/biz/ - Business & Finance

He s poor

>>14100136
stay poor faggot

so you can borrow money from mom when you over withdraw ? no thanks

>>14100136
Josh. Your lease is up July 1st. I'm raising monthly rent by $200.

Poorfag cope is real lmfao

>get rich
>Only cash out 1 percent of portfolio per festival

Blind leading the blind.

>>14100136
>not having no memories

OP is right. Muh bank account has a large digit count hurrrr well where all yo memories at, bitch. Betcha got none.

Nah I'd rather have 5k so I can spend it on shit. Also I'd rather have memories of bad things but be living good now, rather than the opposite way around.

>>14100152
This isnt even poorfag cope, this is retarded financial handling cope. Even normalfags should be zble to scr as pe together a 5k slush fund if they just saved 100 bucks every week. Thats simply not spending as much money on frivolous shit.

>>14100136
>I'd rather be dead broke & have a life, than to be pretty much dead broke & have no life
Deep

>>14100136
I used to say shit like this when I was poor. Thanks crypto, unironically changed my life

>>14100136
>having to choose between the two
Must suck being a poorfag loser

>>14100136
Fucking Josh can allow to say this because nigga got them cash money from welfare and robbin' he ain't prime example material yo fuckin ass nignog

>>14100136
He looks like a nigger.

>>14100136
This is a poor person who's somehow managed to adopt the attitude of someone who's never experienced hardship of any sort, in the dumbest possible way

As long as he doesn't come crying to me when he can't cash in on his "memories" then who gives a shit.

Played Dauntless (New MHunter game from Epic) last night with my pregnant white gamer wife in our house that we own.

All in on LINK/XCM. Will be a millionaire this time next year.

Yeah going out...man...I’m missing out, sucks to be me.

Fucking normie meme for low IQ shitters with no hobbies or passions.

>>14100136
>Everyone wants to buy them Chainlinks, but don't nobody want to lift some heavy ass bags.

>>14100136
I live the life of Josh,
I have no regrets,
I have no bank account.

>>14100136
>I'd rather take 5k and put it all in a shitcoin hoping it will 100x then spend it on some vacation I'll be too drunk to remember.
Fixed

>>14100148
>cries in Torontonian

Also, festivals suck for the most part. I feel claustrophobic being surrounded by endless crowds of braindead normies. If the stars align they can be a good time.

These memories of developing and raising my networth while all the plebs around me staying poor are more fulfilling than trying to be accepted socially by drinking and posting on Instagram. Been saving and investing for a couple years and it’s been very exciting watching my net worth climb. That much closer to NEETism

>>14100136
until you age 8 more years, no one is going to festivals. you're fat, from shitty diet/partying.

you get evicted, no one wants you. burnout loser. turn homeless, some kids set you on fire while you're sleeping. but hey man, you got those sweeet memories with those trust fund kids who ignore you now and spend 5k on bottles of champagne when they get together remembering their festival days

NPC tier

>>14100136

It's called "Time Preference". Turns out that young people with high time preference (live in the moment) have shit life outcomes, and young people with low time preference (struggle now for a comfortable future) have much better outcomes.

What's cool is that having low time preference is a lifelong thing, so even when you've made it you'll continue to work hard and save because it's just who you are.

What's bullshit is that the people who had all the fun times early while you sacrificed for your future always demand that your future self bail out their future selves, and politicians are only too happy to oblige.

Time preference has incredibly broad applicability:
>Fatasses want to eat and booze it up now, and in the future try quick fix pills/surgery or become HAES activists to shift the blame on /fit/ people to normalize their shit bodies and health
>Thots fuck 100 chads before they're 30 then shift the blame to men who can't handle a stronk independent womyn when no quality man will date their worn out old asses
>Investment banks over-leverage themselves and then expect bailouts
>etc

>>14100136
muh memories, the cope. never change amerigois, the perfect cattle.

>>14100136
you can do both. if you can't then find a healthy balance, cause those memories don't really mean as much as you'd think in 10 years. I spend my early 20's fucking off traveling and doing the festival scene. sure it was fun, but it made the next 10 years of my life a lot harder since I had no skills or job prospects. I don't remember much about most of the good times I had. it doesn't even matter to me anymore.

lel, I like how he implies £5000 is a lot of money

>>14100418

>>14100201
This.
This feel right here.

>>14100338
I know a chap who pretty much did this. Party life. Sure sex and drugs, but hasn't a penny to his name. No home or any income prospects at all. Makes by doing what bits come his way to fuel a life going around the world. Sounds pretty chill but I like the comfort of my own property with a load of nice stuff in it. If I make it I'll spend that money experiencing stuff, but I won't do it the other way round and wait until I'm 60 to try to make some money.

>>14100452
>amerigoy
Obvious British manner of speaking plus the '£' should have been a pretty fucking obvious giveaway you retard.

>>14100136
Thats a ghetto rich comment.

>>14100136
>consumerist, probably indebted COPE

>>14100136
>not having no memories

Fucking guy is right.

Know a guy who worked his ass off his whole life, had a very nice stack saved up to retire off of and live wherever he wanted. He was about to retire this yr and bam had a massive stroke out of nowhere. He had major brain damage and was worse case scenario - paraplegic and brain dead . Luckily he didn't suffer too long like that and checked out. But man still can't get that out my head. Changed my whole line of thinking. You really can't waste your life away because one day it could be u like that..look into it, there's really no rhyme or reason to have a stroke, from 27 year Olds to 67 yr old people, other family members had stroke or not in past has nothing to do with it

>>14100136
Short term nigger attitude

>>14100465
To lower level normies £5,000 is a lot of money, almost life changing. Give that to the average Brit and they'll blow it on a holiday to some shitty Spanish resort. They'll blow it all. A long time ago I asked a friend if what they'd do if they won a large amount of money, close to a million. They said a massive holiday for all their friends. They said they wouldn't save anything at all because they don't care. This person was a total chav though so not indicative of a true average normie, most would save some but the dumber normies love spending money on experiences.

>>14100136
>$5000 is a large amount of money to some people

>>14100518
you know what money buys anon? comfort. you know what is uncomfortable as fuck? being poor and not seeing a way out.
balance is everything here. being a miser and wasting your life grinding for dollars is depressing as fuck, that's why being smart about money at an early age is important. partying through your twenties is fun, but then it's over and your 30s, 40s, 50s, 60s, will be on hard mode. do both.

>>14100282
>cries in Toe-Ron-Tone-Ian

>>14100518
Imagine he was broke and couldn't afford the medical treatment for the stroke?

Also, spending your money to "live in the moment" doesn't mean you'll be healthy in the future. There's plenty of faggots like OP who get fat as fuck by going out every weekend and drinking copious amounts of alcohol and eating greasy food non stop.

>>14100136
But 'going out every weekend' is horrible.

The only reason I used to do it was because I wanted pussy.

Now I just get it off Tinder and can live a comfy hermit lifestyle.

>>14100136
>£5000 is a lot

t. 15 year old

>>14100136

>>14100518
at least his kids/grandkids can have a good life

>>14100185
>should be zble to scr as pe together a

>>14100615

>>14100576

Agreed. Neet life is not way to go, but u do have to make time for yourself too. It's got to be balanced.

>>14100705
Yes it will be a game changer for them

>by the way I'm going to need half your income to pay for my education and medical care

>>14100418
Interesting. Sounds like I had high time preference in my early 20s and developed low time preference in my late 20s.

Getting drunk and listening to shitty techno music doesn’t seem fun to me

We can't accept a democratic socialist system that allows these degenerates to steal from us

>>14100465
Look up the average savings rate. You wouldn't believe me if I told you how low it is.

>>14100136
When will you realize that literally everything in 'life' is dependent on circumstances, framing, timing, logistics i.e. game theory?

On an anonymous internet board called /biz/ users enforce a 'making money' stigma and you are more likely to be looked down up on for having a actual real life, experiences etc.. and not focusing on making money all the time

In a club at friday night everyone will look down upon you when you talk with someone about ETFs or Roth IRA's while everyone just wants to relax, listen to music and forgot the real world.

>>14100249
>All in on LINK/XCM
My nigger. What ratio?
42k Link and 700k XCM here.

>>14100136
I'd rather have 5k linkies than any of that shit.

People that travel/party in their late 20s were just losers in highschool. its time to grow up and build wealth

>>14100136
fukin normies!!

>>14100866
kek imagine thinking biz frens talk about ETFs or some gay shit and not exclusively crypto

I have no memories and no money

>>14100866

yeaaa, but you cant really do this with $0 in your bank account so that tweet is bullshit.

>>14100905
you know that /smg/ exists right?

>lol poorfag

Says the crypto wagecuck gamblers on /biz/ who have zero understanding in generating real passive income. So many times I've asked advice on REAL stocks, real estate and business dynamics and all I get is "buy low and hodl" answers. You delusional fucking dreamers

>>14100991
Holding bitcoin provided the highest rate of return out of any traditional options

>>14100518
>there's really no rhyme or reason to have a stroke

There is really, >90% of stroke risk factors are actually lifestyle factors — of which alcohol and smoking, probably embraced by the likes of Josh, form a big part. That's why people who have strokes in their 20s make the headlines, they're freak cases statistically.

>>14100931
credit cards lets you access up to thousands of dollars while technically you could very well have no money. having a strong social circle pays often well depending what you are after : friend sells you ticket for half the price bc he cant go, someone with connections to a gig/event can possibly help you sneak in, someone is willing to lend you money (acquaintance, co worker etc.),,

>>14100991
buy low and hodl

>>14100866
>In a club at friday night everyone will look down upon you when you talk with someone about ETFs or Roth IRA's while everyone just wants to relax, listen to music and forgot the real world.

and most of the people 'in da club' every weekend will be abject failures in life pissing every every cent they earn and blaming the government for their shortcomings.

t. ex nightclub event promoter

>>14100185
U ok bud?

>>14100174
Exactly. I want my life in the future to be my best. I dont want to be 35-40 looking back at my twenties as the best days of my life. I want to be 35 and living the best days of my life till the end of it.

>>14100136
Fuck I would do anything to have 5k in my bank account

>>14100136
Imagine having the shortsightedness and selfishness of the common nigger. You just explained exactly how their brain works.

Instead of creating/carrying the legacy of your family, you want to blow it for some meaningless selfish “experiences”. This line of thinking was manufactured by the Jew (through their thorough study of the nigger) and forced down your throat since you were a child.

Real men think of their families and offspring first, not themselves. They plan for the legacy of their family.

Women chase these cheap experiences because they have the minds of children. The Jew has structured your mind to be feminine and you have put it on display for everyone to laugh at. You’re weak and your family will be weak as a result. Carry on faggot

>>14100136
being boring fucker AND having no money
AND living in the UK

>>14100167
I can only remember mabe 5% of all the girls I've slept with.

Might aswell not have done it.

>>14101674
best post of the day. They want you to spend money and stay a slave. Most of the things you spend money on cause the environment to deteriorate. While I do think money shouldn't be saved, there is no prize for being careless. Most of the things you experienced will be forgotten.

>>14100136
It's so fucking weird that he thinks being financially responsible means $5,000 and it means having it in the bank.

>>14101720

Op is obviously a zoomer. When your weekly allowance from mom is prob about $15, $5k seems like a million

>Having 5000 in your bank account means you cant "go out" and have fun at a moderately often pace

>>14101700
5% of 0 = 0

>>14101700
HAVE.
SEX.

>>14100185
Based strokeposter

>>14100136
money is a score for rich people and something to spend furiosly for poor people.

>>14100136

Is he literally a poor fag?

You can do both. I’ve been on two long vacations 12 hour flights from my home country this year plus one domestic trip. Still saved a lot more than i spent. I dont even earn that much.

Normie faggots just spend non stop. U dont need to spend every cent getting pissed every week and going on over priced normie holidays to make memories.

This cunt will either be crying he has nothing and how he couldnt afford to save or invest when young, or will cope by saying this shit again when seeing a NEET who saved and invested while spending smart and making memories

>>14100136
>i'd rather be a poorfag who goes to festivals than a poorfag who doesn't
well no shit, but I like having 6 figures and not going to festivals

>>14100136
>he will never make it

>>14100136

Thinking 5000 is making it.

He will die poor.

Feels good man.

do not use not wasting money as an excuse for rooting away in your basement

Why are normies obsessed with festivals?

They can be fun but i have never felt need to go to more than one a year and only if shit i like is playing.

>>14100136
Set your eyes ahead to the future, not behind to your memories. faggot

tfw I was just like you lads when I was in my 20's saving and making out my retirement, FIRE lmao.

However it did get me some capital.

Which then i invested into real estate and fixed up my first house to which I sold.

Then I invested my time in jobs that taught me the most instead of what paid the most.

Then after wage cucking to suck up the information on how a business operated, I quit 1.5 years ago.

Now I have about half million and my business is taking off and i have more money than I know what to do with. Now I'm moving downtown into a brand new high rise where I can network with other successful people. It's amazing how the conversations change among the 1%. Everyone openly talks about money and helps each other because it isn't a big deal to them.

You have to realize poor people hate talking about money and the matrix they live in keeps them poor.

Getting the fuck away from poor people is the #1 secret to getting rich that no-one is telling you.

I feel like I'll do better trying to fill that hole inside myself by focusing on it By Myself rather than going out to parties and getting intoxicated and desperately trying to cover the hole.

>>14103106

I think it is culture too. In the UK it is taboo to talk money in general. Especially how much you earn or make even if it’s obvious you earn a lot.

In USA i noticed people are way more open about it and it probably just isn’t a taboo topic

>>14103062
nah man set your eyes to the present

>>14100850
I think this will happen to me

I'ld necc myself if my savings account wasnt going up $5k a week

>>14103106
^
when you're hanging with 9 broke dumb people, take a guess who's gonna be the 10th.

>>14100136
t. Faggot that never needed money and mommy and daddy gave him money every month

>>14100136
>not having no memories
Zero memories & $0.
Sounds about right.

>>14100136
Almost everyone lives this way, this isn't even a "trick", its just giving up.

>>14100418
unironically based

>>14100479
holy shit

>>14100518
Do you think he would have been happier if he blew the stack of cash?

>>14100866
Imagine feeling like everything in life is "circumstances" and your just an NPC that events happen to. Your are literally powerless and just ride the waves. Its just a big dice roles.
Holy shit. Just imagine believing that and not roping yourself.

>>14104020
>>14103992
>>14103950
>>14103932
>>14103915
>five posts in a row

It's not really about being smart or dumb saying that shit is just cope. If you knew you'd die 3 months from now would it be smart to not spend any of your money and just keep "grinding" for the future? Not really.

It's ultimately just preference, some people are betting(subconsciously) that they'll live for a long time so they plan for it and others live more "in the moment".

>>14103992
No, he would've felt bad about it that's why he didn't do it. It's not a sacrifice it's just avoiding pain in both cases.


>>14104020
COPE
O
P
E

>>14101007
True but its like we are living in the 1920s as bagholders. It's all honkey dory and everyone is having a great time but nothing will keep the bitcoin bubble from popping. So the answer is to shift as much as you can into secure holdings.

>>14100136
>Years later
"I deserve free money because I don't have any"

>>14100136

>Spend all your money on "memories"
>Drink so much you can't remember those memories
>Die broke

Sounds like this guy has life figured out

>>14103106
Quality over quantity.

>>14100418

>meritocracy
>in 2019

oy vey, the jews have been in a low time preference for at least 2000 years it seems

>>14100249
>>14100879
the chadfolio

I did the partying meme a bit ages 18-22 and it was kinda boring and gay

>>14100136
>muh memories
>muh "family is more important than money"
poorfag cope

>>14100546
>This person was a total chav though so not indicative of a true average normie

You overestimate the finances of the average normie in western countries 50% of the population are one paycheck away from nothing, there is a reason the top 20% own 80% of wealth, there's not even anything to blame it on either it's just how the universe works

>>14100249
How much link?

>>14100136
Speak for yourself, I can't stand people.

>>14100136
I'd rather have £200,000 in the stock market paying me about £6k a year in dividends than have £0 in the stock market because I was thinking so short term I spent all my money as soon as it came in

>>14101700

How many STD's did you collect all this time?

>>14100136
Or you can go out once or twice a month and stay in every other weekend? Who the fuck NEEDS to go out every weekend? Doing that shit 50 times a year would get boring very quickly.

>>14100136
This is what the average normie, wagecuck Brit thinks and acts

In Britain, having money, being rich and sucessful is not a sign of virtue. It means you are a moneygrabber, that you are selfish and stingey.

This is of course the byproduct of attacking 'the elitests', who turned out to be the hard working middle classes that you could aspire to be

>>14104532
Britain is such a miserable little island, with a heavy drinking culture, so normies are often heading out every weekend

>>14100136
I would rather be an adult than a child.

>>14100136
>tfw he’s 60 he’ll be saying he should have just saved money

Why don’t most normies think about the future? Also there are shit you can do for free

>>14100136
he's right

>>14100141
Upvoted

>>14100136
>Colored gent has super high time preference
Well Imagine my shock.

>>14100136
Funny. I did those things and I still have money. Sounds like he's poor af and coping.

Simular to Corecuck cope.

>>14100269
Would eat drugs to.

>>14104423

my fucking god you are a dumb bitch. Money begets more money is why. Whether that's Interest on large amounts of money, dividends from large stock holdings. Owning property, collecting rent.

Having money = getting more money

That's why. Not because the universe works that way, this world was built by the rich... FOR THE RICH

>>14100860
It's actually a pretty good time. Gets old though (after the molly starts to lose its magic).

>>14105064
Poorcel cope

>>14105116

>fiat made to be spent because inflation is how the universe works
>doesn't even realize people tend to accumulate but fiat is made to spend
>doesn't realize the way to accumulate in modern society is hidden to normies through propaganda
>doesn't realize that a bank saving account inflation is irreal compared to the real inflation

probably you know all of those but you are a fucking jew so you hide your real secrets

>>14105166
>probably you know all of those but you are a fucking jew so you hide your real secrets

Kek true

Normies have no excuse anymore though because after an hour of googling they can learn all that

This guy stupid. I know tons of pubs that are a pound a pint and clubs? Just steal drinks from all the people out smoking. Was he born this retarded or did he have to work on it come on man.

>>14105166
Nearly 40% of Americans can't handle a $400 unexpected bill and the average saving rate is 3%. Both official stats from ameriburger government, look it up

>>14105564
You always hear this shit but then it seems like every motherfucker got more money than me.

>>14100861
Yup.

I actually love festivals. People are nice to each other for no reason. It's weird.

>>14105637
Those numbers include blacks, hispanics, and single mothers who are all in the negative.

well 5k is ez and lifes better when u know u got it

>>14105637
>it seems like

Exactly, it SEEMS like they have more than you but they just run everything on credit. My work is filled with nice ass cars but then you hear everyone complain about the auto loan. Only the people with the shit boxes have them paid off in full

>>14105637
what is debt my duderino

Speaking of festivals..
Anybody else going to Electric Forest in a couple of weeks?

>The amount of people with over £100 in savings in the UK is falling.

>Only 67% of 35-44 year olds have more than £100 in savings.

>While the amount of 55-64 year olds with more than £100 in savings has fallen by 12% in 2017 to 74%

>The number of Adult ISAs in the UK is falling, down from 12,657 in 2015/16 to just 10,815 in 2017/18.

>More women than men are subscribed to Cash ISAs in the UK.

>The number of Junior ISAs in the UK is rising, with over 900,000 open in 2017, up from 794,000 in 2016.

>Despite more Junior ISA accounts being opened, the average amount invested is falling.

>The average amount invested is now just £813, down from £1,050 just two years ago.

>>14105691
>>14105729
You right my bros. Also probably helps if most of your money isn't in magical internet money

>>14105747
How the fuck can you be over 35 and not have £100

>>14102925
They are drug addicts and festivals are the only place where they can score hallucinogens and party drugs. In the real world all they can get is a bag of weed because they don't have the connections

>>14105730
Wish I could man, it looks cool as fuck

>>14105796
I went for the first time in 2017. The rain on day 1 sucked dick but I had a great time.
>>14105775
Lol connections. Why deal with some idiot dealer when I can score quality drugs for a lower price on the dark web? Been doing it for over 3 years and ever had an issue.

>>14105843
Key word in the post I was replying to was 'normies'.

>>14100136
>5000
Is this what he considers rich?

>>14100338
>you get evicted, no one wants you. burnout loser. turn homeless, some kids set you on fire while you're sleeping. but hey man, you got those sweeet memories with those trust fund kids who ignore you now and spend 5k on bottles of champagne when they get together remembering their festival days
This happened to a friend of mine when he was in his early 20's, minus the being set on fire part. He grew up spoiled, his parents sent him to an expensive college in NYC, set him up in a nice apartment, etc and long story short they fucked him over really bad and lost all of their money. He was really traumatized by it didn't want to accept it and be a man. Now, he's a 32 year old alcoholic and drug addict that refuses to grow up and makes money scamming people online because he's too fucked up to work a regular job.

>>14100136
I can't remember which old 19th century billionaire said it but
> For all that's said of it, the road to riches is as dry as the road to the mill.

>>14105888
>Now, he's a 32 year old alcoholic and drug addict that refuses to grow up and makes money scamming people online because he's too fucked up to work a regular job.

To be fair I would do this too if I was smart enough to not get caught. Infecting companies with ransomware seems lucrative as fuck. Small businesses with outdated IT and boomer employees would be such easy targets.

Note to FBI: I am just LARPing don't worry

>>14100136
Good goy.

>>14104030
of what?

>>14100136
How about $100k in my bank by 25 AND going out to festivals and holidays because I'm not a dumb faggot

>>14100136
>my taxes go to subsidizing the existence of hedonistic retards with no long-term thinking

>>14100136
>>14100418
>In awe at the low time preference of this ooga booga

>>14100249
AssBlaster Portfolio chads unite

>>14100136
>like £5000
This fag is poor as fuck! He probably saves up his guberment gibs.

Fuck I wouldn't even go on holiday if i didn't have at least 5k in my account, what if I wanted to do something 'expensive'/ get into a odd situation.

>>14100161
Underrated

Normies have no concept of delayed gratification or quality over quantity. This is what keeps them generationally poor. Even if they earn a good living through education they will end up leveraged to their eye balls in credit living beyond their means, or be boomer/Silas Marner tier and hoard wealth in fiat for some reason under a mattress or in a bank account for decades completely unaware of inflation and missing out on making the money work for them. I’ve had the task of talking to some
If these types and the idea of investing it is another language, they simply cant get it, so hoarding cash is the only way for them(generationally poor). I also tried to explain this concept of not spending savings on temporary things like rent, but increasing income or decreasing expenditure instead. A lot of people would sooner rack up the debt and spend all their savings on something like rent(kicking the can down the road) instead of downgrading their lifestyle temporary and increasing income. Impossible to convince them otherwise.

What does this mean? People like OP will rationalize hardcore. There is simply no inbetween. If you arent dumb you can have amazing memories and experiences within your means for free or cheap. Why do you HAVE to have that 3£ coffee every day? Why do you NEED to go drinking every weekend or clubbing. Why do you have to go on an expensive holiday yearly to and expensive place?

Then it gets to middle class, which is the same, but with more toys. They finance cars they cannot afford, buy homes and toys they cant etc. Must be seen at the newest trendy restaurants. People are just retarded. Its all or nothing, and poor people will make a virtue out of their knowingly shit decisions.
There are genuine poor and fucked people out there. But in the UK, there is a huge social safety net. Almost anyone can make it while having enough fulfilling experiences on the way if they want to indulge.

>>14100136
Josh, what's point in having those 5000 brit money casually in the bank anyway?

>>14100479
Did your crush get stolen by Tyrone or something? This is some excessive contempt that I don't normally see on this board.

DEANOOOOOOO

>>14100136
When you think having 5000 in bank account is equal “a lot”
He ain’t gonna make it even with that supposed 5000.

>>14109791
Nigger lover. KYS

>>14105064
t. socialist/commie

>>14100136

I'm a Brit with £5k in the bank, what do?

>>14105064
Never going to make it.

>>14109845
Love you too man. We're all gonna make it.

>>14100136
All your memories serve as food to higher dimensional alien entities that drink a fluid created from the accumulated soul-experience essence of humans when they die to have those experiences, similarly to psychedelics for us as how we consume living entities to receive a chemical stimulant

5000$ should be put forward to learning/mastering your conciousness to resist and fight back this moment so as to not receive

The second death.

that is all.

>>14109920

As if that's any indication of 'making it'

>>14110469
It absolutely is. Stop pounding your fists and saying that everything is rigged against you. Maximize income by any means and minimize expenditures. That's what those rich folks you hate so much have done.

>>14100249
did you just claim video games are your passion?
have sex, manchild

Meanwhile most of /biz/ has lost more than 5k on shitcoins instead of using that money to create memories or experiences you have instead enabled some pajeet to buy a golden toilet .

His bank account isn't the one that gives it financial stability. It's his parents one.

You can make memories while saving money. Blowing your whole bankroll on going to parties is S-tier stupid. If you hit 30yo and you have literally $0 it's so hard to catch up. There'll be zoomer wagies that will have more than you at that point lol

>>14110647

>pajeet
>toilet

I don't think so Tim

>>14110863
he won't actually use it, he will put it on a pedestal and it will have a little plaque that says "paid for by scamming sirs"

>>14104464

rather have £200,000 in LINK desu

>>14100136
TFW I live this life, studying Biomed and work in Pathology with 50k in crypto and like 1k in the bank. I go out on benders almost every weekend and no one except my friends knows the life I live.

However I've realised its all meaningless and that the most joy you will get is being with a girl you love in the middle of nowhere in the solitude of nature. No amount of money/job stability/partying/fucking will bring you the true pleasure of what we were intended as human beings. To live in nature with a girl we love in a tribe of people with a kid and knowing that the truth of god is the earth we live on. Constantly recycling and we will soon be recycled.

Stay woke friends.

>80% in LINK
>20% in NKN

>>14110952
Yikes

>>14110845
This

>>14100249
Nice portfolio but do you get to play video games with your wife's boyfriend?

>>14110952
You will never get a girl which can understand you and she will eat your time/income because of her immaturity. She will refuse growth at all because everything will always be given to her.
At least living with a girl for an extended period of time helps you perceive what is parasitic behaviour and how to dodge it in the future.

>>14109791
>I don't normally see on this board
Fuck off, schoolmarm schlomo.

>>14100249

>be an adult
>playing video games
>ever
>getting married
>ever

fucking pathetic