/biz/ - Business & Finance

>>14805587
USA
793 Excellent...
Now
763 Good (bought a car.)

>>14805587
953
33
Straya

721
27
Canada

>>14805646
Oh yeah, I am 31.

0
22
Slovakia

Not like it matters what my good goy score is but here ya go.

>building up your kikecard score
kys fucking leaf, if your not all in crypto and precious metals your fucking retarded

>>14805711
*You're
Retard.

>>14805587
credit score is meaningless if you're not a wagie.

>812
>35 old af
USA

Never use my credit, no debt, home and auto paid in full.

Shit job , saving for a decent newer car

Reminder that if your score has ever been below 700, no matter your skin color, you are not white.

>>14805765

Scores start below 700.

>>14805587
why are there so many leaves on my message board? I though Canada was full of faggots and trannies, both urban and rural.

>>14805754
Lol this I honestly have only ever waged to just get loans to buy crypto

840
34
Canada

Access to over 150k in credit, I carry zero debt month to month. Might drop a income property so I can ass rape my fellow millenials with rent.

>>14805796
>I though Canada was full of faggots and trannies, both urban and rural.
who do you think is posting?

You are glowing, nigger

40 yo boomer.

Eat it bitches!

>>14805841
except this guy I guess. Your power level is impressive.

>>14805841
Lmao sounds like me, only with more freedom (burgerland)

Fuck rentals, all that stress, all those fees, taxes, for what, to be a landlord judean.

You will be taking on a second job for shit pay and stress.

Invest in a good company with stock and hold, collect dividends, look at REITs

>USA
>23
>752
2 years ago I got a single credit card and I've been using it for about $0.03 worth of purchases every 4 months so they don't cancel it. You can tell a cashier to only put X amount on a credit card.

>>14806005
Thanks senpai.

>>14806022
The rental property is all a out leveraging debt and securing cashflow. In the name of freedom I will trade you a Kinder Suprise and legal weed for an AR-15?

>>14805587
>partaking in debt slavery

>>14805840
who gave you the loan? how much?

>>14805587
300
30
bad goy

792, 26, USA, DTF

>>14805587
832
25
Canada

>777 FICO as of last month
>27
>Jew York

How do I find out my credit score

>>14805587
>810
>21
>Texas

wtf it went down 4 points this month, but I didn't do anything, pisses me off

>>14806579
Post your name, birthdate and social security number and I can get it to you ASAP

>>14805587
620
27
USA

>>14805765
Based

>>14806627
That's ok. Mine is right around 750. debt is a major thing. I had almost

24
750
USA

Credit Scores are jewish scams though.

>>14805587
Credit karma says I don't have a credit file

I DO EXIST! REEEEEEEEEEEEE

>>14806022
This.

I've never understood the "just buy property and rent it out bro"

Fuck being a landlord. Not only are landlords kikes, its stressful as hell. Renters are usually niggers unless you rent in a major city, and even then it is questionable.

>>14806546
what's that in non-metric?

>>14806737
just do what I did and hire a property management company to take care of it, sure they take part of the profit, but it makes everything stress free.

>>14806755
Where did you buy property at?

490
26
Oh well

>>14806159
>I will trade you a Kinder Suprise and legal weed for an AR-15?
You can keep the plastic egg and pot, I'm sure you can buy Chinese crap and pot here too.

The freedom I speak of is the 1st amendment, its secured by the second.

Canadians can go to jail for calling a tranny by wrong gender. Why be a landlord in that atmosphere?

>>14806755
What? That's idiotic.

Even if you own a 20 flat appartment, you will barely make 4% compounded after you pay the micro management juden.


Fuck that, buy a REIT and diversify. Why put all your eggs in one basket and ask a strange juden to manage for you.

Buy a basket of baskets in REITs and get a plus 4 percent dividend compunded and chill.

>>14806950
you don't need to make money on the actual rental when the sale price of the property increases every year, the rental income is just for paying off the mortgage, insurance, property taxes and maintenance while you sit back and watch your asset prices rise, then you use the equity from that to get more loans to buy more properties, I have made a shit ton of money this way.

>in b4 it will all come crashing down when prices go down

true, you may have trouble getting new loans, but as long as you still have renters covering your ongoing expenses you can sit on the property for as long as it takes to get back up to parity.

>>14807039
>you still have renters covering your ongoing expenses you can sit on the property for as long as it takes to get back up to parity.
I've seen this backfire in 08.
All you need is a perfect storm of shit renters, higher taxes, and a slower economy.
This bankrupted a ton of moguls in 08 09 in Chicago.
They still have not recovered, from back taxes and fees

>>14807075
then they weren't properly segregating their personal property from their businesses. All the properties that I own are not owned by me, but an LLC I create for each property (or group of properties in one case). I have 5 total LLC's, they are all "run" through a main holding company LLC, which makes it easier for me to manage, this way if one property does tank, I can have just that one LLC that "owns" the property declare bankruptcy and the creditors can't go after anything else other than what that one llc "owns". Of course to be able to take out a mortgage as an LLC you need capital to back it up (like large down payments), so I would still lose some equity, but it wouldn't ruin me by any means.

26 USA

Am I a good goy?

>>14805587
>806
>30
>Black American

>>14807214
$150k+ annual income
And I have access to over $185k in credit.
Can any of you white boys compete?

>>14807243
>paying interest ever.

>>14807316
I have cycled through 15+ credit cards for bonuses and rewards in the past 10 years. I never paid a dime in interest.

>>14806556
>777
>Jew
Jesus is back!!!!!!

>>14805587
0
19
Burgerland

Currently building credit with card because no prior loans/debt

>>14807214
>>14807243
post proof of blackness

>>14807647

>>14807647
Accidentally posted my name haha >>14807691

>>14806724
lmao do you have no lines of credit at all? or is it just a glitch or something

767
26

had it at something like 800 before buying a car recently

>>14807154
>5 total LLC's
Why
that sounds like a fucking logistical nightmare that the lawyers and accountants drain of assets/money

If you have insurance and proper paperwork, you can have all your properties under one umbrella. 30 years from now, you can do the math on the fortune you have lost to fees

Nice try, FBI

>>14807740
plastic bag full of credit cards, confirmed black man
whos credit score did you steal.

Just put about 4k on this card (30k limit), so BTC better move so I don't lose these good goy points I just acquired.

>>14806743
Looks like he's in the /black/ experiment.

>>14806737
Buying duplex’s seems like a good investment desu.
I know several people who own a couple and after taxes/expenses they make 5k a month in passive income which just seems so powerful.

>>14806950
> buying REITs now.

LOL. You might as well buy Smartlands.

>>14806724
It's called thinfile:

https://www.creditkarma.com/credit-cards/i/what-does-it-mean-if-i-have-a-thin-file/

>>14807777
Im a NEET that never had job, credit card, or loan

>>14807740
wew, i literally cant compete