/biz/ - Business & Finance

>>15292485

>>15292485
>Welp I pissed off every penny I made in my 20s-30s on smokes, alcohol, thots, and depreciating luxury goods
>Now I’m 40-50 with failing health, and have no savings, family, or earning potential to pay the medical bills
>On top of the debt I incurred from my hedonistic, in-the-moment lifestyle.
>Guess I’ll live the rest of my life in a shitty Salvation Army group home, and try to drag the rest of society down with the sheer 400lbs weight of my worthless existence.
In the end, I’m glad I listened to miserable faggots that cope with their mediocrity by attempting to bring everyone else to their level like OP.

>DUDE JUST WORK FOR 40 YEARS SO THAT BY THE TIME YOU RETIRE ALL OF YOUR SAVINGS BUYS YOU ONLY A QUARTER OF WHAT IT WAS WORTH WHEN YOU STARTED

>>15292503
>DUDE JUST LET THE GOVERNMENT TAKE CARE OF YOU FOREVER AND PLAY VIDYA ALL DAY. NOTHING WILL EVER GO WRONG, JUST ESCAPE INTO YOUR FANTASY BRO

>excellent memories

>DUDE JUST ENJOY ALL THE LUXURIES OF MODERN TECHNOLOGY, A ROOF OVER YOUR HEAD AND AIR CONDITIONING WHILE COMPLAINING THAT MEN HAVE TO WORK FOR IT TO EVEN EXIST

>>15292485
>JUST PRINT OURSELVES $200MIL WORTH OF TOKEN EACH AND DUMP ON NEETS LMAO

>>15293439
You've probably come across a lot of guys who have said men built the world, so to say. If you want to go tit for tat on "which gender has contributed more", you'll find that women have at times had masculine roles throughout history (an example: https://en.wikipedia.org/wiki/Cleophis)), either due to it being a cultural aspect or just out of sheer desperation.

The issue I have with an argument founded on sanctimony ("no, I'm the one who works harder than you because..." etc) is that it seems it disregards "traditional" roles as being of lesser importance.

But do some men need to be held accountable and depended on, in order for them to develop? I don't know, and I don't want to use that as an excuse for my own (I assume OP's) issues. But it's something to consider.

>JUST LAY EGGS IN A TINY CAGE FOR 6 MONTHS THEN GET TURNED INTO MCNUGGETS BRO

>>15294232
That's the female privilege. 99% of males are ground up at birth.

>>15292485

I'm 28 years old and I have fucking NOTHING to show. All the money I've spent and the times I worked everyday. The money I've invested and the money Ive gambled on crypto. FOR WHAT? FUCKING NOTHING.

>>15294232
Kek

>>15294232

>>15294075
Well, men did built the world, in a literal sense. Men make up 94% of workplace fatalities, because they are the ones who hold the dangerous jobs like construction, electrical engineering, iron working, etc.
We would have none of these things if it weren't for men. Put a bunch of women together to try to build a skyscraper and you will end up with nothing. It has never happened, nature did not build them for that. Hence why only 6.7% of female college graduates chose STEM fields, for instance - it is not something they tend to be interested in.

>>15294232
Lmao

>>15292485
I kinda did this. Went back to college at 25, overloaded courses every semester, masters grad at 29. Went to work at a prestigious company in my field, left after two years to be an owner in a small company. Did that till 36. Made ok money, max of 135k. Retired on about a half mil net worth. A lot of sacrifices, including my current humble lifestyle, but I never have to wagecuck again. Worth it. I know OP is sarcastic, but it is possible.

>>15294232
this is why i come here

>>15292485
>thinking excellent memories require money
you can work save and have both anon. life it work, it is a struggle against impending death and doom. nothing stays the same, you need to fix your garden, you need to clean your toilet. the work is endless. enjoy.

>>15294903
The best things in life are cheap anyway. Like 4chan!

Hot interactive 4chan group on kik app:
>Download kik
>tap plus sign then tap public groups
>type in search #FourChan to join, be ACTIVE!n65

>>15294254
gotta get chicken noodle flavouring from somewhere,

>>15294232
I fucking died

>>15294075

I'm 31 and never worked a single day in my whole life.
I need 1200€/year to cover all necessities, and since my luxuries are all piratable, that's the extent of my expenses, which are of course easily coverable by what my parents left me with.
My genetics are also very solid, only potential heart problems that are there from birth, which i don't have, so no medical bills to be expected.
I also never wash, last time i took a shower was probably fifteen years ago, so tip top immune system, was last ill around twenty years ago.

I lived the life a lot of young people crave, a life where you do what you want and need for nothing, and i must warn you.
It never gets old.
I really should start a business though, i don't have enough money to get myself an immortal cyborg body and keep doing what i have been doing for all of eternity.

>>15294973
Life-extension pilled. Thats what I save and invest for. Future technology.

>>15294232
forty keks

>>15294903
how do you survive off only 500k? Isn't that like a MAX of $20k a year after inflation etc.?

>>15295031
The trick is to not live on the coasts and live in the cheapest state possible.

>dont smoke
>dont own car
>dont buy fancy clothes
>dont get golddigger gf
>dont eat out every fucking day

Welcome to new 2019 middle class.

>>15294903
>retired on 500k
>retired
lol, see you in 20 years retard

>>15295060
Envy is ugly.

>>15294921
After reading this, i want to kill myself

>>15295048
I see, I guess it makes sense now that I look into the numbers. Don't think I would enjoy penny-pinching in a flyover state though. Would probably pick up a part time job if I was trying to live off 500k for the rest of my life so I could at least travel a few times a year

>>15295060
>he can't into passive income

>>15294232
True and redpilled

>>15295112
The beautiful thing about freedom is that you can live how you want.

OP is gone and has never worked one day in his life
/thread

>>15293337
>not investing in real estate

>>15294075
Cringe

>>15295060
>>15295123
>>15295087
If I had $500k in COS, I would be making $30k is passive income per year

>>15294232

Thank you anon , you made my day .
I laughed so hard that u basically woke up my dog lmao

>>15294075
>replies to argue against a perspective no one articulated
Their post had nothing to do with gender at all.

How to retire early without fucking (each step matters)
Hobbies are meaningless
Art is a joke, all forms of creativity are just.mating calls
Having a wife it's either gay mommy delusion or empty lust mistake
Having children is okay but very hard
Retire early or not or never, does not matter. If you live life it will be hellish pain, if you hide away it will not be. But you will die for sure.
Do drugs, sex with strangers, politics, social manipulation. All empty. Religion? Maybe for some
In the end community makes people really happy. Friends, family, neighbors. Church wives with 12 grandkids are happier than r
Bitcoin retirees
Anyways, invest in love. Hedge with money bets

>>15295188
Men complaining that men need to exist for the modern lifestyle to exist, while not actually doing anything themselves, is what I understood that post to mean. I actually assumed it was a woman who posted it. In that context, my post related more to my views that women shouldn't feel they're not doing anything "worthwhile" by not "contributing to modern society".

It seems that anon wasn't a woman, so I was wrong about that.

>>15295177
>t. Pajeet

>>15295157
>Invest in one of the biggest bubbles created by this 38 year-long disinflation cycle
>cycle ends and houses go back to 4 years average salary
>ruined
/biz/ desperately needs to learn about cycles, now.

>>15293337
Are you retarded? When you invest your money grows faster than the rate of inflation

>>15295231
i can agree with some of what you said except about hiding away not being pain. work has been shown to be the best way. it is hard but gives the most life satisfaction. the richest people know this, a lot still work because they know that it's not money that makes you happy. money gives you power and it will help you understand what is truly worth something, but it's not the end goal. some people realize this even before getting money. it's one thing to think this but another to experience it.

>>15293337
you fundamentally do not understand capitalism.

>>15294232
Capped.

>>15295031
First, it's a bit risky, and there is <100% chance that I can avoid having any kind of part time job forever. I don't have a brokerage account with 500k in it that yields 4%. My net worth is all real estate and crypto, including a paid off house in the sticks that I live in. I have 4 other rentals (in the city) with varying equity amounts that all provide some small bit of cash flow. It's not enough to live on, however, even in a paid off house, so I have to wait for rent to go up before that will work. In the mean time I have about 150k in cash and crypto to last until rent cash flow can pay for my lifestyle. I live cheap, and can definitely go years without working, but I'm not totally sure that it will be enough years, if rent doesn't go up fast enough. That also provides some years for crypto to move. Not a perfect plan, but I have enough confidence in it working that it's comfy.

>>15295060
Um, ok? I guess the future is uncertain but even if you are right, I'll almost be old enough for SS, which would be enough to provide for my humble lifestyle.

>>15292485
Buy Cruzbit and never work again in a year. Can you wait a year to be wealthy?

>>15294341
hahahahahahahahahahaha
sucks to be you

>>15294921
Unironically this. Who would still spend money on crappy propaganda flicks, streaming, shitty games or any other mainstream "entertainment" shit?