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/biz/ - Business & Finance

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1679263 No.1679263 [Reply] [Original]

Sup /biz/,

I live in the US and have an unsecured loan that was flagged for bankruptcy although I never filed and neither did my cosigner. I wouldn't give a shit if it weren't for the fact that the "due payments" are now showing up as delinquent on my credit reports. I've contacted the loan servicer but they couldn't explain anything to me aside from that it was flagged under my name and told me to contact my bankruptcy attorney, which I don't have. Is there anyway I can just ditch these clueless morons and dispute the stuff on my credit reports and be rid of this shit completely?

Have more info if needed, much appreciated.

>> No.1679620

Pls halp

>> No.1679621

how much do you owe

>> No.1679628

$1300 "delinquent", probably about $8,000 payoff. The lenders are huge fucking assholes though.

>> No.1679709

Like I'm afraid that once they figure out their fuckup, they're gonna slam me with the past due amount and jack up the already ridiculous interest rate. I don't really have money for a lawyer.

>> No.1679713

>>1679263
if you dont pay after the due date and youve received several notices, depending on who the loan was from, they reserve the right to take ur shit, under bankruptcy. thats why they said get a lawyer.

>> No.1679720

That's the thing, I was never notified that they stopped accepting my payments or that my account was flagged. It's also an unsecured loan so I thought possessions couldn't be taken to collect unpaid amounts?

>> No.1679728

Also, can't you read? I never filed for bankruptcy, my account was flagged for it though.