/biz/ - Business & Finance

Jokes on you I'm freelance and I stay up until 4 in the morning playing Civ

>>15607940
Lemme guess... you've been up all night?

Honestly I don't know why you keep making these threads. Are you jealous that I have actual income while you're still living with your parents? At first it was funny but now it's just sad. I actually feel sorry for you. Get a life faggot. I'm at starbucks almost an entire hour before work, as I am almost every day, and I feel refreshed and invigorated. Your alarm clock wage cuck fantasy just shows how out of touch you really are. Having a regular sleep schedule is healthy, and so is exercise and sunlight, none of which you have any of. Yeah I'm a "wagie" but I'm living a more fulfilling and complete life than you ever will.

I'm only responding because I get a rise out of putting deadbeats like you in their place. I'm literally smiling as I write this and sip my drink between sentences. I'm only 23 and I have over 30k in crypto and another 53k in savings and stocks. I'm not afraid to post these numbers because I know there isn't a single NEET out there who's got more than me, these are the numbers of a proud working man. Sure I'm not a millionaire yet, but with hard work and dedication I probably will be some day, unlike you who's waiting for a briefcase full of money to drop into his lap. You'll die alone and poor, and I'll probably have beautiful blonde-haired grandkids who visit me when I'm an old man. Fuck off, NEET.

>>15608029
kek beta male. real men have businesses and wagecucks under them. And no, you don't need initial money to start a business. Find a client, pay your employees after the client pays you. 0 money down.

>>15608029
The more I grow up the less empathy I feel for neets. There is nothing wrong with people being poor. It's part of a just society and they deserve it.

>>15607940
>WAKEY WAKEY WAGIE
Just another day in paradise...
Freight Brokering FTW!

>>15608029
>Yeah I'm a "wagie" but I'm living a more fulfilling and complete life than you ever will.
The hate is strong in this one...
You missing your comfy bed?

>>15608029
oh deary me, someone has got a case of the mondays

>>15608029
*whip cracks*

>>15608029
coom

>>15608029
wagieeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee time to wakeeeeeee uppppppppppppp

time to get to lbgtbucks and consume your vegan onions filled coffee that shrinks your wang with every sip

Breakfast is served wagie

I Have to be at work in 1 hour.
Currently about to shower, then change and breakfast with the family. Drive to work downtown, high-rise, nice view. Great salary.

It's not that bad guys, you all can do it, just stop being socially awkward.

>>15608585
>Breakfast is served wagie
poor lil wagie

>>15608607
>Currently about to shower, then change and breakfast with the family. Drive to work downtown, high-rise, nice view. Great salary
no freedom of travel or time
>It's not that bad guys, you all can do it, just stop being socially awkward.
cope harder...really

>>15608585
CLAN IT UP WAGIE

>>15608607
What do you do and how much do you earn?

>>15608210
Can you stop posting these freight brokering meme? Competition already pretty bad.

>>15608585
Hoop Poop

>>15608641
>Can you stop posting these freight brokering meme?
I can't stop, it's not fair to hide the secret to ultimate success with the other anons

>>15608639
I work in the digital marketing dept for a Forbes 200 company, make 130k.

>>15607996
I was playing civ 5 all weekend. Next to highest difficulty and I finally managed to dominate the map after just about researching everything. Only problem is the enemy has a lot of cities and it would forever to truly end them all. So I quit but in my mind I won.

>>15608778
Sounds nice. Happy for you anon.

>>15607940
JOKES ON YOU FUCKER I WORK NIGHTS IM JUST GETTING OFF.

>>15608029
Thats the spirit wagie!

>>15608029
cope

>>15608921
If delusion could be captured in image format...

>>15607940
jokes on you too, I am a ft trader and BPRO has been my diamond in the rough. Arbitraging between some exchanges, not going to spill it here for you neets. KEK

>>15608029

i'll be honest man...you sound triggered af and it's kinda funny

>>15608585
LOL

My work basically pays me to be a NEET. Unfortunately I have to work sometimes but I get to work on personal side projects i make for money. Or I can get paid to shitpost on here all day. Whichever I choose. Feels comfy

Slept through my alarm and was almost late to work this morning. I literally ran at the door and as soon as I got into the office my boss was chewing me out for some dumb shit last week

>>15609301
>My work basically pays me to be a NEET
>I can get paid to shitpost on here all day.
God Tier achieved.

>>15609341
>I literally ran at the door and as soon as I got into the office my boss was chewing me out for some dumb shit last week
hang in there anon

>>15609341
you better learn goy

>>15609370
>you better learn goy
That anon works for the daily wire

What happens when the NEET safe net goes down? I mean you can "live for free" as long your parents, family is there. But I know for sure any brother or sister is going to maintain you when the older family passes away...

>>15610498
investments dear wagie, time = research on the best investments

>>15610568
Lmao you need money to invest you dumb faggot

Which has to be earned usually through work.

called in sick today. suck it neets!

>>15608827
I do this too but with EU4

>>15610600
>earned usually through work
usually, I invest...and code...my brain works so my body doesn't need to

>>15610600
stop making excuses. I have at best 50$ a month to invest. yeah fucked my life up THAT bad. up to 210$ total now in vestments. slow going but going. got a few dirt cheap coins on my radar i'll be getting asap. so find a way to make 50 a month and you can build.

>>15610613
>called in sick today. suck it neets!
welcome anon you seen what the wagie had for breakfast?
>>15608585

>>15610625
I'm not making an excuse retard. I'm a "wagie", and I'm investing as much as I can. I'm saying that you can't be a NEET and invest unless you worked a high-paying job for many years prior, or inherited a lot of money.

>>15610620
You need a significant amount of income for your investments to have any sort of meaningful return. Asking mommy for money for chicken tenders and then skipping tenders won't add up to much.

>>15610600
I make money online through 3 different ways and they require little work. The thought that you must wake up, go to work and follow orders from Mr.Shekelstein as the only way to make money is pure wagie cope.

>>15610638
>You need a significant amount of income for your investments to have any sort of meaningful return
Breath grumpy wagie...breath it helps you think.
Read
>>15604905
best return I've had is 44X so 4400%
Its real comfy making money with my mind wagie...

>>15610658
>I make money online through 3 different ways and they require little work

No you don't. There is no way you can earn money online without any effort or skills because every pajeet and 14 year old would be doing it.

>>15610658
>The thought that you must wake up, go to work and follow orders from Mr.Shekelstein as the only way to make money is pure wagie cope.
true anon, very true
thinking like this is pleb tier, almost kys

>>15610678
>options
yeah you'll go broke soon enough

>>15610681
Yeah, keep thinking like that. I'm sure the goverment appreciates it

>>15610681
>There is no way you can earn money online without any effort or skills
you need skills wagie not effort

>>15610707
It's true though. Let me guess you're doing dropshipping or affiliate marketing and "getting rich with no effort"? lol

>>15610710
Yeah you need actual skills by freelancing or creating a business not being a fat neet watching cp all day long

Look I'm not saying you should be happy to work for the rest of your life but it IS a necessary step to investing. Can't invest without any income.

>>15610710
What type of skills? I am a wagie and hate it, I want to join NEET master race

>>15610707
>I'm sure the goverment appreciates it
I enjoying being a capitalist who get tax transfers from this grump lil wagie

>>15610725
This wagie can be saved.

learn to code, start with web applications html, css, js

Stack Overflow survey: Nearly half of developers are self-taught
https://www.infoworld.com/article/2908474/stack-overflow-survey-finds-nearly-half-have-no-degree-in-computer-science.html
https://www.freecodecamp.org/
https://lambdaschool.com/
“With online classes taught by live instructors and one-on-one mentoring, Lambda School is your gateway to a new career in just 9 months. And the best part? You won't pay a cent until you land a high-paying job.”

get a remote job...no kys tier wage cucking for you.

>>15610724
>work for the rest of your life but it IS a necessary step to investing
investing is about making money without wage cucking...
cope then kys

>>15610780
>Invest money to escape wagecucking bro!
>"But I don't have an income since i'm a neet"
>Just invest bro just invest bro it's easy just invest millions of dollars and live off of dividends

>>15610807
>live off of dividends
wage cuck thinking.
I sell overpriced implied volatility...
yeah I know wagie magic words hurt your brain...
see brain skill not wage cucking

>>15610843
You will most likely fail, as most traders do.

Also you need money for that, trading options with $200 from mommy isn't a great strategy but whatever.

>>15610843
i currently make about $20K per year off dividends and capital gains. I reinvest all of them but I could continue to have a growing income of about 4-8% basically indefinitely from dividend growth companies.

however without my income from my "wagie" job, I wouldn't have anything to invest.

>>15610756
My current background is in insurance inspections mostly but I'm also finishing my degree in business administration. Will I be able to pivot into this career? I'm not particularly good at maths.

>>15610863
>You will most likely fail, as most traders do.
Stupid wagies who can't learn fail...
>but whatever.
Silly brainlet's brain can't cope...

>>15608627
kek

>>15610878
Yeah this is retarded. I'm investing too but if I didn't "wagie" I would have nothing.

>>15610616
EU4 ends in the 1800s so this is pure cope. EU4 WC is a neckbeard endeavor. True patricians just play EU4 for fun and to see the historical coin flips play out like Burgundian inheritance, Iberian wedding, crushing the faggot anglos, vassal feeding, colonizing, etc.

>>15610883
>I'm not particularly good at maths
Its mostly looking up examples then modifying examples to fit what you want. No maths if you make apps for clients.

I'll show you coding
https://www.w3schools.com/jsref/tryit.asp?filename=tryjsref_alert

Its not that hard just a little annoying cos of bugs.

>My current background is in insurance inspections mostly but I'm also finishing my degree in business administration.

Look at doing side projects for companies in insurance inspections like an app that takes photos for insurance claims. Chance to build NEET Saas income.

>>15610939
What kind of apps do you develop? How do you find clients?

Also, my schedule is pretty packed between school and waging and whenever I have some time to myself I am mentally drained. How can I overcome this to study code? How many hours a week should I find to allocate to coding to make progress?

>>15610932
>cope
Do you ever worry that this place may be affecting your vocabulary? I play with mods btw

>>15610968
>What kind of apps do you develop?
The stuff that builds Facebook, its called a library/framework and it's called react.js
https://reactjs.org/

>How do you find clients?
Get a job there are many
https://www.indeed.com/jobs?q=Javascript
8,271 new jobs
eventually get a remote job

>whenever I have some time to myself I am mentally drained.
unironically meditate, breathe in 3 seconds in nose, breathe out 6 seconds out mouth. Do for 1 minute build to 10 minutes.

>How many hours a week should I find to allocate to coding to make progress?
To build your confidence start with 1 hour a week. Learn by building little things you like.
Watch freecodecamp on youtube and copy project step by step.
This is how you learn new coding skill no matter what your skill level in the future.

Please visit
https://www.w3schools.com/html/tryit.asp?filename=tryhtml_headings
change heading text your name
press run
see change in heading

You have began to code

>>15611124
I'll be home from waging in an hour and then I will begin. Thank you, anon. Hopefully you browse /biz/ often if I have questions. How long have you been doing it?

>>15610878
>however without my income from my "wagie" job, I wouldn't have anything to invest.

This was not the original argument see below.

>>15610638
> I'm saying that you can't be a NEET and invest unless you worked a high-paying job for many years prior, or inherited a lot of money.
> You need a significant amount of income for your investments to have any sort of meaningful return

Notice "significant amount of income" and "high-paying job for many years prior, or inherited a lot of money."

This is not true, because you have less skill as an investor and business person you may need this others don't. Others who are comfy...learn skills and increase returns.

>i currently make about $20K per year off dividends and capital gains.
dividends can be cut capital gains depend on market performance

Sell options collect income https://www.youtube.com/user/tastytrade1/videos
or don't?
WTF do I care.

>>15611240
Glad to help
>Hopefully you browse /biz/ often if I have questions
I'm around
>How long have you been doing it?
Few years

>>15608029
the absolute state of brainless middle-class cunts

>>15611641
>the absolute state of brainless middle-class cunts
yup
look what wagie had for his breakfast
>>15608585

>>15608029
Pretty much this.
imagine being proud of being NEET....sad times

>>15611280
vast majority of the companies I own are dividend aristocrats all who've increase dividends (even through recessions) for the last 25+ years, some over 50+ years.

Dividends can be cut, but its rare in my portfolio, and usually I sell those that cut for a safer dividend company.

if you think you can continually trade and beat the market over a decade, you're wrong. Every hedgefund had the chance to do that and lost to the S&P500. every single one did not match the returns over the long haul. The average investor without professional help or using ETFs barely outpaces inflation

>>15611697

You are crazy if you think the average investor is someone capable, it's probably someone buying some bullshit and playing tarot to see if it will go up, if you haven't done a 300% in the last 7 years you are retarded, hell even with crypto you would have done at LEAST a 300%

>>15611697
>dividend aristocrats
cool what do they yield?
SP500 is at what 1.87%
https://www.multpl.com/s-p-500-dividend-yield
that's kys tier income.
>Every hedgefund had the chance to do that and lost to the S&P500
wrong! Ray Dalio...I can keep going
returns are in a powerlaw distribution. meaning the winner get the most.

dont sell options with a historical 5% edge...
totally fine with me.

>>15611758
just throwing around percentages? the rule of 72 is what the average investor should expect investing in broad, low cost index funds.

300% in 7 years is a bit much to expect.

>>15611787

Yeah you don't win because you read shitty magazines and "grown ups" forums from boomers who think they know anything, if you had invested in chainlink this fucking very year in january you would have had 1000% already and if you had bought btc in march you would have already a 300% and those weren't heavy risk plays at all

>>15611776
my current yield is like 3.5% but my yield on cost is 5.9% (because these companies not only don't cut their dividends but they increase their dividends every year to outpace inflation).

getting passive income, regardless of the % is better than working for it. moreover, I have significant capital appreciation as well. keep selling options all you want, its still not going to be as successful over the long term if remaining in the market and reinvesting dividends

>>15611819

The very fact that you think investing 200k in a incredibly overleveraged market as the index funds means you know jack shit about price action and volume, you would win 3% in three years disregarding how the economy boomed 1000% in other markets

>>15611838

but keep trying to beat inflation in overleveraged markets and not realizing that inflation isn't taking in account the new flow of money from the underleveraged markets that are currently booming, once the inflation is actually adjusted through some fake news like a war or some industry effort you will literally shit your pants when you realize you actually lost money long term but you didn't know it because prices didn't reflect the true inflation

>>15611787
>the rule of 72
Do you even know what that means lol. It means that you divide 72 with your annual return = how many years to double your money

>>15611836
>its still not going to be as successful over the long term if remaining in the market and reinvesting dividends
there's a different between words and reality.
FNV 10.56% return
literally took 2 minutes of brain work to double! your pathetic 5.9% return.
sell an at the money 90 put on Franco Nevada which is a mining royalty company...no default risk!
reserve 7890 to collect 1110 (bid price) today. just click a button.
Look at the evidence. That's not even that good.


Your so confident with your claims without looking at evidence, you aint gonna change with your wagie mindset...all you had to do was learn...believe your stories.

If you could learn you would just sell puts on the stuff you want to own...it increases returns because of insurance premium. That's why Buffet owns GEICO... insurance premium.

>>15612007
lets compare investment gains over the past year and determine who's doing better, shall we? you care to go first?

>>15612137
NOBL (PROSHARES S&P 500 ARISTOCRATS ETF)
has an options chain... you could sell covered calls against it...or with extra cash sell puts...
It's got pleb tier time, I prefer the God Tier SPY 900 days...Enjoy wage cucking and buying and holding.

wagies fight learning so bad, why?

>>15612377
not fighting learning, fighting selling calls and puts when the average person doesn't have time or resources or knowledge to be good enough to make more on it than simple etf investing. its an opportunity cost issue.

Any tips on brokering freight lol?

>>15607940
About to begin my 9 hour commute to the asshole of America (SE New Mexico/West Texas) to do back breaking labor while being called a “cock sucker”, all for a pittance. Sergey, please do something.

>>15612007
>>15612377
TEACH ME. WHERE DO I LEARN ABOUT COVERED CALLS, OPTIONS AND PUTS?

>>15610678
Does a guy need to do a lot of TA to get into options trading?

>>15612792
>TEACH ME. WHERE DO I LEARN ABOUT COVERED CALLS, OPTIONS AND PUTS?

>>15613066
>Does a guy need to do a lot of TA to get into options trading?

this board goes in depth on trading options
>>15604905

not a lot of TA use Martin Armstrong supercomputer predictions see board above

Learn about options here
https://www.youtube.com/user/tastytrade1/videos

>>15612720
>Any tips on brokering freight lol?
keep your pants on at all times, see image

>>15612694
>the average person doesn't have time or resources or knowledge to be good enough to make more on it than simple etf investing. its an opportunity cost issue.

honestly its not that hard/costly just watch some YouTube videos start small and click some buttons.

Learn about options here
https://www.youtube.com/user/tastytrade1/videos

I wish you continued financial success anon

>>15607940
>someone decides to work to improve their life
>HAHA LOSER I SIT AT HOME ALL DAY AND LEECH OTHER PEOPLES LABOR

>>15613181
>LEECH OTHER PEOPLES LABOR
what's wrong with that?

>>15613219
that's exactly what NEETs are complaining about but they do it themselves

>>15613532
Yeah it's called being a Chad. I take what I want and I give back nothing. Suck dick wagie.