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/biz/ - Business & Finance


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16716545 No.16716545 [Reply] [Original]

hi. i'm a 34 year male old NEET currently living with parents. fucking total loser with treatment-resistant Major Depressive Disorder, PTSD/trauma from undealt-with sex assault at age 13, on social security disability + supplemental security income @ around 1000 USD / mo income. i smoke weed and drink to ameliorate the pain but am willing to white-knuckle stone-cold sobriety if i have to.

i have a little over 200 USD in my checking account. i pay my parents $430/mo in rent and otherwise everything else is paid for. i am mildly interested in investing, particularly in crypto/bitcoin specifically (I know you probably need more than $200 to invest in the crypto market but I'm willing to save). i'm a semi-autistic NEET who loathes human interaction; i have considered truck driving as a career because i like sitting & staring at something ahead of me for long periods while not talking to people.

i know my parents won't be around forever to take care of me. i'm 34, 35 in a few months. how do i make use of the money i currently have/change current habits to ensure financial security after they're gone.

thank you for reading.

>> No.16716575

>>16716545
are you jimmy russle on telegram? biggest loser ever

>> No.16716576

Just get a CDL and do that trucking job. Live minimally and contribute to your Roth IRA for retirement. You don't have much time and this bullshits not going to save you.

>> No.16716601
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16716601

>>16716545

You need a steady income before you can even start to think of investing.

Invest whatever money you have into some sort of license or job training, the trucker thing might be good for you.

Just don't go on a spree shooting or something. If you decide to go out with style, please assassinate some politician instead or someone high ranking.

>> No.16716602

>>16716545
Buy a bitcoin and hope for the best.

Also, be nice to your parents so they leave you with something.

>> No.16716607

>>16716576

This or think about programming. You could become a freelancer and work from home.
Assuming u can learn it .

>> No.16716625

>>16716601
>You need a steady income before you can even start to think of investing.

more than 1000 USD/mo? i just suck at making money. horrendous Depression. there's only so much forcing myself gets me; my brain broken, in my estimation

>> No.16716631

>>16716607
if you can suggest a particular language that would be profitable i'd definitely look into trying to learn it.

>> No.16716671

>>16716545
go trucking anon and see the entire country but you gotta be clean sober or you risk losing your license.

>> No.16716695

>>16716671
honestly this is the hardest part because weed stays in your system for so long. a total commitment to not do a selfish thing in order to secure future good income. should be a no-brainer but holy shit do i like being stoned

>> No.16716697
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16716697

>>16716625
>horrendous Depression.

Depression is actually a coping mechanism of the ego.

The ego wants to protect itself, produce a justification for your failures in life, failures to compete with peers, and assign it to some condition or impairment which is out of your control.

That's absolute bullshit.

You have to accept and recognize your failures, stop telling yourself you have depression, and start improving yourself and your situation.

t. Has a father who claims to have depression, but I know he's just an ego-centrist fuck-up and produced this depression thing as an alibi for getting fired from his job and not succeeding at finding new work.

>> No.16716701

>>16716631

Give Python a try - big data is the future imho. Before you start read a little bit about it (what will it let you do, what jobs you can land etc.)

Set up a new account on Udemy and wait for a price drop for some Python language classes (once you decide it's going to be this language).

It's never easy in the beginning so you need to push yourself. I also recommend reading about other languages and what jobs they can give you. This should be the first step.

Programming is not for everyone but since you sit all day in front of a screen, this will not be a dramatic change for your lifestyle.

Good luck.

>> No.16716718

>>16716695

You have to drop weed. You will be a brain-dead sponge in a few years if you keep smoking that trash.

>> No.16716764

>>16716545
Put only 100 in a shitcoin like fantom, then rest in litecoin and ripple

>> No.16716795

>>16716545
>PTSD/trauma from undealt-with sex assault at age 13
what was the age of the girl/girls you raped?

>> No.16716850

>>16716764
thank you for the advice, can you recommend a good guide for how to get started in crypto or a website; i appreciate it

>> No.16716864

>>16716795
no it was from being raped.

>> No.16716884

>>16716864
yea okay, that sucks.. i just thought with the PTSD that you were the victimizer, like soldiers that gets PTSD from killing to many children and stuff.

>> No.16716890

Interesting, I was molested as a child and the only thing that fixed my depression was adderall use.

>> No.16716906

>>16716697
i mean this way of framing is only helpful up to a point. if you completely don't believe chemical balances exist, can run in families, have real . it's a way of looking at the world that works for fundamentally healthy people and will work for those people until they inevitably become unhealthy through a combination of the aging process + the myriad ways you can become unhealthy and/or disabled which will strike your seemingly-prepared ass like lightning on a golf course.

but the degree to which my Depression contributes to an overall sense of self-pity and inertia which truly is surmountable through sheer grit and effort yes your advice is useful. thank you for the reply

>> No.16716929

>>16716890
jeez this hits close to home; i have used low-dose adderal to some benefit. i have an appointment with a psychiatrist on the 13th and will mention it to them. i'm really interested in ketamine or maybe psilocybin as a Depression treatment

>> No.16716949

>>16716906
a levelheaded, well-reasoned response to a mind-over-matter JUST BE URSELF bro-hole?

Damn, 2020 /biz/ is some next-level shit.

>> No.16716957

>>16716850
>>16716864
>>16716906
If you’re going to buy crypto only buy bitcoin don’t buy anything else. I’d recommend buying through coinbase pro. The fees are managable and they’re an American exchange so they won’t run off with your money.

>> No.16716971

>>16716545
>PTSD/trauma from undealt-with sex assault at age 13
holy shit just let it go already you moron

>> No.16716990

>>16716545
Christian Weston Chandler?

>> No.16717004

>>16716890
its not gone, its not fixed, you just dont notice it. sry anon

>> No.16717020

>>16716971
i mean i share some of the blame for just being lazy about dealing with it properly, however you're supposed to deal with it. perhaps you think being held down at an impressionable age, being unable to escape, and having an out of body experience is just whatever. but it doesn't matter if it was 6 months ago or 60 years ago. it fucked me up

>> No.16717125
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16717125

>>16716906
>. if you completely don't believe chemical balances exist

Pehraps for women, who are driven by hormones.

What you have is self-induced. Stop smoking weed, start running/exercising.

>> No.16717165

>>16716575
Jimmy stop being a fag

>> No.16717380

>>16716957
>If you’re going to buy crypto only buy bitcoin don’t buy anything else. I’d recommend buying through coinbase pro. The fees are managable and they’re an American exchange so they won’t run off with your money.
thank you for the advice anon. wondering if you have any opinion about Ethereum?

>> No.16717406

Question: I am almost the same as you in every way. What did you get disability / SSI for? I want to know so I can get it. I have PTSD, Major depressive disorder, Anxiety and crohns disease.

>> No.16717448

>>16716545
I could have easily went down your path, anon, I was a NEET living with my dad until I was 24, but I got a job (close to min wage), I make around £1300 a month and I've invested virtually all of it into stocks and shares. Currently have £20k invested and get about £1000 a year in passive income from dividends.

>> No.16717471

>>16717380
>wondering if you have any opinion about Ethereum?
it's a mess
it'll take idk 50 hours to study up on the details but it's a total fucking mess

>> No.16717475

>>16717380
BTC, ETH, and BAT are the only cryptos I bother with. I think ETH still has immense potential, there’s a lot of deep pockets developing on their platform, and with ETH 2.0 coming it could start recovering in price.

BAT is a very solid investment to me and if you don’t want to spend money on it, download the Brave web browser and earn free BAT from viewing ads (browser is a better and faster Google Chrome and based on Chromium).

BTC is BTC. The halving is this May and a nice pump could bring it in. I think it’s worth tossing some money into now and then for the long run.

Other than that I’m all in stocks. Crypto is a cesspool of scams and pump and dumps. Be wary of anons telling you to go for scams like FTM, RSR, and even LINK. Do your own research before taking the words of anyone shilling vaporware shitcoins. Scams and organized shilling are rampant here. Good luck getting your life together Anon.

>> No.16717544

>>16717406
have a law firm handle your disability claim, don't try to handle it yourself. if you have a history of hospitalizations due to Depression, PTSD breakdowns etc. that helps; if you're actually trying to claim you have these diseases severely enough to not allow you to support yourself through employment and not just scamming the system trying to get "a free check from the government", which in reality is a piddling amount to live on and guarantees a life of poverty, no vacations, no fun (~$13,000 yr if you're lucky)

>> No.16717564

>>16717544
Thank you

>> No.16718192

>>16716864
start running and lifting and using the sauna - that will prevent you from needing the drugs

take lsd or mushrooms for the pstd - either one will force your brain to learn that the past memories aren't nearly as important as they currently feel and will put everything into perspective, giving you the freedom to move forward with your life as a new optimist.

>> No.16718460

>>16716949
>wah wah i have the unquantifiable made up mental sads.. pity me..

>> No.16718499

>>16716545
youre living the life dude. fuck waging. i wish i was you desu. the minute you get a job you will lose your ssi benefits. if you want to use the 1k a month well then you can rent a apartment in thailand or ukraine for $300 a month and fuck whores almost everyday for an extra $100-200 a month

>> No.16718513

>>16716576
>wanted to get into trucking

>turns out i'm a bad driver, but even worse is that i am terrified of heights
feels so fucking bad man. i fucking hate college.

>> No.16718537
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16718537

>>16716545
>i pay my parents $430/mo in rent
And yet you call yourself a NEET?

>> No.16718871

>>16716545
Read "Feeling Good: The New Mood Therapy". It's an effective, scientifically proved way to treat depression (even in the low to mid-range).Read it and apply what the book tells you.

Yes, it sounds like a cheesy self-help shit book, but it's not. It's based on real psychologic research, and it helped me immensely.

>> No.16718907

>>16716545
>im 34, almost 35
The fact that you still state your age like a fucking child tells me theres no hope for you

>> No.16718923

>>16716545
>loser
>lives for free
no, you're a winner. the losers are the wagies paying you $1000 month.

>> No.16718936

>>16717448
how do you make 1000 from 20k?

>> No.16718941

>>16716545
What connections do you have?

>> No.16719064

>>16717475
This.
LINK - scam
BAT - retarded scam
XRP - delusional central bank scam
LTC - literally useless scam
BCH - astronomical scam
BSV - the real bitcoin, extremely undervalued because retard BTC hodl faggots are too NPC
BTC - once was based, now a rotting corpse, completely crippled by likes
ETH - giant scam bankrolled by Swiss elite and kikes, clogged traffic
ADA - garbage
XMR - garbage
XLM - landfill garbage

>> No.16719076

>>16716545
>i have treatment-resistant Major Depressive Disorder, PTSD, pee pee poo poo disease, faggot syndrome and chronic whiny bitchisitis
grow up you fucking faggot, jesus christ, how can you continue to justify your utter failure of a life at age thirty four (34!) because "i was waped 20 years ago"
grow a pair of balls. are you a man or what?

>> No.16719086

>>16716864
Then off whoever did that to you. Otherwise you'll never lift the curse.

>> No.16719094

>>16719064
This is actually bullish for ETH

>> No.16719112

>>16716545
>how do i make use of the money i currently have/change current habits to ensure financial security after they're gone.
well you can always start a cleaning business. everything is always getting dirty and in need of cleaning. so if you undercut the competition you can get decent work and make a lot of money. you can clean cars too, windows, anything.

>> No.16719126

>>16719094
As bullish as holding fiat is. The same fuckers are behind eth

>> No.16719173

>>16719064
HAHAHAH BSV BRAINLET

>> No.16719188

>>16716697
Too bad self improvement doesn't work, dumbass.

>> No.16719210

>>16719076
How is he a "failure"? Not everyone wants to be a normie NPC.

>> No.16719225

>>16719210
he is apparently 34 years old and hasn't created anything, hasn't had children, has no sense of pride, no legacy, etc.
Utter failure.

>> No.16719241

>>16719225
he lives for free while you bust slave away to pay him. absolute success.

>> No.16719260
File: 138 KB, 890x1066, wagecuck.jpg [View same] [iqdb] [saucenao] [google]
16719260

>>16719225
Wagecuck cope detected.

>> No.16719281

>>16719173
COPE

>> No.16719311
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16719311

>>16719260
>>16719241
this has nothing to do with wagecucking. He is failing to achieve the biological imperatives that have propagated his bloodlines since the dawn of time. I will have many sons and provide for them teaching and materials so that they can carry on the legacy that I carry on from my father who carries it on from his. In a thousand years, my bloodline will continue on because I am doing my part. OP's will not. It's a shame to think that his ancestors strove for nothing- unless of course he has successful brothers.

>> No.16719360

>>16719311
>muh dik
Meanwhile you're here on 4chan with the rest of the autistic incel NEETs.