/biz/ - Business & Finance

>>14021516
I've got the same life as you except for a few difference
> 34
> 40k in savings
> 2000 in stocks
I'm your future anon

God damn it.
Why do westerners have to be this fucking pathetic? Every single day I see at least one American complaining about a life that billions of people dream of, yes, BILLIONS.

It's like you've never grown out of your boy phase. You have all the capital to succeed and you spit on it like it's dirt.

>>14021588
If I’m 34 with only 40k saved I’ll kms. I need to get to 100k by age 26.

>>14021589
kys street shitter

>>14021623
I'm jus saying life don't come easy anon

>>14021648
This is why you'll always be poor blue boy, you might even have millions by some dumb luck or by HODL'ing but you'll always be a poor dumb fuck.

>>14021516
forget gold diggin whores, Jesus love you, you dont need fake women love

>>14021675
>

>>14021516
Car notes kill. Get a 15 year old Lexus with low miles used if you need a car. Only wealthy people can afford new cars. People get fooled into buying new cars because of marketing. That aside you should have some money in the bank. It's not like you have many expenses. You have a higher income than me and I have 21k in the bank after a year of labor.

>>14021623
you need to actually figure out your monthly spending, every penny, and then optimize a budget

you also need to invest aggressively and minimize your tax burden
the key is going to be living with your parents and not speaking to women

>t. 26 year old with $350k

>>14021764
How did you amass your wealth fren?
Coins, Inheritance?

>>14021589
Those billions shouldve spent more time building infrastructure and educating themselves instead of acting like niggers and doing nothing but popping out babies

Im also 22 but i make 85k yearly

>>14021623

Maximize income boyo. I used to be like you, obsessed with saving every penny but not with making more money. Then I learned to aggressively pursue higher paying positions and stop worrying about penny pinching and am much better off.

>>14021784

Either that or he works for FAANG

>>14021764
This. I got my first post-college job at 23 making $50k. I'm 33 now and my net worth is approaching $1 million. No inheritance/windfalls. Just aggressive saving and investing.

>>14021516
If you're making 50k a year at 22, stop fucking complaining.

>>14021921
25 an hour is nothing. Literally the median income

>>14021980
Yeah, and you're just 22 fucking years old.

>>14021980
Fucking idiot

>>14021980
I make that much at 27. It's depressing as fuck but I have way more money in the bank than you do. Stop buying fortnite skins and maybe you'll save some shekels young based zoomernigger

>>14021784
>got a full ride scholarship
>worked every summer, saved money
>graduated making $70k/yr
>maxed out every tax advantaged account, no crypto trash, just standard boglehead discipline
>moved back in with parents, continued to invest, lived on ~$300/month
>never, ever, ever spoke to a roastie

>>14022202
Based.

>>14022202
>All in on being missing out on the better parts of your life w/ the opposite sex oonly to maximize income
>believing there’s nobility in it
Cmon anon. Money isn’t that important

>>14022253
oh I forgot the actually difficult part you will have to contend with, to do this you have to cast aside the life script of a beta provider and any kind of lifestyle that will make you relatable to the proles around you

prepare to deal with social shaming and everyone thinking you are beneath them, or mentally ill, or greedy, for not being an intellectually compliant peon
and when you actually have financial independence and don't show interest in corporate ladder climbing you will be viewed as low value and lacking ambition

>>14022377
I've had my share of women. End of the day I'm still single and a poorfag.

at your age I was making barely over minimum wage and I saved over 20k in my bank account, mostly because I refused to buy things especially at convenience stores

but then I found my vices and I lost it all

now I make like 36k a year and I'm trying to climb that hill again

>>14022377
money is the closest thing in this world to magic, it's the purest expression of will and its accumulation is triumph over the forces the bind you to a lifetime of suburban mediocrity

>>14021516
>currently $20 in my checking account

Literally how? I only make 30k a year, live on my own, pay rent, bills, and liberally eat out and have a bit over 2k right now. You could buy 15 used cars with the money you make each year. Do you live in one of the world's most expensive cities? What are you spending the money on?

>>14021831
Making more money is key.

I'm 21 and just got a 60k job out of college but my state is blue so I only see about 40k of that. Moving out soon so will be spending about 800 on rent and utilities ( splitting with roommate). Leaves me about 34k a year.

Either way, I'm doing better than most of the people I went to high school with so I can't complain.

>>14022432
This normalfag has a lot of respect for you anon. Keep doing you and escape the wage cycle ASAP

I’m 24yo, a neet, no car and zero money of my own.

>>14022377
>muh dick