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/biz/ - Business & Finance


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15772736 No.15772736 [Reply] [Original]

What is America going to do about these hospital bills? Things are getting out of control. This is from a broken leg and 2 days at the hospital.

>> No.15772749

Kill yourself faggot stop spamming /biz/ just because your infinitychan got shutdown

>> No.15772762

>>15772736
Looks like someone got life flighted. Not cheap and not covered by insurance.

>> No.15772778

>>15772736
Yep people are stupid to not want single payer, they’re beyond stupid but whatever fuck em in a doctor so I’ll keep taking home my 450k paycheck. Thanks dumbos

>> No.15772783

>>15772762
I would unironically fight an EMT if they tried to lifeline me to the hospital or put me in an ambulance.

>> No.15772786

>>15772778
a medical doctor on biz. believable....

>> No.15772789

do americans really not have insurance?

>> No.15772796

>>15772736
We are going to have AI insurance to give us individual rates based on secure health data.

>> No.15772798

Just fyi, sadly these days you need to show up and negotiate pricing up front.

By buddy makes good money but he is uninsured. He broke his hand 2 months ago. He went to 3 different hospitals to discuss pricing. The last hospital agreed to 13k cash. So that's where he went. He had surgery and stayed for 2 days. And they gave him antibiotics.

Not bad really.

That's where we are at now. Fuck this dystopian country.

I make 60k a year as a single male and the cheapest plan available is $300 a month with a 9k annual deductible. Fuck that shit.

>> No.15772814

>>15772736
No it isn't.

>> No.15772818

>>15772789
a lot of us don't.

anyways, back to the bill. most people will tell you to negotiate, which you can easily do and get them to drop the total about 50%....but if you want to handle this the true biznessman way, just ignore the letters until they send your debt to a collection agency. once you get contacted by the debt collector, ask them to verify the debt. they are legally obligated to prove that the debt is something you owe in order to continue to pursue it. since it's medical debt, and your medical records are protected by HIPPA, they won't be able to verify the debt and will have to clear it from your name. never sigh anything acknowleding the debt or your time in the hospital, and you'll be okay.

>> No.15772861

>>15772818
based anon. i've had two ass hole debt collectors come after me for < $200 worth of debts. Soon as i tell em to verify the debt or eat a dick and stop wasting my time I never hear from them again. Shit doesn't even show up when i check my credit.

>> No.15772865

Healthcare in the US has no redeeming qualities. All those retards who try to scare us about "hurrr European socialism" have never had to interact with the American healthcare system. I've had to wait six months for an urgent referral that was causing me to lose vision in one of my eyes. That's completely unheard of outside the US. They are rationing our healthcare to artificially keep prices high.

>> No.15772868

>>15772861
yeah, less then $200 they probably figure isn't worth their time. with medical debt though, I'm convinced they just can't, even if they wanted to.

>> No.15773040

The only difference between the U.S. and some other counties is that you have to take the initiative to sign up for health insurance and pay it like any other bill versus having it paid for via taxes from the government. Literally- the only thing stopping you from saving 75k for a broken leg was going on a website and signing up for health coverage. Retard.

>> No.15773075

>>15773040
uh no. this bill is with health insurance. moron.

>> No.15773107

>>15772736
If you pay $1 a month they cannot legally send you to collections on a medical debt. As long as you make a consistent payment, of any amount, you cannot be taken to collections on medical debt.

>> No.15773113

>demoralization thread
I wonder who could be behind this post

>> No.15773121
File: 78 KB, 226x200, 1567978202135.png [View same] [iqdb] [saucenao] [google]
15773121

>>15772736
This thread again?

>> No.15773124

>>15773075

It's $1900 out of pocket with the most basic health plan coverage in America. Retard.

>> No.15773135

>>15773124
you have no idea what you're talking about. you're probably like 20 and never dealt with medical debt. kys

>> No.15773152

Are we all fucked bros? What’s the point of saving if it’s all going to be wiped out by medical debt one day. There’s no hope, is there?

>> No.15773167

>>15772736
Welp, that's what you get for not living in a real 1st world country with universal healthcare.

>> No.15773173

>>15773152
>There’s no hope, is there?
No fellow white person, there is no hope for any of us, we should all just give up and kill ourselves.

Is anyone else feeling sleepy? We should all go to bed now.

>> No.15773197

>>15772736
You'll eventually get universal healthcare, then you can got to work and pay for millions of unhealthy, unintelligent non-whites

>> No.15773201

>>15772736

>be me
>have seizure
>ambulance ride, ER visit, 3 day hospital stay, unknown diagnosis
>18k hospital bill
>don't pay
>wait 7 years
>dispute collections through credit karma
>"I am no longer liable for this account."
>debt wiped

what's the big deal?

>> No.15773208

literally just don't pay it

>> No.15773270

>>15772736
Health insurance?

Consequences.

>> No.15773313

>>15773201
How much credit/mortgage/car financing did you do in that period. Zero because you’re a fucking manlet who lives with his mom and doesn’t have to be an adult because you still suck her fat clit.
Fuck off faggot

>> No.15773339

>>15772865
Complete fucking bullshit. You’re a fucking dumbass if you even let this happen. You know there are more than one ophthalmologist, occuloplastic, and strabismus specialists.
People spin the narrative so far from the truth here it’s unreal.

>> No.15773353

>>15773075
You’re a fucking idiot. Not a single healthcare plan in the US has an out of pocket maximum that would not cover this.
You retards are so fucking stupid.

>> No.15773359

>>15772762
>>15772783
There is insurance for life flights. Stay dead fags when you have an 20 minutes to go to the hospital before you're dead

>> No.15773376

>>15773197
>implying if you pay a single dollar for healthcare ever in the united states this isn't already the case
if only you knew how bad things really are

>> No.15773385

>>15772736
Luckily I have bomb ass gov health insurance, I can go to the doctor for a bandage and pay nothing.

>> No.15773401

>>15773385
Gov health insurance comes with taliban doctors.
Have fun getting stitched up by Rajeesh shilling you Holochain, nano, and vetshit
b-b-but it’s free

>> No.15773446

how much do you burgers have to pay for health insurance in US ? and is it on a monthly basis ?

>> No.15773473

>>15773339
Nope, there are three uveitis doctors in the entire state of Washington. Neighboring states have equally long waiting lists. Welcome to the real world.

>> No.15773485

>>15772736
your post number is 3 digits away from my phone number.

>> No.15773493

>>15772736
Please post your social security number

>> No.15773570

>>15773473
>uveitis
Any ophthalmologist who isn’t a dumbass would diagnose in 5 minutes give you prescription eye drops and oral steroids.
Congratulations on being a dumbass, leaving it untreated for 6 months then blaming the health system.
You are an absolute fucking idiot. Welcome to life.

>> No.15773577

>>15773570
"no"

>> No.15773739

>>15773107
That's wrong, they can send to collections if they want to regardless of whether you pay some small amount. Unless they agree to a payment plan in writing they will send it to collections (after ~180 days)

>> No.15774333
File: 170 KB, 398x482, 1549241706524.png [View same] [iqdb] [saucenao] [google]
15774333

>>15772778
You'd have to be retarded to want single payer. The only moral and obviously best system is free market healthcare.

>> No.15774356 [DELETED] 

>>15773197
We already do that with Medicare and Medicaid. That's why healthcare is so expensive-the only people that actually give a shit about the cost don't have insurance or are getting health insurance provided by the government so the doctors charge massive premiums to do something as simple as stick a thermometer in your mouth, because a large segment of the population infact doesn't give a shit about the bill.

>> No.15774377

>>15773313
>How much credit/mortgage/car financing did you do in that period. Zero because you’re a fucking manlet who lives with his mom and doesn’t have to be an adult because you still suck her fat clit.


Aww Mr jewish lender is mad!! You're not getting your money back sweetie!! All that credit card money you lent me? It's gone!!! Hahahahahahahaha hahahahahahahaha keep crying bitchboy

>> No.15774445

>>15772798

>13k
>not bad

No

>> No.15774469

>>15772736

The good news is, we saved your life. The bad news is, your life is ruined.

Such is life in Capitalist America.

>> No.15774505

America is such a fucking shit hole. I could break every bone in my body and have everything fixed for free.

>> No.15774527

>>15774469
Free market competition pushes down prices. The government is what is pushing the prices up.

>> No.15774542

>>15772778
>>15772786
There are many of us on here you fag.

>t. Family physician

>> No.15774637

>>15772778
the CIA runs America. They are doing everything they can to keep the status quo going. Socialist policies are not in their interest. Since women started working and voting they now posses roughly 50% of the power. If you can control 51% of the voting base. you effectively control the democratic system. They do this by manipulating the vaginal vote. Last election bernie tried to give us healthcare but the establishment tricked women into voting hillary (millionaire walmart stakeholder capitalist). this didn't work and you ended up with trump(also a capitalist). And now Fast Forward to 2020. They are doing it again. this time with Elizabeth "Pochahontas" Warren. Women vote based on feelings. and they get their political views by following the herd. They feel and they follow. The CIA will continue to employ the 51% attack against socialist candidates by controling the female voting block to maintain the status quo.

>> No.15774682

>>15774637
jesus how many of you commie cucks came form plebbit hoping for the next link?

>> No.15774689

>>15774637
Take your conspiracies back to >>>/pol/

>> No.15774693

>>15772786
Anesthesiologist here; there’s a lot more docs on /lit/ than here. But I’ve been on biz since tasting the euphoria of mid to late 2017

>> No.15774696

>>15772798
Unless you live in a rural town somewhere no hospital negotiates prices lol

>> No.15774698

>>15772798
Cobra?

>> No.15774741

>>15773570
Uveitis docs are actually really rare. Their salaries are generally pretty crapped comparatively and they have to work longer hours so not many ophthalmologists do uveitis fellowships. And complicated stuff beyond a normal ophthalmologist can often only be dealt with by a proper uveitis specialist. I believe anon’s story; you need to relax bro

>> No.15774776

>>15774542
>"Ok, how's little Tyson doing with his asthma?"
>"Great, great. Make sure to come back for his next round of vaccines in three months."
>Goes home
>Calls people fags on /biz/

Ah the duality of man.

>> No.15775770

Land of the free? Land of the debt enslaved more like it goys. But at least niggers can have guns legally ami rite goys?!!?

>> No.15776227

>>15773401
this sounds like a bad meme but i noticed we are full of abduls and hassans as far as doctors go our doctors are all in munich and london i bet.

>> No.15776251

>>15772736
i wouldnt pay that. Id straight up not pay a dime.
>>15772749
retard republicans. kys

>> No.15776273

>>15772786
>doctors being faggots
it checks out

>> No.15776279

reddit, the post

>> No.15776281

>>15774637
>the good guy tried to give us free money but the evil woman wanted to keep it all to herself >:(
This is your brain on american education, hollywood movies and disney trash

>> No.15776286

Not a burger here, I keep seeing this kind of ridiculous prices but in reality, how common is it? Is it only people with no insurance that receive these kind of bills?

>> No.15776290

>>15772736
Kicking insurance comparasites to the fucking curb