/biz/ - Business & Finance

>>14223798
minimize. you should only have one CC. more cards = more risk of identity theft and more accounts to keep track of

>>14223798
Credit cards are a jewish scam designed to part the deluded from their money and keep them forever enslaved by debt.
I have one chase card.

>>14224517
They're really good if you pay them off asap and just use them like a debit card

>>14224670
which 95% of people are incapable of doing so they live outside their means and become cattle for the banks to milk

>>14224684
That's their fault not the credit cards or the banks.
What are you, a liberal?

>>14224710
See >>14224517

>>14224684
The vast majority of people pay their credit card off each month. Banks mostly make money off of transaction fees on credit cards.

>>14224684
Then you should say 95% of people were raised by retards, instead of falsely labeling institutions as scam artists for offering a program that rewards anyone with a working brain cell.

Dumbass communist. Bet you're $50k in debt from your dog-fucking curriculum.

>>14224446
Wow so hard to keep track of accounts. My brain hurts sooo much thinking about my 3 credit cards

>>14225037
but the jewls

To answer the OP I like the Uber Visa card. If you use uber a lot it's definitely worth it

>>14225037
Seriously this. Wtf

>>14223798
>business failed
>racked ~$80k in cc debt
>stopped paying
>5 years later settle a few debts at 10%
>rest too old now to be sued for
I only use debit cards now though I do have 1 credit card with my bank with a $0 balance. It was a learning experience but thanks for picking up my tab anons. Own houses/cars so my credit being ruined hasnt caused me any issues yet. America is a comfy country.

>>14223798
AMEX BCP ($75 a year)
Chase Freedom (no fee)
BoA Cash Rewards (no fee)
AMEX Everyday (no fee)
Wells Fargo something (no fee, 1st CC)
Citi bank something (no fee)
Discover (no fee)
>pic related
First things first, get the Discover design I have so no one knows you have the IT. next, get a good fee card like the AMEX BCP and then only get no fee cards.

>>14225222
If you're in debt, by how much? And what's your annual salary?

Amex gold for 4x reward points. Just shop everything at super markets and if you cook at home it's golden. Free 500 USD per year as delta travel points apart from perks and what yearly fees you pay.

Best if also have a delta card to make sure you don't pay any baggage fees.


These are my go to cards.

>>14225276
Total credit line is $64k. Have about $4k balance across em all. Make $85. $400k in crypto

>>14225752
I have campaign memorabilia too, buddy (and I live in Canada, but I always say I'm American at heart to the ugly libtards here).

And okay, that's practically no debt relative to your income, so you're good.

>>14225880
>I have campaign memorabilia too, buddy
Nice, you want to know what $5k in campaign memorabilia looks like?
>pic related

>>14225990
Cool, but what makes that worth $5k?

>>14226096
They are rare. They stopped selling the white and golds prior to the election and have never brought them back. Go for $500-$1000 on eBay

>>14223798
Freedum
Freedumer unlimited
Dickover it

There’s a 2% cashback card but i forgot which one it is

>>14224446
Cc companies deal with that shit. Worst case: they freeze that credit line. Are you fucking 70 years old?

>>14226538
Oh okay. Yeah, hell, they're nice looking.

>>14224517
Some argue that it changes consumer psychology so that your spending habits become more expensive even if you pay it off in full every month. I call bullshit because debit and credit cards look identical and are functionally the same at time of purchase. Probably applies to the left tail of the iq dist.