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/biz/ - Business & Finance


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15056538 No.15056538 [Reply] [Original]

/biz/ how well off are you?

I’ll start

>30 years old
>75k salary with 10k annual bonus
>40k in the bank
>no debt
>no crypto

>> No.15056589

>>15056538
>21
>~15k BRL/year
>52k BRL in the bank
>no debt
>4k crypto

>> No.15056680

>>15056538
>posting traps
despite all your savings, you are bankrupt anyways. sad.

>> No.15056682

>24 years old
>0k salary
>0k in the bank
>0k debt
>360k in Crypto
I'm a lazy neet, my goal is to never even have to start wagecucking

>> No.15056703

>21
>all in crypto
>5 mil

>> No.15056704
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15056704

>>15056538
>no crypto

>> No.15056707

>>15056538
how does it feel to be poor?

>> No.15056720

how does it feel knowing a bunch of neets will eclipse your net worth within a year lmao

>get fucked boomer scum

>> No.15056730
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15056730

>>15056704

>> No.15056738

>>15056720
>he fell for the crypto meme

Cash out now senpai it’s only going down

>> No.15056747

>>15056538
6k in my bank account
110k in crypto

>> No.15056770

>>15056538
im a broke NEET who unironically lives in his mothers basement
im basically a meme

>> No.15056800

>28 years old
>90k salary with 10k bonus
>1k in the bank
>150k law school debt
>250k crypto (mostly linkies and BTC)

Can’t deal with wagecucking much longer. Plan is to make it in crypto and pay off debt when BTC moons in 3-4 years.

>> No.15056857

>>15056538
>26 y/o
>debt free
>$1500/month take home as home depot wagie
>$900/month expenses
>no highschool/GED
>no drivers license
>live with my dad for 300 bucks rent

>> No.15056859
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15056859

>>15056538

>24 yo
>60k salary
>10k in bank
>no more debt
>180k in crypto

>> No.15056879

>>15056857
3k in bitcoin, down from 4k after buying the 13750 top

>> No.15056885

> 29 years old
> 53K salary
> ~10k in debt
> $300 in bank
> 110 link
Not great

>> No.15056895

>>15056538
>27
>40k salary (eastern europe)
>20k in various funds and in bank
>no debt
>8000 linkies
>WV passat 2.0 TDI 2012

>> No.15056898

>>15056538
>22
>60k salary
>10k nano
>nothing in the bank because fuck kikes and fuck paper trails
>10k cash
>no debt

>> No.15056921

>>15056538
Source?

>> No.15056924

>>15056538
>21
>live at home
>no debt
>no savings
>assets in form of a paid off car, paid off phone and computer
>300 link and various moonshots worth about $2k
i'm betting on a bull run soon. hoping to get about $100k to reinvest and move into my own place

>> No.15056927

>>15056538
34
None
None
100K
2K

>> No.15056933

34 years old
350k salary 50k bonus
3.4m in stock options and cash
Paid cash for my 900k house I built last August
Only 400 Chainlink to my name

>> No.15056940

>33 yo
>40k salary
>30k in bank
>no debt
>150k linkies

>> No.15056949

>>15056682
thats an achievement fren

also a lazy neet but i have to start wageing in a couple weeks, should have got into crypto way earlier

>> No.15057002

>>15056538
>27
>40k salary
>60k bank
>about 5k debt
> 3k bitcoin

>> No.15057008

>>15056924
Same price target here. 100k would get me 400-500 a month in dividends which I could use to pay my bills easier.

>> No.15057022

>>15057002
I've got 0.3 bitcoin which I evaluate at 3k $

>> No.15057066

>>15056538
27
107000 salary
30k in student loan debts
7k in crypto
7k in savings

>> No.15057139

>>15056538
>19
>0 salary
>0 in the bank
> no debt
> $800 crypto
> $300 cash

>> No.15057164

>>15056730
LMAO funny reaction frog fren
Based!

>> No.15057283

>>15056538
>34
>$70k salary
>$8k in bank
>$200k mortgage
>$280k in crypto

>> No.15057349
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15057349

>>15056538
>30 years old
>$140k salary with $10k bonus
see pic for more details

>> No.15057423

150k remote pen tester
No debt
No stock
50k monero
75k savings

>> No.15057442

>>15056921
that's a man

>> No.15057482

> 30
> 30k € savings
> no job, neetbux 800€/mo
> 7" cock
> do MMA
> drive fast car

Doing ok t.y.

>> No.15057564

>>15057442
post proofs

>> No.15057602

>>15056538
>30
>20k salary
>15k net worth
>no debt
>80% in crypto

>> No.15057662

>>15057423
are you the /rpg/ guy

>> No.15057682

>>15057482
How do you get Neetbux with 30k in savings? I thought at like 5-10k you'd have to live of your savings first before neeting?

>> No.15057940

>>15056538
>Who dis semen demon

>> No.15058022

>>15056885
are you me

>> No.15058050

>>15056933
props on keeping it DL and not buying a bunch of flashy shit.

>> No.15058053

>>15056538

30 soon 31

$186k passive per year, reinvest 40% of it back into new ideas, CAGR of 50%.
No crypto
Tons of debt (only poor fags don't leverage in business using money that costs a fraction of profits).
I don't keep money in the bank as it's not working for me. The 60% I don't reinvest I use for living life and buying awesome shit.

>> No.15058089

>>15056538
>37
>$30k/year job
>live in 1BR apartment
>drive 13 year-old camry
>a little over 400 BTC from my shitposting days on YOSPOS
idk what to do, i've been stuck at an indecision point with my BTC for over 5 years. i'm afraid to sell any because i don't want my ID linked to my wallet

>> No.15058090

>>15058053
How did you get up to the point of making that much passive income? Where did you get your initial capital? I'm assuming you have it diversified across index/mutual funds and REITs?

>> No.15058092

>>15058053

Oh woops, that's just my salary. Business profits that I reinvest on top of 40% of my "salary" is approx $300k +/-
On track to make $450k next year tho!

>> No.15058099

26 yo
100k salary
7k savings
27k debt

>> No.15058161
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15058161

>29
>5k in savings
>no job

>> No.15058162

>>15058089

Probably a larp but..

Move to country that won't fuck you over. Register for citizenship. Wait 6+ months. Move btc through monero. Move money to 40+ wallets. Cash out small amount through BTC ATM's. Make sure no one knows, or is able to ID you with camera's. Don't talk/google about this stuff without a VPN and single purpose laptop.

>> No.15058175

>>15058090

What? Nope no stocks. Fuck stocks, they return nothing for the risk of a relatively large company.

I took about $500 and started an amazon business. Made about $6k my first month, and have been growing it since. I spent $0 on the airbnb business (it's management, so the owners pay me to rent it out).

I used some of the profits from above to start a local services/manufacturing business with a couple partners. I own pretty decent chunk of it (less than 50%). They run the physical business. I originally put up the money and my credit and have majority control of the website and all leads generated from the website/online. I sell those to the physical business for a fixed 10% commission on physical sales (average order size is $5k), 60% of online sales profits (small but growing). The local business is in a permanent contract with my online business for full control of all online advertising and sales. I have a 3rd party employee that manages the leads and make sure they pay me.

Airbnb business I leave to a couple people I hired to manage it part time.

>> No.15058202

>>15058162
>Probably a larp
no. YOSPOS is a subforum on the SA forums, and around 2010 we were posting about buttcoin a lot as a joke. I was probably one of the very first people to accept bitcoin in exchange for fiat (or a credit card payment in this case).

On SA, you have to pay $10 to register, $5 for a custom title, $10 for an account upgrade, etc. I bought someone an account upgrade with my CC in exchange for 420 bitcoin just as a joke. This was around early-mid 2010. I've had those coins ever since. I never bothered with it until 2013 or so and I managed to find my private key in plain text on my old laptop. I've been sitting on it ever since

>Don't talk/google about this stuff without a VPN and single purpose laptop.
Ya I always use VPNs for everything online.

>> No.15058226

>28
>NEET
>college dropout
>mental health problems
>had €1.8M in Feb 2018
>currently €800 in crypto
>€13k debt

>> No.15058245

>>15058175
>I took about $500 and started an amazon business
Did you get lucky making 6k your first month? Seems fishy. What did you do?

>> No.15058280

>>15058226
Ahahhahahahhahaaaahahahahhabbah

>> No.15058312

>>15058245

I bought a cheap product, relabeled it and sold it for a lot more. I did it again and again and again and still do it, now with more products.

Same with airbnb: I took a cheap service, relabeled it and sold it for a lot more.

Same with the local business: We took a product, added our label to it, and charged double.

>> No.15058313

>31 years old
>80k salary
>30k in bank (just bought a niice apartment downtown)
>240k in mortgage/student loans
>all in OMG and ETH since august 2017

>> No.15058328

>>15058312
What kind of product mate? I like specifics. Doesn't sound passive though - you got people doing all this shit for you without needing any supervision?

>> No.15058337

>>15058161
What in the fuck

>> No.15058339

>>15058312
Haha you're >>15058017??
Thanks for the information, man. I'm starting up a small business at the moment and was looking for other ways on the side to generate more to put in.

>> No.15058346

>>15056538
>24
>39k salary
>2k in the bank
>student loans
>$800 in crypto

>> No.15058376

31
62k euro salary.
70k euro in the bank
0 debt
0 crypto

>> No.15058387

>24
>110k salary when I start my job in November
>Essentially no cash
>15k debt, but to my parents (coding bootcamp lel)
>3k in Bitcoin

I’ll feel p good about life if btc stays low and I can accumulate for a sec

>> No.15058393

>>15056538
>20
>Neet
>$250 in bank
>$10,000 All in chainlink bought at 1$
>no debt

>> No.15058429

>>15056859
SOURCEEERSEEE

>> No.15058458

>>15056933
how

>> No.15058594

>>15058458
looks like he started his own business.
CEO tier income and stock options.

>> No.15058597

>>15058312
Thanks for sharing fren.
Can tell us how each one of these adds um percentage wise to the 180k yearly or which one hast the biggest cashflow? Airbnb Managing is also probably local in a big City? I‘m currently managing ad campaigns generating leads and sales for different Business and thinking of starting something on my own. Also whats the average product price for your amazon business?

>> No.15058612

>>15058339
yep yep.

It's really not hard to do, lots of brainlets in the world that think its rocket science. Get over the fear hump and you're golden.

>> No.15058649 [DELETED] 
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15058649

>16
>5k a yea
>flipe burger
>15k saved
$100 in btc I just bought today
Canada

>> No.15058847

>>15057423
based /rpg/ anon

>> No.15059118

>>15058050
Thanks. I daily drive a 2009 Jeep Wrangler 2 door with 150k miles.

>> No.15059146
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15059146

>>15058649
>16
MOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOODS

>> No.15059174

>>15058594
Close. Investment banking right out of college at JP Morgan in NYC, hated it so I lateraled into working for Humana back before their stock exploded. They put me through getting my MBA so no student debt, had a 4.0 and valedictorian, won an award that gifted me 100k shares back at $40 share (~$300 now) got tied into their VC department then started working for another healthcare company that had stock options in 2014, bought them every paycheck at around $12/share now they’re $140. I’m a senior VP at this company I work for now. Plan to work for another decade so my newborn has a comfy childhood, retire so he can grow up with his dad in his life and not at work and then move to Italy.

>> No.15059175

>>15056538
Her name. I need it.

>> No.15059192
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15059192

>>15059175

>> No.15059199

>>15059192
Yeah righf

>> No.15059218
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15059218

>>15059199
'she' has a penis

>> No.15059287

>20
>E-3 pay in the Army so about 22k with almost no bills
>2k in cash
>13,000 BAT, 900 LINK, 36,000 TRX which equlas about 29 ETH or 0.65 BTC
>3k in debt

fell for the debt meme, I figured getting a small personal loan would build me credit. I needed a new car too, bought a 2003 Lincoln Town Car

>> No.15059526

>>15059174

Ah, basedkike investment merchant. When I got out of college 2010 I was around the IB scene in NYC, probably know some people you do. Small successful people world.

>> No.15059549

>20 something
>120k target, upside of 200 low of 75
>no debt
>big 401k
>extra big link bag
>lotta fiat

I am comfy but self sadistic, i wont stop until ive really made it. I dont take days off or spend anything. I run myself like a business

>> No.15059563
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15059563

>>15059218
Fug confirmed. I'm gay now

>> No.15059593

>>15056538
>30
>30k/year plus student tryna figure my life out for the third time or so
>15k in bank
>15k in crypto
>30k equity in my house
>no other debt
>going on a "first date" with my gf of 6.5 years because things got lost somewhere down the line
Wish me luck boys.

>> No.15059747

>19
>13/hr
>32 eth
kys myself

>> No.15059773

>>15056538
>20
>$1200 a year
>$120 I'n my bank
>no debt
>735 ChainLink

>> No.15059783
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15059783

>>15059563
its ok, traps arent gay

>> No.15060114

>>15056538
>36
>~$180k/yr
>$65k in bank, 14k crypto, 235k boomer market, $130k home equity, 55k in kids 529s
>owe $85k on house...interest rate is a joke so no rush to pay it off

>> No.15060131

>>15056538
>well off
>no crypto
kek

>> No.15060465

>45 years old
>105k salary with 5-15k annual bonus, ~5k yearly stock grants
>1.1M in 401k/roth/brokerage/bank
>Paid off condo
>5k car loan
>150k crypto

>> No.15060538

>>15060465
I thought I was the oldest person here.

>> No.15060548

>>15056682
Rich family?

>> No.15060605

>>15060538
I like to come here now and then to find out what I shouldn't be buying.

>> No.15060677
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15060677

>>15056538
OP's pic is a man that fucks dogs btw.

>> No.15060704

>>15059218
Judging by the pic it looks like he doesn't anymore.

>> No.15060734

>>15059174
Uncle did the same but with Goldman Sachs

>> No.15060846

>21
>23k contract cagie pay
>13.2k Savings, 3.2k checkings, 2.5k Robinhood (Half stocks, half crypto)

>> No.15060890

>24
>unemployed NEET
>200k in link

>> No.15061016

>>15058280
It's not funny

>> No.15061656

>>15060605
Clever Gen-Xer.

>> No.15061696

>>15059218
even better, sauce

>> No.15061908

>23
>live with parents rent free
>40k salary
>1k in the bank (liquidity)
>25k student debt
>30k crypto
>25k stocks
if I keep accumulating I should make it on the next bull run

>> No.15062049

>>15056538
Imagine if you put that 40K into BTC at the bottom.

You can do it again with PNK, today.

>> No.15062096

>>15059563
still need that name

>> No.15062100

>>15056680
based

>> No.15062113
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15062113

>>15061696
blaire white, newfag

>> No.15062120
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15062120

>>15062096
see
>>15062113

>> No.15062132

>>15056538
My god those tits and that face are made for the bwc

>> No.15062177

>>15056538
41 y/o
$500/day salary
$110k savings/brokerage acts
No shitcoins

Plan to hit $130k and leave the country

>> No.15062207

39 married with a few jr's
150k income
500k house paid off
2 cars paid off
20k in crypto
rest in cash/boomer shit

>> No.15062225

>>15056538
>26 years old
>20k salary
>just invested everything in a MSc in Statistics
I am addicted to prostitutes so I guess it doesn’t matter how rich I get I will get some STD and die young.

>> No.15062272
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15062272

>36 years old
>24k yearly pay
>Have some gold and silver
>Paid off car, no debt, about $150 a month in bills
Oh well. At least I'm not a heroin addict anymore.

>> No.15062383

>26 years old
>67k salary, 16k bonus
>30k savings
>paid off 46k in student loans
>car got stolen, bought a new car, owe 25k on that with 1.9% apr
>about 3k in crypto, lost 6k entering at the top in 2017 and re-upped a bit for a shot in the dark

>> No.15062400

>>15056538
holy shit who is this latina queen?

>> No.15062589

>28. working for 4 years.
>$100k salary + $50k bonus
Savings:
>$100k POST-TAX retirement
>$30k cash
>$90k crypto

>> No.15062601

>>15056538
> 25 years old
> 65k salary
> 5k in the bank, 10k in crypto
> no debt

just finished my physics major. I'm just getting started with earning money bois

>> No.15063100

>>15056538

>33
>$230k-$250k combined income
>$650k in stocks
>$150k equity in house
>$300k in mortgage
>No other debt

I am unfortunately I make enough money to where starting a business makes very little economic sense given my wagecuck salary. Fortunately, wife's student loans are paid off so I can save a bit more. Goal is to get out of the wagecuck life as soon as possible and travel the world.

>> No.15063289

>>15063100

Non-sense, that level of income makes literally any relatively passive business worth doing vs cuckmarkets.

>> No.15063417

>>15056538
>no crypto
cringe

>> No.15064271

Damn who is she?

>> No.15064299

>>15056538
>31
>$150k/yr
>$90k in cash
>$300k in crypto (BTC/LINK)
>$80k equity in home ($400k mortgage)

Feeling pretty comfy, was going to buy gold, might just wait for the recession and buy the S&P dips or get into real estate.

>> No.15064324

40
£55k salary + bonus and generous pension
£250k house paid off
£12k crypto
£15k in Vanguards
£5k hanging about
£5k in silver

I'm an underachiever really but don't really want to break my balls being a wagey so have a comfy job right by my house, flexible working etc. Would rather have a good work / life balance than an extra £50k. Need to make my money work for me, Amazon and being a landlord in the UK is a meme.