/biz/ - Business & Finance

fuck chainlink and your pajeet stack

>>14492372
Been there since those days. How much do you consider a fuck you stack? Didn't sell any because why the hassle.

>>14492430
Same. Selling ten percent at $10 just to have some neet bux to ride out until the true singularity

>>14492485
this

>>14492430
100k

but 50k is also acceptable at this point.

>>14492372
Sold 50% of my stack around $4. Now I have about $150k in BTC/ETH and $150k still in LINK. The way I see it, if either of them goes another x10 from here then I get to retire.

It was hard at first, I've been rationalizing to myself why it's worth being all in LINK for going on like 1.5 years now. But like you said, I'm 12x on initial and only a fucking retard wouldn't start selling off when they are this far ahead.

Not selling until it’s a top 5 crypto ... so none

45k stack

>>14492372

>>14492485
are you me

>>14492571
100k puts you in the top few hundred wallets.
Anyone with over 1k links who holds through the singularity will have fuck you money.

>>14492372
Kill yourself. Fuck I hate other Linkie so much.

OG Link marine here, didn't sell a single one to you virgin whale fucks and never will.

>>14492646
Remember with the BTC and ETH initial runups, it was the smart traders who made small gains and the dumb traders who made FUCK YOU tier gains.

I sincerely hope you kill yourself sometime over the next year. The burnt leftover Link left in your stack alone would be worth it.

>>14492372
0

>>14492782

>>14492646

Smart move on lowering your risk by spreading profits to BTC & ETH. Your ROI might not be as big if you kept it all on Chainlink, but it's riskier.

I've slowly been doing this as well, but only 0.5%-2% at a time.

Our ROI might not go as high if

>>14492372
i felt nothing during this whole run up
I did nothing but post on biz and follow link's progress for the last year and a half while my life has gone to shit around me. I won't go into detail but I'm pretty much at rock bottom, deeply in debt, and lonelier than I've ever been.

I was driving yesterday and started to cry. I fucking made it. I bought when everyone else was selling, I believed when others didn't, and I held strong when anyone with a lick of sense would have cashed out and paid bills. I fucking made it. I'm not even thinking of selling now.

Missed LINK but want to be a billionaire? Checkout IOTX

LOL
Never fucking selling.
Well, I guess my staking rewards will be sold.

>>14492825
This is just pathetic. The other day Linkie swingshits were shitting on reddit for falling for the diversification meme and predicting that they would get too scared if Link become too large a part of their portfolio, and now here you two transexuals are doing the exact same thing. Nervous jittering because it went up and now you want to diversify into two ancient shitcoins.

Literally kill yourself, you don't deserve to make it. Just sell or burn your tokens already and buy boomer stocks you low IQ shits.

>>14492701
Is an 84k stack whale status?

>>14492372
Feels good being up 2000%. Comfy. No dump can shake me.

>>14493035
It didn't used to be, but I guess it is a small whale now.

am i old school if i'm a december buyer? i've suffered too

>>14492372
I had 39k link all-in. I dont have track of how much I sold for but I started selling at 1.5usd to the last big spike to 0.0160gwei (4.95usd) yesterday. Now I have 28k link, 0.7btc, 20eth and 11k usd on my bank account which I will use to pay debts, quit work and focus on school my last semester.

I dont plan on touching these linkies until 10usd, then I will sell off 3-4000.

We've come a long way from the toilet memes.

>>14492372
16k linker reporting in, sold 0 this run, if you were here and read everything for the past two years you are a COMPLETE retard for selling now

>>14492372
I've been holding since ICO not selling a fucking drop. Hit nearly $750K on this last pump and I fucking deserve it for all the risk I've taken, all the research I've done, all the fud I debunked and just my pure resolve to hold. IT'S FINALLY OUR TIME.

>>14492646
Most anyone would tell you this is a "smart" move and in any other market they would be right. But this is crypto and you are going to regret selling early. You will still make it, but you will always wonder what if.

t. someone who sold BTC at $25.

>>14493035
It's enough to set off a whale alert if you move it all to an exchange so I guess congrats.

>>14493306
This. Nice stack btw.

>>14493306
>all the fud I debunked

Based and a true Link marine. Honestly fuck FUD'ers and fuck people who just let swingshits FUD. True Link marines HODL, debunk FUD and shill and inform people about chainlink whenever possible and don't discriminate to who they shill too because pumped bags are pumped bags.

>>14493355
checked

absolutely this. idiots don't realize that link will moon alongside btc and eth and it has more upside for gains. there is quite literally very little risk being 100% into link, if you're considering hodling at least till the end of this halving cycle.

>>14492372
I sold 750 linkies for bitcoin. I want to spit on my own face for being such a cuck, but I couldn't help myself. I'll buy back if it dips to a point where I make at least 10% profit in sats.

>>14492646
kek EVERYONE HERE IS SELLING.

This dump is gonna be spectacular when even muh link marines are sellin

>>14493437
Yup. LINK will at worst hold its sat value as BTC moons like it always does. That puts us around $33 for LINK when BTC hits $100k (which it will do by or shortly after the next halving). But more than likely we have more big news from MS, DocuSign, SWIFT or someone else we don't even know yet and we go to $50-100

>>14492372
I have no need to sell any of my link so I'm just holding comfy

>took profit
What dont you understand about "Never Selling".

>>14492671
40k linklet checking in. Not selling any until 25.

I bought 25 stinkers During the last bullrun and held all throughout just because of memes, bought more after a pump from .80-1.5 and then back down to .90 a few weeks ago and then more after all the news. Just a 2.1k stacklet but I’ve technically held Link for almost 2 years now and feel like a retard for not buying more. Can probably accumulate another 1000 stinkers by August if I play my cards right. On a positive note I have almost 3 BTC.

>>14493271
pretty much this. I feel like I "know" too much to part with them at this stage. I just regret not trusting providence and doubling up to 80k when I had a chance. Still going to make it, but shaking the slave mentality is a life's work.

When I first learned about link, I didnt believe it was going to go to even $10 because all these people were talking about their 10k-200k stacks. I thought there was no way it would go to $1000 or all these people on biz would get insanely filthy rich.
Then, these past few days, people are popping up saying they sold and there were whale alerts sending to binance, etc.
It was then I truly believe $1000 was possible because most people, even the whales will dump on the way up. Only the strongest hand will be able to sell at $1000.

I have faith and I will never sell my stack. Going to bed now and buying more when I get my cash in a few days.

I miss the more well researched posts from before. The people who found mention of smart contract in Klaus Schwab's book or those who went through a 2hr lecture by Sergey in a NYC basement to find the exact moment where he says he is working with Microsoft (this was pre ICO).

We are overrun by plebbits

>>14493689
same, anon. I'm too risk adverse from having a family with strong financial backgrounds who know risk aversion to maintain wealth. Only putting in a low % of your wealth (10-15% max) to avoid losing it all in a high-risk market. I'm still doing pretty well but I could have been in 100k+ links if I had taken higher risk like I probably should have last summer

>>14492372
I have the standard 10,000 suicide insurance stack

>>14493697
This, I am done accumulating and have a top 600 wallet. I except to rank up and be in the top 500 at least within the next year purely because of dumb faggots getting weak hands and selling off large portions way too early.

>>14493697
yup, it's how every stock that shoots up in value works

>>14493649
this. I'll probably sell initial investment at 25 bucks which would be like 1/1,000 of my stack. pretty good feeling to have!

>>14493715
If you miss people digging deep for good information and sharing it, why don't you be that person. How are you any better sitting there with your hand out asking for other anons to do the research?

>>14492372
18k
ITS BEEN WELL OVER 700 DAAAYS

>>14493810
4K linklet here. Not touching my stack until around $25+

>>14493767
That's a Make It Stack™ in 2023 marine

I'm not selling a single fucking link under 1000 USD

>>14493271
Based. 15k here and it's amusing seeing people selling significant portions so early. PSD2 absolute final deadline in September, Sergey himself said at the Gonser fireside chat that derivatives will be using link FIRST insurance later, this year, and staking isn't even live for the public yet.
The best part about holding through the 2018 slow dump is that I feel very little when it moons or dumps now, and at average buy in of 30c I really don't care if it drops to even sub $1 (very unlikely).

>>14492372
>OG sibos marine
>selling
Get out.

>>14493786
He’s pointing out something brainlet nulinkers like you probably don’t know.

>>14494108
I made literally 150K in the last few weeks which is more money than I've ever had access to in my life. (((Mortgages and loans))) excluded.

I feel the same as I did in 2018, watching it go up by 4K.

>>14494108
God the Link community used to be so good back then. That pic is totally correct. Now Link is full of cancerous faggots swinging and self sabotaging and people are FUDing /biz/ legitimately not just reddit anymore.

I've been browsing since 2009, and I cannot wait for Link to take off so that I never have to come back to this fucking website ever again. This will be the last of it. I've already stopped going to /pol/, /v/ and /tv/, now I just need to stop going to /biz/ and I will once Link moons. But considering all the FUD, I feel like I should just leave now. I am fucking done with this shitheap community. But I realize that I will miss out on news, developments and breadcrumbs too in the meantime. Not sure what to do.

>>14494341
there are still plenty of good people here, just ignore the faggots

>>14494264
I was block 469 bb, don't worry about me

>>14494341
Yep, I noticed a sharp decline in post quality as from August 2018 onwards as we approached 60c. After about January this year link threads became almost unbearable but I'm so addicted that I still have to read through every one each morning and night lmao
I try to make some good posts but it is usually useless. Like you I quit /pol/ and /fit/ due to the overwhelming negativity but I'm gonna stick with biz since I know we still have some smart people here.

>>14492372
Pic related is the only rational statement regarding chainlink at this point that anyone could make for the long term
Trying to predict daily or even weekly price movement is for retards
Betting on chainlink in the long term is a sure thing

>>14494590
s’true
Anyone “taking profits” right now is actually taking millions of dollars of losses in the future.
It’s just that the effect has a time delay so you won’t feel the stupidity of your swing linker ways until years later, much like the btc and eth holders who sold at $5 and $10 hahahaha
Look at them now
Absolutely in shambles

>>14494536
I understand there may still be smart people here, but once Link reaches $12 I am a millionaire, though I am not selling till 1k and only a portion of my stack there too. Once I have made it, I don't see why I would continue to come here. What is the purpose? Once I have a node/all my Link in a pool earning income, and a comfy 1MM cashed out for real living, I want to actually live my life, achieve my goals, travel and do things. It's been a fucking decade that I've been coming here every single fucking day. I turn 27 soon. I've been here since I was an underage b&. I feel like I have grown out of this shithole and it's time for me to leave. I already no longer identify with what seems the majority userbase of incel neets here. I grew up, had sex, got a gf, a job, disposable income and now all I need is financial freedom so I can quit the job. I have nothing in coming with faggots on this website anymore bitching about women and leftists and getting mad over representation of minorities in video games and movies. And I have no interest in shitcoins either, literally all in Link and always will be.

I've been selling 1% at each dollar increase

>>14492372
Lol

>>14492862
Good job. You have immensely changed the course of your life and you probably can't even comprehend the severity in which it just happened. I know that is happening to me.

>>14494341
Reddit is here
>pic related
We’re flooded now by the middling intellects that are referred to as the rabble
They’re smack dab in the middle of the bell curve
They’re herd and sheep animals and their herd like mentality and consensus based feminized mindsets are the reason why we will be wealthy while they continue to ask why they never seem to be able to get anything going in their lives.
We’ve been refugees from them all our lives. And yet they keep following us because we’re the cooler more creative sexy crowd and they have no originality of their own. They can only be users and consumers and are therefore doomed to a life of subsistence living

>>14494341
I fud link because it's legitimate centralized vaporware that only got pumps cause Google and Oracle collab. Fundamentally, the tech is shit and will never get developer adoption. It's obvious just looking at the numbers of devs actually using Chainlink when it was on test net. Compare it to the numbers of real projects test net numbers like ETH or EOS. I am a dev myself, Chainlink is centralized and useless for any potential use cases I might have for it.

>>14494536
lol i wrote that post and I'm still here. Still spoonfeeding newfags and trying to be helpful, never fudding. Chaotic Good.

>>14494628
>some will never learn

>>14493355
>>14493437
LINK could easily deflate back to $2 and sit there for a year while we wait for staking, collateral, and reputation to get implemented and for big customers to onboard. Meanwhile BTC could easily make a run for 100k. Or the opposite could happen and BTC could go to 0 and LINK could rocket to $1000 by EOY. If you think you're sure one thing or the other is going to happen, you're deluding yourself. This space is total chaos and if I have enough money that I can diversify into two 'fuck you' sized stacks of LINK and BTC rather than just a single 'double fuck you' stack of LINK, it would just be retarded not to.

No matter what happens I will always hold onto at least 10k and I am just as over the moon about LINK's future as anyone. But I also acknowledge that shit happens, black swans happen, and if you're in a position to derisk/diversify without dramatically affecting your longterm prospects of making, you'd have to hate money NOT to do so. That's where I found myself with LINK hitting $4, so I followed through and sold half.

>>14492782
I haven't made small gains, I've made 'buy two houses' gains. It's retarded not to diversify now. And remember, LINK has a long ways to go to catch up to the hype it's earned itself. It is an ETH ticker right now. They need to develop staking, rep and collateral to give the token actual value. I could see fall and winter being a steady bleed to $1 just as much as I can see it pushing LINK to $10, $20, $50. All outcomes are still in play and you have to be blinded by money not to acknowledge that.

>>14494777
chek'd n kek'd

>>14494760
You don't know shit buddy

>>14494727
42 i thought you had left us
post esoteric rosicrucian mysteries to prove its really you

>>14492862
Happy for you anon. How much are you up. My life is not in a bad place right now but I felt a similar sense of dissociation this past month, and especially the past few days. My net worth has increased by 500% in two months. It's like with lottery winners, they always thought they would feel happy but instead they report they usually feel numb. It's just too unreal to accept at first, that the shackles are really coming off at last.

>>14493697
Man same here. I thought there was no way this would pop because every other bizreali would have massive stacks, but I was wrong and now they’re loaded

>>14494802
>>>
namefag fuck off

>>14494828
Tales of my demise have been greatly exaggerated
Let’s just say an (((accident))) happened to our friendly neighbourhood doxxers
>pic related

>>14494674
Very based

>>14494777
Based and Checked. Link will be 7777k EOY.

>>14494856

>>14492372

I sold ZERO. What part of I'm not selling until the May 2020 halfing do I need to reiterate. Did I stutter?

I
Am
Not
Fucking
Selling

>>14492571
TIL I have a fuck you stack.

Converted 835 link for 10 eth. I rember when it used to be 1400 link for 1 eth. Link is love. Link is life.

>>14492372
Been here. Sold none. You clearly forgot the golden rule...LINK marines never sell

>>14494674
I already no longer identify with what seems the majority userbase of incel neets here. I grew up, had sex, got a gf, a job, disposable income and now all I need is financial freedom so I can quit the job.

Seriously
Since when was /biz/ loser central
Isn’t it great to be highly successful and share that joy with other successful bros?
Why do the smoothbrains come to our joy and excitement and money making party and immediately fling shit and piss and then strut around saying they could have had the better party
How do they not see that is crab mentality

If our stacks end up being worth millions in the near future do you think it will be more profitable to run a node, or sell your Link and buy a high yielding dividend etf? (5% yield on 1 million is $50,000 a year)

>>14494798
Based and madeitpilled
It is better to be a bit less filthy rich than to stay poor forever

>>14494780
Oh they’ll learn
They’ll learn the hard way
Filthy redditors and haters

>>14494931
Shit returns. Fuck the boomer market. Make your first million in link. Make your second million in real estate.

For the lads

https://www.youtube.com/watch?v=o1o5o2m6Stg&t=1s

>>14494931
How much link is needed for a node ?

>>14494931
Probably running a node since your linkies will still appreciate in value for years to come.

>>14494798
Cucked and basedpilled

>>14492372
I’ll not take profit until minimally $1000 at this point I’m just in for the memes I’ve watched my stack swing wildly so many times I don’t fucking care about price or even making money

Can’t wait until LINK subs 1 so I can grow the stack off the cuck-linkers

>>14494962
>>14495004

>>14494997
There will be no one to stop us this time.

>>14494798
No you're absolutely retarded. We are slowly entering bull and link will not be left behind.

Look at all the shitcoins/scams that mooned in 2017 purely because of the general market conditions. You mean to tell me that the shitcoins currently in the top 10 will somehow pump during this bullrun but link won't?
Diversifying is good if you're a *real* whale, otherwise fuck off reddit.

>>14495068
wheres the original thread for this

>>14494931
Diversify heavily once you have a made-it stack. Keep some in LINK, BTC, ETH, get some gold and silver, get some VTSAX, get some bonds, get some real estate. You want to have as many fingers in as many pies as possible so no matter what improbable financial even occurs in the future, you have your bases covered and you won't become destitute again.

And most likely no particularly improbably financial event will happen and you'll enjoy safe 7-10% annual returns the exact same as if you'd gone 100% in VTSAX or a high yield ETF.

to you faggots saying you won't be coming back here are completely delusional. this fucking website is shaped us every step of the way. you are here forever

>>14495122
>>/biz/thread/14360114

>>14494798
You are literally not going to make it, and I actually hope you don't. I can see you selling your 10k to "derisk" again once Link hits $10 and the high price is making you worry.

"Derisk" do you know is truly derisking? Selling all your BTC, ETH, shitcoins and putting it into Link. That is derisking. You need to set a fucking goal in your mind that isn't money so that you can gain iron hands and hold Link. Say you want to start Company X and you need 1MM to do it. If you are all in Link, there is very little risk to your dreams of running that company, you are almost 100% garunteed that one day you will make it and have your dream business, the only question is time. If you diversify into a shitcoin like BTC, then suddenly you are taking on more risk. What if Craig is Satoshi, gets his hands on Tulip Trust 1 and 2 and sells and dumps BTC back down to sub 1k, gets the naming rights to Bitcoin and they lose the ticker and you end up holding "Corecoin" shitbags. You are taking this risk by holding that ancient shitcoin with literally no use case. The biggest shill for Bitcoin is a store of value and Chainlink is gonna blow it out of the water on that. So you going to buy BSV? What if Craig isn't Satoshi and he gets BTFO'd in court and BSV goes to zero and takes a large percentage of your portfolio with it. Then you need to make big gains with BTC just to make up for the BSV losses. By holding anything other than Link, you are reducing the chances of you ever founding your dream company, because you are taking risks that could set you back years. Link is the least risky thing to be in. Being in Link 50% is more risky than being in Link 100%.

Wth is happening here?
0x56d065849eF9C59C1bC5ba54b9f96Caba5c88812

>>14495211
https://twitter.com/Whooptied1/status/1145525617435336704

>>14495119
>I'm absolutely certain the future is going to play out a very particular way which is how I know you're retarded for hedging your bets

I never said all the shitcoins in the top 10 were going to pump, for the record. I hope TRON and DASH end up in the shitcoin graveyard of history as much as I bet you do.

You don't have a crystal ball, you're just guessing with the rest of us. Deluding yourself otherwise is going to lead to shitty financial decisions on your part. LINK, or BTC, or literally all crypto could literally go to 0 tomorrow. If you're incapable of acknowledging that (admittedly improbable events, but all still possible), then you are, again, blinded by money.

>>14495190
based

>mfw these diversify cucks are just redditors making thinly veiled shill posts for their bags of nano and vechain

>>14495233
cringe, your hands are weak as fuck and you will never make it. the traditional economy is far more likely to go to 0 tomorrow than crypto is.

50k havent sold a single link or swung a single link. I will say though I’m not as optimistic as I was a month ago - I don’t see like doubling without some big news and some actual product. I think we’ll be below $7 for quite some time maybe we’ll be $10 eoy. But I really can’t quite until we hit $50. And that I think is a long way away and I want to retire like right now. Just wish o bought more bc I easily could have. The way to do this is have your swing stack at and your stable stack. Shoulda known

>>14495211
>>14495231
>0x56d065849eF9C59C1bC5ba54b9f96Caba5c88812

>>14495211
>>14495231
HOLY FUCKING SHIT

>MFW
bonjour sirgay, eet iz time for singularity

I bought this not to make peanuts but to make it. At some point you stop thinking about what you have today and start thinking in terms of "how will my shit develope in the future".
We haven't seen shit yet.

>>14495309
this is the kinda shit i couldn't prepare myself and is the reason why all of this feels so surreal. i fucking went all in because of the memes and only after that did i follow the breadcrumbs and begin to believe

>>14495309
it's literally just the newfags
og marines have patience and don't care for daily price swings
10-20% is just the waves of the ocean in crypto anyway

>>14495377
checked
based
/thread

>>14495190
I clearly hit a nerve.

>do you know is truly derisking? Selling all your BTC, ETH, shitcoins and putting it into Link.

Bitcoin and ETH have been around for years, BTC has survived 10 years without ever being 'hacked' in any substantive sense and ETH has thousands of devs working on it. LINK is, at present, an ETH ticker being developed by a dozen-man team. It has rosy future prospects and very impressive partnerships/collaborators, but it is still early days and ETH and BTC are not. Calling LINK the less risky investment absolutely shows your bias for what it is. I held LINK iron-handed for a year and a half but I would never have said it wasn't a hail mary. It paid off and I have good expectations that it will pay off even more in the future. But I have a stack large enough now that 'making it' doesn't need to equal being 100% in LINK and betting the farm on $1000 EOY. So I act accordingly, and diversify.

Craig is a litigious, document-forging crybaby and actually, if there was literally one thing I WAS 100% sure of in crypto it is that he is not SN. I wouldn't hold BSV if someone paid me to hold it.

>>14493306
Based and how you get rich

>>14494341
looks like you just talked yourself into staying. welcome back anon.

>>14494997
Beauty video haha

There's some very weird wallet movement rn. Checked on etherscan 1 hour ago, then checked again just now, just moved up 7 or 8 spot. Combining wallet? Is this good or bad?

>>14495211
>>14495231
>>14495298
Well holy shit maybe the July 1st rumors weren't just fags seeding disappointment.

>>14494837
i have enough money in link to buy a house if i wanted to. basically had enough to buy a shit used car a few months ago

>>14492372
Holding 20k since $0.20. Haven't sold.

>>14495270
I followed the trail on one of these wallets that had five 100,000 transfers into it.

Binance about 2 days 6 hours ago. sent 100,000 to a wallet in 4,200 splits, then today the 100,000 wallets all went to one.....

It looks like millions moved out of binance wallets two days ago in small chunks? Are these other binance wallets or a whale?

>>14494837
this is true, thanks for posting anon. take heed fellow link marines, its not going to change your life. you are who you are with or without 4 5 or 6 zeros trailing your bank account. If you are a shit head, just because you got $5,000,000 to sit on, you will still be a shithead, but the opposite is also true. There are fucking heros with very little wealth, living spectacular lives.

>>14493232
Never forget

>>14495652
could just be smarties trading binance against CB

>>14492372
fuck you, larper
link marines don't hold for two years to sell at a 20x, 200x, 2000x or 20,000x profit
my link is mine, forever
reminder that NEVER means NEVER, you slimy fuck

>>14495211
here: https://etherscan.io/address/0xfF7d6EeAd3f2ec8c11EC6d4Bb8fFda06003117D0
and here
https://etherscan.io/address/0x56d065849ef9c59c1bc5ba54b9f96caba5c88812

that's what fuck you stacks look like. that may be more powerful than some governments.

>>14494108
Can't believe pic related is from over a year ago. I remember someone said "we've picked our horses, now time to let them ride." I partially kept my whole net worth in LINK for the luls, but also because we knew. We. Just. Win.

>>14495539
Yeah same here, just checked and I've moved up several ranks in the top wallet list. Maybe it's >>14495211 wallets being combined, or maybe it's a lot of dumb retards like >>14495423 falling for the diversify meme. All in all, it's good to have these weak handed non believers downgraded in rank early so they have less power later on.

It's weird though, turbo whales accumulating but whalets are selling off.

>>14494997
you fucking niggers better watch this it’s the most based vid of the year

>>14495705
this never sell meme is getting old faggot

>>14495817
The swinging your links meme is even worse though.

>>14495817
well
you're not gonna like the next eternity
stupid motherfucker

>>14495890
im selling bits, but not till 100, 500, and 1k im all out

>>14495817
well
you're not gonna like the eternity ahead of us
stupid motherfucker

>>14492969


I still have 80% of my LINK stack. I've taken out my initial investment and profits. I plan on holding the majority of my LINK long term and also plan on running a node for that passive income.

>>14495817
swingies will appreciate it soon enough
>pic related

>>14492372
It’s late, IRS, go to bed.

>>14494798
This entire post is cope

Been here since SIBOS. Had to raise money because I needed surgery and then got into a car accident. When I think of how much money I lost it fills me with anger and sorrow like I've never felt before in my life.
Only 7k LINK left. I'm never selling.

>>14492372
>I've sold 2000 linkies at an average cost $3.75 average cost.

So you're old AND poor?