/biz/ - Business & Finance

>>16731858
> I pay $14/month for phone service.That unlimited text, talk and 5gb of data.

> I also pay $15/month for home internet
Bull. Fucking. Shit.

I pay that myself.

Willing to put money on it?

If you've figured out how to make $300k by age 25, you might as well continue what you're doing and become a millionaire+ by 30.

Why? $300,000 can be had with a working class job.

Some people don’t need anymore to love the life they want

You need to gain more then 8% a year from you money, because of anual 2% inflation. Not sure where you can get 8% a year. Guaranteed. Maybe there are some good preforming ETF's but is that a guarantee?

**live the life they want

You can live WELL as a matter of fact.

I know

I can live on much less than $10,000/year.

And I own a home. No car payment. No student loans. No credit card debt.

Life is good not worrying about bosses, coworkers, alarm clocks, etc

>>16731925
Why? Maybe you enjoy your work, or want to enjoy things that actually money, or want to have better financial security, or want to give back to family or friends who helped you along the way, or generally have higher aspirations than being a lonely hermit for the rest of your life following your mid-20's. How many reasons are you looking for exactly?

>>16731955
Same, own a home an can live at about 600€/month. Still need to get that 600€/month somehow, because my account is drained after paying mortgage

>>16731977
Seriously this is a /biz and finance board, and I feel like I'm the only one hoping to get to board level status.

>>16731858
No, but you can retire on Pegnet in 2.5 years.

>>16731896
I pay 8$ for gigabit internet.

>>16731858
>YOU can Retire early at 25! with this one weird trick, just look at this couple who did it from a upper middle class family who went to harvard and were gifted a property in a large income neighborhood

>>16732026
this, just be rich bro what the fuck. Just stop being poor it's that easy.

>>16732022
americans pay like 15 times that for broadband and 20 times that if they have the privilege of living where gigabit is even available

>>16731896
there are phone plans that cheap but they are garbage. $15 for internet is probably not even 56k.

Why would I need a job to enjoy life?

Sounds like something a loser would say.

>goes back to work to dead-end pizza delivery job and hoping 4k chainlink is enough to make it and drinking
Boy I do love being an underemployed autist.

I have Spectrum internet for $15

It does streaming on my tv and everything else I do on the internet.

Why should I pay more?

My phone services runs through Verizon towers.

Not sure why people get all jelly toward people that don’t want to work yet are self supporting

>>16732046
Because doing on //only// 300k (which is more than most Americans can reasonably be expected to save) requires living very poorly and in specific conditions.
Where I live I know a guy who lives on someone else's property in a boat. He has 750k locked up in investments.

Why the hell do I need gigabit internet?

Shit - I’ve been around the internet since what seems like birth. Nothing really cool to do here anymore. Get out in the real world.

If you have time.

Btw - when you’re doing something you don’t like at work just know that I’m out here chillin’

Most Americans are lazy slob zombie that do nothing but spend money and rack up debt.

I live exactly how I want with no boss

Hell I could drive anywhere in the United States right now at 2:25am

That’s freedom baby.

Money can’t buy it

>>16732063
>That’s freedom baby.
>Money can’t buy it
An amount of money that allows you to not work ever again can in fact, buy freedom.

Touché

$300,000 can in fact buy your freedom from the consumer driven, materialistic, debt laden society we live in.

Start saving young and control your time.

Your brain will work on a level you never knew before.

Don’t let Retirement be something you do at 65 when your body is about washed up from working 40 years.

>>16731896
Lmao imagine living in America, 5 eurodollars a month for 50/10 internet (fiber) and 19.99 for phone with unlimited 4g data

Who cares bro - we can retire in our 20s in America.

God Bless America

>>16731858
>I would target $500,000 + a paid off home
>START YOUNG. I’m talking 16 years old here.
>LIVE CHEAP. Every dollar added to your net worth gets you closer
>LET YOUR MONEY COMPOUND
I disagree with this

>>16731858
This is massive cope. The real red pill is that working isn't that bad and actually provides decent structure. I mean look at your life, you're obsessively bumping your shit thread at 2:51am (according to where you live) on a weeknight. You should be sleeping or you will get into neet mode which is depressing as fuck. Staying up all night is not good on the mind.

Reevaluate what you are doing. You are going to miss out on massive compound interest by not working and stacking assets.

Prove me wrong.

I’ll pay anyone $5,000 to convince me of why I can’t retire on my suggested net of $500k.

I’m a free man....that’s worth millions

>>16732133
cost of living is lower
but your completely fucked if you cant work or ever have a health problem

Dude - I don’t give a shit what time it is. Time means nothing to mean.

My mind works better than ever.

You probably wouldn’t know as you’ve been a caged animal for so long.

I have $500,000+ and health insurance.

How does a health problem screw me more than it does 99% of people my age who have less money???

>>16732179
Good luck raising kids with only 500k unless you plan to invest it

>>16732133
Same here in UK. More expensive at £35 total but Fiber is only 90mbps and phone is around 60 depending on how busy it is.

I have a 4 year old...I know all about raising kids on $500k net worth.

Kids are inexpensive but sooooo worth it

>>16732220
Boomer at least have the respect to give me a (you)

>>16732063
>most americans are lazy
>i don't want to work
ok

There’s a difference between work you’re forced to do and work you do because you’re doing something you want to do.

I’ll spend hours working on my lawn...but that’s something I enjoy.

I can’t do bosses making me prostitute myself for work they want done.

>>16732316
Start a landscaping biz

>>16731858
just invest it and flip it u fucking mong

>>16732182
Dunno about that man, 450-500 eurodollars monthly for a (shitty) apartment but still not in a nigger neighbourhood - food is more expensive yeah but at least its some what clean no GMOs, no corn syrup shit everywhere

I don’t care about GMOs or corn syrup

>>16731896

I don't even have a phone.

>>16732203
And for those of us who don't give a shit about children?

>>16731858
This is gay and retarded.

Take the landlord pill and amass a few millions of real estate. For a few hours a month of work, you will have 3X the passive income. I can consistently generate 12%+ cash on cash returns. This guy would be lucky to get 4-5% from the market right now.

>>16731858
>First of all you’ll need to save up some money.

This anonymous author really fucking sucks.

>>16731858

>300k AND a paid off home

So like almost a million dollars basically, grand.

>>16732176
The wagecuck doesn’t know what to do with freedom if it becomes available
Confused with an influx of free time, he turns on the television set.
“Huh. Nothing on’s good tonight “ he mutters to himself.
After 3 weeks of torturous boredom, he logs into LinkedIn, and asks his recruiter friend if he has any roles he’s looking to fill.

>>16734118
Are these 12% returns including depreciation for repairs?

>>16731896
you can get the phone service at mint for $10-20 depending on data
>internet
Gig internet is about $100+ everywhere in the US. The least Ive ever seen it was $20 for slow as fuck dsl speeds.

>>16731858
Lots of vibrancy in Gastonia. Prepare to be culturally enriched. Fuck jannies.