/biz/ - Business & Finance

>>15450839
>tfw bought a new car
>still have three years of payments left
>car is worth less than the note

>>15450839
i'm driving a 1990 bronco and i've never felt more based. it'd be nice to have a new car but fuck a car payment

>>15450880
87 bronco here driving it until its wheels fall off.

>Cars become too expensive
>"Workers demand too much!"
>Ship manufacturing overseas to save money
>Cars still cost the same if not more
>WTF why isn't this working?

EMT here. You'd probably start shopping for a new car when you've seen what happens to the drivers in a head on collision between a new car and an old shitbox a couple times. It ain't pretty for the poor souls in the shitboxes.

>>15451073
Pics pls

>>15450899
i don't think i'll ever get rid of mine, even if i get a new car. it's fun to work on

>>15450880
when i see old cars, i think dont fuck with them they dont got much to lose

i alwasys feel like a badass driving my 1988 mercedes

and when i drive my wife 2019 camry i feel like a cuk

>>15451073
More info pls. It's the one thing that may convince me to buy newer.
Is there an age cut-off, or is every year incrementally better?

>>15451073

>Drive carefully
>Wear seatbelt
>Don't be drunk

And your chances of dying from a car accident are very low. Sorry you only see the ones who crashed, and not the thousands who survive a lifetime of driving until they die from heart failure or alzheimer's.

>>15451356
the old cars basically only have steel on the bottom, new cars have a steel cage around the cabin. I think the changeover happened in the '80s. But really if you dont drive like an absolute maniac its not going to matter.

>>15451334
older benzes are cool as fuck

>>15450839
Financing is smarter than buying with cash because you can invest the money and make more far more than the interest, sometimes you can even make more than the car payment
But you're too ignorant to understand this

>>15451435
Patrician and leveragepilled.

>>15450839
Europoor here, never owned a car never will.
Bike lanes are everywhere where I live, some small roads even became bike lanes and cars have to go around.

house and car are both over priced shit

>>15451403
Good advice indeed. But even if you are the best of drivers, there are still many others that will make a mistake and one day it can impact you. Then it`s nice to have a new car, financially not so ofc.

>>15450839
Put 10% down finance for a short term. You can trade every 3-4 years and not need a DP

>>15451403
>thousands
You mean millions? There's over 200 million registered drivers in the US alone, and I only personally know less than 5 that died in cars.
You hear about these things everyday, but in reality it really only happens to VERY few of us.

>>15450839
yeah you’re saving to buy a house that the boomer got for peanuts

>>15451073
based. tort attorney here, can confirm

>>15451433
true but I want a new G wagon when link hits 1K

>>15451459
comfy

Poverty is mostly a choice.

With that said, sometimes people dislike these purchases because they can’t afford it. Do you have the dumb behavior or your lack of being able to be dumb too? Like a sterile childless couple upset about the parenting of another household.

Some poor fool will buy it. Will think he is manly and has got “it” going on. Neighbors, friends, and family will think similar.
But we know the truth.

Wagies caging themselves.

>>15450839

>buy a house

So basically buy another overpriced Boomer asset?

Wow, you're stupid.

>>15451356
Yeah I’m curious about this too. I drive a 2011. Is that good enough, or has it passed into death trap territory?

>>15451793
Poverty is the natural state of man. From antiquity to the present day 99.99999% of our ancestors throughout the ages have lived and died in states of abject poverty. The last century of prosperity is a fluke, nothing more. It all returns to equilibrium eventually.

>>15451435
Accurate. Most "wealthy" people do this. In addition, a car payment helps them keep their credit score above 800.

>>15451811
>>15451356
Yeah, 2011 is fine.

I mean stuff from the early 90s compared to something even from 2005. I don't have any hard figures or stats. It's just that it truly takes a very horrendous crash for someone in a new/newer car to not talk away, but a good fender bender in a 1990 Civic has a decent chance of breaking bones.

>>15452479
Thanks senpai that is insightful