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/biz/ - Business & Finance


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17015635 No.17015635 [Reply] [Original]

I owe 27 thousand dollars in student loans.
I haven't paid my taxes in 5 years.
I have a 6 year gap on my resume.
I'm going to have to move back in with my father in 3 years (5 if I sell my car)
I'm going to have to get a normal job (probably a welding apprenticeship)

IM COMPLETELY FUCKED

>> No.17015641

Forgot to post your age

>> No.17015658
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17015658

>>17015635
>Paying back debt
> Not just seeing how high you can get the number, and reading /biz/ schizo shitpost copypastas off on the phone to debt collectors when they call you

Ngmi

>> No.17015661

>>17015635
there are 2 halvenings, become daytrader and kys in 5 years if you dont make it, that easy

>> No.17015662
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17015662

>>17015635
just take up a loan and go all in bitcoin (BSV) retard
you're so incredibly lucky to live in a timeline where you can buy bitcoin below $300 yet you're here bitching instead of accumulating as much as you possibly can

>> No.17015666

>>17015641
27

>> No.17015676

>>17015635
This isn’t that bad, you can dig your way out of this fairly easily. Good luck.

>> No.17015714

>>17015662
I have been approved for a 30k loan against my car which is more than its worth... I'm considering going 50/50 Link/BTC

>> No.17015722
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17015722

>>17015635
Hello friend,

I haven't paid my taxes in awhile, have the same gap, and I've never been able to get much of a job. The only thing that differentiates us is that you got scammed by a university, and also I'm being supported by my father to NEET for 2 more months. So I'll have to get a job during those months, unfortunately.

>> No.17015738

>>17015635
So yeah, uhhh, we're all in this together, friend.

Continued from >>17015722

>> No.17015739

There are lots of non-normal jobs you can get. can you drive? Uber/uber eats pays pretty well if you have good gas mileage, and you can sneak food out of peoples orders for food.

>> No.17015767
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17015767

>>17015635
30
never worked
never paid taxes
redpilled
ironpilled
living overseas
890k in crypto

This is how you make it, fren.

>> No.17015772

>>17015739
I have considered uber driving it just came to my city a couple months ago and they need people. I actually forgot about this until you reminded me.

>> No.17015789

>>17015767
>he has around 99 whole bitcoins

whale

>> No.17015811
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17015811

>>17015767
>tfw could unironically forever make it with ~100k to invest
>tfw counting shitcoins and getting by with side hustles, but still haven't gotten enough flow to go parabolic on my ventures and investments.
It's hard bros. Once your stacks grow you'll grow by virtue of your stacks and it'll become a self-powering concept.
But that's how life goes on this bitch of an earth.
The things I'd do with a small business loan of a million dollars.
We're all gonna make it regardless. Moloch and the Demiurge can eat my cock.

>> No.17015833
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17015833

>>17015789
I ain't no whale - just got lucky. I remember some anon in 2017 had like 30k ETH, based bro was posting nudes of that whore from the Paragon ICO.

>> No.17015859

>>17015811
I dropped out of high school and I clear just over 100k after food/rent/etc and I work in a non-IT sector. Think outside the box buddy and you can make it too.

>> No.17015862

>>17015811
Absolutely. Just be patient and you'll make it. You're already ahead of most of the world following these projects.

>> No.17015893

>>17015859
what job?

>> No.17015910

>>17015658
Um, hello, based department?

>> No.17015913
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17015913

>>17015859
>>17015862
Thanks bros. I feel your positive sentiments. I hope you are both truly happy and successful in your future ventures as well.
It's great to be able to talk to frens on /biz/ about the struggles and the joys of life, truly.

>> No.17015967

>>17015913
Lel I feel bad, I wasn’t trying to be a dick but I can see how my statement came off like that. I’m willing to give you non-meme life advice if you’ll give me the qrd on your career prospects.

>> No.17016071

>>17015635
can you just declare for bankcrupcy? or do you still have to pay? asking because i know nothing of your state/country law.

>> No.17016189
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17016189

>>17015635
get literally any job and start paying back all the money you borrowed

>>17015666
you're still young enough to finish your education (whether that's at a trade school or graduating college) and to have a long and fulfilling life

>>17015714
stop borrowing more money when you're already in debt and you don't have a job

>>17015772
good idea

>>17015811
you definitely could not make it forever with $100k to invest, unless you move to rural Africa or India or something. To retire forever in the USA (which I would define as living off of $40k per year generated from investments), you need at least $1 million.

>>17015859
be like this guy

>>17015913
frens forever

>>17016071
you can't declare bankruptcy on federal student loans

>> No.17016230

>>17015635

27k isn't a lot. can be paid back in a few years with a less than average job.

if you haven't worked in 6 years, what are you worried about with taxes? call the IRS or write them a letter saying you forgot to file but didn't earn anything those years anyway.

you have 3-5 years to figure shit out, what's the problem.

>> No.17016327

>>17016230
if u didnt file they assume u made less than $400 or something

>> No.17016863

>>17015635
Move in with your father now. Start the apprenticeship now.

>> No.17017187

>>17016327
>>17016230

You can not file for around 7 years If I remember correctly before they get angry