/biz/ - Business & Finance

Slaughter them
sell their meat

>>15236667
Kek @ Boomers getting Boomed.

Retards will always be retards.

My boomers parents over leveraged themselves the last 20 years.
I thought the would bankrupted. The 400k house in Toronto they bought in 2003 is now worth 2.4million. They still owe 350k.
Timing is more important than anything.

>>15236667
Wtf is wrong with burger education? What kind of secret knowledge is taught in American colleges that people can't afford to repay it for decades?

>>15236667
unable to pay off 30k in 30 years, lmao

>>15237076
Jewish propaganda

>>15236667
Make youtube reaction videos laughing at their misery. After laughing at childless women that rode the cock carousel, it's all the rage.

Is it possible to pay off a student loan with a credit card or personal loan then tell CapitalOne or whoever to fuck off?

I don't have student debt but I do have loads of consume debt. I fucked off to Oceania and haven't paid a dime of it. Brainlet boomers.

>>15237108
based

>>15237101
You have the jews you deserve.
An empire composed of retarded Nations will suffer, as is deserved.

>>15237076
Immense social pressure during highschool and Jewish propaganda. In my honors English class we had the option to take an exam to earn college credit and I declined to take it because I wasn't going to college, and my teacher thought there was something seriously wrong with me.

>>15236667
Boomers getting boomed on

>>15237108
you would get kicked off youtube than you can say "another pewdiepie playing minecraf video"

>>15237108
I would watch. I would even be your patreon

>>15236667
I dont like taxes or interest but at least I understand that if i take a large loan and make small payments, I'm hardly working down the principal. No mercy for people who cant comprehend exponents.

>>15237120
You really think goyem are allowed to pull a fast one like that? There is already a civil law against that specific case, and you will probably catch fraud charge while you are at it.
Best bet is to just fuck off to a foreign country forever without paying a dime. They can't garnish your wages over there (unless I am mistaken).

>>15237206
The IRS will revoke your passport which will cause problems unless you can secure permanent residency before it gets to that point. And even then renouncing American citizenship incurs an exit tax, so unless you're making well over the foreign earned income renumeration threshold it's better just to keep your US passport. There's no way around this stuff, you can serve in a foreign military and they won't strip you of your citizenship. They'll just charge you with treason, but that only happens if the country is at war with the USA.

I've looked into all of this. I have no intentions of every going back to Goyland, but it's just cheaper and easier to stay cucked by (((Uncle Sam))).

The government at least doesn't care at all about my consumer debts and gives me no grief as long as I file my tax return by October.

>>15236667
i'm sure this faggot and his wife and have never taken responsibility for anything in their life. conveniently didnt bother to mention the years skipping payments and whatnot.

>>15237120
You just put all expenses on cc, use all income to pay down the student loan. Then declare bankruptcy for the cc cards.

>>15237390
May be tough to pull that off for $30k but I reckon that's the least fraudulent way. But assuming you could save $1000 a week that's more than six months, you'll get all your cards turned off much sooner than that.

>>15237473
When you say "least fraudulent" do you mean legally not fraud? Because I've thought about doing this too.

>>15237131
What have I done to deserve their meddling influence? The current state of the US is how they thank us for saving their asses during WW2.

>>15237573
Legally is fraud but legally a tough case for them to prove and probably not worth the effort for such an amount.

>>15237206
Buddies father took out a 50,000$ loan and then moved to Asia. They call his son and he taunts them about how they are never getting their money back, the homes in the sons name.

>>15237097
Most people are financially illiterate, even though money skill is one of the most important life skills. Sad really.

>>15237580
Believing in the burnt offering fiction is showing what you have done : embracing the Lie and rejecting the Truth.

>>15237101
>da juuuuu

>>15237345
Redpilled.

>>15237992
Pure Cohencidence Im sure.

Does anyone here run a business and not just a LARPer?

I used to be for the customer. Believed that you should be the change you want to see in the world. It's difficult still being for that when I've seen what people are like. They're willfully ignorant, stupid, and arrogant. Not to mention entitled.

>>15236667
And yet they hate Hitler

>>15237279
>FOR THE LAND OF THE FREEEEEEEE

>>15236667
>dual income
>both university educated
>somehow still can't pay off a 30k debt after almost three decades

How the fuck can someone be this shit at life? You could pay off 30k working as a forklift driver

>>15237279
You're exaggerating, my mother renounced her American citizenship, it wasn't very difficult or expensive and it paid for itself after a few years due to all the American tax she no longer had to pay.

>>15236667
>im a 16yo zoomer living in silcon valley
>i made these apps all by myself and have millions
>these boomers need to learn how to pull themselves up by their bootstraps and do their fair share

>>15238208
You can guarantee that they only made minimum payments on their student debt and used the rest of their cash to buy or lease other shit like cars and housing. Add on some bimonthly bullshit knicknack runs from fry's electronics, costco, sams club, and local street fairs, and you've got the Boomer template.

>>15236667
>you have to pay for education
>not a 3rd world country

>>15238292
>you have to pay for everyone's education
>not a 3rd world country

>>15238338
>check finland
>literally leads in education way ahead of everyone and has the best school system

fuck off murican, I bet you dont even speak more than 1 language fluently

>>15238292
(((US))) is legit a third world country for an ever increasing number of it's residents.

T. I live here

>>15238362
>check finland
>literal irrelevant country
Cope harder

>>15236801
>stringy old person meat
Gross. Give me fat suckling amerilard any day

>>15236667
Fuck them. They signed up to be slaves to the state they day they applied for college.

>>15238338
This is your brain on American education.

>>15238382
>irrelevant
>literally the only country preventing an all out world war
>the only "western" nation to have good relations with russia

also US was great, not anymore after you banned slavery, cope fucking harder

>>15238382
>literal irrelevant country
Finland is either #1 or #2 in terms of metal bands per capita so fuck you. They're also extremely intelligent and create many link memes.

>>15237992
You will be on the rope you kike.

>>15238362
Taxes in finland are sky high, suffocating productive people.

>>15238501
Based

>>15238382
http://www.stat.fi/tup/satavuotias-suomi/suomi-maailman-karjessa_en.html
you were saying?
your fucking country doesnt even come close to the greatness of Finland, we even sided with the nazies because we are the saviours of earth, we will wipe out all of the unclean when the time comes.

>>15238506
The smallest dogs always bark the loudest.

>>15238525
thus creating and sustaining the best society that humanity has to offer

>>15238541
>>15238544
Goes for you too.

>>15237992
i wonder (((who))) could be behind that post

>>15238491
>>15238501
>>15238541
Which one of these Finnish men are you?

>>15238568
>13% negroes
>below 0.5% negroes
yeah like you aint got niggers in the army, and atleast we have conscription, unlike you beta cucks

>>15238592
We don't need conscription

>>15238592
Are you proud of your country because you have nothing personal to be proud of?

>>15238362
I absolutely agree that Finland has a better education system. However, due to the sheer amount of population, I'd be willing to bet there is a much larger population of intelligent people within the US. Sure, the average American isn't going to be as smart, but the best of the best in damn near every field are either Americans or move to the US and become an American.

>>15238603
Blood and soil, nothing else matters. Not like you would know, since you dont even have heritage, you filthy mutt

>>15238568
Holy shit these dudes look like hammered ass. If one of my guys looked like these clowns, I'd make them eat their fucking uniform.

>>15238382
>per capital meme creation highest in world
>over 40% of population would meet diagnostic criteria for autism
>can’t socialise without being vomitously drunk
>high % forest cover
>rarely go bald despite being white (well sort of)
Finland rules dude, i wish i was finish

>>15238618
lol no accomplishments. Probably on gibs and unemployed too. Most likely doesn't even have a job, just like most finnish people on chans

>>15238631
>the average finnish conscript is at the level of a veteran of any other country, proven by statistics during NATO coop exercises.
salty boys from the US cant even hit the targets accurately

>>15238644
>per capital meme creation highest in world
more than likely our best accomplishment

>>15238568
I'm Scottish fuckface

>>15238568
also, because of conscription, we make sure any negroes will fight for us, and if not, they will die during a war as deserters, so basically its a win-win

>>15238648
>the average finnish conscript is at the level of a veteran of any other country
That is literally the biggest crock of shit I've ever read on the internet.

>>15238648
Don’t forget this guy

>>15238718

>>15236667
When are people going to learn that taking out big loans for school is a fucking trap ffs

ALGO staking is all you will need. Best ROI in the game.

>>15238674
Nice one mate. We are a rare breed

>>15237076

>>15238268
Who are you quoting?

>>15238610

Lol that's part of our defense strategy. We leech the best of the world while pajeet, el goblino, and tyrone shit on each other without smart men to herd them.

>>15237101
unironically this

>>15236667
he must have been paying like $1000 a year which is 2% of his median salary

>>15237707
Kek, based

>>15238110
Customer is always wrong and often retarded.

>>15237707
Baste ass fuck.

>>15238208
all he had to do is pay it off with a 10 year plan like everyone else so he actually eats in principal, was most likely spending that difference on goodies for himself

>>15237076
I remember in HS a teacher asked if anybody would consider joining the military or going to a trade school instead of a 4 year university. I was literally the only one who raised their hand, and got snickered at. I felt like such a dumb fuck. There's a lot of social pressure and shame that goes into it, especially if you live in a high income area like I did.

>>15238940
meant for
>>15237143

>>15238554
>Finland
>best society

Shit tier bait

>>15238940
Lots of pressure and social conditioning at the time; get an education or you’re doomed to work a drive/thru or some other labor job. Then you grow up, get out into the real world and see that people are raising families with their trades or got into a place at the right time and moved to the ladder.

Imagine the state of boomers when we decide to get rid of social security and medicare

Oh wait what the fuck there's intrest on that shit? I have a $600 community college loan i havent paid off for 4 years now /biz/, give it to me straight how fucked am I

>>15239031

>>15239031
it's probably up to 12k by now.

>taking a mortgage
>ever

>>15239061
Yes, i just checked though and I've only accumulated $12.67 in intrest kek. I might keep stacking crypto until bear market time rather then make payments.

>>15239090
Just pay it off, faggot. That’s nothing.

I noticed that the minimum on the Dept of education loans I have actually go a little towards the principal but my sallie mae/discover student loans the minimum is pure interest

>>15237707
My family gets calls all the time.about "urgent business matters" lmao. It's a running joke. There's no reason to ever pay them back, leaving the country is worth it even without having to flee debts.

>>15238802
What are you holding buddy?

>>15239102
My intrest payment is literally rock fucking bottom, I think its fixed rate from when fed rates were 0% kek. If I cant make more then 1% in crypto then im a fucking loser. Get lost IRS

>>15236667
Oh say can you see

>>15238400
im not clicking this image again haha

>>15239120
Fuck the IRS, Israel has no right to exist.

SOMEONE BUY MY HOUSE IN THE SUBURBS

>>15239143
I plan on it, but not before we see a reset and housing prices become fair value 60-70% off their current prices.

>>15238372
This. I get asked by bums for money every time i stop by walmart or ampm. America is 3rd world

>>15238292
>you have to pay for your own brainwashing
>not a dystopia

>>15238338
this

pfft, either Bernie or Warren cancels all student debt, or I move south of the border and live like a king on $10 a day. Either way Uncle Sam is never getting a dime from me for those student loans.

>>15238554
totally sustainable haha right guys

>>15239266
Redpilled.

>>15239129
Funny thing is he looks exactly like some dude where I wage slave. I can’t look at the guy and not smirk. What do?

>>15239264
The IRS is seriously not to be fucked with under any circumstances. They will get you extradited and sent back to America where you will get the book absolutely thrown at you.

I am generally a person who trusts the benevolence of most organisations because I consider the reality that they are made up of normal not unlike you or me. The IRS is different though, it is like a nameless and faceless machine that only exists to search and destroy. Nobody has ever been in their crosshairs and escaped. Al Capone got away with massacring his enemies in broad daylight, but the IRS put him away and within a few years he was dead.

I know a lot of people. I lived in DC and lived that life for a year or two. IRS employees are nowhere to be seen. They dont go to parties, they dont socialize. You will see CIA spooks and Navy SEALs walk around like its no big deal, but you will not see the taxman. They are not of this world.

>>15239378
Is living in DC any good? I bet you saw a fuck ton of people from all over the world. Not sure how I'd feel about that. Is it spoopy living there?

>>15236667
shit begets shit. whats so hard to understand? wait, maybe its more of accepting this fact. you can point up or down, but shit begat shit son

>>15239406
Its the imperial seat of power so yea, its pretty cool. Lots of powerful people and the ambition is nuts. Seeing the way things get done actually affirms your faith in American democracy, the people who we elect have a say but they really dont have the control you think they do. The machine has a lot of layers.

>>15236667

How to profit off insolvent boomers? You steal those 10 seconds of their sad internet browsing lives

>Step 1: Create a website
>Step 2: Make sure your website has a steady stream of visitors
>Step 3: Implement hCaptcha on your website
>Step 4: Profit..

https://hcaptcha.com/

>>15239501
Yeah I'd like to visit one day. What are the women like? Full of themselves?

>>15239378
https://www.reddit.com/r/studentloandefaulters/comments/azp40p/i_defaulted_almost_70000_in_federal_loans_and/

seems to have worked out fine for this guy.

>>15239378
Can i buy pot from you?

>>15236667
>it’s like the Mafia

It is the (((mafia)))

>>15239829
They have tax codes the the Cayman Islands for cia drug money too.

>>15236667
you can buy AOBC brands and promote the S&W retirement plan on social media. Then buy used S&W at estate sales and resell them on gun broker. Just make sure to get your FFL

>>15237101
Absolutely incorrect.

Look at our country with its relatively high rate of merchants, and its relatively high rate of interest.

Now look at the Japanese, and notice they lack both of these things. Look at Norway. Look at... holy shit look at this cuck:
>>15238541
>Finland Long Term Interest Rate is at -0.09%
HAHAHAHAHA
YOU'RE FUCKED

but do enjoy your greater amount of holidays from work. Cucking the working class is part of what fuels our badass economy. Kinda sucks.

>>15239406
also lived in dc for a bit, >>15239501
characterizes it pretty well, lots of yuppie-types, the average age there is really young

>>15239584
heavily medicated and libtarded

>>15237062
location location location. that's the most important criteria in housing. timing is a blessing. time in the market > timing the market

>>15238251
Shit has gotten a lot worse in the last 10 years or so.

>>15239990
Not. A. Dime.

>>15240033
based

>>15236667
Invest in China, unironically.

>>15238251
she must've not had a lot of assets/wealth.

it's dumb to do it that way. you're supposed to make a company and register it in two countries. funnel all your money through your shell company. close it in the US. renounce citizenship.

>>15240060
>invest in a country with capital controls such that you can never get your money back out
Sounds like a great idea. You should write a book.

>>15238669
Wtf i love gingland now

Buy gold and profit when they crash the economy

Schloppy did this >>7777777

How do you have a college education but fail to pay back a 30k loan?

>>15238362
>checks the demographics of Finland

>checks the demographics of the USA

Yeah lmk how Finlands education is doing when its population is 40% black & latino.

>>15236667
>why millennials are not building debts and buying cardboard houses for millions?

>>15239378
You don't scare anyone with your spooky stories, I'm gonna default a 350k loan and fuck off to Cambodia. See ya

>>15236667
>acquired student loans in the 90s
>in their 60s now

wtf these tards got student loans in their 30s.

>>15239406
Northern Virginia is based as long as you like Asians. Too bad there are a lot of spics too nowadays

>>15237076
Nothing. If anything, other first world countries are probably better.

The thing is america is the land of the sociopaths. Not the land of "opportunity" (fuckign horseshit).

Literally EVERYTHING that can be turned into a for profit business IS turned into one. Even if it is at the cost of the lives of citizens.

Imagine having to go into debt just for a CHANCE of middle class and a job that is tolerable?

Having to go into debt BEFORE your life is even established well.

This is why I'm anti-American. Fuck this country. All it does is leech off of common people and kick people while they are down.

>>15237707
Based

>>15236667
Guys I don't fucking understand how he couldn't manage his debt

He borrowed 30k
Interest rates in early 90s were 4-5%
Median salary was around 25k
How he couldn't repay this loan when it is just 1 year and several months of working on an average job? He might manage it in a decade working as a regular worker

What the heck is going on with your student loans, why it is so hard to repay them in burgerland? My country has even harder interest rates, but get along with it pretty nice

That sounds awfu-

>Boomer

Lol don't care

eurochad here. I took out a 6k loan just to party abroad for a semester. less than 1% interest and I paid that off now. also took my entirely FREE degree and leveraged it into a comfy wagie job in the United States. can you believe that immigrants like me are working debt free in the US while some burger cuck is six figures in debt and jobless? hahahhahaha fuck these filthy mutts maybe they shouldnt have bombed my country to ashes in WW2

>>15238128
Just gonna reiterate my point over here. Hitler had this shit fucking solved decades ago, created the "economic miracle" turning hyperinflation to prosperity in a matter of years, and here we are debating about who's to blame and what to do. Who even cast the resurrection spell on this retarded thread? Israel has no right to exist.