/biz/ - Business & Finance

>>14155412
Put them in your husband's name and never do a day's work in your life

buy low, sell high

Why the fuck are you using a credit card to begin with

>>14155412
We use one credit card only to buy all the inventory in our shop. Pay them off next month and repeat. Started with $500 cars and now after 6years we have 35k credit limit. I know that’s not much to some but I get offer for black cars, platinum and other higher end cards all the time

>credit card
never owned one in my life *sssssiiiiiiiiiip*

>>14155452

Because I'm not a fucking retard?

I couldn't get a place without decent credit.
I couldn't get a good deal on anything without decent credit, have you seen the prices and rates you're charged when you don't have decent credit to back you up? They're exorbitant.

I hope you're fucking kidding. Otherwise you definitely don't know what you're talking about.

>>14155412
>best tips for cards and credit management?
Apply directly to the trashcan.

>>14155412
Never had one. Literally a scam exploiting high time preference American advertising slaves.

>>14155497
>own a car
>own a house
>dont use credit cards
heh

>>14155452
>>14155465
>>14155548
>>14155558

Is there a more low-IQ indicator than being anti-credit card?

>>14155558

>Potential to get at least 10k off of a vehicle with dirt cheap payments (assuming you're autistic enough to finance a car)

>scam

lol okay retard. Any business/finance savvy person knows how to game a scam in their favor. You don't belong on this board.

>You NEED to rack up interest and potentially get into an unpayable debt goy! Think of your credit score!

Never leave a balance. Don’t believe the brainwash meme of “oh you gotta leave a balance and pay off slow so your score goes up”.

Who the fuck taught people that one? The credit card companies?

Find one with the best rewards. 1.5% cashback is an ok start. And use it for everything. All the things. Coffee. Gum. Dinner. Groceries.

Pay it all off. Never incur interest.

>>14155412
Don't spend more than what you earn for starters. Bet if you detailed your expenses there's a lot of unnecessary spending otherwise you wouldn't be asking why the debt is getting over you head.

>>14155412
Pay in full always, that's the only thing you need to learn.

get a citi doublecash and stop giving a shit

there are better things to spend your time on than juggling 9 different ccs trying to achieve an effective 4% cashback rate

>>14155618

This guy has the right idea, lemme school you nerds with extra tips:

Credit is positively affected by these things:

-Amount of credit you have AVAILABLE TO YOU
-Amount of credit lines you HAVE OPEN

This affects your credit NEGATIVELY

-How much you USE the credit (percentage-wise)

This is how you get MAXIMUM benefit:

>Get about 2-3 lines of credit (1G total will work)
>Use less than 10% of this credit on each card

Your credit will increase tremendously. I just got an 84 point spike in my credit for 1% credit utilization.