/biz/ - Business & Finance

>not debit cards
ecks dee face

On a serious note, I literally laugh out loud when I see someone paying for something with their debit card. You literally live in a day and age where you can spend other people's money and pay them back a month from now.

They even fucking give you money to do it

How dumb do you have to be?

>>1511270
Why would you spend other people's money just to pay them back later if you have the money to pay for it right then and there? A significant portion of credit card users drive themselves into crippling debt by not using their credit cards responsibly (the way you suggest).

>On a serious note, I literally laugh out loud when I see someone paying for something with their debit card
>autism

>>1511270
what the fuck is this bait?

>pay on debit card 0% interest
>pay on credit card 15%+ interest

>>1511303

> rewards on debit card usage = -$ because of bank fees

> rewards on credit card usage = +$ because no fees, or fees waived and cash back or other rewards

Kek

>credit>everything

Some Asian guy put 100 million on his Amex black card for a painting and collected all those points, enough to fly unlimited around the world.

>>1511291
>>1511282
>>1511303

Is this seriously how pleb you all are? I come here trying to inspire some critical thinking and productive discussion about the advantages of credit cards and it gets interpreted as bait?

I'm out

>>1511344
inspiring someone on /biz/ is like investing in dildo companies

>>1511344
Your original post was literally:
>>debit cards XD
Hardly "critical thinking"

Additionally, just because people disagree with you doesn't mean it's not productive discussion.

Credit cards are actually the plastic Jew. The credit card companies stand to make a lot more money off you than you are going to make off of them through these "reward programs," otherwise they would not be offering them.

Good riddance.