/biz/ - Business & Finance

>>16284530
Sounds like larp but I’m probably just coping. Congrats on your success anon. Unfortunately, I am uncharismatic and ugly in the way that drugs can not fix. Shitcoins are my way out, or at least I thought so. Everything seems to be going down except link which I keep missing the boat on, no matter how hard it gets shilled. I have about $1k in RSR, should I just put that in link? Sorry for the blog.

The exam is not easy and takes months to prepare for. It's not memorization, it's entirely case studies that are very nuanced.

Nobody will ever let a slimy insurance salesman into their house. You have to pay pajeets to cold call and cold approach to generate leads for you to make appointments.

No one will buy from a one man business, they will go to a firm or buy online.

Commissions are shit and you will never be stable.

Online e-commerce is less of a headache.

>>16284575
sounds like cope. I was a incel when I started this selling insurance just a scrawny nerdy kid trying to make some side cash for school. That's why when I started I had to take some of my dad's whiskey before each client meeting. eventually, I found phenibut then later propranolol helped with the confidence factor. Once I started making some money I started working out, eating out more and getting better fitting clothes. $1k in any crypto won't get you anywhere spend that on paying for license and testing fees. I believe in you anon

cool advice and thread OP. biz needs more stuff like this. I work in telemarketing and i'm high on phenibut 2-3 days out of 5 plus making money on the side as an online freelancer, sometimes also during company time, even better.i'm about to turn 28 now and can confirm that sales is a very profitable way to make a living with no qualifications (i was basically a wanderer before i got this job with a meme degree and a series of shit jobs. still got hired for sales)

>>16284620
>The exam is not easy and takes months to prepare for. It's not memorization, it's entirely case studies that are very nuanced.

you must be autisic then or live in some libshit state. my test was 150 multiple choice questions. i know some states require you to go to actual class but i studied at home.

>Nobody will ever let a slimy insurance salesman into their house. You have to pay pajeets to cold call and cold approach to generate leads for you to make appointments.
>No one will buy from a one man business, they will go to a firm or buy online.

you don't go and say your selling insurance you offer free financial advice you get rejected a shit ton of times but if your nice and personable you can make it. those are just excuses bro

>>16284622
I’m afraid I don’t believe in myself enough to talk to people in person for a living. With or without drugs.
>>16284620
What do you sell? Do you dropship or what?

>>16284620
1) True
2a) False, boomers will do it all the time. You aren't slimy you are professional.
2b) Newspaper Ads and mailers are the way to go. You put a quick blurb about your product in the mailer then they mail their contact information back to you, this is a warm approach.
3) You are a free agent and can work with multiple insurance companies ensuring the customer gets the best deal
4) True, they aren't stable but maybe you're just shit at sales.
5) E-commerce you have to deal with pajeet and chang.

>>16284710
how is 1) true? i have health, life and accident insurance license in midwest state and my test was 150 multiple questions. are you guys talking about getting a series 63 for selling variable annuities?

>>16284575
>Shitcoins are my way out, or at least I thought so. Everything seems to be going down except link which I keep missing the boat on, no matter how hard it gets shilled. I have about $1k in RSR, should I just put that in link? Sorry for the blog.
Put everything into LINK. Stop fucking with low cap shitcoins like SRS SENT UDOO VIDT or whatever the flavor of the month shitcoin is. Just buy LINK and accumulate as much as you can. Remember how there were 20 threads shitting up the catalog about RSR not too long ago and now there's barely any threads? It's a pump and dump. Don't get caught holding bags. Just buy LINK.

Bump because not a shit thread.


I work 40 hours a week remote, will I have time to shill insurance on the side basedAnon?

>>16284884
Yes. Clients meetings will take about 1.5-2 hours not including driving costs. After that it’s mostly data entry, some calls to back office so you can set up medicals, calling back clients Incase there is missing info or answering their questions. So to have more free time just be more selective with your prospects

>>16284530
My gf is doing this shit, she says shes got a bit more time left before she can finally own her own franchise and send people in her place and reap the rewards.
>tfw gf will be making at least 20k a month while if she does get that achieved I will be wageslaving in a trade for 50k a year

Also propanolol, how does this increase confidence, I have this but stopped taking it cause it fucks with heart rate. Just take shrooms now

>>16284530
Is that a fucking ice cream salad?

What is the commission structure like?

>>16284710
>You aren't slimy you are professional
same thing
insurance is a scam

>>16285022
In a MLM it will be shit tier and you will probably get 15% while your pipeline gets the other 80%. I don’t like MLM because of the heavy focus on recruiting instead of selling but you can make a lot of money long term


The other is direct sales commission with no recruiting spread. I like these companies because they give you a high commission 80% is what I get paid. Your commission is the yearly premium on your policy. I always get over 1k in commission but if you sell term life it is less. I’ve even gotten 12k commission from one family buying policies before

>>16284973
I used to be very anxious and sweaty. It helped keep my heart rate down and respond normal. I don’t really take it anymore unless it’s a big client I need to bag

>>16284530
How do I get the license. I have been wanting to pursue an actuarial career will this help me stay ahead?

>>16284808
That’ll get me like 300 link. Is that even worth it?

>>16285447
I have no idea about the actuary exam but I will say selling insurance has very little to do with the technical of insurance. It may give you an upper hand but I don’t know

>>16284530
How long did it take to make six figures? What were your commissions like when you got started? Going back to uni next year, nice thread OP

>>16285725
I had a rough start my first few months because I didn’t know what I was doing. I would try calling business owners and asking if they wanted insurance and just being a shitty salesman. Once I switched to offering free advice it got a lot better. It took me my first year to make a 100k but I also got lucky and sold 12k in commission one day. You make money instantly and it’s based on your performance I’ve only been doing this for 2.5 years. Summers are where you wringe in the most money cuz you have free time. Most of my clients are word of mouth clients right now because I stopped ads to focus on uni and I still made 6k last month.

I think it's hilarious that boomers can still be shilled on life and health insurance. Every firm/company everywhere sells life and health because it's the biggest bullshit around that you can fuck someone with.

I've been in sales. This only works if you have no conscience or you truly believe what you're doing is helping people. Can't ever feel good about fucking someone if you're an actual human being.

>>16285703
I should have started already I will look into it. Are there alot of sales commission companies or only a few with high commissions

Anyone do affiliate marketing with aff networks like clickbank? I always imagined it would be oversaturated if it's as easy as the ads say but still haven't checked it out.

>>16285778
>actually cares about boomers
Also every failed salesman says this “uhh I just didn’t feel good selling to people” you have no moral high ground every company sells shit that makes them more money than it makes you that’s how businesses work

>>16285789
There is probably a couple in every town. It’s easy to find employment because they make money from having more human capital. They don’t care about paying you a high commission because they didn’t spend any money on you. They are just an outlet to reach insurance company’s you by yourself wouldn’t.
Companies are in my experience are speperated into two categories.

1)High commission low recruiting spread
These companies pay you mostly for sales and very little for recruiting which means all of your earnings are active earnings.

2) MLM
They’re ranks in this company based on how many people you recruit. You earn huge chunks of money off the people you recruit like a pyramid scheme. Good for passive income hard to do because you have to constantly be recruiting

>>16285798
No, I do have moral high ground. Health and life is overpriced garbage. You bring no value except catching old people off guard.

T. Makes 130-160k/year in home improvement sales

Before that I sold overpriced windows and felt awful doing it. That's because I can sympathize with people.

>>16285893
Keep crying. I would rip the money directly out of these boomers bank accounts if I could

>>16285693
1000 eoy

>>16285920
Exactly, this is why I said you either have to basically be a psychopath or believe in what you sell. Nobody needs fucking life insurance, it's bullshit. The thing is you have demented old boomers who can't think straight and because they grew up with actual family values they care a lot about making sure their kids/grandkids are going to be okay when they pass. You prey on that feeling and basically fuck them with some overpriced shitty life insurance policy.

A financial advisor sells life insurance but can actually offer real value through other investments as well.

>>16285966
IULs offer growth of cash value. The only insurance isn’t term life we also offer 401k rollovers and other shit

>>16285777
Damn, I need to look into this. There are plenty of rich areas around where I’m going. I bet if you get some finance/accounting certs it’d help with closing.
>>16285920
Kek

>>16286011
Certs don’t do shit all. Not worth the effort for the tiny bit of ethos you are building. I just lie to my clients and say I’ve been interested in financials since I was 14 and have been handling my families financials since then. I also go to a prestigious university and mention that when they ask why should they trust me or listen to me and that normally is enough. After all it is “free” advice *wink*

>>16285693
How does $300,000 sound?

how do you get over the mental hump that comes with sales?

what spin do you put on it in your own mind so that you aren't constantly saying to yourself 'i just want these peoples money and i will say anything to get it'

>>16284808
I can't wait for the ponzi to collapse. And I'm saying that despite being in link since $0.40. I literally only bought link because of the memes and because I thought retards who have no idea how to price assets would buy into it.
It's kinda sad that some of you guys trick other brainlets into believing in it, but I guess that's life/ capitalism.

>>16286281
Alcohol and narcotics also read max stirner

>>16284530
lmao it's pathetic you think this is easy.

I make 100k just pressing keys on my keyboard idiot.

>>16286593
Care to elaborate

Im also in college. I dont have a car though. Do you think you need a car to actually visit clients?Or would ubering still pay for itself?

>>16284530
What kind of personality do you have?

Do you know your MBTI?

>>16284530
Why go through all this trouble when you can just invest in AI, Gaming, Solar Energy and BTC.

>>16286900
Closing a client with an IUL would net you 1k but licensing and education will probably cost you $500 to begin selling so focus on something else if your completely broke

>>16284530
Also Real Estate agent is basically a copy/paste of this except another STEP is to drive a decent car

>>16285893
You can't have chosen a less descriptive term, is that like door to door dishwasher sales? How do you improve homes?

>>16286063
This is like some Jeffrey Epstein confidence shit haha

>>16287149
INTJ

>>16284530
FUCK YOU!

I actually worked as an insurance agent for 2 years. This is all a larp and let me tell you why.

1) Most people already have some bullshit policy or something from work. Good luck selling a policy to someone who already has one.

2) Pop drugs to keep going? Are you fucking retarded?

3) You're going to be working evenings and weekends like a fucking fuck real estate agent.

4) Good luck of you're not white LMFAO

5) Most people will feel like it's a bait and switch and kick you the fuck out of their house. Free advice? Why are you selling me insurance?

6) Nobody reads the paper.

7) You're competing against thousands of other agents in a race to the bottom.

8) 80 hour work weeks.

9) Going into houses that smell bad. Having to talk to the bullshit kids. Lots of these fuckers have mongrel cats and dogs.

10) Selling an intangible. Good luck.

You're either a larping faggot or a good salesman. In any case the job isn't that great. You can make some Bob but it's a fucking shit job none the less. You can make $100,000 working as a bullshit IT guy WITHOUT all the headaches of dealing with boomers and Pajeets and driving around the city all day like a cuck.

FUCK YOU.

>>16284884
No you won't. You might get people who are far away asking you to come. So drive over there and kiss their ass and pet their stinky dog and shill your product.

NO guarantee they will buy. And now you've wasted 2 hours and have fuck all to show for it. Maybe a parking ticket.

Just go into cybersecurity you cuck. You're already in tech.

>>16285966
How is it bullshit? I need arguments to use against my cunt brother. He's caught up in one of these bullshit MLM things.

>>16287572
1) most work policies are shit. Explain to them that they only cover work incidentals and tell them a story of someone getting cucked out of money

2) yeah how else am I supposed to be confident?
3) did your company not have a back office and customer support? It’s literally just data entry at home that takes most of your time
4) I’m not white
5) I pitch IULs which cover the three pillars of financial success blah blah blah etc. you convince them for the need then ask if you could look for policies for them and compare multiple companies.
6) plenty do
7) I’m better than them they are old beer belly slags without an inch of common sense kinda like you
8) be more selective with your prospects
9) this is true
10) again you build up worth

Sounds like you were just a shit salesman using common tactics. Step ur game up

>>16287665
I went into IT and now make $90,000. But guess what? I don't have to work evening, deal with boomers, and drive around the city all day long.

To each his own I guess.

>>16285693
how does $132.87 sound?

>>16287847
>90k a year
lmao, sorry for your loss

>>16286360
Kek so you need to heavily drug yourself to lose the throbbing feeling that youre absolute waste of human being while making 100k a year. kek

>>16287847
Which position in IT? Also what was your career path?

>>16287963
Whatever you say, Jordan Belfort.

>>16288064
I had some experience in tech. Built some gaming PCs with friends and stuff like that. Got a few certificates and worked as a jr. IT tech for some company. Boomers are shit with computers and I solved their issues. Literally told them to turn it off and on again and replugged unplugged shit all day long. Not bad for $18 per hour.
Did some security certificates and kept building experience. Worked at another company as a Jr. Sys admin. Made $30. Then jumped to another company. They pay me $40 per hour plus bonus if I get work done fast. I'm a security analyst. Keep people's machines clean. Have to educate boomers at companies about security. Remove malware. Perform backups. Shit like that.
Just get some certificates and build your experience. It's flooded with Pajeets, so if you have even an iota of communication skills, verbal and written, you can climb pretty fast.
Don't take shit from your managers. There's so much demand for IT guys you can leave and find a job by next week.

>>16287847
Wdym? The whole job of IT is boomers outsourcing their computer work. Also it took you years to get that pay and it probably working full time

>>16287641
That’s why your so angry just tell your brother not to join. MLM is shit and my post even addressed that

>>16288027
Did that before I had the job. Just helps cool nerves not a way to cope with the “damage” I’m doing to people

>>16284530
PLEASEEEEE GIVE ME A BROWN GODDESS

>>16288736
I don't know any fucking salesman that makes $100,000 and up working part time. You're full of fucking shit. And it's the developers that are being outsourced. IT people are doing okay. You think companies are going to ship their computers to India so a Pajeets can fix it at a cheaper rate and then ship it back? Think of the security issues and down time. And do you think CEOs would want an illegal or a foreigner snooping around in their server room? Of course not.

And VERY FEW salesmen make $100,000 in any type of sales in their first year.

Stop deluding people you scum fuck.

>>16289649
*I don't know any salesman that makes $100,000 a year and does NOT work full time. It's a full time fucking job you retarded faggot.

why would someone come on to a board filled with desperate neets and shill a fake job opportunity to raise morale and make people think there is a way out? Why even bother doing it?

>>16289671
>Be your own boss.
>Work for yourself
>Don't get stuck in a 9-5
>Unlimited opportunities
>Make 6 figures
>Work part time
>Meet great people

LINK is already at 1 billion market cap, why are the pajeets here thinking they will make it? might as well go into cardano or iota.

LINK needs to reach 100 billion market cap to make you a meager 100x. lots of good projects at 100 million today will easily reach 10 billion and match that.