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/biz/ - Business & Finance

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1651131 No.1651131 [Reply] [Original]

I have $60, 000 to my name - thinking about going and putting it all on red. At present I can't even afford a house of my own despite earning 80k a year in this fucking country (20% deposit required, houses start at 400k+).

Any advice biz? What the fuck can I do?

>> No.1651133

>>1651131
>At present I can't even afford a house of my own despite earning 80k a year in this fucking country (20% deposit required, houses start at 400k+).

wtf LOL

>> No.1651138

>>1651133
because for mortgage they expect you to have a partner, who earns an income. I have been told by a broker that I will need to be earning closer to 100k for a single applicant.

>> No.1651140

>20% deposit required, houses start at 400k+
Yawn

My plan is to get a job at Google in a few years.

>> No.1651142

>>1651140
and? How does that information help me or contribute to this thread you fucking stupid triple nigger?

>> No.1651148

>>1651131

Move somewhere else?

>> No.1651168

>>1651138
You should be able to amass a 50% down-payment in 3 years if you have any sense at all.

>> No.1651172

>>1651131
How do you have so little money? With a 30k a year job I was saving 8k a year and in 2yrs had 20k in index funds.

>> No.1651174
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1651174

>>1651131
>>1651138
>>1651142
quality thread

>> No.1651182 [DELETED] 

>>1651140
Good fucking luck. I already work at Google; I've made $210k this year with salary, bonuses, and vested stock and I still can't afford a house.

They start at $2M here, all-cash offer, no contingencies. And that's for a complete tear-down piece of shit.

>> No.1651187
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1651187

>>1651168

>> No.1651188

>>1651187
You feel upset bro?

>> No.1651195

The odds are shit. Gambling in casinos is for retarded faggots.

>> No.1651197

>>1651172

This guy knows wassup

>> No.1651198

>>1651138

Eat abo sprinkles. If they don't give you a loan after you'll be able to get almost any home from the settlement.

>> No.1651732

>>1651131
Move to Prague and buy a sweet villa with women.

>> No.1651742
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1651742

>>1651133
If you live near any major city like Denver, Boulder, Portland, Seattle, LA, or SF houses start at AT LEAST 400k. In fact I looked not long ago and the average home price for boulder was 800k and the surrounding area is averaging 500k currently. Good luck with that shit. You need to be making at least 100k just to live in that area. 20 percent means you need to have at least 100k saved up for a house.

>> No.1651743

>>1651131
Unless you're playing poker, you won't make any money gambling in a casino.

Going to a casino is meant to be for fun. You go to the MGM Grand with your friends, get drunk, hit on girls, play roulette or blackjack or baccarat for the excitement of possibly winning some money, and then you leave the casino with less money but you had fun. Like Disney World for adults. Going to a casino is for the experience. Not for making money.

That is, unless you play poker.

>> No.1651845

>>1651732
Pls elaborate

>> No.1651852

>>1651845
I mean it's not expensive if you come with 60k there you're a king. Also you can literaly buy women.
Use https://www.numbeo.com/cost-of-living/comparison.jsp to find the cheapest place to live. Get a remote tech job to the us/uk and you'll live like a prince

>> No.1651878

>>1651852
Dude do you live in czech republic? Because I do and Prague is not cheap at all, you will buy a flat for 60k, definitely not a villa.

>> No.1651904

>>1651131
Oh no 400k for a house boo hoo

Here it's 550K for a one bedroom apartment 7km from the CBD

>> No.1651909

>>1651904
Same where I am though - even up to fucking 40km away (job is 20km from there)

>> No.1651925

>>1651133
Are there mortgages available that have different criteria if you have a guarantor?

>> No.1651927

>>1651131
life is a scam as a single male, you are either born rich or are forced to have a partner to move from pa and ma's

>> No.1651929

>>1651131
>thinking about going and putting it all on red
the odds of winning any individual game of blackjack with basic strategy (before the cards are dealt) are higher than a 1:1 bet in roulette

>> No.1651932

>>1651142
>>1651174


>triple nigger

>> No.1651972
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1651972

>>1651142
OH shit im telling

>> No.1652319

>>1651131
Canadian detected.

I got fucked by the slow down (oilfag). Wanted to buy a house on my own but now i dont qualify for anything than a fucking 1 bedroom condo. Plus I have 70k saved for a down payment.

Thanks Trudeau

>> No.1652332

>>1652319
It's Harper's fault though.

>> No.1652342

>>1652332
>>1652319
It's foreign investor's fault you mongs.

>> No.1652348

>>1651131
can i have 1 grand so i can screw around stocks

>> No.1652385

>>1651742
it's not that hard if your partner works though. most people in seattle are braindead. half my department doesn't know what an excel function is or how to spell common technical terms, young and old. people blow $150 for a steak or fish dinner regularly here and are completely surprised when i cook something better for 25.