutt here, it's a lot to me too. I've never managed to accumulate more than $200K before the market implodes or the economy implodes or the IRS randomly decides to ruin my life or whatever. I've started over from zero three times already (I guess four if you count my life before I got wiped out three times) and I'm getting tired of it.

Anyway:

> When I suggested a prenup to her which basically means all our finances stay seperate she just started coming up with stuff to say.

Explain to her that either she signs a prenup or she won't get any marriage at all, and that if there is a prenup, SHE will have to "value you more" and will understand that HER "actions have consequences". If you can't stand up to her, then you're going to get fucked, and not in the sense of "having pleasurable sex with your waifu".

The other thing you can do is move some of that 170K into Bitcoin -- the REAL Bitcoin, BTC, not the shitcoins that all the shills constantly shitpost about here. Be VERY careful about secure storage and be absolutely certain that she never learns where the private keys are stored, or even that you have this money. It's your emergency reserve.

I don't know the laws in your country, so I have no idea how valid prenups are there, nor how to go about creating one that won't be voided by some divorce court bitch judge. In the U.S. it is incredibly easy for "family court" judges to simply say "oh, it was unfair, she didn't have her own separate legal representation and it was signed too close to the wedding so you pressured her, therefore fuck you, give her half your assets and all of your future income."

(continued)

>>17099953 (continued)
>>17095844
>>17095907
>I don't have all of it in cash. A good portion of it is in property I've inherited
For any property you own, see if your country recognizes the concept of a "trust fund". You basically create a legal fiction that you don't personally own the property, instead it's "owned" by the "trust", and the trust has certain conditions attached to it that prevent it from being raided by anyone. You get the benefit of the property, but if you are sued, it is protected from being seized. You may have to create an "irrevocable" trust or a "spendthrift" trust. Or it may be called something else entirely. Or maybe it won't be available to you. You might also have to put someone else in charge of the trust to administer it, or maybe you can administer it yourself.

Talk to a lawyer in your country who understands all of this stuff. You aren't going to get useful advice from 99% of the retards who post here, who think "BSV is the real Bitcoin!" or "put all your money in marijuana stocks!" or "Tesla is a functional company that will continue to do well!"

>>17096022
>Maybe she just wants commitment? But it still sounds so dumb to me.
>>17096379
>Her whole twist on this is that she needs guarantee as I already said(she doesn't have any money of her own)
I dunno, call me Mister Suspicious, but it sounds like she is already planning to ream you in a divorce. These "I need security, don't you love me, how can you possibly want to separate our finances" sorts of statements are strong hints to me that she is after money, not love.

So, having read the rest of your comments in the thread, I guess you already have talked with a lawyer. Good. Follow through, tell her to sign or forget marriage, and I hope it works out for you.

>>17095844
have her sign the prenup or no marriage. there's no other sensible option here.
and I can only guess what you understand under the term "bad side" but from all that you wrote so far I'm piecing together that you both have trust issues and should definitely overthink your relationship and if you two should really be together. the best option here may actually be to break up with her.

>>17098743
I cant wait till we wield such awesome power in the financial markets after the next crypto bull run.
Bet Forbes and the Wall Street Journal will start running articles explaining to the normies who we are and how we think.
The future is bright, frens.

>>17099400

This 100%. Look into offshore asset protection OP. This bitch is going to assrape you for everything that you own.

You already said that you have a child together and she is extremely financially dependent on you. This means that if shit hits the fan you can take the child away from her and raise it yourself . Consider that

where are you from ?

>>17096022
>She says she will only live with me and the kid if we get married, she needs that as some sort of a guarantee because I've previously been bad to her. She said she needs it as guarantee

I know nothing about finances or how marriages work legally but I can tell you right now that this girl is an insecure controlling bitch and you shouldn't marry her even if you had 0 euros to your name. She already doesn't trust you, and you don't trust her, why the fuck would marrying her be a good idea? Also good job having a kid at 21 you dumbass.

>>17095844
You must be stupid. Your cash is fine either way. Assets achieved AFTER MARRIAGE are bound to be split. You're just proving my theory. All stupid fucks get some easy money.

>>17100141
You are the idiot. Different countries handle things radically differently.

Where I reside, the system is stacked harshly against women. In the U.S. it is stacked harshly against men -- and premarital assets are at risk unless you take extreme precautions. It is even possible in some states to have to give up half of your INHERITED wealth if you so much as earn interest on it in a bank account, because you have just "commingled" your non-marital assets (the inheritance) with marital assets (the interest) and therefore it all becomes one giant puddle of marital assets.

>>17095844
Is the child yours? Are you from the same country as her?

>>17095844
>"If there's no prenup you'll have to value me more"
>"If there's no prenup you'll understand your actions have consequences"
RUN
You should never of had a kid with her

>>17095844
>"If there's no prenup you'll have to value me more"
>"If there's no prenup you'll understand your actions have consequences"
an 18 years old girl speaks like that, lmao

>>17096379
red flags man please don't even marry her, just say you wanna wait a few years

>>17096022
Prenup, with the condition that if you fuck her over(cheat on her) she gets half.
Solution:
You never cheat on her, she can't divorce you for half you are worth. Both parties win so long as you can keep your dick in your pants.

Op can i ask?
Why did you put a kid in a woman knowing shes got that side?
In fact why would you put a kid in an 18 year old when you are only 21? It means you both havent known her long, to see what she is like, and you are much too young to even know what bad signs are, or to even be able to deal with them as they come up let alone recognise them.

Theres no easy way to say it but you fuck up really badly already. Yes you need a fucking prenup especially in your case. But a good lawyer makes a prenup completely invalid so sometimes they are worthless. Depends where you live and who the lawyers are etc.

>>17095844
Divorced guy here. You MUST hit your wife if she talks back to you. My biggest mistake was that I never hit my wife.

>>17100172
I'm from here, you retard. Half of eastern europe has this law that i've mentioned earlier...

she wants your money anon.

>>17097819

>The girl literally gave you her virginity, the most valuable thing a woman has
>Shitbag is just planning to waste her most fertile years while talking about "muh pure love"

>>17097819
Faggot she's 16 and you're 30, she will change her mind 20 times before you can even get hard.

>>17095958
If you really loved her, you would get a prenup to increase the chances of staying together.
Women love to flex like sociopaths. Especially to other women.

>>17096466
Youre not fooling anybody.

>>17101629
This dude is right.

most of the advice here is pointless as we don't know the jurisdiction OP is living in
the answer to these type of questions varies wildly from country to country so it is largely pointless to ask them on an international board and a google search of your own laws will help you better
you should mention your country OP, it is not like we are going to dox you out of at least several million others that live there

bump.
t. recently engaged

>>17101708
legal guarantees like marriage actually discourage people from maintaining the relationship properly. i appreciate she gave her virginity to me, that's why i am dating her in the first place compared to just plating her. also probably would not cheat on her. but in the long run giving up virginity alone is not worth marriage: keeping chastity, obedience, good humor, self-sacrifice, etc. if she manages to keep it up for 15-20 years, we ll see. also she lives in my apartment and i pay for everything food, taxis to/from school, medical, clothes, whatever and shower her with gifts, if that will calm your butthurt down
>>17101771
i'm getting hard alright, have 20cm dick, 190cm height, lean physique and make about 150k/yr after tax. seethe more

>>17095844
usually the spouse only gets half of what you earn during marriage not what you had before

>>17103257
sans expenses of course basically half of what your savings grew with in value also half of appreciation. pretty bad deal if there is a hyperinflation doesn't amount to much normally. just put your saving in bitcoin.

>>17095844
>"If there's no prenup you'll have to value me more"
>"If there's no prenup you'll understand your actions have consequences”
If there is a prenup then these two points will apply to her. There is no reason not to get a prenup in your situation, and if she isnt alright with that tell her to fuck off and go find another piece of ass.

>>17095888
>Trips of truth
>+gf in ID

>>17103325
the kid kinda makes this hard she will milk him one way or the other
also falcon punch i illegal