/biz/ - Business & Finance

>biz nothing but bitch inflation, rates and "muh decpreciating dollar"
>rates goes to zero
>still mad

why?

ORANGE MAN GOOD!!!!!

>nooooo you cant say that about my president

>>15555038
because at 0% interest the inflation would skyrocket u dipshit

>>15555060
wages would still remain the same or increase slightly while housing, food, etc, would be doing 10% YOY growth......... fuck people are dumb as shit on here

>>15555060
not really, see europe

>>15555066
europe isnt the land of the free, home of the brave. where the american dream is owning 5 lambos, a 10k sqft house and living beachside, is it?

>>15555088
>land of the free
technically, in europe we are more "free" than in the states
>the american dream
the american dream is dead since quite some decades... nowadays the american dream is to illegally enter it and get work while legally being able to vote.

....The USA should always be paying the the lowest rate. No Inflation! It is only the naïveté of Jay Powell and the Federal Reserve that doesn’t allow us to do what other countries are already doing. A once in a lifetime opportunity that we are missing because of “Boneheads.
-----
read that, JUST

>>15554960
>zero is negative

>>15555088
>amuttica
>free

The american dream was destroyed and distorted in the post-WW2 economy to compete with communist utopianism. The "american dream" everyone thinks of never really existed in the first place, except for the boomers which is why they're fucked in the head.

>>15555111
>Europe has more freedom

>>15555111
lmao you guys don't even have the unabridged freedom of speech. Here's a little hint - only america does. By the way, have you sent your ID to your government so you can watch porn again? Be careful with those butter knives..

KEK

LOOOOOOOL

AIGH AYE AIGH AYE AIGH AYE AIGH AYE

>>15555142
"AMERICAN DREAM"
ha

>>15555142
This. We exist under Communism. The free market exists at the fringes of our economy, not the center.

>>15555186
joshua seth wheele how are u doing today

>>15555150
>bans crypto
>free
cope

>>15555150
wow, you know nothing about europe besides that USA is the only country in the world has full freedom of speech.

should we start talking about student debts? should we start talking about how US citizens are already ranked like chinese if they're good citizens or not based on the debt?
should we talk about your economy?

>By the way, have you sent your ID to your government so you can watch porn again?
that's UK only and i don't even know if they implemented it
when are you allowed to drink btw?
what about your infrastructure?

you're seriously retarded

>>15554960
>zero
>negative
???

>>15555147
USA has the freedom to not be allowed on Binance

>>15555038
>printing more money doesn't depreciate money

Europe has had zero or negative interest rates for a decade now and their economy isn't destroyed, you doomer faggots have been saying that something or other is going to destroy the economy for the last 10 years and have been wrong every time.

I just locked in a mortgage for 3.375. What the fuck

>>15554960
Nice fud

>>15555251
>>15555128
any rate below inflation is de facto negative you brainlets.

>>15555319
>

>>15555329
>t. never passed economics 101

>>15555147

Have fun trying to get Facebook to scrub your data

>>15554960
http://moslereconomics-kg5winhhtut.stackpathdns.com/wp-content/uploads/2018/04/The-Natural-Rate-of-Interest-is-Zero.pdf

>>15555060
You really want to bet? Well go for it. 2010's has proven monetary policy alone doesn't work and doesn't boost spending or investment.

>>15555276
Same idiots were predicting hyperinflation as a result of QE

>>15555186
why would u doxx yourself retard

>>15555150
>America
>freedom of speech

How does one get so dumb that they believe their sinister ZOG government gives them ‘freedom’? America is the most oppressive first world country that exists. European countries are soft, they don’t have this fucking compulsion to fuck people over and and enslave them. You think because they let you hold a pistol that you’re ‘free’. Are you being (intellectually) detained?

Now go guzzle down your Monsanto HFCS shit that you’ll get sued for even if their seeds blow into your land, don’t forget to NOT jaywalk and bake that cake for the trannies. Don’t forget to support trannies or your HR will fire you.

Stupid cuck.

>>15555319
you're doing a terrible job explaining why and haven't changed my opinion one bit

>>15555393
>triggered

They didn't have to bake a cake for the trannies you moron. Only your country enforces that, considering you enforce compelled speech and hate speech laws.

KEEEEEEKKKK

>Trump be like, US economy..
>https://www.youtube.com/watch?v=a3yUmfN4bSU

>>15555393
America only enslaves poor people and testosterone

>>15555406
You hold the most Jews and niggers in the world. You’re the world’s capital for SJWism and failure. Do you really think you have any leg to stand on here? Tyrannical government, corrupt courts, the deep state that isn’t going anywhere.


Make sure not to talk too much about pizzas, you might wake up in a CIA blacksite. Imagine living in a country that actually false flags terror attacks, imagine living in a country where the government carries out unplanned demolitions of skyscrapers for political gain and kills 3,000 citizens like a few ants. Imagine living in such a country and thinking you have ‘freedom’. You’re a goyim in the US, you’re not a gentile and thus not a human.

>>15555402
You are a retard. Interest rates is new money going into the economy, interest rates is money being taken out of the economy and going back to the big banks. If interest rates are lower than inflation rates then you have real inflation which makes your dollar worth less than normal. If interest rates are higher than inflation rates you have deflation.

>>15555038
People who get upset over politics are childish people. They don't actually care about any of the stuff they talk about, they just want something to get outraged over.

>>15555470
can you talk to another human being without insulting them? you literally made me discard everything you have to say in the first sentence. you're terrible at getting others to understand your point of view.

>>15555038
Interest rates are the opposite of inflation rates.

>>15555335
>bragging about passing professor Goldstein’s lectures

>>15555484
Oh you are just a troll. I see.

>>15555473
>People who get angry over an organized group of highly skilled infiltrators destroying countries and cultures to setup their NWO so they can prance around with their wealth over the backs of the proletarians are childish.

>>15555484
Damn pic is hot

>>15555484
>have retarded opinion
>be surprised that people call you a retarded
try having a good opinion next time. one that has been backed and confirmed by hundreds of economists.

>>15555504
Didn't read, you're childish and amusing.

>>15555503
no. you just fail to communicate as a human being.

>>15555511
i just said that zero is not negative.

>>15555484
> HUMAN BEINSG
go back to plebbit, low test faggot

>>15555449
>You’re the world’s capital for SJWism and failure

lmao you watch too much CNN. 70% of our country are gun holding, racist mysoginist cowboys. You're the idiot that falls for the vocal minority. Even funnier calling us the capital, when you live in a place that LITERALLY OPENED THEIR BORDERS TO ALLOW MUSLIMS INTO YOUR COUNTRY FOR FREE WHILE PROVIDING ALL SOCIAL SERVICES FOR THEM.

FUCKING KEK

>>15555513
>Didn't read, you're childish and amusing
How do you know when you didn't read?

>>15555296
>>15555329
>>15555402
these posters are retards, please refrain from answering them.

>>15555544
Because you are upset about politics

>>15555537

Oh yeah,

>Failure

Talk to us when you put a flag on the moon basedbrit. I'd unironically rather live in canada than eurocuck 1984 ville

KEKEKEKEKEKEK

1k link eoy

>>15555527
people that can't communicate properly are never going to make it and sprinkling your informative posts with insults have the opposite effect and only make the person reading them think that "this guy don't know what he's talking about".

>>15555550
thinking zero is not a negative number is retarded?

15555585
do you have any idea how the standard 2% inflation work in relation to 0% interest rates you fucking filthy nigger

>>15555523
Inflation rate-interest rate=real inflation rate. If real inflation is positive then you have actual inflation, if real inflation is negative then you have deflation.

>>15555470
This. The concern is deflation not inflation.

Hang on to cash, dont overextend debt bc raises aren't coming

>>15555617
this is how you do it. thanks!

If you ever needed evidence that this board is populated by 99% dribbling retards, this thread is all the evidence you need.

>>15555564
Your bourgouise mindset will not stand tall when the proletariats go after you and take what is rightfully theirs. Let's see who
>didn't read
then

>>15555377
i didn't say anything about hyperinflation
prove to me how money is the only known valued good which does not decrease in price when its supply is increased

your linked PDF is using an extreme misnomer with 'natural rate of interest'. all that it proves is that if credit is unlimited, (because deficits are unlimited and are essentially credit) interest falls to zero

this doesn't really mean anything, nor does it mean that zero interest is a good thing

>>15555644
>t. 1st semester liberal arts major

>>15555663
>prove to me how money is the only known valued good which does not decrease in price when its supply is increased
loaf of bread used to cost 50c now it cost 3bucks?

>>15555710
what?

>>15555686
It's actually Social equality studies and I already majored. Which makes me an expert, and you?

>>15555741
>Social equality studies
just stop embrassing yourself

>>15555389
lol u want my badge?>

>>15555663
>prove to me how money is the only known valued good which does not decrease in price when its supply is increased
You can only eat so many cakes before you get sick and demand no more for example but with money that's not the case... people will always want more of it. Your statement's just meaningless metaphysics in isolation, the price of money is what it can purchase and depending on how the money supply is increased its purchasing power could theoretically also be increasing if unused excess capacity is being set in motion by spending or decreasing if it's just being used to chase the same amount of goods.

>this doesn't really mean anything, nor does it mean that zero interest is a good thing
It means positive/negative rates aren't to be expected permanently if policy makers get woke and understand what they're actually doing which they don't.

>>15555765

>>15555336
best secruity in tha world ya little kites!!!

>>15555710
>loaf of bread used to cost 50c now it cost 3bucks?
you're either a billionaire who has servants to shop for him, or a neckbeard whose mother buys him groceries.
i knows what seems more likely.

>>15555760
Mad cause you're still living in your moms basement while corporations phone me daily to hear my advice on creating an equal workspace for their employees?

>>15555787
srsly tho........ that katemine was something else... i tell yah...

>"muh kikes and their usury living off interest. parasites!"
>"you cant just loan money at 0% interest rate. that will ruin the economy!"
make up your mind retards

>>15555801
whatever makes you sleep at night

>>15555801
well, put it this way, if your a liberal, pack up. if your green, light up, and if your orangy brown, bowl up.

>>15555812
oh believe me..... we sleep well up here. pin drops scare the crack heads lols....

>>15555795

>>15555639
Kys retard.

>>15555787
Sir, could you please explains what I am looking at sir.

>>15555852
>>15555720
srsly. lol/.

>>15555942
Well, how many words you want?

>>15555767
>You can only eat so many cakes before you get sick and demand no more for example but with money that's not the case... people will always want more of it.
If that were the case, then interest rates would be infinite, not zero. Additionally, nobody would ever spend money and yet its purchasing power would be infinite.
This renders money in the same position as other goods. It simply has a more robust exchange value - it's quantitatively different, not qualitatively different, which means that all which applies to goods as such also applies to money.

>Your statement's just meaningless metaphysics in isolation
Literally not an argument. Logic is "just meaningless metaphysics".

>the price of money is what it can purchase and depending on how the money supply is increased its purchasing power could theoretically also be increasing if unused excess capacity is being set in motion by spending or decreasing if it's just being used to chase the same amount of goods.
This isn't true by any remotely correct notion of causation. The only way in which printing x% of money could increase the production of goods by more than x% is human error or a change in behavior entirely accidental to the matter of the increasing currency supply - since this would cause a lower rate of [real] profit across the economy.

It is 'theoretically' possible for purchasing power to increase per [infinitely divisible] dollar during the same period that the total amount of dollars increases by one million percent - but this has nothing to do with the fact that the supply of dollars has gone up. It would only have to do with an entirely independent counteracting force.

It's true that increasing the money supply can reallocate labour away from leisure into work [or free up labour which was previously illegal due to minimum wage laws], but there is absolutely no reason to believe that this effect will exhibit a force on the price of money larger than that of the initial increase.

>>15555823
>low carb bread
do americans really...

>>15555767
>get woke

How exactly is running an ever-expanding budget deficit, eternally, 'woke'?
This is the prerequisite for permanent zero percent interest (which will not, in fact, be permanent, because the underlying savings involved in the loans are illegitimate; kicking the can down the road is not permanent)

>>15555964
what's wrong with it? You use coconut flour or other substitutes, there are plenty of good reasons to go on a low carb diet.

>>15555741
>It's actually Social equality studies and I already majored. Which makes me an expert, and you?
>It's actually Social equality studies
>Social equality studies
>an expert
MY SIDES

>>15555956
I would like all the words you can give me sir.

Ok fellow autist anons. Donald is saying America is #1 , institutions and governments are begging Merica to give us money... so why are we paying them anything? We should pay ZERO... Denmark takes (negative interest). Donald is bigger than denmark, he's even bigger than Greenland. The Fed will set the interest rate to zero
> Q. What will it do to <fiat currency>? Inflation? Deflation? Devaluation? Please explain

>>15555473
You’ll never amount to anything

>>15555960
>If that were the case, then interest rates would be infinite, not zero. Additionally, nobody would ever spend money and yet its purchasing power would be infinite.
But the theoretic supply is infinite as well as the demand. You don't want to hoard such a thing... there's no reason the purchasing power would be infinite, you're thinking about the real constraints wrong.

>It's true that increasing the money supply can reallocate labour away from leisure into work [or free up labour which was previously illegal due to minimum wage laws], but there is absolutely no reason to believe that this effect will exhibit a force on the price of money larger than that of the initial increase.
Are you presupposing full employment? I'm presupposing some form of excess capacity, idle capital or unemployment, existing and so long as that's the case expansionary spending has a more questionable effect on the "price" of money. Also you seem to assume decreasing wage rates would lead to expansions which isn't the case unless you hold unrealistic assumptions.

>>15555981
>How exactly is running an ever-expanding budget deficit, eternally, 'woke'?
Most people don't realize there's no real costs associated with that.

>the underlying savings involved in the loans are illegitimate
Loans create the possibility of savings today not the other way round.

They need to raise it to 5 percent...

>>15556025
It's all fiat credit anyways, since all currencies are floating against each other. Most countries are comfortable monetizing their debt, which does nothing but drive up asset prices and devalue the currency even further. Before WW2, this caused massive social/economic issues and populist nationalism, which is being observed today as more people grow disillusioned with this giant scam.

>>15555150
> I can say anything I want.
>Gets shot.

>>15556167
krunker me brah

>>15556167
>I say even the smallest offhand comment about muslims in the UK
>I get stabbed, raped, splashed with acid, stoned, my family abducted and arrested and fined

>Life in the UK

>>15555038
low interest rates increase inflation dumbass

>>15555065
They already are. Go to the store

>>15555157

>imagine doxxing yourself

Hi Andrew

serious question how does this affect getting a mortgage or taking out a loan?

>>15556351
It's quite simple. Just use your noggin.

>>15555852
become a better human bean

>>15555066
are you retarded?
europe has massive salary deflation
when you cannot inflate the currency you just lower purchasing power to balance the skyrocketing debt
look at ECB liquidity before and after QE
KEK

0% or lower interest rates are basically an admission that your country is finished

>>15555555

>>15555305

How do you save a mortage on your ledger?!
Thought it was only for crypto

t. Locked in at 14k at the last pump

>>15555186
>>15555157
stop trying to force this retarded meme you unfunny fag

>>15555484
that pic is disgusting

afterstory?

>>15557742

Amsterdam Europoor here. Were slowly dying.
LOSING ON ALL FRONTS.
SO TIRED OF LOSING.

WHY YES ISRAEL, WE PAY REPARATIONS FOR THE HOLOCAUST (no joke, 2019)

>>15554960
>>15555555

>>15554960
sub zero any1?

left wing faggots seethe every day
Make me feel good

>>15554960
Neat.

>>15558800
There is nothing more left wing than a centrally planned money market you fucking retard

>>15558800
why tho???

>>15558907
wet army finance officer called and she needs a smoke...... loooooolz

>>15554960
Literally nothing is gonna happen.

>>15558800
Lefties align with Trump on this issue though.

>>15554960
>literally giving out free money at this point
How fucked is US monetary policy right now?

>>15558987
Fucked long ago way before Trump.

>>15559005
The moment the free banking era ended under Lincoln was the moment we truly became fucked