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/biz/ - Business & Finance

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15103901 No.15103901 [Reply] [Original]

I have like 5k in spare cash. What should I do with it?

>> No.15103950

>>15103901
Buy Chainlink

>> No.15103969

>>15103901
Just put it in savings and try to add to it regularly. Do you have any debt?

>> No.15104001

>>15103969
I don't have any debt. And I heard interest rates were piss poor nowadays so I'm considering just spending it on some shit. I'm considering putting it in a bank only if I don't see anything worth spending my money on.

>> No.15104048

>>15104001
Interest rates suck but if you don't know what to do with your money it's better to leave it in a savings account. You can access it any time you need it once you figure out what to do with it.

>https://www.viobank.com/online-savings-account
This bank offers 2.52% APY with no monthly fee and you can ACH push and pull 6 times a month with no fee.

>> No.15104090

>>15104001
i cashed out 5k EUR today and Im going to invest into diesel car
these are discounted in my area because many countries are banning diesel cars
still functional good, will be useful in the upcoming collapse

>> No.15104099
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15104099

>>15103901
Buy REITs or some stock market ETFs and let the money sit there and accumulate more.

>> No.15104137

>>15104099
>buying the absolute top
Yikes. Just stay in cash if you're not in a mood to swing cryptos.

>> No.15104153
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15104153

>>15104137
If you could time the market so good you would be rich and not wasting your time here. Time in the market bears timing the market.

>> No.15104161

>>15104153
beats*

>> No.15104164

>>15104090
>diesel car
My nigga. Good investment. Change your fuel filter alot and it will run forever

>> No.15104172

>>15104099
Also amazing investment advice, passive income with dividends. None of this ponzi pump and dump. Xrp vs btc bullshit

>> No.15104214

>>15103901
Convert it to Dai or USDC and stick it in compound.finance.

>> No.15104215

>>15103901
somebody post the full version of this meme with the fall of rome

>> No.15104228

>>15103901
those first 2 frames are so wholesome. take me back biz :(

>> No.15104253

>>15104001
If you try to "forget" you have it throw it a savings account or mutual fund your future you will be so proud.

If you are in the US strongly consider opening a Roth IRA and putting as much as you can in there if not all of it, and add to it regularly.

If you do this your future self will travel back in time on a regular basis to arrange endless easy sex for you from local thots as a heartfelt thanks.

>> No.15104271

>>15103901
Throw it into Zuckbucks. Sell when it hits 200K.