/biz/ - Business & Finance

>>13305615
You have identified the problem. Start studying and solve it.

>>13305615
I'm make 60k and put in 400 a week you have no excuse

>>13305615
>Mortgage
>Car Payment

Knock these out first

>>13305615
You know you can buy small amounts of bitcoin too, right?

0.005 BTC for example

you can literally buy $1 worth of bitcoin

>>13305655
>>13305658
>Once in a lifetime bull market comes and your $3000 is now $15000
Basically pointless unless you're holding a large enough amount to make a difference

>>13305662
$'s will be worth 0 someday anyways

>>13305615
you're not living under your means. eat rice and beans. buy bitcoin.

>>13305615
What's your job, OP

exactly

these cucks are running around putting in small amounts only to make the people with a large amount of bitcoin richer. coins are useless unless you are playing with thousands and even then its too risky.

kys faggots

>>13305677
Maybe, hopefully, but not anytime soon
>>13305680
I do that already
>>13305701
Office toilslave

>>13305720
150k should be plenty no? Normie wage is like 50-80k here

>>13305736
What? I don't make 150k that's what I said
I make 20k gbp a year

Rob a bank. Then invest in crypto.

>>13305754
Good idea

>>13305615
I made four k last month (more than usual) I put in more than two k. There is no excuse only accumulation.

>>13305880
That's not a small amount compared to an average job you brainlet
I'm working class = 1500 a month gbp or 2k usd is basically regular pay

>>13305738
>living in 1st world country with one of the best education/opportunities and earn only 1500gbp a month.

You have only yourself to blame britbong.

>>13305921
That's about the average wage here. Most things in life are circumstance. There is no blame, you think you earned what you have for yourself but the truth is it's just circumstance

Don't listen to these negative minded faggots OP, if you take a small amount and profit there will be other opportunities. Just keep looking for opportunities and growing it.

>>13305921
All the jobs are in London and a few in the other big cities and transport is shit. Even driving on the motorway is horrible lol

>>13305615
Put it what you can, but dont over diversify. Stick to bitcoin or btc/eth. Small amounts are unlikely to be worth it, so instead focus on gaining 1 btc or 32 eth. Just DCA what you can each month

>>13305662
Sounds like 15k could really help you

>>13305615
Become a maggot farmer on the side, sell maggots to pet stores and organic poultry farms, invest money in bitcoin and more maggots.

BSF larvae.

>>13306062
Very strange advice. Why?

>>13305615
I mined then traded my mined coins into bigger sttacks

>>13305615
I saved up for almost a decade by living at home with my parents throughout my 20s. Then put that money into crypto early 2017.

>>13306068
Startup cost is $20 worth of BSF larvae, $20 worth of containers and $10-$100 worth of breeding chamber (made from fly wire on a square frame).

Outgoings on the business are minimal to none. Take refuse/waste from local cafes/grocers for free, convert 50% of the weight into BSF larvae, sell the BSF larvae on the internet/classifieds at the going rate in your country. You'll be surprised how much they sell for per kg.

Once you get enough cash flow/maggots, cut some deals with poultry feed suppliers and invest in dehydrating machines and packaging, this will eliminate waste product and allow you to stockpile dried maggots to sell to grain stores/feed suppliers.

When you start as a maggot farmer, the only way to go is up.

>>13306087
Fuck it I'm making a maggot general.

>>13306087
>>13306091
Lmao, can't help feel like you're taking the piss but then again maybe you're not

>>13306091
Madman

>>13306087
>>13306091
thread fucking derailed lmao.

>>13305754
The days of robbing banks and successfully getting away with it are over half a century gone, attempted now you’ll be carrying a deadpack with a tracking device, and any stolen bill you spend will be pinged, not to mention the near impossibility of fleeing the scene without getting rekt by cops when the teller pings the SWAT button and you get 10 helicopters on your position in minutes

>>13306110
Would have been cool to be a successful bank robber to be quite honest. Think the last successful ones were in the 90s.
The equivalent now is basically stealing crypto or hacking

>>13306087
can you handle the smell though, it must be godawful

>>13306110
Not really, there are still ways to do it. There was AMA from a retired bank robber a while ago where he shared how he did it, try looking for it in warosu if you’re interested.

>>13306547
There is a smell, but it is nowhere near normal maggots. It's more like the smell in a worm farm, but if you don't drain out the liquids it can get pretty rank.

I wouldn't recommend you grow them in your bedroom.

Bring your questions over to
boards.4channel.org/biz/thread/13306141#p13306141

>>13306547
>>13306547
There is a smell, but it is nowhere near normal maggots. It's more like the smell in a worm farm, but if you don't drain out the liquids it can get pretty rank.

I wouldn't recommend you grow them in your bedroom.

Bring your questions over to
>>boards.4channel.org/biz/thread/13306141#p13306141

>>13306547
>>13306547
There is a smell, but it is nowhere near normal maggots. It's more like the smell in a worm farm, but if you don't drain out the liquids it can get pretty rank.

I wouldn't recommend you grow them in your bedroom.

Bring your questions over to
>>13306141

>>13305662
Every year there's a once in a lifetime bullrun. You just have to find it. In the mean time, you can still make decent dough when bitcoin goes to 100k

>>13305615
u just dont know to use you're munny

>>13305921
Oh shutup everyone knows americans earn way more
then again the debt is also a lot more

>>13306937
keep coping using your obsession with the burger.
Not everyone coming from burgerland, am from SEA and earn way more than him. 1500 is pretty low desu, he needs to up his game.

>>13306993
Singapore?

>>13306993
It's the avg wage in the UK or maybe even a little higher. It's extremely difficult to escape the social class you were born into here, just how it is. Once you're working you're basically stuck in the same position, you can't just go back into education as easily - it's fucked.

>>13306999
>>13307002
yes Singapore, what do you mean social class? like nepotism? I came from a poor family but working hard in the uni to earn what I earn right now. I imagine the cost of living of Singapore and UK are the same, with 1500gbp he has the same wage as mcdonald employees and life is difficult.

>>13307032
No. The class system in the UK is too long and confusing to get into here but it basically goes like this: You die in the class you were born. There is very little room or possibility to escape the social class you were born into. It's also difficult to go back into education (uni, training, w.e.) once you've started working and are essentially stuck in the wageslave cycle until death. That's just the way it is. It's the same in many places though, it's probably similar to 'poor' countries too.

Working hard is simply not enough, we don't live in a meritocracy

>>13307063
Working class Brit here also (27 y.o) but I think you're being very defeatist. It's more to do with confidence/arrogance that people rise. I've known working class bullshitters work their way up to £50-60k despite being low on talent.

I'm on a similar wage to you but have invested in properties over time and am now on £32k as a result due to passive income. I've also put £67k into crypto.

>>13307203
You're not on a similar wage then or you live with your parents. Unless you're literally 60 years old there is no way you found 67k to put into crypto on 20k a year.

What, are you living rent free?

>>13307240
>you live with your parents
Just my mother, but bingo. Don't give a fuck about it either; I'd rather be retired at 30-32 than piss my money away on rent and bills.
>Unless you're literally 60 years old there is no way you found 67k to put into crypto on 20k a year.
No offense but no wonder you're financially retarded dude, you didn't even read my post properly. Like I said, I'm 27 and I'm on £32k. I save practically every penny I earn and have done for nearly a decade, I pay £300 'rent' each month and eat very basic meals (rice/chicken) to keep costs low. While I appreciate your living situation may be different to mine for reasons outside of your control, you seem to lack resourcefulness and seem very bitter about it.

>>13307269
Well, no, not really. You're just deluded or misinformed about how the real world works because you live with your mum and don't understand how much rent and other bills actually cost. You're sheltered and have no concept of the cost of living without the bank of mum and dad. I'm not saying that to insult you, you're quite lucky, but don't get confused.
>Cheap food
Yeah, that's all well and good, but it leaves an average working class person with *maybe* £300~ after bills on 20k a year. And that's a big maybe.
I read your post but just found it funny how you're claiming you invested on 20k a year. Invested what? You bought rental property with what? Blowjobs? Gtfo, you're either lying or LARPing

>>13307315
Like I said in my post, while I appreciate your living situation may be different to mine for reasons outside of your control, you seem to lack resourcefulness and seem very bitter about it. In fact, you're extremely bitter.

You do realise you don't need to buy properties outright and there's something called a mortgage, right? During my teens I played a shitton of MMORPGs and sold the gold/credits I made, which netted me a few thousand a year during that time. I got my first mortgage at 20 after working full-time for around 3 years, and I put down ~£40k. Got my second mortgage at 24; put down ~£60k on that. One thing that I'd totally forgotten about was the fact I made a decent amount from eBay sales; a lot of toys I had from childhood ended up being extremely rare and fetched a high price on auctions. I made over £10k on those.

I would post my Trezor balance but I don't my hardware wallet on me. You just seem to want to wallow in your miserable frogposting cesspit though so it wouldn't make a difference.

>>13305615
OP fell for the cheap vs expensive meme
Sorry OP your not going to make it

>>13307362
No I'm not bitter at all, like I said, you are just sheltered and don't understand the situation for an average working class person. I'm not trying to shit on you for managing to get by and do well, but again, you're an exception if what you are saying is true.
Already your situation is vastly different to the avg working person who does not have 2 mortgages by 24 or 10k on a whim from selling whatever on eBay. The avg person has probably less than 2k in savings and while most of that is down to being retarded with money, even if they saved every penny they still wouldn't have enough to put 67k in crypto. I'm not saying it's impossible but it's extremely difficult to escape your social class, that's just how it is. Once you're in the toil cycle you're pretty much trapped unless you have fortune on your side and manage to make it out by setting up a business, or something. So well done to you, but I'd argue you were never even working class to begin with anyway if you have 10k to throw around and mortgage money by 20, that isn't working class. I don't know of any working class person with a mortgage at 20

>>13306993
>I make more than the average brit despite living in the most expensive city in the world.
Are stupid or just delusional?

>>13307408
>>13307032
>imagine the cost of living of Singapore and UK are the same
Ah I see, delusional it is.

>>13307393
The 10k wasn't really on a whim, it was just a very fortunate one-off cash-cow I will never be able to milk again. I had some (very rare as it turned out) Power Rangers / Digimon / Pokemon, etc, stuff from the 90s that fetched a major premium and they're all gone now. However, it's the kind of thing many people might just take to a charity shop or throw away, so it was an example to give you an insight into the underlying mentality about these kind of things. I researched the fuck out of everything I had to ensure I maximised every penny out of them.

I don't know how to quantify the different classes as I've never really looked into it, but I never met my father and my mom is on less than £20k and always has been, so there is no way I am middle class. Not interested in averages and never have been, so forget about the statistics man. I knew I would have to make sacrifices if I wanted to be financially free, so always have done, and most people just don't.

I completely agree about the rent/bills aspect as I mentioned before, and I don't know at what age you moved out, but I feel you could have maximised your opportunities at home more than you did. Again, I don't know your situation and you may have had it shitty so my bad if you did, but how did you not see the toil trap coming and make preparations accordingly, i.e. at least saving up for a house deposit before moving out?

>>13306087
Fuck bitcoin, I'm a maggot maximalist now

>>13307781
>He doesn't mine maggots

its getting hard day-by-day to enter crypto. we are still in like 1901 when you've could buy 1% of ford motor company stocks jsut a price of cigaret pack.

>>13307876
I think crypto has matured a bit now. It's maybe still early but not that early

>>13305662
> Cries about being poor
> 5x my money isn't enough
I'm poor as fuck and I'd suck a dick for a 5x right now

>>13307891
No, 5x is great but 15k isn't "made it" tier which is what we're all aiming for, right?

>>13306110
Not at all true, I was a teller at a TD from 2007-2010 and we were robbed twice, never caught the guy. We also didn't have ink packs, tracking devices, or anything close, just 1 $10 bill we kept under our $20s with a pink paper clip on it that was registered to track.

>>13307876
No we're in 1934 and you're going to have to wait 20 years to break even

>>13305615
I have a second job, faggot. $1k/month going into these meme coins until I hit my target stacks. At current prices that should be EOY so I am praying for more crab.

>>13305615
I bought 5k back in 2012 as a factory worker.

>>13305662
Golden bullrun means you 40x your money. Then 40x again and you made it