/biz/ - Business & Finance

>>16017958
Either go all-in on Chainlink or get the fuck off this board.

>>16017958
fuckin kek. 8k? relax anon. u dont have to pay that shit anytime soon.

>>16017958
Why did you even make that debt? Was it for an investment that didn't work out or were you simply not thinking?

>>16018017
Not investing anything, I've never touched any crypto in my life, it didn't start very high but snowballed as a result of my own negligence. I was able to negotiate one of my cards, Amex said I can put the card on hold and pay it off over a period with a 7% APR in exchange the account is essentially closed until the balance is paid off, but Citi wasn't that generous. There's nothing I can do about it now but pay denbts

>>16017958
OP, you need Dave Ramsey in your life. Barring that, bankruptcy is like $1500.

>>16018180
Cutting spending isn't the issue, I live with parents and almost never go out and spend money on anything that isn't gas to go to school and work. Problem is I only get $6-700 a month and I have to pay phone and internet bills for the family as that's what we agreed upon for me to not pay them car insurance which would be much worse. Already submitted job applications to every shitty retail job in the vicinity, no idea what to do for money

>8k

Fuck you

>>16017977
This.

You really should’ve just bought Chainlink instead of whatever normie shit you did over the last 2 years.

>>16017958
How do you build up that much debt on a credit card? Are you a nigger? What the fuck is wrong with you?
Stop getting credit cards you fucking dumbass.

>>16017958
So you're trying to get a lower rate basically? Refinancing to a new card? I'm surprised nobody would take your balance transfer. Interest rates are low and people should be glad to refinance you unless your credit history is actual garbage

>>16018043
Ok well focus on paying down Citi at all costs then, 7% apr is quite generous

>>16018377
It's not the worst but just due to the high balance it drives my score way the fuck down.
>>16018381
I'm doing by best but end up coming just even every month with not a single dollar to spend on myself. No money because of interest, high interest because no money to pay off debt.
Is there any company willing to take it and let me pay say over a 48 month period? I don't even care if the interest is as high as 20% I'll take any single dollar I can get at this point

>>16018408
A personal loan is probably gonna have around 10% interest. Better than the 24% that Citi is charging you at least.

>>16018511
I don't mind getting one, but is anyone really gonna give a loan of $8000 to someone who makes not even double of that a year? Do I just lie about the income? I've already tried to get pre-approved at a couple different places and all say the same thing it's that simply I make jack shit

>>16018570
You could realistically suck 80 dicks for 100$ a piece.

>>16018570
get on processing ship in alaska

>>16018709
Or he could suck 40 dicks for 200$ a piece!

>>16018282
Delivery for Amazon pays $20/hr where I live and is part time

>>16018630
>>16018741
finding customers at those prices is a challenge, nobody is that good at sucking dicks

>>16018763
>ID is muh cock
Everyone step back, we have a master here.

>>16018746
Yeah I think the best course of action is to just simply work more, even if it kills me. I've already started applying to every shitty retail job in a radius around my home, even gamestop and ross and shit department stores. I'll find something, even if I gotta be a janitor

>>16018282
how did you get into $8k debt living with your parents?

>>16018570
>full time student
You need to take a year off and get a real full time job then, anon.

>>16017958
Sam Hyde figured it out, just apply it for <10k
https://youtu.be/oD2gXY4piF4

>>16018814
better money than retail. Work more efficiently and spend less time on 4chan until you pay it off

>>16018834
I don't fucking know, my expenses aren't high. The only things I buy nowadays are gas and food, cheap food I may add. Like $1 mcchickens cheap. Back then I used the cards to buy only minor things, like a computer and room furniture, eating at restaurants. It accumulated up the arse before I realized anything was wrong.
>>16018858
What do you mean efficiently? I'm an EE student so an internship would save my life but no experience means no work and no work means no experience to get a job, the usual cycle of shit students find themselves in. What other work is there?

>>16018840
This.
>>16018814
Janitors make ok money if you get on at the right place. Like for a government office or a local school or something.
>>16018709
Or just do this for a season.

>>16017977

>77<

Heil KEK

>>16017958
https://www.moneymuser.com/sam-hyde-how-to-deal-with-%E2%89%A4-2000-debt/
What is this?

If you're a student, you could try and get one of those loans where interest doesn't accumulate until you graduate. Or just get one of those and not be a retard

>>16017958
Boy do I have a solution for you, put $200 into VID and after a few months you will get back $20,000 into your pocket. VID got 160x in just a couple of months, and now with their beta coming, I can definitely see another 100x right around the corner

Ah geez dude

>>16018043
U fucking retard

>>16017958
try SOFI

>>16017958
>$8000
woah dude
Like
you're so screwed. omg u sure are gonna lose everything

You fucking donkey